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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stinginess Isn’t Smart...It’s Just Unattractive

280 replies

PapaPerspective · 11/07/2025 08:02

I’ve always had a real problem with people who are tight with money. Not just those who are openly stingy, but the ones where you only really notice it after a whil, the ones who never quite offer, who always seem to benefit from others’ generosity but rarely reciprocate. It’s not about being careful or living within your means, which I completely respect. It’s when someone’s so obsessed with saving a few quid that it starts to affect everyone around them. I find it hard to relax around people like that, and honestly, I don’t want them in my life.

There’s a massive difference between being responsible with money and being petty. I’m all for shopping around, getting a good deal, and not wasting cash. I do it myself. But when someone’s tight, it’s a different thing altogether. I remember being on a group trip where we’d all agreed to split the costs evenly—accommodation, petrol, food, the lot. There was one bloke who, every single time, had some reason why he shouldn’t pay the full share. He’d say, “Oh, I didn’t eat breakfast this morning,” or “I didn’t use as much hot water,” or he’d disappear when it was time to get the next round in the pub. At first, you think nothing of it, but after a few days, you realise everyone else is picking up the slack. It’s not just awkward, it’s disrespectful.

What really gets me is when people act like being tight is something to be proud of. I’ve met people who seem to think it’s clever to get away with paying less, almost like it’s a game. I once knew a guy who would go on about how he managed to get out of paying his share for a friend’s stag do, or how he “saved” money by never chipping in for communal stuff, and he’d say it with a smug grin, as if we were all supposed to be impressed. I just find it cringeworthy and, if I’m honest, a bit pathetic.

For me, it’s a deal breaker. If I meet someone—whether it’s a mate or a potential partner—and I get even a hint of that tightness, it puts me right off. I’d go as far as to say it’s almost as unattractive as being a serial cheat. Both traits are about putting yourself first, about a lack of generosity and basic decency. I’ve been on dates where someone hasn’t even offered to split the bill, or has made a big show of only paying for exactly what they ordered, down to the last penny. It’s not about the money, it’s about the attitude behind it.

Sometimes I wonder whether this sort of behaviour is just in people, or if they pick it up from somewhere. Is it nature or nurture? I’ve met people who grew up with nothing and are the most generous you’ll ever meet, and others who had everything and are tighter than a drum. I think some people are just wired that way, and I do think it’s linked to a kind of greed—a belief that the world owes them, or that they’re somehow clever for keeping hold of every penny.

There’s a growing sense of entitlement in society, and I think this is just another side of it.
It’s funny how society treats it, too. If you’re reckless with money, you get called out. If you’re a cheat or lazy, people don’t hold back. But if you’re greedy, if you’re tight to the point of making everyone else uncomfortable, it’s almost seen as a harmless quirk. I’ve heard people laugh about how tight their husband or wife is—“Oh, he won’t let me turn the heating on unless it’s minus five outside!”—and I just think, why are you putting up with that? It’s not funny, it’s miserable.

Look, I’m not perfect. I’ve got plenty of flaws, but being tight isn’t one of them. I’d like to think I’m generous, and I value that in other people. Generosity isn’t about splashing the cash or being showy, it’s about being fair and not counting every penny. Life’s too short to be petty about money. If you’re responsible, good for you. But if you’re tight, don’t expect me to stick around.

AIBU?

OP posts:
Norfolklass2428 · 12/07/2025 16:30

PapaPerspective · 12/07/2025 16:01

A lot of people have said that being tight with money is alright as long as it’s just about your own spending—so, if someone is careful with what they spend on themselves, but it doesn’t affect anyone else, then it’s not really a problem. I really do get that it’s much worse when someone’s stinginess actually impacts others, and we've read some shocking examples on this thread. But even when it’s just about how they treat themselves, I still find it uncomfortable. It gives me a bit of an insight into their character, and honestly, it just gives me ‘the ick’.

A hypothetical example would be today....on this hot day... if someone who isn’t skint, but they were really thirsty and still wouldn’t buy a bottle of water because they’d forgotten to bring their own from home. So instead, they just went without a drink for a couple of hours rather than spend £1.50 or whatever it costs on water. If I witnessed that I still wouldn't like it, even though it hasn't impacted on another person.

