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Where is the money going to come from to meet the UK people expectations?

1000 replies

Pandersmum · 28/06/2025 14:46

So assuming that:

  • everyone who receives disability benefits needs them and may actually believe they should be entitled to more
  • pensioner benefits are non negotiable and again many believe they should be greater than current
  • working people (most) believe they are already taxed highly and believe they cannot be taxed any more without further impact to their feeling of unfairness and resentment of the system
  • it is unreasonable to expect young people with ADHD or other similar ND disorders / mental health challenges to work, even if they have qualifications and therefore they must be financially supported by the state
  • Mental health challenges are very real in any age of person and therefore they must be financially supported by the state and if in work, by their employers
  • rent (whatever level) should be supported by the state because it is a basic right to have a home
  • NHS treatment (& the best treatment) should be free be all, no matter how expensive it is or whatever their age because people pay their taxes
  • businesses are businesses and are there to make profits for their owners - therefore they can choose which country they operate in / pay their taxes in - if they don’t like the UK tax system, they can move somewhere else
  • ’in work benefits’ are necessary to support ‘low paid workers, often in essential jobs’ to gain similar amounts of financial remuneration to those on benefits
  • high net worth individuals can move if they don’t like the UK tax system

So just where is the money going to come from to fund the UK population of financial expectation of what the state should provide?

OP posts:
Thread gallery
8
Dragonblo · 28/06/2025 18:39

ARichtGoodDram · 28/06/2025 16:33

One thing that should be happening is encouraging WFH in jobs where it does work as it is great for people with some disabilities.

WFH has allowed my DD to work full time, rather than part time. Pre Covid she worked part time with one day a month in the office, which was 10 min walk away.

Since early on in the pandemic she's worked full time. It allowed her to come off all income related benefits and top ups.

Now her job has a mandated 60% of time in the office, no exceptions. The office is also now over 90 mins away away by bus and train or two buses. Her PIP doesn't cover taxis every day. Her boss, her bosses boss and their boss all say there's no need to her to be in, but their hands are tied. She takes in her laptop that she works from home with, sits at a booked hot desk with her headphones on and does exactly the same as she would at home. Her work team isn't in on the same days or on the same bank of desks so it's not even for team cohesion. They actually haven't started disciplining people yet for not hitting 60% as people can't always get a desk booked.

Currently her bosses are pushing it for as long as they can allowing her to wfh as much as possible until they start getting trouble for it in the hope that they might get the ability back to allow full wfh as an option for folks like her. She's in bits knowing she won't manage the full time hours as well as the travel and she loves the job she does. She's got interviews lined up for other places that still do WFH.

If her job, which is civil service, can be done from home then HMRC is exactly the kind of employer that should be encouraging that. Especially in circumstances like hers.

Some jobs absolutely aren't suitable for WFH. Some are.

I also believe that people who take the piss should be managed, rather than blanket rule changes. Same as people who take the piss in the office should be.

I suspect your daughter may struggle getting another WFH job. All the people I know who WFH are also being forced back into this office, some who have many years of experience and relevant degrees are having no luck with the job searches. It’s a tough market out there as most people are probably in the same boat.

KungFuFiatPanda · 28/06/2025 18:40

@Crushed23 I don't think those are great examples. Without free dentistry people just don't go to the dentist at all - as the massive increases in people being admitted to A&E with severe and dangerous tooth decay shows.

And the value of a degree is constantly being called into question on here and in the world at large, since for many students the cost is simply not worth it.

Dragonblo · 28/06/2025 18:40

Meadowfinch · 28/06/2025 18:36

We need to value and respect education more. Schools need to be able to remove disruptive pupils more easily so those who want to learn, can.

Too many people leave school without any qualifications and are NEET. A return to free technical colleges that teach plumbing, electrics, bricklaying, roofing, car maintenance, cooking etc would make all the difference.

