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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
Kubricklayer · 24/07/2025 08:51

NorthXNorthWest · 24/07/2025 08:46

He has lived rent free for 20+ years, its not a financially or emotionally abusive relationship that he was not able to get away from.

How do you know?

It's clear as day that he adores her and he was isolated from his family, which could easily have come as a result of emotional manipulation from stepmum. It's entirely possible she's capable of that given OP's description of her. He also poured money into providing all the holidays. Again quite possible emotional manipulation from her ('you're living rent free the least you can do is pay for the holidays').

LittleBearPad · 24/07/2025 08:52

Kubricklayer · 24/07/2025 08:51

How do you know?

It's clear as day that he adores her and he was isolated from his family, which could easily have come as a result of emotional manipulation from stepmum. It's entirely possible she's capable of that given OP's description of her. He also poured money into providing all the holidays. Again quite possible emotional manipulation from her ('you're living rent free the least you can do is pay for the holidays').

You’ve created quite the narrative here!

HonestOpalHelper · 24/07/2025 08:53

ButterCrackers · 24/07/2025 08:43

As soon as she dies the house is managed by the next of kin. They can get the locks changed. The dp has no rights to stay or even to his belongings in the house.

Not strictly true, the executors will be in charge who may or may not be the next of kin. The OPs father can start various legal actions if he wishes which will tie up matters for some time.

Although a long shot he possibly has a case for Proprietary Estoppel on the property, if previously to recent times he was to claim his partner had assured him or not given him to believe he had to vacate and he has made sacrifices to her and come to rely on that situation. A judge may well invoke a trust situation in those circumstances. Certainly worth exploring.

Kubricklayer · 24/07/2025 08:54

TimeForTeaAndToast · 24/07/2025 08:36

I think she's right to protect her children's inheritance.

Well they can earn that inheritance by looking after her if she survives her op. Why should he care for someone that clearly doesn't give too shits about him?

I think he should walk away (he won't) and if she eventually gets taken into care her house can be used to fund that. That would be a beautiful if that happened.

healthybychristmas · 24/07/2025 08:55

I can see her point. He has lived there rent free without making any contribution to repairs apart from on a practical level when he's done it himself. He has really benefited from not paying for that. I don't blame her for not wanting him to live there if it means her children's inheritance is delayed by so long. I would be advising my dad to move out beforehand and stop caring for her. I'd advise him to apply to the council for an over 55 flat and to go back to work when possible. The very very last thing on earth that I would do is have him live with me. He's shown absolutely no car for you, OP. Don't even think you're expected to have him live with you.

Greenkindness · 24/07/2025 08:55

Telling you probably makes her feel she’s transferred responsibility of him to you. I personally would let her, let them sort their own mess out. Sounds like you don’t have physical room or mental headspace for him

Shnuzzbucket · 24/07/2025 08:57

Tray80 · 24/07/2025 01:11

Yes he paid bills and holidays etc. He isn't trying to money grab and take her house, I just don't think he was expecting to have the home sold from under him quite so fast. I too hoped that the family would have given him time to greive.

You dont know they won't.

But to be honest, he's not a great dad to you, so its not your problem.

NorthXNorthWest · 24/07/2025 08:57

Kubricklayer · 24/07/2025 08:51

How do you know?

It's clear as day that he adores her and he was isolated from his family, which could easily have come as a result of emotional manipulation from stepmum. It's entirely possible she's capable of that given OP's description of her. He also poured money into providing all the holidays. Again quite possible emotional manipulation from her ('you're living rent free the least you can do is pay for the holidays').

Do you mean the OP who resents her father's wife ring fencing her assets for her own children rather than locking them up for 20 years for the benefit of a man that is not their father. A man who has been living rent free...

Yes, paying for holidays is the key issue here...

Shnuzzbucket · 24/07/2025 08:58

Tray80 · 24/07/2025 01:02

This is so true. He's always doing some sort of home improvements. He's been worth his weight in gold to her, not to mention very convenient! She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny as she always knew the house would be left for her kids. Now I see it as her been very clever if not a bit sneaky!

