Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Tax increases imminent

1000 replies

Iwishicouldflyhigh · 04/07/2025 11:28

Heavy hints that taxes will rise in the next Budget after the recent climb down (as the ‘taxes won’t rise again’ was based on a 5 billion saving in benefits).

I can’t lie, I’m so pissed off about this. I don’t think anyone wants to see someone who is genuinely unable to work to be further penalised, but we all know there are thousands of people who could work but don’t.

this country is going to absolute shit . We pay more and more for less and less.

OP posts:
Thread gallery
6
Miley23 · 04/07/2025 15:40

Jellycatspyjamas · 04/07/2025 15:15

Actually means testing things like DLA and PIP isnt unreasonable, the problem is that they are both gateways to other non-government supports because they are used as evidence if a disability. I receive DLA for my DD, it pays for specialist tutoring that supplements a fairly shit state provision. More helpfully it gives access to community supports and services, allows carers access to things like the cinema, swimming pool etc and allows adjustments like quiet spaces at public events.

All the organisations that offer such things want evidence of her DLA to prove her disability. If there was a way to evidence disability and the need for necessary adjustments that didn’t need DLA, I wouldn’t claim it - our household income can absorb the additional costs associated with her disability. And yes, I know we’re in a privileged position, but I know we’re not the only ones. Setting a reasonably high threshold while also having an alternative means of evidence would take some people out of the pot.

They could surely provide a letter stating an "underlying entitlement to DLA " like they do for pensioners who claim carers allowance but can't be paid it.

ShesTheAlbatross · 04/07/2025 15:40

midgetastic · 04/07/2025 11:50

Have cake and eat it - I just hope they will
bite the bullet and tax unearned property wealth ( aka change the inheritance tax levels )

that doesn’t hurt you when you are alive at least and should further help to dampen the housing market which needs to be severely damped for a good few years to make housing affordable

Totally agree. If my parents died tomorrow, the estate would be well over a million. So my two sisters and I would get £333k each, plus 20% each of the rest (40% tax on anything over a million, leaving 60% split between the three of us). Of course that should be taxed more. Much much much more!

Womblingmerrily · 04/07/2025 15:41

@Vinvertebrate

In terms of charging for services and avoiding the 80% of people don't pay for it you make everyone pay - just at different levels.

So with your £20 to see the GP

children = £5 , taken from next month's child benefit so no one can claim no access

unwaged/ on jsa - £5 again taken from benefits for same reason

Low wage/income - £10 , paid at point of access

Higher wage/income - £20 again paid at point of access

OAPs pay according to their income, not their age

It's not meant to cover all costs, it's meant to make people consider before they book their 5th GP appointment for an issue they have already been given the information on how to manage

BUT.... GPs need to improve access - not OOH which just isn't the same - there needs to be more appointments that are ONLY available to those working - so 7-9am and 7-9pm AND weekends , other people have more ability to attend daytime appointments

ThisTicklishFatball · 04/07/2025 15:42

Jellycatspyjamas · 04/07/2025 15:33

We do with child benefit and universal credit.

State support should be a safety net, supporting people who don’t have the means to support themselves. There’s a point where parents can support the additional costs of a disabled child and they should be encouraged to do so. There’s a point where it’s possible for some people with a disability to support themselves and should be encouraged to do so where at all possible.

State support should function as a safety net, not a permanent life raft for everyone regardless of circumstances. The focus should be on providing targeted help for those who truly need it—support, not substitution or dependency.
Child benefits and universal credit, while created with good intentions, sometimes lead to unintended consequences, like discouraging work or making large families financially sustainable through state assistance rather than household income. This approach isn’t sustainable long-term and doesn’t always serve the best interests of children.
For disability support, nuance is critical. Many people with disabilities absolutely need and deserve full assistance, but others could lead fulfilling, independent lives with the right encouragement and opportunities. Empowering them to thrive is far better than fostering dependency under the assumption they’re incapable.
Ultimately, it’s about dignity—ensuring those who can’t work live without shame or poverty, while giving those who can contribute the chance to do so. Families able to contribute more to the care of a disabled child should be expected to do so, allowing state resources to prioritize genuine need. To maintain a strong safety net for the truly vulnerable, we must focus resources wisely and avoid stretching them thin.
Rebuilding a culture of contribution is essential, where independence is supported wherever possible, and the truly vulnerable are prioritized instead of being treated with a one-size-fits-all approach.