This has happened today after a stressful day out with Mum, who always pays her way and her skinflint partner.

He refused to buy himself a bottle of water, a slice of cake and later on an ice- cream. Sat down moaning about the prices, and that he was hungry, thirsty and would dehydrate!

DH and ignored this, DM ended up buying his food and drink because she finds it totally embarrassing to be sat in a restaurant, coffee shop and pub without him having anything.

i did say directly to him that if he gets his card or gives his cash DH or I would purchase on his behalf.
He totally ignored my comment and waited for Mum to get her money out.

It put a whole dampener on our day out.

I will not be going out with him on a future day out as his meanness with money not only makes me v angry I also do not want my own children thinking his attitude around money is okay!

PapaPerspective · 12/07/2025 17:17

Norfolklass2428 · 12/07/2025 16:30

This has happened today after a stressful day out with Mum, who always pays her way and her skinflint partner.

He refused to buy himself a bottle of water, a slice of cake and later on an ice- cream. Sat down moaning about the prices, and that he was hungry, thirsty and would dehydrate!

DH and ignored this, DM ended up buying his food and drink because she finds it totally embarrassing to be sat in a restaurant, coffee shop and pub without him having anything.

i did say directly to him that if he gets his card or gives his cash DH or I would purchase on his behalf.
He totally ignored my comment and waited for Mum to get her money out.

It put a whole dampener on our day out.

I will not be going out with him on a future day out as his meanness with money not only makes me v angry I also do not want my own children thinking his attitude around money is okay!

Absolutely disgusting behaviour. I'm sure you can rise above it.

OP posts:
PapaPerspective · 12/07/2025 17:25

10% think I'm being unreasonable. I wonder if they'll reach for their phones to reply or maybe with their short arms and deep pockets, they can't reach 😂

OP posts:
Spinmerightroundbaby · 12/07/2025 18:24

Great thread. I don’t think I’ve seen someone articulate this issue as succinctly before. I understand when people are going through a rough patch or if they’ve had an unexpected expense and need to tighten the belt temporarily. You’re right though, it is very different when someone is stingy.

I remember during childhood we knew this family that scrimped and saved. We felt sorry for them because of how poor they were. We found out later that they saved most of their money so they could emigrate and retire. They weren’t poor at all. It felt like being deceived.

I have one friend who always goes on about how her ex doesn’t pay enough in child maintenance. She’s always scheming on ways he can pay more and arguing with him about his contributions. I understand her frustration but she comes across as determined to claw every single penny as she isn’t struggling financially. She’s like that in other contexts and is the type who doesn’t tip at restaurants etc.

I also once went on a date with a chap who paid for my meal but made it clear it would be a 50/50 split after that and that if he ever paid again, I would be expected to repay him.

I do think, on the other hand, people can perceive you as stingy if you have a nice house and your children do plenty of activities, when you’re actually asset rich and cash poor. That’s a bit different.

August1980 · 12/07/2025 19:09

Thanks for the thread OP, I am dying to tell someone… I know someone who rented a property. Paid rent on time etc.however the landlord defaulted on the mortgage so tenant should have been evicted. Dodgy guy turned up at court and pleaded to the judge saying he shouldn’t be evicted as he paid his rent. Which I think is fair… he was given x amount of months UK move out. Rent free..he air b and d the place for 10 months.. he had found somewhere else to live but made a killing…he is tight and he was so smug when he told me what he did.. I was so put off - avoided like the plague…

GiveDogBone · 12/07/2025 19:37

No problem with people being tight when spending on themselves, their choice. But as you say if it’s ducking out of rounds when it’s their turn, making excuses not to split bills, then that’s a dealbreaker, exclude them from any activities or they have to put into a kitty at the start.

PapaPerspective · 12/07/2025 20:37

GiveDogBone · 12/07/2025 19:37

No problem with people being tight when spending on themselves, their choice. But as you say if it’s ducking out of rounds when it’s their turn, making excuses not to split bills, then that’s a dealbreaker, exclude them from any activities or they have to put into a kitty at the start.

