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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Fed up of my cousins comments about benefits and UC

739 replies

glassor2 · 24/07/2025 16:17

I’m a single mum of two kids, ages 13 and 5. My older son has a relationship with his dad, but my younger son’s dad moved away a couple of years ago and doesn’t see him often-usually once or twice a year. He doesn’t provide any financial support, and since he moves around for work (he used to live in Canada and now lives in Australia), it has been challenging to get child maintenance to chase him.

I work 3-4 days a week (sometimes more if there’s overtime available) and receive a top up from UC. My mum occasionally helps with child care, but she also has a full time job. It can be difficult handling everything on my own, but I manage.

Anyway, I have a family member I'm quite close to, and she often makes comments, not aimed at me, but towards people who claim UC. For example, she mentioned that it's unfair for her to pay almost £300 a month in tax while others can work part time and avoid paying anything (I don’t earn enough to pay tax) and that she has to pay more to subsidise the people that don't. She even told the entire family that she pays almost £400 a month, including national insurance, which made things awkward and nobody knew what to say.

From what I know, she doesn't earn a huge wage, so I can see why it would be frustrating for her to have to pay that much. It's a lot of money. However, it's not our fault, and if she's upset, her anger should be directed at the government, not at those who are rightfully claiming.

Everyone’s situation is different, and some people need help. I never chose to be a single parent, and I can't control the fact that my ex chose to leave and decided not to support his child financially. I'm doing my best, just like many others on UC are.

I don't think she's intentionally trying to upset me, but she is.

AIBU? How do I tackle this?

OP posts:
Dontcallmescarface · 24/07/2025 18:42

GoodOldTrayBake · 24/07/2025 18:33

Perhaps people shouldn’t have kids they can’t afford with feckless, irresponsible men…

If only I'd known that he'd fuck off with someone else 7 years after DD was born I might have thought twice about having a child but, alas, the crystal ball failed to show me that part of my future.

XenoBitch · 24/07/2025 18:42

MugsyBalonz · 24/07/2025 18:35

These are my thoughts too.

We need people in lower paid jobs as they're most frequently the jobs that keep the gears of society turning. Shop workers, delivery drivers, carers, learning support assistants/teaching assistants, cleaners, waste management workers, etc are all low paid but all essential to the running of vital day to day services. Wages need to be subsidised so that people can fill these roles and be able to afford to live. In an ideal world, a minimum wage job would be enough to support a family to live a respectable, poverty-free, lifestyle but we don't live in an ideal world and so top-ups are needed.

Absolutely!
I used to work in a min wage job, but lived alone in a decent flat and had a nice life. No top ups.
Times have changed so much. People doing those vital jobs still deserve a nice life.

On MN, anyone in a NMW is told to up-skill, or move somewhere cheaper. We NEED people in the low paid jobs, and some people are not capable of more anyway. They deserve more than living in a grotty HMO and living off beans and toast, and being told they are not trying hard enough.

Neetra30 · 24/07/2025 18:43

H1lll · 24/07/2025 16:23

Stop talking about it as there are a lot of people (myself included) who agree with her. We both work need to work full time to pay our bills so I don’t agree with others being able to choose to work part time and the tax payer pick up the bill

I agree with you too

ThatBoldBear · 24/07/2025 18:44

MoveOverToTheSea · 24/07/2025 18:37

Yep.
I thought this had been obvious during the pandemic.

All quickly forgotten though.

I get what you’re saying, but don’t forget some of us are funding all this and getting just a little bit fed up.

Arseusmaximus · 24/07/2025 18:44

Evaka · 24/07/2025 17:32

Doesn't bother me in the slightest and I pay a fuck tonne of tax every month. I'm glad the system takes care of people who need support and hope it supports me if my circumstances change. You might not be able to work full-time some day for reasons beyond your control. Do you really hope you'll just have to make do?

Absolutely, me too. I'm a high earner and like seeing the tax contribution on my payslip. I don't want kids growing up in poverty. People need to look at who's whipping people up to feel angry about single mothers claiming benefits, people seeking asylum, disabled people. Often it's the very wealthy, who want us punching down not up.

