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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stinginess Isn’t Smart...It’s Just Unattractive

280 replies

PapaPerspective · 11/07/2025 08:02

I’ve always had a real problem with people who are tight with money. Not just those who are openly stingy, but the ones where you only really notice it after a whil, the ones who never quite offer, who always seem to benefit from others’ generosity but rarely reciprocate. It’s not about being careful or living within your means, which I completely respect. It’s when someone’s so obsessed with saving a few quid that it starts to affect everyone around them. I find it hard to relax around people like that, and honestly, I don’t want them in my life.

There’s a massive difference between being responsible with money and being petty. I’m all for shopping around, getting a good deal, and not wasting cash. I do it myself. But when someone’s tight, it’s a different thing altogether. I remember being on a group trip where we’d all agreed to split the costs evenly—accommodation, petrol, food, the lot. There was one bloke who, every single time, had some reason why he shouldn’t pay the full share. He’d say, “Oh, I didn’t eat breakfast this morning,” or “I didn’t use as much hot water,” or he’d disappear when it was time to get the next round in the pub. At first, you think nothing of it, but after a few days, you realise everyone else is picking up the slack. It’s not just awkward, it’s disrespectful.

What really gets me is when people act like being tight is something to be proud of. I’ve met people who seem to think it’s clever to get away with paying less, almost like it’s a game. I once knew a guy who would go on about how he managed to get out of paying his share for a friend’s stag do, or how he “saved” money by never chipping in for communal stuff, and he’d say it with a smug grin, as if we were all supposed to be impressed. I just find it cringeworthy and, if I’m honest, a bit pathetic.

For me, it’s a deal breaker. If I meet someone—whether it’s a mate or a potential partner—and I get even a hint of that tightness, it puts me right off. I’d go as far as to say it’s almost as unattractive as being a serial cheat. Both traits are about putting yourself first, about a lack of generosity and basic decency. I’ve been on dates where someone hasn’t even offered to split the bill, or has made a big show of only paying for exactly what they ordered, down to the last penny. It’s not about the money, it’s about the attitude behind it.

Sometimes I wonder whether this sort of behaviour is just in people, or if they pick it up from somewhere. Is it nature or nurture? I’ve met people who grew up with nothing and are the most generous you’ll ever meet, and others who had everything and are tighter than a drum. I think some people are just wired that way, and I do think it’s linked to a kind of greed—a belief that the world owes them, or that they’re somehow clever for keeping hold of every penny.

There’s a growing sense of entitlement in society, and I think this is just another side of it.
It’s funny how society treats it, too. If you’re reckless with money, you get called out. If you’re a cheat or lazy, people don’t hold back. But if you’re greedy, if you’re tight to the point of making everyone else uncomfortable, it’s almost seen as a harmless quirk. I’ve heard people laugh about how tight their husband or wife is—“Oh, he won’t let me turn the heating on unless it’s minus five outside!”—and I just think, why are you putting up with that? It’s not funny, it’s miserable.

Look, I’m not perfect. I’ve got plenty of flaws, but being tight isn’t one of them. I’d like to think I’m generous, and I value that in other people. Generosity isn’t about splashing the cash or being showy, it’s about being fair and not counting every penny. Life’s too short to be petty about money. If you’re responsible, good for you. But if you’re tight, don’t expect me to stick around.

AIBU?

OP posts:
Thepeopleversuswork · 11/07/2025 08:48

Elephantiner · 11/07/2025 08:40

There are a lot of people who spend money they don’t have though, and I’d totally begrudge being expected to chip in. If I go out for dinner I’d never order the steak for instance. It’s expensive and I can cook a steak really easily at home myself. If lots of people had the steak and expect me to chip in I’d be pissed off. I don’t waste money like that because I’ve got bills to pay. I would pay my way but I’d begrudge it. Maybe that’s why people have 3 houses and you don’t.

There are so many people out there with debt and they’re idiots.

But no one acquires three houses because they've nickel and dimed their mates over the cost of a restaurant bill. That's not how it works.

You have to speculate to accumulate, as they say. You don't make money by being tight and managing every penny, you make money by investing and occasionally taking (manageable) risks.

IsThisLifeNow · 11/07/2025 08:49

I think its very subjective, but as previous posters have pointed out it's fine to be tight if it only affects them.

I would say that I'm tight, but I wouldn't accept drinks without buying them back in a round system, I would split the bill evenly if I'd had 3 courses and someone else had 1 or expect things for free.