She mentioned to me that she has always funded everything they've had done on the house and never let my dad contribute a penny

So he should have his own savings then?

Goody2ShoesAndTheFilthyBeast · 24/07/2025 08:59

If it was me, id be telling her now that you will not be helping your dad and he will be homeless and you will not step in to care for the man who turned his back on you and hasn't given a damn for years.

Cherrysoup · 24/07/2025 08:59

He’s prioritised her and her children, so I don’t think you have any moral obligations to him. If he hasn’t salted away his own funds, which seems unlikely as he resigned to look after her, he won’t have the means to purchase/rent. I think you need to discuss ways forward with him, including whether or not you are prepared to house him, but how will he fund his life?

A neighbour in my street lives in one of the council flats and readily admits he didn’t prepare for his (early) retirement. He lives day to day, pretty much no luxuries. When he had cancer recently, we all rallied around to give him lifts to hospital, buy food/make stuff he could eat. It’s difficult to feel sympathy, but this is your dad, not some random neighbour.

ButterCrackers · 24/07/2025 08:59

HonestOpalHelper · 24/07/2025 08:53

Not strictly true, the executors will be in charge who may or may not be the next of kin. The OPs father can start various legal actions if he wishes which will tie up matters for some time.

Although a long shot he possibly has a case for Proprietary Estoppel on the property, if previously to recent times he was to claim his partner had assured him or not given him to believe he had to vacate and he has made sacrifices to her and come to rely on that situation. A judge may well invoke a trust situation in those circumstances. Certainly worth exploring.

It’s clear he has to vacate due to the will contents. She might have talked to her kids about this in the same way that she’s spoken to the op. Will the kids want him around if they are trying to sell the house? Probably not. Will the kids feel able to rely on him looking after the house? I don’t think so. He can try all legal options but he won’t win anything imho. He needs to ready himself for a perfectly legal action that makes him homeless with no belongings unless he acts now to remove his stuff and goes to the council as homeless.

wfhwfh · 24/07/2025 09:00

ThatLoudBear · 24/07/2025 02:17

Ultimately, she has done right by her own children, which your father hasn't done for you.
Whatever provision your father has or has not set aside for himself is on him, not her, or you.
She's facing an operation, with 50/50 chance of her pulling through. Rightly or wrongly, she's made you aware of how things stand for your father in the event of her death.
She's protecting her children's inheritance and good on her for doing that.
You may not think very highly of her, but maybe your father will just have to pay the price of not looking to the future and for having made little to no effort with his biological family. His 'step' family owe him nothing.

I agree that the stepmother has done right by her children. However, what I don’t like is her telling OP in that way - she’s essentially trying to avoid accountability for her (valid) decision and make it OP’s responsibility.

Id let it process and then contact her to say thank you for the information. However, this is a private financial matter between her and your father so you won’t get involved and - if not already clear - you are not in a position to be able to house her father. And, hopefully, they have planned together as a couple as to what he will do in the worst case scenario.

Then wish her all the best and love and strength for the surgery

Kubricklayer · 24/07/2025 09:01

LittleBearPad · 24/07/2025 08:52

You’ve created quite the narrative here!

What narrative? The facts are he paid for the holidays as stated by OP. Also his relationship with OP has weakened during the time he's been with step mum. Quite possibly both facts down to his suggestion but quite possibly her.

Hardly a far fetched narrative now is it?

NeedZzzzzssss · 24/07/2025 09:02

Kubricklayer · 24/07/2025 09:01

What narrative? The facts are he paid for the holidays as stated by OP. Also his relationship with OP has weakened during the time he's been with step mum. Quite possibly both facts down to his suggestion but quite possibly her.

Hardly a far fetched narrative now is it?

Extremely far fetched actually!! 🤣 I'd pay for some holidays too for 25 years of living rent free!

Skissors · 24/07/2025 09:03

Its not a given that he lands on your doorstep.
He can rent somewhere. A one bed place most likely .

