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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stinginess Isn’t Smart...It’s Just Unattractive

280 replies

PapaPerspective · 11/07/2025 08:02

I’ve always had a real problem with people who are tight with money. Not just those who are openly stingy, but the ones where you only really notice it after a whil, the ones who never quite offer, who always seem to benefit from others’ generosity but rarely reciprocate. It’s not about being careful or living within your means, which I completely respect. It’s when someone’s so obsessed with saving a few quid that it starts to affect everyone around them. I find it hard to relax around people like that, and honestly, I don’t want them in my life.

There’s a massive difference between being responsible with money and being petty. I’m all for shopping around, getting a good deal, and not wasting cash. I do it myself. But when someone’s tight, it’s a different thing altogether. I remember being on a group trip where we’d all agreed to split the costs evenly—accommodation, petrol, food, the lot. There was one bloke who, every single time, had some reason why he shouldn’t pay the full share. He’d say, “Oh, I didn’t eat breakfast this morning,” or “I didn’t use as much hot water,” or he’d disappear when it was time to get the next round in the pub. At first, you think nothing of it, but after a few days, you realise everyone else is picking up the slack. It’s not just awkward, it’s disrespectful.

What really gets me is when people act like being tight is something to be proud of. I’ve met people who seem to think it’s clever to get away with paying less, almost like it’s a game. I once knew a guy who would go on about how he managed to get out of paying his share for a friend’s stag do, or how he “saved” money by never chipping in for communal stuff, and he’d say it with a smug grin, as if we were all supposed to be impressed. I just find it cringeworthy and, if I’m honest, a bit pathetic.

For me, it’s a deal breaker. If I meet someone—whether it’s a mate or a potential partner—and I get even a hint of that tightness, it puts me right off. I’d go as far as to say it’s almost as unattractive as being a serial cheat. Both traits are about putting yourself first, about a lack of generosity and basic decency. I’ve been on dates where someone hasn’t even offered to split the bill, or has made a big show of only paying for exactly what they ordered, down to the last penny. It’s not about the money, it’s about the attitude behind it.

Sometimes I wonder whether this sort of behaviour is just in people, or if they pick it up from somewhere. Is it nature or nurture? I’ve met people who grew up with nothing and are the most generous you’ll ever meet, and others who had everything and are tighter than a drum. I think some people are just wired that way, and I do think it’s linked to a kind of greed—a belief that the world owes them, or that they’re somehow clever for keeping hold of every penny.

There’s a growing sense of entitlement in society, and I think this is just another side of it.
It’s funny how society treats it, too. If you’re reckless with money, you get called out. If you’re a cheat or lazy, people don’t hold back. But if you’re greedy, if you’re tight to the point of making everyone else uncomfortable, it’s almost seen as a harmless quirk. I’ve heard people laugh about how tight their husband or wife is—“Oh, he won’t let me turn the heating on unless it’s minus five outside!”—and I just think, why are you putting up with that? It’s not funny, it’s miserable.

Look, I’m not perfect. I’ve got plenty of flaws, but being tight isn’t one of them. I’d like to think I’m generous, and I value that in other people. Generosity isn’t about splashing the cash or being showy, it’s about being fair and not counting every penny. Life’s too short to be petty about money. If you’re responsible, good for you. But if you’re tight, don’t expect me to stick around.

AIBU?

OP posts:
fromthechandelier · 12/07/2025 00:07

dottiedodah · 11/07/2025 08:17

This really annoys me too!Always seems to be those with loads of cash who do it .Someone I know with 3 houses never seems to have any money! Once they asked me for 2 quid for a car park (their car) we were travelling separately!

Agreed, my ex partner is a millionaire from a family of millionaires, not as glamorous as it sounds as they were the tighest people I've ever met on my life. Very unattractive but they all took a weird kind of delight in behaving that way. Being around them was so stressful.

laura246810 · 12/07/2025 00:19

Frugal is they are affected (eg buying their clothes on vinted).
Tight is others are affected (eg not buying a round when they can afford it). Tight is awful

Themagicfarawaytreeismyfav · 12/07/2025 00:35

GreenGully · 11/07/2025 09:23

Penny pinchers gross me out.

Yep me to! I cannot stand tight people.

Breadandsticks · 12/07/2025 00:38

I HAD a friend like this.

Infact we HAD a friend like this - but the whole friendship group fell out with her one by one.