dogcatkitten · 04/07/2025 15:43

WestwardHo1 · 04/07/2025 11:45

I think the NHS should stop spending money on very expensive treatments in order to preserve life for a few years, and introduce a £30 access fee for most minor appointments.

I agree with this.

The state pension being means tested is a tricky one.

These very few very expensive treatments are a drop in the ocean and will be cheaper main stream treatments in the future, you can't just stop progress, if we do we will all regret it.

Try telling people who have paid into a pension fund all their working lives that they won't get anything back and you are giving it all to benefit claimants who often have never done a stroke of work. Fair enough a very small minority really can't do any work, but it's getting to be a joke.

Sunholidays · 04/07/2025 15:43

I'd discourage early retirement - pension pots only to be accessed at pension age. We need more people working and paying taxes.

dogcatkitten · 04/07/2025 15:44

Sunholidays · 04/07/2025 15:43

I'd discourage early retirement - pension pots only to be accessed at pension age. We need more people working and paying taxes.

Why do the people who have worked for many years have to carry on working to support those that don't work?

Rosscameasdoody · 04/07/2025 15:45

DancefloorAcrobatics · 04/07/2025 15:34

You can set a threshold for UC very easily at £427.35 pw (£12.21 x 35h) so slightly less than someone who works FT on nmw. No need for extra payments for DC other than CB and maybe a small amount towards housing if renting private or having a mortgage (for people who have lost their job / fallen on hard times) . If already in subsidised housing, that should be sufficient.

I think pip should be more difficult to get with very clear reductions over 6-12 months for illness that can get better over time or where working in a different industry is possible. Because sometimes people focus on what they can't do rather than what they actually can do.
I would not alter the benefits for people who have very clear disabilities and it's clear that they will not get better over time.

I do know the irony of nmw, but if the government deems it sufficient, then people/ families should be able to live off it

PIP isn’t an out of work benefit, so why would you link it to being able to work in a different industry ? It’s aim is to contribute to the extra cost of living with disability - it focuses on what people are able or unable to do in a series of activities looking at the difficulties they have in daily living and mobility. It is not, and never has been, intended to assess someone’s ability to work because the cost of disability would be the same whether someone works or not.

UC isn’t a universal benefit, it’s already adequately means tested and not particularly generous unless you have additional needs and qualify for the appropriate premiums.

And PIP already has built in safeguards for whether people get better or not. If a disability or health condition is likely to improve, then a short term award is made so that the claimant can be reassessed and if they have improved the award can be reduced or stopped.

bookdook · 04/07/2025 15:45

It's a mess, things are certainly going to get worst.

outdooryone · 04/07/2025 15:45

The detail of our benefits and spending aside, I feel that Labour have little plan, little vision and then cock up any implementation ideas they have. I should be grateful it is not the lying, cheating and nasty Tories, but it is still different.

As for tax rises, I already pay nearly £1800 a year more as I live in Scotland so I have no issue with having higher taxes. BUT, those taxes have to be more progressive to me, ramping up more and more as you earn.

I feel that things like council tax is deeply unfair having a cut off at Band H - perhaps we need to add 6 more bands onto council tax and spread them across house values some more?

My other feeling is that the value from so many of our services is being reduced. It feels like our overheads have risen massively - and so any tax increases are simply swallowed up into the rise in cost to deliver public services. I would be interested to know how we compare to other similar countries in Europe on our spend and value for money..

