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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dads partner leaving him homeless after her death.

793 replies

Tray80 · 24/07/2025 00:41

Appology in advance for the huge thread but mainly feel like I need to vent so here goes! My dad and his partner have been together for 26+ years, living together in her home for 22 years. Although I was close to my dad as a child, our relationship dwindled as I approached my adult years. I guess he just stopped making an effort once he met my stepmum, as they tended to spend most of their spare time with her kids and grandkids.

Even though they only live 20 mins drive away they never visited including when my babies were born. They put mine and my kids birthday/xmas cards in the post every year. We speak on the phone a couple of times a month( when I make the effort) and I call around to see them half a dozen times a year, always bearing gifts on special occasions for eg birthdays, fathers day, Xmas etc, so basically it's always me making the effort. It used to really hurt my feelings when I'd see how much effort they both made for my stepmums side of the family but after 20 years of seeing it I just learned to live with it.

For the past few years my stepmum has had a terrible run of health. My dad has retired to take care of her as she has been wheelchair bound for quite some time. Unfortunately she's now been diagnosed with cancer and has been told that there's a 50/50 chance that she may not make it through her operation next week. Needless to say the whole family is devastated, including my dad. I called to see them last week and while walking in the garden my dad broke down and told me that he doesn't know how he'll carry on living without his partner. I can tell its taken a huge toll on his health too as he's stopped eating and taking care of himself and even had a nasty fall, which is so unlike him.

Today I received a call from my stepmum. I was really shocked when her number came up on my phone as she's only rang me twice in 23 years. She told me that she wanted to talk to me while my dad was asleep. She said she wanted to lay down the ground rules of how things would play out for my dad if she was to pass away during her surgery next week. It was explained that as the house was legally hers, as it was in her name, she would be leaving it in trust to her 2 children and grandkids, meaning that if she was to pass away, then my dad would be homeless. Apparently she had explained this to my dad a few weeks previous, which timed in with the fall and his sudden run of bad health. I believe this to be due to stress as he'd just been told that in 2 weeks he could possibly be loosing the love of his life, and now also his home. I know that my dad has always been aware that the house was hers and hers only but I don't think he was expecting to be turfed out so fast. I could kind of understand the rush if my stepmums family were struggling financially but they're all very well off. I asked about my dad's financial situation, if he had a bit of a nest egg to get himself on his feet if the worse was to happen and she said that she doesn't know, as they've always kept their finances separate. She mentioned she didn't trust him to take care of the house after his fall. She added that she thinks that once she's gone my dad will probably just give up on life and not be far behind. She also pointed out that hes very lucky that hes been able to live mortgage free for 20 years.

I can't begin understand the stress she's under with the surgery loomimg and the possibility of not making it out. I really don't want to see her in a negative light as I know my dad loves her more than life itself and they both need kindness and support more than anything right now, but the conversation I had with her last night has left me with a bitter feeling. She asked me not to tell my dad that we'd had that conversation, which I will respect. I just don't understand why she'd told me at all, as it clearly wasn't out of concern for my dad but rather a concern that he wouldn't leave the house when shes gone. I feel maybe she was prepping me as she knows he'll be landing on my door step when her kids sell the house, which in turn seems like a smack in the face when neither of them have ever made any effort with me or the kids. I just keep looking at my husband and trying to put myself in her situation. Could I purposely leave my husband financially destitute? I couldn't! The other part that is bugging me is that if all goes well for her then she'll be at home being cared for once more by my dad, the same man she was turfing out on the streets if the worse was to happen. I feel as though hes just being used. I really hate feeling this bitterness about the situation and I know I'm feeling overwhelmed by it all so hoping that someone else's take may help me see it all in a different light. Am I being unreasonable in feeling like this? If you made it to the end then thanks for sticking with me!🤷‍♀️🤯

OP posts:
Porkychops · 24/07/2025 08:34

Please dont take this on board. Your Dad will have to present himself as homeless to the council like anyone else. Just imagine if your partner was kicking you out, would your Dad be taking you in? I would send a message something like, ' I am sorry about your illness and wish you the best but just to be clear that I have not enjoyed a close relatmy father and will be unable to support with his future housing issues as I have my own family to deal with'

Pollymollydolly · 24/07/2025 08:35

OP I agree, she’s told you as she expects that you will be the one picking up the pieces. What a callous woman. Do you know her children at all - is it at all likely that they will allow your dad to stay in his home?

My FIL lives with his partner, he solely owns the house but it is also her home. In his will he has left the house to us with a clause that his partner is allowed to remain in the house until her death/she chooses to move. Tbh we don’t particularly like his partner but even without this clause there is no way we’d turf her out of her home if FIL died.

orangedream · 24/07/2025 08:35

How much 'caring' do you think your father did in reality? He doesn't seem to have been that motivated to work and earn. Could he be claiming he retired to look after her but really he just wanted to stop working?