Its simple things like inviting them to something and they will say they aren’t hungry, so they won’t order any food (imagine being a a resturant for a birthday or occasion and one person won’t order food) - she might order a starter with what she calls “government juice” (aka tap water) and then when everyone’s food comes, will nibble off everyone’s plate. Then go home and stick a frozen pizza on the oven because they are hungry!

This same friend lived at home for ages but never seemed to have any money. Whilst those of us with kids and bills and things to pay for could afford to spend a little when we went out.

we were out very late once and so some of us got an Uber - she was going on a different direction so we couldn’t carpool - but she kept convincing me to add her destination. And ended up taking public transport anyway. I had paid for all of her drinks that night (plus it was free up until a certain time) so £20 on an Uber would have been a bargain.

Anyways - they now struggle to keep long term friendships and complain about it. The complain that no one invites them out. And they complain thag they haven’t found themselves a husband - well you have to bring something to the table!!

dogpool · 12/07/2025 01:10

My gran is like this - smug if she manages to "game the system" even if "the system" is her own relatives.... It has meant I've not got a very close, or even good, relationship with her, which I've always been bitter about. She was the only grandparent I had left growing up as the others all died before I was born. There's something about people like this that's really, really off-putting - I've kept her at arms length since I can remember, and am only civil with her. As a child I was always jealous of my friends' lovely grannies!

Based on family stories she's been stingy all her life, even though she grew up reasonably well off. Then she married my grandpa who was already financially comfortable when they met. So I agree with PPs who are saying it is often those already with money who tend to be like this.

What makes it particularly stark is that my dad (her SIL) is as generous as can be and he grew up dirt poor with 4 other siblings and only 1 parent after the age of 15.

Norfolklass2428 · 12/07/2025 07:47

Being mean with money is the worst trait a man can have and I could never live my life with someone who was. It is a horrible trait.

My Mum's partner is mean with money despite being comfortable and having £££ in the bank.

Mum is disabled - last winter they had the heating on the lowest setting for 1 hour a day and he checked how much they were spending on energy every day.
I was so worried about Mum being cold,,that I ended up paying their energy bill. He then decided to have the heating on most of the day once he knew I was paying.

He refuses to eat out anywhere for a family meal, unless it is a specific cheap pub, where they do a lunch time meal deal two adult meals for £12. Refused to come to my DS birthday meal, at a more expensive chain restaurant.

When they needed new tyres on their car I paid because he would only buy the cheapest tyres. A false economy in my opinion. This gesture on my part was done solely for my Mum's benefit.

Sits there without a drink in a coffee shop for example, because he refuses to pay £3-£4 for a cup of coffee out. He waits for someone else to offer to buy him a coffee.

Refuses to visit anywhere that he deems expensive e.g. will not eat or drink in the garden centre cafe or visit an NT property due to the expense.

Buys the cheapest food for himself and eats an utterly crap diet because of it. He will only shop in Aldi and Lidl would never shop in Sainsbury's or Tesco.

I could go on, but won't because it makes me feel so angry that he has £££ in the bank. Yet is happy to see Mum live just on her pension.

Vegemiteandhoneyontoast · 12/07/2025 07:55

He sounds insufferable. Do you ever say anything to him?

Aliflowers · 12/07/2025 08:43

SprayWhiteDung · 11/07/2025 23:45

I think I'll have to agree to disagree... although it sounds like you wouldn't do the same.

I'm assuming that you're in the USA, as you use dollars and refer to 3-ton cars, which isn't the standard in the UK (although you spell 'tyres' the British way, so I may be wrong) - so there may well be other differences or considerations at play.

I don't quite understand why you're so critical of people who don't buy the expensive tyres for not prioritising safety, yet you admit that, although winter tyres are safer, you nevertheless don't bother to pay the extra to buy them and find somewhere to store them - if you really have no room for a small dedicated shed or similar, there are companies (in the UK, at least), who offer 'tyre hotels' to store the ones that you aren't currently using and then swap them over for you at the appropriate time of year. Yes, it's expensive; but if you believe that not prioritising safety is being stingy, it seems an odd choice not to do so.

I'm not looking to argue, and I respect your view; but I think this just underlines the point that different people make different decisions and risk assessments vs investment. Other people wouldn't just stop with the tyres, but would insist on buying a replacement brand-new car every two or three years, perceiving it to be safer than running an older car.

At any rate, the question of which tyres you choose to buy for your own car is a million miles away from people who never put their hands in their pockets and/or expect to have nice things, but for other people to pay for them - which is the main purpose of this thread.