Bushmillsbabe · 24/07/2025 18:44

Needmorelego · 24/07/2025 16:30

@H1lll @Pollqueen Perhaps the father of the 5 year old shouldn't have buggered off and left the OP in the lurch and only being able to work part time.
Blame him not her.

Exactly, more needs to be done to ensure absent fathers pay for their child's needs, rather than the taxpayer.

My mum always used to moan when I was younger that 'Dad is supporting another family', for a bit I thought he actually had another family, then realised she meant that he was supporting the costs of another family. Why should some people support their own family whilst some others don't even support their own family.

LakieLady · 24/07/2025 18:45

Rosscameasdoody · 24/07/2025 17:56

Well you must be earning it to pay it as the basic state pension isn’t enough to pay tax on. OP is working. She gets UC because wealthy employers pay shit wages on which their employees can’t make ends meet. So the tax payer is effectively footing their wages bill. Same with landlords. They charge exorbitant rents that ordinary hard working people can’t afford, so again UC foots the bill. The fact that you choose to blame the claimants instead of the people who are actually causing the problem says more about your entitlement as a boomer than it ever will about the OP.

I agree with every word of this up to "entitlement as a boomer", being a boomer myself!

Dontcallmescarface · 24/07/2025 18:45

Miley23 · 24/07/2025 18:41

Except that he'll be paying a whole lot of tax on a combination of state pension and earnings.

Only on his earnings, SP is not high enough to be taxed yet.

MadameTwoSwords · 24/07/2025 18:46

You've got absolutely nothing to feel bad about. Your family member is small-minded and ignorant and doesn't seem to understand that this is an example of state support functioning as it should - to enable you to parent your children AND work without being reduced to penury.

You don't owe them an explanation - maybe the next time they mention it ask them what they actually know about economics.

Xmasxrackers · 24/07/2025 18:47

UnbotheredQueen · 24/07/2025 17:30

God there’s some right wankers on this thread.

There always is when UC is involved. Ffs people who earn nmw are still entitled to UC but let me guess, they should get higher paid jobs?! Ok so who then does the care work etc which is all minimum wage?

Miley23 · 24/07/2025 18:48

Dontcallmescarface · 24/07/2025 18:45

Only on his earnings, SP is not high enough to be taxed yet.

But op's benefits aren't taxed like state pension is. They would both get the same personal allowance yet state pension would be counted and benefits aren't.

ThatBoldBear · 24/07/2025 18:48

Bushmillsbabe · 24/07/2025 18:44

Exactly, more needs to be done to ensure absent fathers pay for their child's needs, rather than the taxpayer.

My mum always used to moan when I was younger that 'Dad is supporting another family', for a bit I thought he actually had another family, then realised she meant that he was supporting the costs of another family. Why should some people support their own family whilst some others don't even support their own family.

If I work Monday - Friday, it’s 10:06am on Wednesday before I actually get to keep any of the money I earn. It’s not exactly incentivising.

Vintagenow · 24/07/2025 18:48

Oh just ignore her. Raising DC alone and running a household on a single salary is nigh on impossible these days unless you're a high earner with flexible hours.
Even if you worked full time you'd still likely be entitled to help. Then you would get more child care paid for instead and the cost to the tax payer would be the same 🤷.

pinkyredrose · 24/07/2025 18:50

allthemiddlechildrenoftheworld · 24/07/2025 17:43

@glassor2 my husband at 72 is still working nearly full time. still paying tax. to keep people like you in UC!! I am 70 and also still paying a whack of tax!!

So what?

ThatBoldBear · 24/07/2025 18:50

Xmasxrackers · 24/07/2025 18:47

There always is when UC is involved. Ffs people who earn nmw are still entitled to UC but let me guess, they should get higher paid jobs?! Ok so who then does the care work etc which is all minimum wage?

It’s pretty obvious it’s the people who pay for it who get annoyed.

myglowupera · 24/07/2025 18:50

MugsyBalonz · 24/07/2025 18:35

These are my thoughts too.