PIP needs to be brought under control. Means testing it would be a good start. Our finance director receives pip she spends on a Motability car, but has a house in the home counties and a holiday home on the continent.

Scrap UC top ups. Employers need to offer a liveable wage. Employees need to work as many hours as possible. Universal wrap around care and holiday clubs at primary schools would help parents work full time.

The govt needs to get tough with absent parents. Remove passports until they pay half of their children's costs.

Speed up asylum claims processing. Not being left in limbo for months is in everyone's interests. Deport those who are not eligible, quickly.

Our pensions are already very low compared to other European countries so hard to see what to cut there. I'd like to see genuine grants for improving insulation of our pensioners' homes, paid through longstanding skilled tradesmen, not the current nonsense with money handed to cowboys who don't know what they are doing, overcharge, rip people off and then go bankrupt to avoid being pursued. Then the WFA would be needed less.

If we want to improve things for the long term we need to invest carefully, not just throw money at the latest buzz words.

Edited

I agree about the pupils, but where do you suggest they go?

Daffodilsarefading · 28/06/2025 18:41

And here on this thread we can see the problem.
Those who insist that anyone who doesn’t work is crippled with disease, on the point of death and cannot possibly work. Yet that is a lie. I know many, many people who struggle into work regardless of how they feel.
People saying you don’t get all your rent paid if you don’t work. Hmmm well the fact is they absolutely do, because who else pays their rent when they don’t have a job? 🤣🤣🤣 the magic fairy? I don’t really care about which part of the benefits they use to pay which bills, but make no mistake, if a couple do not have jobs, then they must certainly are not paying their own bills are they? The tax payer us paying them.

User135644 · 28/06/2025 18:42

None of this is sustainable. Same with the madness with the boats and the billions that costs

DrPrunesqualer · 28/06/2025 18:42

Kirbert2 · 28/06/2025 18:38

Do you know which rate they get for him? I'm assuming it isn't the highest one.

The lowest. Although at the time the dad did tell my dh how much that was but I don’t remember.

FullOfLemons · 28/06/2025 18:42

DrPrunesqualer · 28/06/2025 18:33

Where's the quote from ?

Lord Clyde

Crushed23 · 28/06/2025 18:43

DrPrunesqualer · 28/06/2025 18:38

What expectations do you expect will lower.

I have no idea. If I were to guess, I think the NHS will start doing less and less. Non-urgent treatments (the ones with horrendous wait lists, I’m told) will be phased out. Treatments like IVF, which I fully support and think should be ringfenced, may stop as they’re too costly. It’s sad the way things are going, but when there’s no money, or money is wasted, there are no easy options.

Pandersmum · 28/06/2025 18:44

DonnyBurrito · 28/06/2025 17:26

Obviously this was going to be your take. How do those boots taste?

Please can you explain to me what you mean by your question ‘how do those boots taste?’
I don’t understand that phrase.

OP posts:
DrPrunesqualer · 28/06/2025 18:46

Crushed23 · 28/06/2025 18:43

I have no idea. If I were to guess, I think the NHS will start doing less and less. Non-urgent treatments (the ones with horrendous wait lists, I’m told) will be phased out. Treatments like IVF, which I fully support and think should be ringfenced, may stop as they’re too costly. It’s sad the way things are going, but when there’s no money, or money is wasted, there are no easy options.

That all sounds extremely sad that people pay into a system and may have no chance of treatment. The non urgent ones particularly as from a health perspective they are more than likely still needed. Shocking thought !

Cornishclio · 28/06/2025 18:48

Just pointing out that the vast majority of ND people do in fact work sometimes in very demanding/well paid jobs.

If the government pursues a high tax agenda and targets wealthy individuals they can and already have moved countries taking their businesses with them so you are correct on that point.

I do believe the welfare system needs reforming but we absolutely do need a safety net for those who are too ill/disabled to work.

We need our company tax rate to be attractive enough to encourage businesses to start up. Rachel Reeves made a catastrophic error putting up NI for employers making it more expensive to hire people.