Christ on a bike that’s a euro sign

Yeo we’ll agree to disagree. It’s not about buying the most expensive tyre (or winter tyres) It’s about buying the cheapest tyre available as the OP stated and thinking it will give you anything near the same level of performance as a more expensive tyre. Or knowing it won’t and not caring because it’s cheaper which is even worse.

MounjaroMounjaro · 12/07/2025 09:54

I'd rather my mum lived with me than with a skinflint like that, @Norfolklass2428.

dottiehens · 12/07/2025 10:01

Oh dear where do I start. I absolutely agree with you. I married a STBX tight bastard. The daily life is based on wherever it is. Cost is discussed even if irrelevant to the situation. He is also very thick as the decisions he made to save end up costing us more. In his case is that he comes from a country and a family who are very stingy. I noticed they are all very similar and he has very rich friends whom he defined all as savers. 😂 As this is something to admire rather than be rational about it. It gets much worse as his elderly family members with millions in the bank do not even buy a bottle of water in boiling hot weather on outings to the seaside in order not to spend. I want out and never want to be around stingy people. It is a disease 🦠

PapaPerspective · 12/07/2025 10:05

dottiehens · 12/07/2025 10:01

Oh dear where do I start. I absolutely agree with you. I married a STBX tight bastard. The daily life is based on wherever it is. Cost is discussed even if irrelevant to the situation. He is also very thick as the decisions he made to save end up costing us more. In his case is that he comes from a country and a family who are very stingy. I noticed they are all very similar and he has very rich friends whom he defined all as savers. 😂 As this is something to admire rather than be rational about it. It gets much worse as his elderly family members with millions in the bank do not even buy a bottle of water in boiling hot weather on outings to the seaside in order not to spend. I want out and never want to be around stingy people. It is a disease 🦠

Edited

@dottiehens You don't have to answer this, but why did you marry him? Were these signs not apparent prior to getting married.

I hope you can move forward, find happiness and have some warm and generous people in your life.

OP posts:
SirRaymondClench · 12/07/2025 10:12

SassyAquaBear · 11/07/2025 17:03

That's revolting. What's wrong with these people?
So sorry you were screwed by these low life grifters ❤

Thank you ❤️

I was gutted at the time, it was actually the last in a long line of 'elbows out' behaviour from her. They were loaded but didn't seem to be able to exist without them coming first in whatever the situation was. We both got married at the same venue in the same year and a year after we all went back to celebrate our wedding anniversaries.
Except she booked the rooms and they had a huge suite with champagne etc and she booked us a crappy small room with a lovely view of the hotel bins.
It's just a room but the disparity between the two rooms was palpable and it was very much deliberate.

Maybe I'm soft/gullible/stupid but I wouldn't have done that to someone else.

These days I don't put myself around people who fuck me over but back then I thought they were friends.

If she's on here she will recognise herself and if she does then she can get fucked.

dottiehens · 12/07/2025 10:22

PapaPerspective · 12/07/2025 10:05

@dottiehens You don't have to answer this, but why did you marry him? Were these signs not apparent prior to getting married.

I hope you can move forward, find happiness and have some warm and generous people in your life.

Well I can only think he knew he would be rejected if he was his stingy self. So it wasn’t so obvious until after we married. I was paying for my share of things as you do so did not have an insight on this side of him. He wasn’t that generous but nothing too bad to begin with. However, dear me how little I knew. Little by little the stingy monster came out and here we are. 😂

SassyAquaBear · 12/07/2025 11:11

SirRaymondClench · 12/07/2025 10:12

Thank you ❤️

I was gutted at the time, it was actually the last in a long line of 'elbows out' behaviour from her. They were loaded but didn't seem to be able to exist without them coming first in whatever the situation was. We both got married at the same venue in the same year and a year after we all went back to celebrate our wedding anniversaries.
Except she booked the rooms and they had a huge suite with champagne etc and she booked us a crappy small room with a lovely view of the hotel bins.
It's just a room but the disparity between the two rooms was palpable and it was very much deliberate.

Maybe I'm soft/gullible/stupid but I wouldn't have done that to someone else.

These days I don't put myself around people who fuck me over but back then I thought they were friends.

If she's on here she will recognise herself and if she does then she can get fucked.

Oh that's awful.

I can't imagine living in a reality where people are just resources to be exploited or used to boost your position. That's the version of the world these types exist in.

They think they're winning. If status and resources are the yardstick then yes, they generally do win. However, they lose out on the things money can't buy and 'stuff' doesn't provide.