@GiveDogBone No problem if they are spending on themselves, but does it still not give you the "ick." It's not as bad, but it's still an insight into their character. Especially if it's something petty and irrational like going thirsty all afternoon because they won't buy water, as an example.

OP posts:
Slebs · 12/07/2025 20:49

Agreed. And somehow it's not actually about the money. It's about the intent. If someone is mean with money it's about being self-centred and not caring for the people in your life. These people could not be relied upon to help you out when you needed it even if no money were involved.

My DH is one of the most generous people I've ever met, he gives money to relatives and friends in need, gives opportunities to people that have put them on a path to better livings. But it's about much more than money. He'd give up time, give emotional support to help not only the people he loves but the people they love. And somehow no matter how much he gives he seems to get more back. Not that he even notices. We didn't have much in financial terms when we met at all and that never bothered me.

Not a stealth brag here, but we just moved into the sort of house I could only dream of, 8 bedrooms, cinema room, huge garden. After his first marriage ended in awful circumstances he spent some time living in his car and didn't ask anyone for anything. Here we are now. I feel so lucky, we are enjoying our hard work and good fortune but I'd be with him still if we lost it all tomorrow, because material things alone don't really mean anything. It's who you have to share them with that matters.

And with that in mind I truly feel sorry for the misers in the world who will never experience the joy of sharing what you have with those you love. Ultimately it's an act of profound self hatred to be mean.

Themagicfarawaytreeismyfav · 12/07/2025 20:55

Slebs · 12/07/2025 20:49

Agreed. And somehow it's not actually about the money. It's about the intent. If someone is mean with money it's about being self-centred and not caring for the people in your life. These people could not be relied upon to help you out when you needed it even if no money were involved.

My DH is one of the most generous people I've ever met, he gives money to relatives and friends in need, gives opportunities to people that have put them on a path to better livings. But it's about much more than money. He'd give up time, give emotional support to help not only the people he loves but the people they love. And somehow no matter how much he gives he seems to get more back. Not that he even notices. We didn't have much in financial terms when we met at all and that never bothered me.

Not a stealth brag here, but we just moved into the sort of house I could only dream of, 8 bedrooms, cinema room, huge garden. After his first marriage ended in awful circumstances he spent some time living in his car and didn't ask anyone for anything. Here we are now. I feel so lucky, we are enjoying our hard work and good fortune but I'd be with him still if we lost it all tomorrow, because material things alone don't really mean anything. It's who you have to share them with that matters.

And with that in mind I truly feel sorry for the misers in the world who will never experience the joy of sharing what you have with those you love. Ultimately it's an act of profound self hatred to be mean.

How lovely…i wish you and your husband/family many happy years in your new home.

PapaPerspective · 12/07/2025 20:58

Slebs · 12/07/2025 20:49

Agreed. And somehow it's not actually about the money. It's about the intent. If someone is mean with money it's about being self-centred and not caring for the people in your life. These people could not be relied upon to help you out when you needed it even if no money were involved.

My DH is one of the most generous people I've ever met, he gives money to relatives and friends in need, gives opportunities to people that have put them on a path to better livings. But it's about much more than money. He'd give up time, give emotional support to help not only the people he loves but the people they love. And somehow no matter how much he gives he seems to get more back. Not that he even notices. We didn't have much in financial terms when we met at all and that never bothered me.

Not a stealth brag here, but we just moved into the sort of house I could only dream of, 8 bedrooms, cinema room, huge garden. After his first marriage ended in awful circumstances he spent some time living in his car and didn't ask anyone for anything. Here we are now. I feel so lucky, we are enjoying our hard work and good fortune but I'd be with him still if we lost it all tomorrow, because material things alone don't really mean anything. It's who you have to share them with that matters.

And with that in mind I truly feel sorry for the misers in the world who will never experience the joy of sharing what you have with those you love. Ultimately it's an act of profound self hatred to be mean.

