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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
RantzNotBantz · 24/07/2025 15:03

He has had 22 years to plan for this, and hopefully he has been saving,

When I made a will while living with a long term partner (not married) , leaving my share of the house direct to my Dc, the solicitor insisted on putting in a clause stating that it was my decision not to leave anything to Dp and that he had the means to be self sufficient.

This was to guard against any challenge , I think.

I have seen many men slide from one woman to another prioritising the woman he moves in with. Your Dad did that when he de-prioritised you. Many men have assets but do the opposite of what this woman has done, and leave everything to new wife who then leaves it to only her children.

Presumably your Dad will have some time to sort himself out. The step children will have to give him some form of notice, they may not be able to do anything until they have probate.

Hopefully his attention to her family and D.C. will mean they are not utterly heartless towards him.

It will be upsetting but he will be able to get something. An O-60s sheltered scheme, a rental (and housing benefit : pension credit if he can’t afford it) .

Maybe, in preparation for supporting him you could call Shelter and ascertain his rights for his long he can stay in the house and what his options are after that.

But it would probably help to know how much savings he has.

NimbleDreamer · 24/07/2025 15:06

Something similar happened to my dad. He was living with his partner in her house. He stupidly then sold his own house because in his words he wasn't living there anyway so what was the point. As well as paying his partner a monthly amount for bills which is expected he was also paying towards her mortgage and credit card debt and his partner only worked weekends so my dad was basically subsidising her lifestyle. Once he'd sold his house he gave his partner another payment of £7,000 to pay off her final credit card debts and then a few days later she broke up with him which was the day before his 70th birthday. As he was living in her house and had sold his own house he then had nowhere to go so had to move in with me and my husband in our little 2 bed terraced house.

The difference between our stories though is I have a good relationship with my dad. The only thing was I was very frustrated with his naivety and was always telling him to protect his finances, especially as him and his partner weren't married but he wouldn't listen.

Thankfully he had enough left from his house sale to buy somewhere else but he still had to stay at mine for 12 months until all that was sorted.

He has a new partner now and I've told him in no uncertain terms to not be a mug with money again because I won't have him stay at mine if he makes the same mistakes this time.

nopineapplepizza · 24/07/2025 15:07

rainingsnoring · 24/07/2025 14:56

Where does it say that the situation was cut and dried between them?

Why has she only just told him that he would be homeless when she died if so? Why did she call the OP behind his back and request her not to speak to her father if everything was all discussed and organised 20 years ago, as it should have been.

If I lived with someone rent-free and they refused to put my name on the deeds and prevented me from contributing to any home improvements to ensure I didn’t have any future claim on the house/equity, then they’ve basically put in flashing neon lights that the house isn’t mine and never will be.

Even if the couple never spoke about it directly (and the OP does say that her SM has spoken to her dad about this) you would have to be blind and stupid to think a home-owner would spend 20 years rejecting all financial contributions/ combining of assets just to turn around on their death bed and say “I bequeath the house to you.” It would be a complete contradiction to all their previous behaviour.

Allseeingallknowing · 24/07/2025 15:08

These posts are a lesson to those who say” why would I need to get married, it’s just a piece of paper!”

BoundaryGirl3939 · 24/07/2025 15:09

My 38 brother is in a similar position. He has poured over 70,000 (in cash - no paper trail) into helping build his partners house. Her name is on the deeds, mortgage repayments, even the bills. He gives her cash every week. This goes towards bills and mortgage...but there is no evidence of him ever living in the house.
Hard to believe people could be so devious. She is sweet and manipulative. He must know deep down what's going on but he has no confidence to challenge her.

She turned him against me too so I have no way to talk to him. It's really sad.

RantzNotBantz · 24/07/2025 15:13

Allseeingallknowing · 24/07/2025 15:08

These posts are a lesson to those who say” why would I need to get married, it’s just a piece of paper!”

Even if married I would leave my half of the house direct to my Dc.

All of it if it was my house bought before marriage and fully paid for by me.

Though marriage would give a stronger foundation for proving dependency.

And I would leave a life interest so as not to make my DH homeless.

Marriage isn’t really the issue here. You don’t have to leave your assets to your spouse.

Rattytouille · 24/07/2025 15:17

Gosh, this woman has played a blinder her side. Sorry that it’s on you though OP.

She had her own house (probably paid off by her, her former DH, and insurance if she was a widow). She then got herself a bloke for company and to help with the bills. When push comes to shove her priorities have always been her DC and DGC. On MN we advocate for this all the time, put your kids before a man.

The only thing I think she should do differently here is stipulate in her will that he’s got 6 months, maybe generously, a year, to move out. But live there possibly for another 20 years? I don’t think so. Legally that money is her DCs and she knows it, and wants them to have it.