Puzzledandpissedoff · 04/07/2025 15:47

Very true about the coalition's "adjustments", @Rosscameasdoody, and a prime example of how, if strategies are relaxed, there will always be those who'll rush to take advantage

And FWIW I don't blame you at all for taking a more aggressive stance around your tax arrangements, @indigovapour, since it sounds as if you intend doing it within what's allowable

I myself am currently involved with HMRC because I genuinely forgot to mention something on my tax return. It really was an honest mistake involving only a small amount, so I contacted them myself to sort it out, and frankly I'm wondering why I bothered Hmm

bookdook · 04/07/2025 15:47

perhaps we need to add 6 more bands onto council tax and spread them across house values some more?

CT should absolutely be based on house value but again older voters who have most of that wealth will complain.

EasternStandard · 04/07/2025 15:48

BloominNora · 04/07/2025 15:39

The budget bill passing the senate in the US adding £3.3trillion to their deficit hasn't had any impact 💁

The instability in the FTSE a couple of weeks ago was following Trump leaving the G7 early and the last couple of days was due to uncertainty around whether RR was going to be sacked but it's still at an all time high.

You need to focus on the U.K. not US, emojis wont do it. Look at what the markets did in last couple of days re Reeves.

That’s reacting to prospect of higher borrowing. I mean push for what you’re after, and see if it works.

bookdook · 04/07/2025 15:49

I would be interested to know how we compare to other similar countries in Europe on our spend and value for money..

Most comparable European countries tax lower and middle earners more & spend more on healthcare etc however a lot of people there do see value eg reduced childcare costs etc. But housing costs are higher in general here so lower earners potential tax money is going on housing.

bookdook · 04/07/2025 15:50

I find it bizarre that people think increased taxes aren't inevitable or that Reform will deliver this with better services!

WideawakeinSanDiego · 04/07/2025 15:50

Womblingmerrily · 04/07/2025 15:41

@Vinvertebrate

In terms of charging for services and avoiding the 80% of people don't pay for it you make everyone pay - just at different levels.

So with your £20 to see the GP

children = £5 , taken from next month's child benefit so no one can claim no access

unwaged/ on jsa - £5 again taken from benefits for same reason

Low wage/income - £10 , paid at point of access

Higher wage/income - £20 again paid at point of access

OAPs pay according to their income, not their age

It's not meant to cover all costs, it's meant to make people consider before they book their 5th GP appointment for an issue they have already been given the information on how to manage

BUT.... GPs need to improve access - not OOH which just isn't the same - there needs to be more appointments that are ONLY available to those working - so 7-9am and 7-9pm AND weekends , other people have more ability to attend daytime appointments

Or to simplify it, £5 for everyone over 18

Miley23 · 04/07/2025 15:51

Sunholidays · 04/07/2025 15:43

I'd discourage early retirement - pension pots only to be accessed at pension age. We need more people working and paying taxes.

Agree this is part of the problem. Public sector pensions are being taken in large numbers at age 55. Half my facebook ( Nurses and teachers) are taking them at 55 and working very little or very part time after. I don't blame them I plan to do the same but can't take my NHS pension until I'm 60 as I have left the NHS. as soon as I can though I will survive on that or go very part time and pay very little tax. There does seem to be so many doing this I wonder who is actually still working ? In my office of about twelve people there are only two of us working full time, the rest are so part time they will barely be paying any tax. I'm not saying that these colleagues are claiming benefits but they aren't contributing much either. They've raised the state retirement age but many can get by retiring early and managing just on private pensions/ inheritance/ savings etc. Most people after a lifetime of working have had enough by aged 60 !

Rosscameasdoody · 04/07/2025 15:51

Womblingmerrily · 04/07/2025 15:41

@Vinvertebrate

In terms of charging for services and avoiding the 80% of people don't pay for it you make everyone pay - just at different levels.