They won't have strong friendships and connections with people that enriches life. They won't have a true friend when they need one. Money won't comfort them through ill health or a bereavement. You can stitch a quilt of £50 notes but it won't hug you like a real friend could.

I suppose the best way to view it is that it's not personal Clench. They probably treat other people with the same disregard. It's not you. It's definitely them ❤

pushthebuttonnn · 12/07/2025 11:12

SirRaymondClench · 12/07/2025 10:12

Thank you ❤️

I was gutted at the time, it was actually the last in a long line of 'elbows out' behaviour from her. They were loaded but didn't seem to be able to exist without them coming first in whatever the situation was. We both got married at the same venue in the same year and a year after we all went back to celebrate our wedding anniversaries.
Except she booked the rooms and they had a huge suite with champagne etc and she booked us a crappy small room with a lovely view of the hotel bins.
It's just a room but the disparity between the two rooms was palpable and it was very much deliberate.

Maybe I'm soft/gullible/stupid but I wouldn't have done that to someone else.

These days I don't put myself around people who fuck me over but back then I thought they were friends.

If she's on here she will recognise herself and if she does then she can get fucked.

I hope she is on here and appreciates what she's lost. She sounds like a nasty piece of work. Good riddance for you.

SassyAquaBear · 12/07/2025 11:18

pushthebuttonnn · 12/07/2025 11:12

I hope she is on here and appreciates what she's lost. She sounds like a nasty piece of work. Good riddance for you.

She probably didn't like it that they couldn't 'out do' OP as their weddings were in the same venue. So she circled back around for a second go at being top dog.

AliceMcK · 12/07/2025 11:41

bananabreadbatshit · 11/07/2025 12:36

My DM is like this.

When I’m visiting suggests I park in an alleyway streets away from her house so as not to pay parking.

invites us out for dinner for our birthdays etc then announces she will pay for the drinks, knowing that most of us are driving so drink costs will be minimal.

invited us out for birthday meals a month early as the restaurant was having a promotion.

yellow stickers all day every day.

mismatched outfits from charity shops and wears clothing mended or visibly damaged but has wardrobes full of expensive items saved “for best”.

invited her for a drinks with me and a friend. She suggested we order a large wine and a pint of soda and make our own spritzers as it would be cheaper.

gave me free beauty samples for christmas

most food in her house is out of date so rarely let my kids eat at her house. Spices dating back to the early 1980s.

will drive back to supermarket just to get refund on a bad quality or overcharged item. Did this once for a 6p over charge on a bunch of grapes.

When I was a teen I worked in a cafe and once I went for a visit and brought round free innocent smoothies that were going out of date that day. She came in to the cafe on a busy Saturday afternoon asking if there were any free smoothies (and expected to take a paying customer’s table to sit and drink it).

completely embarrassing and sucks the joy out of almost all interactions with her.

I think there is a fine line between being a savvy person with spending and outright tight.

i have a friend who I would say is “savvy”. I’d never eat at her house as she is very much a yellow sticker shopper and dosnt take notice of use by dates, Happy with charity shop bargains ( so am I) but always looks smart even in a casual slobbing around outfits. Will find free parking rather than pay, walk 5 miles if it’s going to save on petrol and parking, is onto it with vouchers and knowing which shop sells the same item £1 cheaper.

But has never not paid her way in rounds, meals, though would say from the start in large groups she will pay for her own. With close friends and family she’s more relaxed. Has a lovely home fully paid for by age 50 ( no financial help) paid for all her DCs to have everything they wanted, clothes, cosmetics, trips, activities… Bought each child a car for their 18th & 21st birthdays. Paid for Uni or technical educations. Is very generous with birthday & Christmas gifts for friends and family.

She can do the things she dose because she’s savvy and has her own priorities when it comes to spending, but I’d never say she’s tight and would never take advantage of others.

flyonmyi · 12/07/2025 12:12

Totally agree - it’s an awful trait. If you want to be careful with your own money, that’s your business but if you’re expecting others to subsidise you, then that’s deeply unattractive.

I worked with someone (years ago) who was the stingiest person I’ve ever met. She once snapped a KitKat in two and asked who wanted to buy the other half. She was always the person at the front of the queue when there were donuts or staff lunches. I once caught her filling up a second plate and putting it in the fridge so she could take it home for dinner. If ever there was a birthday gift whip-round, she’d disappear and go to the loo or say she’d ’do it later’. So, so unattractive.