EmeraldShamrock000 · 24/07/2025 09:03

I hope if anything OP, that you see your Dad in a different light after this thread.
An irresponsible man who has always sidelined his responsibility.
He had a choice to stay in touch with you, but he choose the easy option, more beneficial for him.

DorotheaDiamond · 24/07/2025 09:04

Alondra · 24/07/2025 01:54

These type of cases are the reason why in England and Wales there is a 1975 Act claim or an inheritance act claim. Your father has lived in her house 22 years and has been her carer. If your stepmother makes him homeless after her death, your father hopefully knows he could go straight to a solicitor to make an inheritance claim on the estate. He may not get the full estate but considering the circumstances, likely most of it.

This. It’s one of the few reasons you can challenge a will….your dad has been dependent on her for this time so her will needs to make provision for him. Get a good lawyer lined up.

HonestOpalHelper · 24/07/2025 09:04

ButterCrackers · 24/07/2025 08:59

It’s clear he has to vacate due to the will contents. She might have talked to her kids about this in the same way that she’s spoken to the op. Will the kids want him around if they are trying to sell the house? Probably not. Will the kids feel able to rely on him looking after the house? I don’t think so. He can try all legal options but he won’t win anything imho. He needs to ready himself for a perfectly legal action that makes him homeless with no belongings unless he acts now to remove his stuff and goes to the council as homeless.

I agree his best action is to leave now, go to the council or lodge, rent a room, whatever - if she survives the op the house can be counted as an asset for her care costs unless her DC look after her.

He should LTB

Kubricklayer · 24/07/2025 09:04

NorthXNorthWest · 24/07/2025 08:57

Do you mean the OP who resents her father's wife ring fencing her assets for her own children rather than locking them up for 20 years for the benefit of a man that is not their father. A man who has been living rent free...

Yes, paying for holidays is the key issue here...

Edited

For the benefit of the man who's not their father?

Yeah he's only built a close relationship with them over the last 22+ years. Pretty insulting to say he's not been in some way a father to them, despite how he's treated OP and her family.

SemperIdem · 24/07/2025 09:04

At base level I think what your step mother has planned is right. However I do think it incredibly harsh that she’s not so much as put in a clause that he can remain in the house for a period of time to get on his feet after her death, even if not until his own death.

It’s easy for posters to say it isn’t your problem, and it isn’t really. But he is your dad and you obviously care, that is hard to just switch off.

Iocainepower · 24/07/2025 09:04

Kubricklayer · 24/07/2025 08:46

"He has only paid his share of the utilities and food, that's it."

WRONG.

OP mentioned previously her father paid for holidays. I suspect that's likely where a majority of his wages went. So that's the equivalent of thousands of pounds a year.

Imagine a couple where the guy owned a house, spent his money on upgrades whilst the women paid for the holidays each year. Then the guy turns around and says the house is soley his and she has no right to it.

Stepmum is a grade A bitch and karma is coming for her soon. Either she doesn't survive her op (oh well) or she does and has created a rift with her primary carer.

Should he have not paid for anything then? Not the electricity he used or holidays he went on and just lived a completely free life?

Unfortunately as they chose not to get married, he is not entitled to the house he did not pay towards and doesn’t have his name on. Op’s dad will always have been aware of this.

diddl · 24/07/2025 09:05

your dad has been dependent on her for this time so her will needs to make provision for him. Get a good lawyer lined up.

Maybe he has been dependent since he gave up work to be her carer?

But before that he was working.

ButterCrackers · 24/07/2025 09:06

HonestOpalHelper · 24/07/2025 09:04

I agree his best action is to leave now, go to the council or lodge, rent a room, whatever - if she survives the op the house can be counted as an asset for her care costs unless her DC look after her.

He should LTB

That’s a good one - care costs or her kids look after her. This is the perfect retaliation.

Iocainepower · 24/07/2025 09:06

DorotheaDiamond · 24/07/2025 09:04

This. It’s one of the few reasons you can challenge a will….your dad has been dependent on her for this time so her will needs to make provision for him. Get a good lawyer lined up.

I’m still not sure I understand how he can be counted as being dependent on her when he lived there rent free for 20 years while also still working.