So with your £20 to see the GP

children = £5 , taken from next month's child benefit so no one can claim no access

unwaged/ on jsa - £5 again taken from benefits for same reason

Low wage/income - £10 , paid at point of access

Higher wage/income - £20 again paid at point of access

OAPs pay according to their income, not their age

It's not meant to cover all costs, it's meant to make people consider before they book their 5th GP appointment for an issue they have already been given the information on how to manage

BUT.... GPs need to improve access - not OOH which just isn't the same - there needs to be more appointments that are ONLY available to those working - so 7-9am and 7-9pm AND weekends , other people have more ability to attend daytime appointments

So people with disabilities and health conditions which require significant input from GP’s are going to be significantly disadvantaged then aren’t they ? As are older people who develop health conditions as they age.

Womblingmerrily · 04/07/2025 15:51

@Notyomama and yet co-pay is a very normal part of many health care systems.

Once you have ID which must be used for health it will be fairly easy to charge people for the services they use - it costs very little for a charging unit and those that want it taken from their benefits simply put their details in and it is garnished from there.

I don't believe it will cost more than it raised and even if it did it works because it would stop the large amount of people that constantly overuse services to the detriment of other people.

As to 'can't afford it' - you will have to budget for it, because it will simply be a cost of living, like other costs.

Somehow other countries, European and other western manage this without the wailing and gnashing of teeth.

As to means testing - means test it all - Child benefit already is, so now means test PIP, Pension and every thing in between.

oldwhyno · 04/07/2025 15:51

Labour might have a few more years to figure out how to reign in spending but if they don't we're going to get a Reform government. So you probably want to enjoy your PIP etc whilst you can.

MightyDandelionEsq · 04/07/2025 15:53

Rosscameasdoody · 04/07/2025 14:57

The point of the NHS is that it has always been free at the point of access. Once you start charging for services it’s a slippery slope all the way down to private healthcare.

Most of us can’t access it anyway.

My toddler has a skin problem and it’s 3 weeks to see a GP even after I sent in photos on the laborious online form. After my C section (where the hospital was dirty and the care was shocking), I received no after care once home and a 6 week post partum checkup via phone. My child was checked once at 10 days and never again.

Im struggling to see the benefit of sinking yet more money into a failing healthcare system at this point.

Miley23 · 04/07/2025 15:53

oldwhyno · 04/07/2025 15:51

Labour might have a few more years to figure out how to reign in spending but if they don't we're going to get a Reform government. So you probably want to enjoy your PIP etc whilst you can.

Haven't reform said they will raise benefits? Or at least some of them ?

EasternStandard · 04/07/2025 15:54

bookdook · 04/07/2025 15:50

I find it bizarre that people think increased taxes aren't inevitable or that Reform will deliver this with better services!

Labour pledged as such at the GE so I guess ask them why it’s not inevitable

Sunholidays · 04/07/2025 15:55

I would be interested to know how we compare to other similar countries in Europe on our spend and value for money.

I know Spain well. There is no UC, instead families rely heavily on family support - entire families living off the grandparents pensions, grandparents looking after DC so saving on childcare, when you're in hospital you are expected to have a family member with you day and night helping out. The elderly are helped out lots by their children and grandchildren.

Plus they get lots of EU funding (lots of it gets wasted though).

Although their economy is growing and the tax receipts are at record levels, their infrastructure is beginning to crumble due to lack of investment and their pension system is a Ponzi scheme about to go burst.

Rosscameasdoody · 04/07/2025 15:55

oldwhyno · 04/07/2025 15:51

Labour might have a few more years to figure out how to reign in spending but if they don't we're going to get a Reform government. So you probably want to enjoy your PIP etc whilst you can.

’Enjoy’ your PIP while you can ? Really ? Given that PIP is paid to support disability l would have thought that most recipients would enjoy far more, not having the disability and not having to claim it.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.
Swipe left for the next trending thread