That is tremendous. What a kind soul. Your DH will appreciate this so much after once living from his car. What was the turn around? Enjoy your new home and make many happy memories

OP posts:
Whatinthedoopla · 12/07/2025 21:07

Sounds like my friend, always inviting herself over to mine, but I never get an invite. She is happy to take, but never gives

ButteredRadish · 12/07/2025 21:20

whistlesandbells · 11/07/2025 08:50

I also think it is irritating but to add to this, I am overly generous. This also rubs people up the wrong way (not always) and I have had to learn to lean back.

Same!

PapaPerspective · 12/07/2025 21:33

ButteredRadish · 12/07/2025 21:20

Same!

I hope your kind spirit remains intact.

OP posts:
ButteredRadish · 12/07/2025 21:43

@Slebs”I don’t mean to brag, but….” then proceeds to brag! 🤨 Unsure what the relevance was of any of that.

Slebs · 12/07/2025 22:50

ButteredRadish · 12/07/2025 21:43

@Slebs”I don’t mean to brag, but….” then proceeds to brag! 🤨 Unsure what the relevance was of any of that.

Apologies, I mustn't have been very clear. My point is you can seemingly have it all, in material terms, and still be dreadfully unhappy because material things in themselves cannot make you happy. Everything really comes down to relationships. With others and with yourself. Only when relationships are good can you enjoy what you have.

Misers mistake money for happiness and gain financially at the expense of relationships. No gain at all.

Through a lot of hard work DH and I have been financially fortunate of late and we didn't sacrifice relationships to do it. I loved my life with my DH when we had much less because we shared what we had, be it money, time, or support, with each other and those we love. We will continue to.

Generosity is about much more than money @ButteredRadish I hope you've enjoyed sharing today with the people you love.

JungAtHeart · 12/07/2025 23:45

It’s never just money that people are stingy. That’s just the tip of the iceberg we can see. They’re invariably right with their compliments, time, kindness, love. They count the cost of everything …

JeannieJo · 12/07/2025 23:47

Totally agree. I have a friend (who I know is nowhere near skint) who is always saying she can’t afford to do stuff. I suggested we went away for a night with second friend who is having a very bad time and first friend said she couldn’t afford it. At a recent night out, she was transferring money to me for drinks and she had over £18000 in her bank account.

JeannieJo · 13/07/2025 00:03

I actually have so many examples of people I know who are extremely tight. I spend little time with these folk now. I have a relative (in late 50s) who would only visit my mother (in 80s) at her own birthday as she knew my mother would still give her a birthday card with money in it. When my mother turned 80, she didn’t even get a card let alone anything else. This person has never bought a coffee, cake or sandwich for anyone yet will gladly take at every opportunity. It makes me so mad.

BlueFlowers5 · 13/07/2025 01:59

My late DF would go to the pub with friends or adult children and hang back about 3-4 feet from the bar when drinks were being paid for.

I think as a hard working adult, I enjoy treating people, leaving tips and enjoying the company.

But if I short of money, I stay in.

Thalia31 · 13/07/2025 02:19

Cavello · 11/07/2025 08:34

You are not wrong. My FIL is exactly like this and twice divorced because of it. He's always been tight. He's retired now and always crowing about his 3 pensions and how he has so much money every month he can't spend it all. Here's just a short list off the top of my head over the years:

Wouldn't give his grandson a slice of bread from a full loaf for breakfast, he'd bought the bread over with him and stayed overnight. He'd enjoyed a 3 course steak dinner with wine courtesy of me the night before. It wasn't special bread, just an Aldi seeded loaf.

Went with DH to the shop to pick up bits for dinner that he was joining us for, refused to buy a box of ice-creams for £1.48 for his grandchildren saying they have enough off me (side note he does absolutely nothing for them or spend any money above £20 at Christmas and Birthday). Then when he returned from the shop tried to pass off to me that he bought them when I thanked him.

Out with his walking group near his ex-in-laws, who he hadn't seen for more than 20 years, when the walking group decided to stop in a cafe for cake and a coffee, he decided to go to his ex-in-laws instead, invited himself in for a sandwich and cup of tea. They were so surprised to see him they couldn't say no. Also they were lovely people.

His brother and sister-in-law were visiting. He came home with a 4 pack of chocolate éclairs and before he walked in the house he took a bite out of each one.