Increasing defence spending, not reducing welfare or pensioners benefits and investing in education and NHS will all cost and it will need to come from somewhere. I can’t help feeling though that the civil service is a huge beurocratic behemoth which could be cut back drastically. The shutting of over 200 quangos in the NHS is a good start. Let’s see them do that in the civil service and local government. That should save a bit.

MaturingCheeseball · 28/06/2025 18:49

On Radio 4 I was listening to a programme on the parlous state of the NHS with two chief executives of health trusts saying they were cutting nursing staff and cancer services. Terrible, yes? So I went on the website of one of the trusts - actually it was Birmingham - and there, resplendent on the website, was a job add for a Diversity Officer on a salary of £86K + benefits. No words.

Kirbert2 · 28/06/2025 18:49

DrPrunesqualer · 28/06/2025 18:42

The lowest. Although at the time the dad did tell my dh how much that was but I don’t remember.

I'm just always surprised at how much personal information some people reveal.

I've never even told anyone that my son gets DLA. Some people will have assumed correctly due to his needs and the new car which is a motability car but I just can't imagine going around shouting about it and including how much we get for him too.

Molly499 · 28/06/2025 18:49

For everyone saying that wages should be higher, compared with most of Europe they are already higher. Plus if a business has to pay higher wages then they will raise their prices and it is us that pays for this so round and round we go. The NI increases for employers were tough and we all wonder why everything is more expensive since April.

Molly499 · 28/06/2025 18:49

Molly499 · 28/06/2025 18:49

For everyone saying that wages should be higher, compared with most of Europe they are already higher. Plus if a business has to pay higher wages then they will raise their prices and it is us that pays for this so round and round we go. The NI increases for employers were tough and we all wonder why everything is more expensive since April.

missed this

  • UK Average Salary: The UK average gross salary is £35,828 per year.
  • UK Average Monthly Salary: This translates to approximately £2,985 per month.
  • UK Salary in Euros and USD: £35,828 is equivalent to around €42,150 or US$46,365.
  • EU Average Salary: The average annual net earnings within the EU were €28,217.
  • UK Compared to EU Average: The UK's average salary is higher than the EU average.
  • Salary Variations within the EU: While the UK has a higher average salary than the EU average, some EU countries like France (€31,481) and Sweden (€33,926) have higher average salaries than others like Italy (€24,207) and Spain (€23,568).
DrPrunesqualer · 28/06/2025 18:51

Pandersmum · 28/06/2025 18:44

Please can you explain to me what you mean by your question ‘how do those boots taste?’
I don’t understand that phrase.

Not answering the boots question as I have the foggyist but I agree I do think expectations on this level should be reduced. I’m certainly not in favour of @Crushed23 thoughts as I’m sure they aren’t either. Sadly I think they may be closer to the inevitable though. I thought for a tiny moment Labour were actually going to face reality……alas those idiot back benchers can’t see past their own nose.

Bushmillsbabe · 28/06/2025 18:52

3678194b · 28/06/2025 16:00

Taxes and NI will have to go up, won't they. How else is it all going to be paid for. I read not many estates pay Inheritance tax anyway, so unless they significantly lower the threshold, but people would be against that.

Many people are struggling to make ends meet as it is, they can't afford to pay more tax. Upping tax will push more children into poverty, cause more mental and physical health issues as people work extra hours and 2nd jobs and worry about how they are going to pay their bills.
As it is, too few people are net contributors. Making those who are net contributors pay even more will push many abroad., better to have 30% of something than 50% of nothing.

StMarie4me · 28/06/2025 18:53

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

taxguru · 28/06/2025 18:53

@Dragonblo

Too many people leave school without any qualifications and are NEET. A return to free technical colleges that teach plumbing, electrics, bricklaying, roofing, car maintenance, cooking etc would make all the difference.