We need people in lower paid jobs as they're most frequently the jobs that keep the gears of society turning. Shop workers, delivery drivers, carers, learning support assistants/teaching assistants, cleaners, waste management workers, etc are all low paid but all essential to the running of vital day to day services. Wages need to be subsidised so that people can fill these roles and be able to afford to live. In an ideal world, a minimum wage job would be enough to support a family to live a respectable, poverty-free, lifestyle but we don't live in an ideal world and so top-ups are needed.

This. A million times this!

Carpedimum · 24/07/2025 18:52

All of the people expressing their displeasure at UC firstly need to walk a mile in others shoes and also direct their energy towards engaging with politicians to effect social change. Learn how the system works. Attend public meetings. Respond to public consultations. Write to your M.P. or go to their surgery. Create or contribute to petitions and campaigns. Be proactive. Vote. It is thought that if everyone voted in the U.K. then politicians would be more accountable and issues like social / welfare etc. would receive more attention.

Devilsmommy · 24/07/2025 18:52

H1lll · 24/07/2025 17:25

So do I? We both work full time

Exactly, you've got a partner. OP is a single parent so she can't just work full time as easily as you

CarrotyO · 24/07/2025 18:53

If she pays £400 in tax & NI, she probably earns about £30k, and has a take-home of £2000. I can see why she feels dispirited as it is an absolute grind working full-time.

For comparison - what is your take-home (with the UC top up included)? Comparing side by side might help to bring empathy to the situation - either you towards her, or vice-versa.

XenoBitch · 24/07/2025 18:53

Xmasxrackers · 24/07/2025 18:47

There always is when UC is involved. Ffs people who earn nmw are still entitled to UC but let me guess, they should get higher paid jobs?! Ok so who then does the care work etc which is all minimum wage?

I have seen people on here say that NMW should be school leavers only.

IAmQuiteNiceActually · 24/07/2025 18:53

And while you're all squabbling, all the country's money and assets are being transferred to the super rich without you noticing.

- YouTube

Enjoy the videos and music that you love, upload original content and share it all with friends, family and the world on YouTube.

https://youtu.be/S0pGpik5FIk?si=-NMo0lO7iCXos8HR

Bubblegumicecreamm · 24/07/2025 18:54

MugsyBalonz · 24/07/2025 18:35

These are my thoughts too.

We need people in lower paid jobs as they're most frequently the jobs that keep the gears of society turning. Shop workers, delivery drivers, carers, learning support assistants/teaching assistants, cleaners, waste management workers, etc are all low paid but all essential to the running of vital day to day services. Wages need to be subsidised so that people can fill these roles and be able to afford to live. In an ideal world, a minimum wage job would be enough to support a family to live a respectable, poverty-free, lifestyle but we don't live in an ideal world and so top-ups are needed.

Exactly.

Though, can you look into apply for child maint?
I haven't read the whole thread so this may have been answered. Your ex shouldn't be allowed to abandon his financial responsibilities.

Also, I agree with a previous commenter, show visibly how boring she really is.

Yawn, even the people who feel they are carrying the burden really aren't, most people are struggling.

Devilsmommy · 24/07/2025 18:54

cadburyegg · 24/07/2025 17:27

”Get a higher paying job” as if it’s that easy. Unbelievable.

I know. The fucking ignorance on this thread is astounding

SharpLily · 24/07/2025 18:55

MugsyBalonz · 24/07/2025 18:38

Should OP put the five year old up for adoption then or simply have it shoved back up her vadge so it can be re-absorbed?

The person at fault here is the feckless, irresponsible man not the woman he ran out on or the child he abandoned. Men don't always advertise that they're feckless prior to a child coming along.

No, not always. But quite often they do.

IAmQuiteNiceActually · 24/07/2025 18:55

And then there will be no welfare state so all those people complaining about subsidising the poor had better never become ill.

Also,the benefits system isn't out of control....it has never been more difficult to get benefits since the welfare state was created.

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