BogRollBOGOF · 12/07/2025 12:15

I've let friendships with the stingy slide away. The penny pinching was a symptom of generally not valuing the time of the friendship group. Fair enough that the vegetarian option was always the cheapest option, but it's funny how when they put the exact amount in to the pot and don't round up at the end of the night, that they always conveniently forget to add their share of hidden extras like the service charge or the bowls of olives, and everyone else ends up rounding up to cover the gap. It's simpler these days when bills can be split and paid by card, but back in paying with cash it always turned it into a time-sinking stress at the end of the evening, hence why everyone else favoured splitting the bill and accepting that a few quid balances up with time.

It was a group that went away based on a hobby. Guess who never organised their share of trips and were flaky about committing and bailing last minute... They could organise their own holidays though, and they weren't simple packages; they could clearly manage the logistics when it suited them to do it.

I've also encountered the type that upgrades their coke with a double whisky when its someone else's round. Also mean in spirit and self-absorbed in general ways.

SirRaymondClench · 12/07/2025 14:22

SassyAquaBear · 12/07/2025 11:18

She probably didn't like it that they couldn't 'out do' OP as their weddings were in the same venue. So she circled back around for a second go at being top dog.

I think there was definitely more than a bit of that at play. There was always a competition of sorts except I wasn't a willing participant.

SirRaymondClench · 12/07/2025 14:26

SassyAquaBear · 12/07/2025 11:11

Oh that's awful.

I can't imagine living in a reality where people are just resources to be exploited or used to boost your position. That's the version of the world these types exist in.

They think they're winning. If status and resources are the yardstick then yes, they generally do win. However, they lose out on the things money can't buy and 'stuff' doesn't provide.

They won't have strong friendships and connections with people that enriches life. They won't have a true friend when they need one. Money won't comfort them through ill health or a bereavement. You can stitch a quilt of £50 notes but it won't hug you like a real friend could.

I suppose the best way to view it is that it's not personal Clench. They probably treat other people with the same disregard. It's not you. It's definitely them ❤

I think you're right. There was a real mean-ness of spirit alongside the mean-ness with money.
They had no children and both worked for a high st bank and were on a really good package but were so miserly and the only time they'd splash out it was always at the disadvantage of someone else. Very sad

SassyAquaBear · 12/07/2025 14:37

SirRaymondClench · 12/07/2025 14:26

I think you're right. There was a real mean-ness of spirit alongside the mean-ness with money.
They had no children and both worked for a high st bank and were on a really good package but were so miserly and the only time they'd splash out it was always at the disadvantage of someone else. Very sad

I bet they've never played Robin Hood at the bank they work for..... Obviously only practiced their skinflint side hustle when the stakes were low.

Cherrysoup · 12/07/2025 15:52

I used to think my parents were pretty generous, but since dad died, turns out it was all him. He and I would compete to pay in restaurants.

Mum has hundreds of thousands in the bank thanks to his smart investments, but will not increase how much she gives the kids (not mine, belong to cousins who take her out, visit her, do her shopping/chores/generally look after her because I live hours away). I find it odd: she doesn’t need to ever touch the capital. Dad used to give us the max per year for Christmas, she never has. We’re lucky to not need it. What really bugs me is that she won’t pay ever when we go out. She claims not to know how, so I showed her how to use contactless and now I have POA for her, I use her card-with her consent.

Cherrysoup · 12/07/2025 15:54

I met a school friend of my DH when I first started going out with him. He always ‘forgot’ to go to the cash point or to bring a card. Eventually, I joked that I’d March him to the cash point, so DH and the others ensured we went via an ATM. He was terrible for it, really annoyed me, he did the whole ‘run to the loo’ when it was his round, so ridiculous.

PapaPerspective · 12/07/2025 16:01

A lot of people have said that being tight with money is alright as long as it’s just about your own spending—so, if someone is careful with what they spend on themselves, but it doesn’t affect anyone else, then it’s not really a problem. I really do get that it’s much worse when someone’s stinginess actually impacts others, and we've read some shocking examples on this thread. But even when it’s just about how they treat themselves, I still find it uncomfortable. It gives me a bit of an insight into their character, and honestly, it just gives me ‘the ick’.

A hypothetical example would be today....on this hot day... if someone who isn’t skint, but they were really thirsty and still wouldn’t buy a bottle of water because they’d forgotten to bring their own from home. So instead, they just went without a drink for a couple of hours rather than spend £1.50 or whatever it costs on water. If I witnessed that I still wouldn't like it, even though it hasn't impacted on another person.

OP posts:
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