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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stinginess Isn’t Smart...It’s Just Unattractive

280 replies

PapaPerspective · 11/07/2025 08:02

I’ve always had a real problem with people who are tight with money. Not just those who are openly stingy, but the ones where you only really notice it after a whil, the ones who never quite offer, who always seem to benefit from others’ generosity but rarely reciprocate. It’s not about being careful or living within your means, which I completely respect. It’s when someone’s so obsessed with saving a few quid that it starts to affect everyone around them. I find it hard to relax around people like that, and honestly, I don’t want them in my life.

There’s a massive difference between being responsible with money and being petty. I’m all for shopping around, getting a good deal, and not wasting cash. I do it myself. But when someone’s tight, it’s a different thing altogether. I remember being on a group trip where we’d all agreed to split the costs evenly—accommodation, petrol, food, the lot. There was one bloke who, every single time, had some reason why he shouldn’t pay the full share. He’d say, “Oh, I didn’t eat breakfast this morning,” or “I didn’t use as much hot water,” or he’d disappear when it was time to get the next round in the pub. At first, you think nothing of it, but after a few days, you realise everyone else is picking up the slack. It’s not just awkward, it’s disrespectful.

What really gets me is when people act like being tight is something to be proud of. I’ve met people who seem to think it’s clever to get away with paying less, almost like it’s a game. I once knew a guy who would go on about how he managed to get out of paying his share for a friend’s stag do, or how he “saved” money by never chipping in for communal stuff, and he’d say it with a smug grin, as if we were all supposed to be impressed. I just find it cringeworthy and, if I’m honest, a bit pathetic.

For me, it’s a deal breaker. If I meet someone—whether it’s a mate or a potential partner—and I get even a hint of that tightness, it puts me right off. I’d go as far as to say it’s almost as unattractive as being a serial cheat. Both traits are about putting yourself first, about a lack of generosity and basic decency. I’ve been on dates where someone hasn’t even offered to split the bill, or has made a big show of only paying for exactly what they ordered, down to the last penny. It’s not about the money, it’s about the attitude behind it.

Sometimes I wonder whether this sort of behaviour is just in people, or if they pick it up from somewhere. Is it nature or nurture? I’ve met people who grew up with nothing and are the most generous you’ll ever meet, and others who had everything and are tighter than a drum. I think some people are just wired that way, and I do think it’s linked to a kind of greed—a belief that the world owes them, or that they’re somehow clever for keeping hold of every penny.

There’s a growing sense of entitlement in society, and I think this is just another side of it.
It’s funny how society treats it, too. If you’re reckless with money, you get called out. If you’re a cheat or lazy, people don’t hold back. But if you’re greedy, if you’re tight to the point of making everyone else uncomfortable, it’s almost seen as a harmless quirk. I’ve heard people laugh about how tight their husband or wife is—“Oh, he won’t let me turn the heating on unless it’s minus five outside!”—and I just think, why are you putting up with that? It’s not funny, it’s miserable.

Look, I’m not perfect. I’ve got plenty of flaws, but being tight isn’t one of them. I’d like to think I’m generous, and I value that in other people. Generosity isn’t about splashing the cash or being showy, it’s about being fair and not counting every penny. Life’s too short to be petty about money. If you’re responsible, good for you. But if you’re tight, don’t expect me to stick around.

AIBU?

OP posts:
takehimjolene · 15/07/2025 17:10

I've no issue with people being careful with money/shopping around for a good deal/preferring just to pay for what they order etc. But the problem is those who take advantage of others (eg. paying for what they order if it's cheaper, but encouraging everyone to split the bill when they've had loads).

I had an ex who had plenty of money and liked to give the, impression that he was really generous but actually manipulated things so he took a lot and paid very little. He was smugly convinced that he had everyone fooled but actually I quickly learned that people talked about him. As a few examples:

  • Insisting that we went to his favourite, quite expensive, restaurant when some of my friends visited instead of me cooking as most of them were still students and money was tight. He told everyone that this was 'his treat' then ordered himself a really expensive meal as well as loads of sides/starters/bottles of wine etc 'for the table'. Made a big show of being the one who received and paid the bill and accepted everyone's thanks. Next day, he told me that I owed him the money for the meal but that he would pay for him and me, and I 'just' had to pay for the other 6. He claimed that everyone knows that 'my treat' just meant that he would book the table. No one had expected him to take us out, but he had insisted and ate/drank far more than anyone else.
  • Telling everyone that he helped his parents out financially, but that his mum insisted on cleaning/doing laundry for him in return. In reality, he paid her well below the going rate and deducted money from her pay if she used his washing machine and deducting the price of a taxi if he gave her a lift to the shops.
  • Buying Xmas/birthday presents in bulk packs from discount shops and pretending that he had paid full price and carefully selected them. Eg. Pretending that he had spent £100 each on a carefully selected 'pamper set' for me/his mum/his sister/his assistant etc when actually he bought a box of books from a remained shop for £5 (a series, so most of us received a book half way through), pack of cheap nail varnishes split so we had 2 each, similar cheap lipsticks and a pack of hair brushes/combs split between us. Total cost about £10 and all on sale in local cheap shops. Meanwhile he gave me, his mum and his sister each a list of expensive presents that he wanted us to buy for him- so that we wouldn't waste our money on things he didn't want
Vegemiteandhoneyontoast · 15/07/2025 17:15

Blimey there are some skinflints in this world! Glad he's an ex, @takehimjolene !!

Thunderpants88 · 17/07/2025 18:34

AddictAlice · 11/07/2025 09:31

I sympathise! I have been in this situation. Unfortunately, it has taken me years to work out that they were simply using me. It's a horrible realisation, isn't it?

I am glad that you have found a way to ignore their hints (which is very hard if you are an empath).

Yeah it’s awful. And I am an empath but now I look at what I would have bought, how much it is and that the £ would be better spend on my own children.

my issue is I am too generous because sometimes I have the £ to do so. But the irony is my sister and her DH way out-earn me and couldn’t be tighter

MumsiesP · 22/03/2026 19:23

I feel like having stingy friends takes the joy out of life! I have a friend who wouldn’t come over to meet at my house for coffee because it meant she would have to pay for parking (no parking available outside my house) so I have to travel to her’s instead. Another friend who didn’t want to go with group set menu at a restaurant (8 of us for dinner) and insisted on à la carte for herself because a main course was cheaper. Also whenever we go on holidays, will always choose the cheapest mobile at the opposite end of the campsite which makes it awkward as we like to treat ourselves to a nice chalet style one when we’re away and it makes me feel guilty as though we’re splashing out even though it’s just our annual holiday at a campsite! Doesn’t matter now anymore though as they go to Spain each year to stay at a friends accommodation for free!

dottiehens · 31/03/2026 07:43

1457bloom · 11/07/2025 12:48

Living within your means is never going to make you popular. You are always going to be popular if you live beyond your means and run up debt and splash the cash, put you car on hire purchase, massive mortgage max out credit cards, trouble is it ends in tears.

Hahaha… OK

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