If he was earning once, where is his money? Has he frittered it away assuming a woman would always provide for him? Or if he really invested it in the house, he should be due something back from the estate.

Maybe his partner has no sympathy for his situation as she thinks he's done well enough out of her already.

TimeForTeaAndToast · 24/07/2025 08:36

I think she's right to protect her children's inheritance.

Blueblell · 24/07/2025 08:38

I do see both sides here and understand she wants to leave her children an inheritance ect. However they haven’t planned for your dad’s security which he also deserves. Some provision should be made for him in her will such as a limited time after her death when he can stay in the home and possibly depending on the value, enough to at least move to a new home even if rented. He then might need to claim benefits.

As she has come to you with this can you suggest she makes some provision for him - even if it is time to get himself straight.

Pollymollydolly · 24/07/2025 08:40

EmeraldShamrock000 · 24/07/2025 08:34

This was her family home before cock-lodge moved in. It should remain her family home, the gravy train is over.
Caring for her in the later years was the least he could do.

Op is clear that her father has contributed to the bills and also has done work to maintain the house to a high standard. It might be his partner’s house but it has been his home for over 20 years. I hope her children have more compassion than their mother.

We are in a similar position in that FIL’s partner does not have a financial interest in the house but it is still her home and there is no way we’d make her homeless even if FIL hadn’t done the honourable thing and considered her in his will.

cestlavielife · 24/07/2025 08:40

The legal side probate etc will take time. Months.
He can stay in house consult a lawyer present to council when she dies. He will have some months in hand.
In meantime save some of his pension etc if he can so he can move. . Look at options over 60s housing. Etc.

ButterCrackers · 24/07/2025 08:41

Blueblell · 24/07/2025 08:38

I do see both sides here and understand she wants to leave her children an inheritance ect. However they haven’t planned for your dad’s security which he also deserves. Some provision should be made for him in her will such as a limited time after her death when he can stay in the home and possibly depending on the value, enough to at least move to a new home even if rented. He then might need to claim benefits.

As she has come to you with this can you suggest she makes some provision for him - even if it is time to get himself straight.

Why should her kids continue working to make ends meet (assumption here) whilst the dp lives in the house? The house can be sold and the kids can use the cash to fund their own needs- pay off their mortgages or part of, build an extension, go on holiday, school fees etc. why should they wait another 20yrs or so for this? Their mother wants them to benefit after her death not some decades later. It’s fair enough.

Olika · 24/07/2025 08:42

This same happened to one of my mum’s friends. Her DP had told her that if he was to die before her she would need to move out right away because his kids would take over the flat and that’s exactly what happened. I think your DF should have been a bit smarter about this all during the years and protected himself as it’s a bit late now to start saving meaningful amounts. I suppose you have to sit down with him and have a chat what he/you two will do if it comes to that. There has to be a plan in place instead of making a plan afterwards.

NorthXNorthWest · 24/07/2025 08:42

I also suspect she has come to you because she knows your dad is just burying his head in the sand rather than planning for all eventualities. She also probably knows ,given his relationship with you, it might take a while for you to know what is going on, in the event of her death. I think she seems pretty reasonable. Your frustration should be reserved for your Dad.

PopeJoan2 · 24/07/2025 08:43

Exactly how long has your father been caring for her? How old are they?

HonestOpalHelper · 24/07/2025 08:43

Snoken · 24/07/2025 08:32

She has covered his housing costs for decades. He has only paid his share of the utilities and food, that's it. Any repairs were paid for by her. They never merged their finances so there was never the feeling that this was their joint house.

She has not used him, the arrangement suited both of them for different reasons. It was up to OPs dad to make sure he put money away for his future. They didn't even have kids together.

Did you miss him giving up his job and cashing in his pension to care for her?

Who will she expect to care for her if se survives the operation?

She doesn't have to give him anything, a simple life interest to house her partner who has given so much love is all that is needed - the will could even specify the house be sold and a cheaper flat be purchased by the trust for his lifetime and the balance paid to her children. They would get everything in the end.

ButterCrackers · 24/07/2025 08:43

cestlavielife · 24/07/2025 08:40

The legal side probate etc will take time. Months.
He can stay in house consult a lawyer present to council when she dies. He will have some months in hand.
In meantime save some of his pension etc if he can so he can move. . Look at options over 60s housing. Etc.

As soon as she dies the house is managed by the next of kin. They can get the locks changed. The dp has no rights to stay or even to his belongings in the house.

Mirabai · 24/07/2025 08:46

She’s not BU leaving it to her kids, she’s U in not having ensured that he was aware so he could make provision. DF doesn’t sound massively savvy if he a. Cashed in a pension to pay bills and b. Not sorted tandem wills so he knew exactly where he was.

Kubricklayer · 24/07/2025 08:46

Snoken · 24/07/2025 08:32

She has covered his housing costs for decades. He has only paid his share of the utilities and food, that's it. Any repairs were paid for by her. They never merged their finances so there was never the feeling that this was their joint house.