Nail on the head! Also bring back the World leading adult education sector we used to have until the 90's. Apparently there are growing calls in the USA for a return to "trades" schools too as they've stupidly done the same as the UK by obsessing about academic education to the detriment of manual skills and are suffering a similar skills drought.

DrPrunesqualer · 28/06/2025 18:54

Molly499 · 28/06/2025 18:49

missed this

  • UK Average Salary: The UK average gross salary is £35,828 per year.
  • UK Average Monthly Salary: This translates to approximately £2,985 per month.
  • UK Salary in Euros and USD: £35,828 is equivalent to around €42,150 or US$46,365.
  • EU Average Salary: The average annual net earnings within the EU were €28,217.
  • UK Compared to EU Average: The UK's average salary is higher than the EU average.
  • Salary Variations within the EU: While the UK has a higher average salary than the EU average, some EU countries like France (€31,481) and Sweden (€33,926) have higher average salaries than others like Italy (€24,207) and Spain (€23,568).

Agree @Molly499 we need to stop hitting businesses if we want to retain jobs and productivity. Doing so is very shortsighted.

Bushmillsbabe · 28/06/2025 18:58

Molly499 · 28/06/2025 18:49

For everyone saying that wages should be higher, compared with most of Europe they are already higher. Plus if a business has to pay higher wages then they will raise their prices and it is us that pays for this so round and round we go. The NI increases for employers were tough and we all wonder why everything is more expensive since April.

Exactly, people seem to struggle to grasp that if we pay people more and costs go up, no one is actually better off. No point earning 20% more if everything then costs 20% more. Then need to tax people more to pay for higher public sector wages and everything is actually 5% worse off rather than 20% better off.

The only solution, as someone said, is to adjust expectations. For example, the nhs was originally meant to be free for urgent needs, such as hospital care. Now it's remit is so wide, and expecting it so high, that it's falling apart. Throwing more money at it won't help, it needs a complete overhaul, an adjustment in expectations to survive.

southerngirl10 · 28/06/2025 19:05

I definitely think we should keep on paying for asylum seekers, especially the ones who are disabled. They may never pay into society, but it's good to have them here, proves what a kind nation we are.

chachahide · 28/06/2025 19:07

Truetoself · 28/06/2025 14:58

maybe find a way to tax the the ultra rich who manage not to pay tax by having off shore accounts/ structures etc

and the whole economy needs to change so that the wages are higher and less benefit is needed in the first place.

This doesn’t come anywhere near solving the problem and just means they’ll leave, as they’re already doing…

Bushmillsbabe · 28/06/2025 19:07

Needlenardlenoo · 28/06/2025 18:31

"No man is compelled to arrange his affairs so the taxman can put the largest possible shovel into them"

This. Lots of people saying other should pay more. Very easy to say. I wonder if these same people write an extra cheque to hmrc every year. Or decline child benefits they are eligible to save hmrc money. Or go private for their healthcare by choice to save nhs money. Very easy to say someone else should pay more, but as the saying goes 'put your money where your mouth is'.

DrPrunesqualer · 28/06/2025 19:08

Bushmillsbabe · 28/06/2025 18:52

Many people are struggling to make ends meet as it is, they can't afford to pay more tax. Upping tax will push more children into poverty, cause more mental and physical health issues as people work extra hours and 2nd jobs and worry about how they are going to pay their bills.
As it is, too few people are net contributors. Making those who are net contributors pay even more will push many abroad., better to have 30% of something than 50% of nothing.

Agree. It’s a catch 22 situation as you clearly outline. The only alternative though is to reduce the bills. The welfare changes are now being watered down. Perhaps when people have to be reassessed it will be via a new system. Perhaps that or something else will be introduced later. Perhaps Labour will backtrack after / if it’s voted in in its watered down version. No one knows. What we do know is that the country can’t afford everything. So what and who is prepared to give a little because all I’m hearing is ‘ not me ‘.

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