But I do drink water from the tap rather than buying bottled, or take a picnic rather than buying lunch out every time and look for good deals online.

My ex had accused me of being financially controlling because I used to check through the bank statements to ensure all the transactions were ours and accounted for. I think its financially irresponsible not to check and in fact found several direct debits for stuff he'd forgotten he'd set up but seemed happy to pay an extra £30 a month for nothing, more fool him

whistlesandbells · 11/07/2025 08:50

I also think it is irritating but to add to this, I am overly generous. This also rubs people up the wrong way (not always) and I have had to learn to lean back.

FetchezLaVache · 11/07/2025 08:51

Elephantiner · 11/07/2025 08:40

There are a lot of people who spend money they don’t have though, and I’d totally begrudge being expected to chip in. If I go out for dinner I’d never order the steak for instance. It’s expensive and I can cook a steak really easily at home myself. If lots of people had the steak and expect me to chip in I’d be pissed off. I don’t waste money like that because I’ve got bills to pay. I would pay my way but I’d begrudge it. Maybe that’s why people have 3 houses and you don’t.

There are so many people out there with debt and they’re idiots.

It's the people who order the most expensive items on the menu and then try to split the bill who are the CFs in this scenario, not the people who won't let them get away with it! There was a brilliant thread on here once about just such a CF who got his comeuppance when he tried it on at a work dinner (with mainly colleagues earning much less than he) - so funny!

Gardendiary · 11/07/2025 08:52

I agree, it’s deeply unattractive and makes me think a bit less of someone. I’ve never had loads of cash, but if I can’t afford something, I just don’t do it or I’ll prioritise paying my share if I do and cut back elsewhere. I have found though that this has nothing to do with income and some people who are quite well off can be tight.

Thepeopleversuswork · 11/07/2025 08:52

PennyAnnLane · 11/07/2025 08:47

My parents are stingy in an unproductive way, they absolutely will not pay ‘full price’ for anything, all clothes are bought at outlet shops and food is all yellow stickers, but then they don’t wear the clothes send them to the charity shops with the tags still on, and half the yellow sticker food ends up in the bin, if they just bought the things they actually need full price it would probably cost them the same or less.

Exactly. It's actually very illogical and self-defeating.

I've always maintained that these obsessive "bargain hunters": people who go around supermarkets looking for BOGOFs and sticker discounts and snipping every coupon going end up spending more money in the long-run because they buy loads of shit they don't really want just because it's cheap.

People persuade themselves that because there's money off something its good to buy it but they don't question the value in owning the things in the first place.

Ultimately if you buy 15 of something when you only need 5 it doesn't matter how great the discount is, you're still buying stuff you don't need.

Thunderpants88 · 11/07/2025 08:55

one of my siblings is like this.

Over the years I paid for EVERYTHING when we were out. They were overhead my DM a few years ago saying to another sibling “oh if you need something just mention it when thunderpants is in the room and she will buy it for you. That’s how I get stuff”

I have grown a backbone in the last couple of years

snughugs · 11/07/2025 08:56

It’s very unhealthy. My parents both on whopping professional salaries behaved in this way, It was wrong and everyone knew it and it screws up your kids. Freezing cold house to the point mould grow and your clothes get ruined, no food in the house unless yellow stickers, drama over going on school trips, washing towels, bedding clothes was seen as wasting and that’s before the drama of requiring a shower in the morning. They were very wealthy the house was in disrepair. I will not go into what disaster happened next but let’s just say our lives went on to be utterly ruined by this extreme behaviour. Parents died young and a lot was blown on a consequence of not having your priorities right. My brother has an unhealthy relationship with money as a result and has a personality disorder. It’s messed up! You should be sensible with money but your money needs to be out there working for you too, investing in your children! The other thing I hated was if my mother bought something for me or helped she never shut up about it and it was off putting, she expected a sainthood for it. Whereas I just spend on my son, never bring it up we are a team and like a business I’m investing in his future. For clarity in today’s money this would be parents on a salary of £150k, absolutely disgusting and they lost it through their selfishness and meanness.

My Mother after my Dad dying realised the error of her way, unfortunately because of the previous warped behaviour my brother went on to financially abuse my Mother having her working into retirement and refusing to get a job despite being a PhD. I never asked and always worked as it was clear my brother was the priority. He leached of her. Yet if I bought a new fancy car I would be hiding it around the block when I visited to avoid them giving me a disapproving, judgemental lecture (despite the fact I could easily afford it). Some people are seriously messed up when it comes to money.