She has not used him, the arrangement suited both of them for different reasons. It was up to OPs dad to make sure he put money away for his future. They didn't even have kids together.

"He has only paid his share of the utilities and food, that's it."

WRONG.

OP mentioned previously her father paid for holidays. I suspect that's likely where a majority of his wages went. So that's the equivalent of thousands of pounds a year.

Imagine a couple where the guy owned a house, spent his money on upgrades whilst the women paid for the holidays each year. Then the guy turns around and says the house is soley his and she has no right to it.

Stepmum is a grade A bitch and karma is coming for her soon. Either she doesn't survive her op (oh well) or she does and has created a rift with her primary carer.

NorthXNorthWest · 24/07/2025 08:46

HonestOpalHelper · 24/07/2025 08:43

Did you miss him giving up his job and cashing in his pension to care for her?

Who will she expect to care for her if se survives the operation?

She doesn't have to give him anything, a simple life interest to house her partner who has given so much love is all that is needed - the will could even specify the house be sold and a cheaper flat be purchased by the trust for his lifetime and the balance paid to her children. They would get everything in the end.

He has lived rent free for 20+ years, its not a financially or emotionally abusive relationship that he was not able to get away from.

WhyCantISayFork · 24/07/2025 08:47

She could have left him something in the will like 10k from the sale of the house with the rest going to her DC/DGC. That would mean her kids wouldn’t have to wait, but he also wouldn’t be immediately homeless.

It seems a bit callous, everything considered that she’s acting like he’s been some kind of sponge.

Also - does he really know? Or is she just saying that? If it were me I would be saying to my partner: but what are you going to do if I die? Have you got savings? So how is it she doesn’t know?

NorthXNorthWest · 24/07/2025 08:48

Why are women who make sensible provision called bitches? 20+ years rent free, even on minimum wage is a great position. This man is not a victim.

Absentmindedsmile · 24/07/2025 08:49

For any blended families - see Lynda Bellingham’s sad example, where her trusted husband, gave his kids everything and her kids nothing. A mutually beneficial solution depends totally on proper estate planning.

The late Lynda Bellingham’s lack of a proper estate plan risked leaving her sons with nothing – now her widower has done exactly what she least wanted him to do’.

https://willwritten.com/legacy-advice/lynda-bellinghams-sons-betrayed-as-feared#:~:text=Having%20executed%20a%20Traditional%20Will,leave%20to%20whomever%20he%20chooses.

Her ex husband - what a horrible greedy man.

Lynda Bellingham’s Sons Betrayed, as Feared

https://willwritten.com/legacy-advice/lynda-bellinghams-sons-betrayed-as-feared#:~:text=Having%20executed%20a%20Traditional%20Will,leave%20to%20whomever%20he%20chooses.

justasking111 · 24/07/2025 08:49

SpryCat · 24/07/2025 01:00

I think your dad’s partner has always had his measure, he never bothered with you or your DC. I bet she was the one who bought, got him to write in cards and posted them and she was the one who made the effort for her DC and GC, he was just there. She knows the house would be neglected if she dies, because he again, wouldn’t make the effort.
He has lived in her home for 20 years rent free, he has had ample time to save but if he hasn’t, she’s giving you the heads up.
He has only himself to blame.

I have to agree.

@Tray80 he's old enough to go into sheltered housing now. I would speak to local housing associations about this

Greenkindness · 24/07/2025 08:50

I’d tell him. You reap what you sow and that includes her.

NorfolkandBad · 24/07/2025 08:50

I would advise your father to seek legal advice so he knows where he stands legally, and tell him not to downplay his contributions to the household, rent does not have to be a monthly "for rent" payment.

RenovationNightmare · 24/07/2025 08:50

I agree, I think she was prepping you to step in.
You said that he's never really been proactive in nurturing your relationship - just cards posted on birthdays etc.
Is she expecting you to house him? To rally round him? To prioritise him above your husband and kids?
Seriously, you should not feel bad, if I worked -even in low paid positions - and hadn't paid a mortgage or rent for 20 years then id have enough saved for a small flat.

Allthatwegotisthispalebluedot · 24/07/2025 08:50

I can’t really see what your dad’s partner has done wrong here - even if you don’t agree with her decisions and would choose to conduct your life differently. You say she has been very straight talking and been up front about her intentions.

Marriage affords legal protections, but it’s an opt-in system! That is why people choose, or choose not to, get married. Your dad and has partner have chosen not to tie themselves together financially - you, and he, can’t then moan that they aren’t tied together financially. They’re adults and they made this choice. What exactly are you whinging about?

LittleBearPad · 24/07/2025 08:51

justasking111 · 24/07/2025 08:49

I have to agree.

@Tray80 he's old enough to go into sheltered housing now. I would speak to local housing associations about this

I also agree.

Some posters have practically given him a halo on this thread. He’s had 20 years to meet himself financially secure.