Unfortunately I don’t think your dad’s partner was into him as much as he was her.

vivainsomnia · 24/07/2025 15:17

He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!
I don't know why some posters are going on about the money is has put in the house when OP has said that she never let OP's dad paid a penny towards the house. Yes, she always knew the house would go to the kids and if he didn't get the message that after 20 years of him not being married, not sharing any finances and not paying a penny towards the house, that he didn't realise what her intentions always were. It's not sneaky at all, it's him burying his head in the sand.

As for him not staying living there, I expect she is concerned the house would deteriorate because so has his health and it sounds he wouldn't be able to afford any expensive maintenance of the house.

What if the house was solely bought by the father of her kids? It would be loyalty to him to ensure the house went to his children.

He has been either extremely naive or refusing to face the facts. I really don't get why people are saying she is nasty. It sounds like she made things very clear. He had the option to give her an ultimatum, you marry me or I go. He decided to stay, accept to live rent/mortgage free for 20 years, and not invest. She didn't still his money!

Tiswa · 24/07/2025 15:18

@RantzNotBantz you would need a tenancy in common not joint tenancy becuase marriage does assume the latter

all these examples though show financial contributions and that is different by the OPs account his has financially contributed nothing his maintenance is I assume DIY which has been paid in kind.

Allseeingallknowing · 24/07/2025 15:19

RantzNotBantz · 24/07/2025 15:13

Even if married I would leave my half of the house direct to my Dc.

All of it if it was my house bought before marriage and fully paid for by me.

Though marriage would give a stronger foundation for proving dependency.

And I would leave a life interest so as not to make my DH homeless.

Marriage isn’t really the issue here. You don’t have to leave your assets to your spouse.

No but spouses do have rights!

Finteq · 24/07/2025 15:19

I initially wrote YANBU. but then changed to YABU.

It's yp to her who she leaves the hosie to.

Your dad has been told its been left to the kids. She's is not a terrible person she is just looking out for her kids.

And she's not leaving your dad to you. It's up to you whether you want to take him in or not. Personally after the relationship you have I am surprised you gave it more thought than - Oh OK then.

He's grown what he's spending. If you want to pick up the pieces that's up to you. But he hasn't been a dad to you. And the people he has been a dad to- his non biological step-kids will probably throw him out. Again that's down to him and his life choices.

He has had plenty of time to save up and think about his future.

If he had been a good dad. I would have no qualms about taking him in. But in this current situation Personally I think he needs to be left to it.

Finteq · 24/07/2025 15:21

No- he ditched his family.

And if his partner dies then he will likely go back to the people he ditched for assistance.

Allseeingallknowing · 24/07/2025 15:22

vivainsomnia · 24/07/2025 15:17

He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!
I don't know why some posters are going on about the money is has put in the house when OP has said that she never let OP's dad paid a penny towards the house. Yes, she always knew the house would go to the kids and if he didn't get the message that after 20 years of him not being married, not sharing any finances and not paying a penny towards the house, that he didn't realise what her intentions always were. It's not sneaky at all, it's him burying his head in the sand.

As for him not staying living there, I expect she is concerned the house would deteriorate because so has his health and it sounds he wouldn't be able to afford any expensive maintenance of the house.

What if the house was solely bought by the father of her kids? It would be loyalty to him to ensure the house went to his children.

He has been either extremely naive or refusing to face the facts. I really don't get why people are saying she is nasty. It sounds like she made things very clear. He had the option to give her an ultimatum, you marry me or I go. He decided to stay, accept to live rent/mortgage free for 20 years, and not invest. She didn't still his money!

He did help towards the bills. He sacrificed his own money to care for her, and the house, so he has contributed . His partner is a hard hearted bitch.

Daleksatemyshed · 24/07/2025 15:23

It seems a strange conversation with your DSM considering she knows he doesn't have much of a relationship with you, it sounds very much as if she expects you to take him in as soon as she dies. It's sad, he's desperate not to lose her and yet she really doesn't care what happens to him, the remark about him dying soon after her is really cold hearted. Talk to your DF Op, you really don't owe her anything

DBD1975 · 24/07/2025 15:33

What do you think 'leaving in Trust' to her children and grandchildren means?

averythinline · 24/07/2025 15:33

You and your dh need to decide where your boundaries are... At least she's given you a heads up so you can think through this...and also be clear to your dad...
Its crap but obviously not unusual for people not to plan ahead...

And also you can ask your dad what his plans are...
Just because he'll be homeless does not mean you have to house him... If he has few assests to rent himself ge can apply gor council housing there maybe some age related housing that is often more appropriate..

If that's the likely resolution for him then it is probably better you don't get involved at all... As it will be assumed you're housing him..