Although I must add I’ve met plenty men announce they want to rent out their home and move into mine. When I say “no way” it’s an angry “I will pay towards the bills” (like big deal!) I can afford the bills on my own and they’re be half the increased bills. That’s exploitation and I don’t like it one bit, but clearly men don’t like women staying in better homes than themselves. You see in relationships boards on here all the time next thing they want claim to the property.

ShoeeMcfee · 11/07/2025 08:58

Is that programme 'extreme coupons' or something like that, still on tv? It used to feature very proud people who showed you how they saved coupons and got loads of money off things at the supermarket. God it was depressing. One woman fed her friend cat food sandwiches and told the friend it was tuna. She was delighted with herself for doing so.

Supersimkin7 · 11/07/2025 09:00

‘Nearly as bad as cheating’.

Meanness is cheating.

Also, mean w

Supersimkin7 · 11/07/2025 09:01

Mean with £ mean with love. Never known an exception.

GETTINGLIKEMYMOTHER · 11/07/2025 09:01

To me there’s a world of difference between being careful with money, not wasting it - and being downright stingy, wriggling out of paying your share.

Dh had an old aunt who I used to call Queen Midas - plenty of money but absolutely hated ever having to spend any. She used to get her cleaning lady to do her shopping (no extra pay) and then moan like mad because she hadn’t gone to shop X for the butter instead of shop Y, where it was 1p cheaper.

Dh spoke at her funeral, and said that if she’d known how much the funeral was costing she’d have screeched ‘HOW MUCH???!!’ - and everyone present, who knew her all too well, cracked up!

ThejoyofNC · 11/07/2025 09:03

Never mind a relationship, I couldn't even have an acquaintance like this.

ShoeeMcfee · 11/07/2025 09:03

That's brilliant @GETTINGLIKEMYMOTHER
😂

PennyAnnLane · 11/07/2025 09:07

Thepeopleversuswork · 11/07/2025 08:52

Exactly. It's actually very illogical and self-defeating.

I've always maintained that these obsessive "bargain hunters": people who go around supermarkets looking for BOGOFs and sticker discounts and snipping every coupon going end up spending more money in the long-run because they buy loads of shit they don't really want just because it's cheap.

People persuade themselves that because there's money off something its good to buy it but they don't question the value in owning the things in the first place.

Ultimately if you buy 15 of something when you only need 5 it doesn't matter how great the discount is, you're still buying stuff you don't need.

Honestly it was a revelation to me when I met DH and he said something to me along the lines of ‘you’re an adult, you can buy something full price if you want to’ I still have to say it to myself every now and then! The funny thing is he and his family have got lots of money saved up but buy what they want when they need it and my parents have no savings because it all gets spent at the outlet villages on ‘bargains’.

Britneyfan · 11/07/2025 09:11

@Elephantiner I love having a steak at a restaurant! I’m also partial to expensive cocktails… however I generally wouldn’t order the stuff I really wanted when out with friends when younger as people preferred to just split the bill equally and I didn’t want to take advantage of them as they would insist on just splitting the bill regardless even when I said it’s not fair as my share should be more. And I knew that some of them were less well-off than me and also worried that they secretly resented it.

Now I am older I decided I was tired of depriving myself of what I really want when I am out, which is often the most expensive item on the menu (unfortunately I am cursed with expensive tastes!). So these days I told my friends when we are ordering that I don’t want to feel like I can’t order what I really want just because it’s expensive and others will effectively be subsidising me, when I am happy to pay for it. And that I will pay my own share and the rest of them can split the bill if they like! @whistlesandbells is this the sort of thing you were talking about? I truly love my friends for being “overgenerous” like this but it genuinely left me feeling I couldn’t order what I wanted from the menu because it would be unfair to them for a while!

MummytoBoth · 11/07/2025 09:14

I agree. I also cannot tolerate people who talk in hundreds and thousands!

BetterWithPockets · 11/07/2025 09:14

FetchezLaVache · 11/07/2025 08:51

It's the people who order the most expensive items on the menu and then try to split the bill who are the CFs in this scenario, not the people who won't let them get away with it! There was a brilliant thread on here once about just such a CF who got his comeuppance when he tried it on at a work dinner (with mainly colleagues earning much less than he) - so funny!

Oh, I remember that thread! It was so heartening to read!