Giving his 2nd wife scraps of change from his pocket when she said she couldn't go out with her daughter for tea as she didn't have any money.

Saying he'll take us out for dinner, comes over we go out for dinner, bill arrives, he sits on his hands, I have to put it on my credit card as we were skint.

He used to join us all the time when we would go out for the kids birthdays, every time we would end up paying for his food. Breakfast at McDonalds, dinner out. We had to stop telling him we were going places as he would invite himself and expect us to pay, and we're always skint.

Pretended he bought our boys their PS4 for Christmas to brother-in-law.

He's honestly mental. The icre-cream was the latest incident and pissed me off so much as money is tight at the moment as DH lost his job due to an accident at work so it's just me earning right now. I made homemade pizza as its cheap.

More fool you for not calling it out and putting up boundaries

Miaminmoo · 13/07/2025 02:23

I have no issue with people watching their money but I do object to people who seek to benefit from others. My MIL is really tight and has no awareness surrounding people treating her and then her taking a turn to treat them back - she’s someone who will just let her friends keep paying for her and never think to reciprocate. Because of this she now has very few friends but she is unaware of why they don’t invite her to do things anymore as she literally can’t see the issue. She’s come to my house to take an egg out of my fridge as she doesn’t want to buy a box and she’s a thief - I’ve caught her taking things like teabags, toilet rolls and dog treats from my house as ‘I have loads’ this was what she told me when I confronted her. If she just asked me I would gladly give her what she needs but she’s not skint and it’s the dishonesty of it that bothers me - my own Mum wouldn’t dream of taking anything from me without asking.

IslandsAround · 13/07/2025 03:16

I’m related to one of these:

  1. You can tell what they’ll order when out with parents in law - it’s always the most expensive item on the bill. Doesn’t matter what cuisine or even if their favorite food is cheaper. They actively get joy out of eating and drinking on other people’s money.
  2. Long time ago before they got better at being a grifter - if they shared a round they would order a half pint on their round but a full pint when someone else was paying. Now they would never even pay a round.
  3. Their child loved a branded sauce. Would buy own brand and put it in branded bottle to gaslight child. Child was adamant it wasn’t the stuff they liked. Maybe saved max £2 a month to lie to child.
  4. Rare family event - fewer now. They paid for cheap flights to be fair to them- asked to stay at ours. Then mentioned when passing they had borrowed all the clothes for their children from friends and would return them after use. I mean they were well worn crumpled white shirts - not suits or anything unique for event. There was no dress code.
  5. Buys age inappropriate very cheap presents for our child. Think pound shop game for 6 year old given to 2 year old. Their partner visited in September and left the sub 99p present for two children - for us to keep for Christmas to remember to give to them three months later. It’s not expected at all - only serves to give me the ick.

There is a miserliness by which they live their lives that just puts people off. I find it so hard to be around. I would rather they didn’t make an effort to performatively give a cheap inappropriate present months earlier.

They’ve had a six figure inheritance- made £.5mill on property and partner earns six figures. They can afford it.

Brokeandold · 13/07/2025 05:36

Stef3 · 11/07/2025 10:04

No, I disagree. It’s nurture, not nature. My parents and ILs were both generous (often to a fault) and I’m exactly the same, as is my husband. Children learn to share - perfectly nice kids still need to be taught to share when very young. Same with pocket money: we were encouraged to save some and spend some. My siblings and I have healthy but not huge amounts of savings but enjoy life too within our means.

I believe its nature, not nurture. My DP’s raised all 6 of us, exactly the same ways, they were kind, generous but at least 2 of my siblings are as tight as they come, constantly talking about the cost of everything-not the value of it.
They are very well off and have a great life but saving money is the forethought of everything. I’m at an age now where I think, I cant be around you much because it’s dragging me down, shame really.

Oblomov25 · 13/07/2025 07:03

I agree with @Thalia31, more fool you for putting up with this very unattractive trait, and not calling them on it.

Morgenrot25 · 13/07/2025 08:03

I have no issue with someone who sticks to a tight budget, from necessity or choice, as long as they don't take advantage of others to do that.

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