Better that her kids make him homeless so he can apply to the council.... If he hasn't got savings etc to sort out anything else

I say better from a process point of view not a human point of view obviously...

KingfisherAmmonite · 24/07/2025 15:34

What a very strange thread.

All this woman has done is what women on Mumsnet are advised to do all the time when a man moves in.

Protect the house for children, and make sure the partner has no claim on it.

DBD1975 · 24/07/2025 15:36

EastGrinstead · 24/07/2025 14:08

This phone call has already taken place.

This purpose of the call that the OP received was to explain the ground rules and to make it clear that the OP's dad would have to leave the home after his partner died.

She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless.

She mentioned she didn't trust him to take care of the house after his fall.

What do you think leaving the property in Trust to her children and grandchildren means?

DBD1975 · 24/07/2025 15:38

Please could I just ask everyone posting on here what they actually think leaving the house in Trust to the children and grandchildren actually means?

Finteq · 24/07/2025 15:39

rookiemere · 24/07/2025 13:00

Sounds like they both deserve each other. If it were me I would message both of them and say what she said and that your F won’t be moving in with you, so you hope her operation is a success. But I know you wanted to respect her disgraceful demand not to tell your F so I would message her “It was a shock hearing from you after so many years. I hope your operation goes well and this is all hypothetical. However I am not sure why you’re telling me the contents of your will. If it was to ease your conscience, because you think I will pick up the pieces for him, then let me make it as straightforward as you did. F has not been a father to me or a good DGF. If he is homeless I will not take him into our house.”

Normally I am all for finding a middle ground, but honestly f them both. Your F may be a good partner and step parent but he sounds like he is a crap DF.

Agree.

It's.nothing to do with you

Finteq · 24/07/2025 15:48

NotrialNodeal · 24/07/2025 14:26

If I was ever to spilt from my husband and moved someone else into my home I would do exactly as the OPs 'stepmother' did. She's protecting her assets for her children and I cannot see why anybody else wouldn't. I wouldn't allow my new partner to contribute financially to the house either. Of course it's different if you remarry; but then in that situation I wouldn't remarry, because I would want anything I had left to go to my children!

Same.

Though I would prob want them to live in their own house.

Zempy · 24/07/2025 15:50

Well she has already told your DF all this. I imagine it must have been discussed over the years?

If he hasn’t been paying to house himself for over 20 years, he should have sizeable savings?

Allseeingallknowing · 24/07/2025 15:51

KingfisherAmmonite · 24/07/2025 15:34

What a very strange thread.

All this woman has done is what women on Mumsnet are advised to do all the time when a man moves in.

Protect the house for children, and make sure the partner has no claim on it.

I think what shocks some of us is that she doesn’t care about what will happens to OP’s Dad. It’s like he’s outlived his usefulness, and when she’s gone he’ll be disregarded, no matter that he’s devoted years of care to her and her house. Why doesn’t she care what happens to him? It’s as if, all of a sudden, he’s nothing. Had the dad died would she have been interested in his savings , assets, if any? You bet your life she would! If OP’s Dad has any regrets about how he’s treated his family( and he should have) then he needs to make his will now.
It beggars belief that people are so naive , move in with someone, and have no regard as to what might happen in the future, don’t know their rights- or lack of them. I hope her Dad is able to get sheltered housing , and doesn’t expect his daughter (who sounds very caring) to take him in.

Elektra1 · 24/07/2025 15:52

@YourSnugHazelTraybake”She wasn't providing for him though. Ops made it clear that they have separate finances, so the claim would fail on that criteria.”

She was providing for him by providing a roof over his head for free.

Rallentanda · 24/07/2025 15:55

Allseeingallknowing · 24/07/2025 15:51

I think what shocks some of us is that she doesn’t care about what will happens to OP’s Dad. It’s like he’s outlived his usefulness, and when she’s gone he’ll be disregarded, no matter that he’s devoted years of care to her and her house. Why doesn’t she care what happens to him? It’s as if, all of a sudden, he’s nothing. Had the dad died would she have been interested in his savings , assets, if any? You bet your life she would! If OP’s Dad has any regrets about how he’s treated his family( and he should have) then he needs to make his will now.
It beggars belief that people are so naive , move in with someone, and have no regard as to what might happen in the future, don’t know their rights- or lack of them. I hope her Dad is able to get sheltered housing , and doesn’t expect his daughter (who sounds very caring) to take him in.

See, I get a different vibe to you. I think the woman is being excessively careful to get rid of him now because it is possible to if she dies. Which makes me think she hasn't been able to, up till now.

We don't really have a picture of how the OP got the information about her dad being devoted, doing all the DIY etc. These things may just not be quite true.

Something feels off to me. Sorry OP.