I used to be friends with someone who would openly ask how we were splitting the bill before ordering in a restaurant; if someone suggested dividing it evenly between us all, she’d order the most expensive things, and several courses; if we were each paying for our own food, she’d have the cheapest thing on the menu. She’s an ex friend now…

On the other hand, I have another friend who hates leaving a tip, for example, and will always haggle if she can — and she’d definitely call herself mean when it comes to things like that — but she’d never take at the expense of a friend and is also one of the most generous people I know in other ways…

Cutleryclaire · 11/07/2025 09:16

I read the title and came on to disagree. But having read your full post, yes when it impacts others it’s horrible.

I’m pretty tight but fastidious about paying my way. I was on a day out with a hobby group and didn’t eat anything at the rest stop and just had a drink because the service station was really expensive. I said absolutely not, I have money to buy food, I just don’t see the value in it, regardless of who’s paying.

Shesellsseashellsnotinmystreet · 11/07/2025 09:16

There is a big difference between being frugal and tight.. For example we take a flask and make coffee on days out. Then there is always money for a nice cake to go with it and dc always gets an ice cream.

Tight is never enjoying those days out with a closed purse....

Tinytigertail · 11/07/2025 09:18

It's such an unattractive trait isn't it? We had someone at work who would always ask people to pick them up something if they were popping out to grab lunch and then 'forget' to pay.

Ahwig · 11/07/2025 09:18

I’d been going out with my boyfriend for 6 months. His best friend was very keen on going out with my best friend. I persuaded her to just come out on a joint date. We were teenagers and I knew it was doomed when he said as he got to the box office “ bend your knees and they’ll think you’re under 16 and give us the child price “ . Strangely there was no second date 😀.

AbzMoz · 11/07/2025 09:20

snughugs · 11/07/2025 08:56

It’s very unhealthy. My parents both on whopping professional salaries behaved in this way, It was wrong and everyone knew it and it screws up your kids. Freezing cold house to the point mould grow and your clothes get ruined, no food in the house unless yellow stickers, drama over going on school trips, washing towels, bedding clothes was seen as wasting and that’s before the drama of requiring a shower in the morning. They were very wealthy the house was in disrepair. I will not go into what disaster happened next but let’s just say our lives went on to be utterly ruined by this extreme behaviour. Parents died young and a lot was blown on a consequence of not having your priorities right. My brother has an unhealthy relationship with money as a result and has a personality disorder. It’s messed up! You should be sensible with money but your money needs to be out there working for you too, investing in your children! The other thing I hated was if my mother bought something for me or helped she never shut up about it and it was off putting, she expected a sainthood for it. Whereas I just spend on my son, never bring it up we are a team and like a business I’m investing in his future. For clarity in today’s money this would be parents on a salary of £150k, absolutely disgusting and they lost it through their selfishness and meanness.

My Mother after my Dad dying realised the error of her way, unfortunately because of the previous warped behaviour my brother went on to financially abuse my Mother having her working into retirement and refusing to get a job despite being a PhD. I never asked and always worked as it was clear my brother was the priority. He leached of her. Yet if I bought a new fancy car I would be hiding it around the block when I visited to avoid them giving me a disapproving, judgemental lecture (despite the fact I could easily afford it). Some people are seriously messed up when it comes to money.

Although I must add I’ve met plenty men announce they want to rent out their home and move into mine. When I say “no way” it’s an angry “I will pay towards the bills” (like big deal!) I can afford the bills on my own and they’re be half the increased bills. That’s exploitation and I don’t like it one bit, but clearly men don’t like women staying in better homes than themselves. You see in relationships boards on here all the time next thing they want claim to the property.

A lot of what you’re saying rings true.

My mother still expects gratitude for specific Christmas presents purchased over 30 years ago. There are mountains of yellow label/deal presents and clothes that have never been used. They will spend hours of time researching the ‘best’ deal to save a few quid, often asking me for help or consulting on every step of the way. They’ll choose unsuitable and risky actions (like diy) vs hiring a man or appropriate tools, which is a major source of anxiety too.

DH is aware I’ve learned some of this too, and that it’s v hard to unlearn. I keep trying.

Katemax82 · 11/07/2025 09:22

I cant stand stingy people either. One of my stepsons is showing sighns of it (for example walking out of a restaurant as it was too pricey) but will happily eat and drink as much takeaway and beer at ours if its paid for by us

GreenGully · 11/07/2025 09:23

Penny pinchers gross me out.

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