Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Where is the money going to come from to meet the UK people expectations?

1000 replies

Pandersmum · 28/06/2025 14:46

So assuming that:

  • everyone who receives disability benefits needs them and may actually believe they should be entitled to more
  • pensioner benefits are non negotiable and again many believe they should be greater than current
  • working people (most) believe they are already taxed highly and believe they cannot be taxed any more without further impact to their feeling of unfairness and resentment of the system
  • it is unreasonable to expect young people with ADHD or other similar ND disorders / mental health challenges to work, even if they have qualifications and therefore they must be financially supported by the state
  • Mental health challenges are very real in any age of person and therefore they must be financially supported by the state and if in work, by their employers
  • rent (whatever level) should be supported by the state because it is a basic right to have a home
  • NHS treatment (& the best treatment) should be free be all, no matter how expensive it is or whatever their age because people pay their taxes
  • businesses are businesses and are there to make profits for their owners - therefore they can choose which country they operate in / pay their taxes in - if they don’t like the UK tax system, they can move somewhere else
  • ’in work benefits’ are necessary to support ‘low paid workers, often in essential jobs’ to gain similar amounts of financial remuneration to those on benefits
  • high net worth individuals can move if they don’t like the UK tax system

So just where is the money going to come from to fund the UK population of financial expectation of what the state should provide?

OP posts:
Thread gallery
8
DrPrunesqualer · 28/06/2025 19:10

Bushmillsbabe · 28/06/2025 18:58

Exactly, people seem to struggle to grasp that if we pay people more and costs go up, no one is actually better off. No point earning 20% more if everything then costs 20% more. Then need to tax people more to pay for higher public sector wages and everything is actually 5% worse off rather than 20% better off.

The only solution, as someone said, is to adjust expectations. For example, the nhs was originally meant to be free for urgent needs, such as hospital care. Now it's remit is so wide, and expecting it so high, that it's falling apart. Throwing more money at it won't help, it needs a complete overhaul, an adjustment in expectations to survive.

Edited

Life saving , prevention and curing people only perhaps. No cosmetic etc type surgery.

DrPrunesqualer · 28/06/2025 19:13

Kirbert2 · 28/06/2025 18:49

I'm just always surprised at how much personal information some people reveal.

I've never even told anyone that my son gets DLA. Some people will have assumed correctly due to his needs and the new car which is a motability car but I just can't imagine going around shouting about it and including how much we get for him too.

Not everyone’s the same. Tbh that guy was positively delighted and couldn’t wait to tell people. My relatives also. Some people are more private some don’t care.

Theolittle · 28/06/2025 19:15

annzen · 28/06/2025 16:43

Reverse Brexit
Encourage entrepeneurship
Trades rather than degrees
Improve education and teaching salaries.
Encourage foreign direct investment
Grow the economy.

Now don't ask me how, but if the above were to happen, then things would improve a hell of a lot.

The issues surrounding benefits are a feature of every civilised country. Encouragement to work is what's needed and to widen the gap between benefit income and earned income. Sometimes there's no difference or it's more beneficial not to work. The country needs people to work, earn a decent salary, afford accommodation, and eat, raise kids and repeat the cycle. Growth in the economy will do that by osmosis.

Agree with all of these. Unfortunately we're going to need immigrants to do work to pay for everyone's benefits, until we start having more children, but people don't want them.

Kirbert2 · 28/06/2025 19:17

DrPrunesqualer · 28/06/2025 19:13

Not everyone’s the same. Tbh that guy was positively delighted and couldn’t wait to tell people. My relatives also. Some people are more private some don’t care.

True. It just always comes up on threads like this with some people seemingly know every penny of a friends or multiple friends disability benefits.

I can understand someone being delighted knowing it's going to make a difference for their child as I felt the same when my son got it and I suppose with some, they just want to share how delighted they are.

DrPrunesqualer · 28/06/2025 19:22

Theolittle · 28/06/2025 19:15

Agree with all of these. Unfortunately we're going to need immigrants to do work to pay for everyone's benefits, until we start having more children, but people don't want them.

WAP need to work. There are too many perfectly capable. As pp stated thd gap between UC and benefits and a working wage is too small. As Labour said they want to make work pay. That works both ways in terms of raising salaries ( but not so much businesses etc can’t afford it ), abolishing zero hour contracts, Making each personwork a minimum number of hours ( full time that is ) before they get any UC and lowering benefits. Although UC would reduce if it was only for those working full time anyway so Overall the bill would reduce. We wouldn’t need to employ from abroad if everyone had a work ethic. Benefits should never be nearly as much as working! I know it’s not a popular opinion these days but whats wrong with people just working for a living.

Pandersmum · 28/06/2025 19:26

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Me?
Please can you explain why?

OP posts:
DrPrunesqualer · 28/06/2025 19:29

Kirbert2 · 28/06/2025 19:17

True. It just always comes up on threads like this with some people seemingly know every penny of a friends or multiple friends disability benefits.

I can understand someone being delighted knowing it's going to make a difference for their child as I felt the same when my son got it and I suppose with some, they just want to share how delighted they are.

I literally know every penny my relatives get. Every penny. They tell me and note it’s not enough. Often I’m the one having to sort stuff out for them because……..honestly I have no idea why. One just sold a second property. Never paid tax on the rent. hasn’t paid capital gains tax despite me explaining at length how to do it. Just waiting for the meltdown phone call when Hmrc write to them with threats and fines. I’ll know because they’ll want someone like me to sort it for them. I love them all but honestly the scamming is exhausting and I just don’t get why people can’t be honest with everything.

Barbadossunset · 28/06/2025 19:29

I think that they should be looking at the big corporations who use all the tools available to them, to pay as little tax as possible. Amazon etc.

I am sure the government and HMRC have looked at Amazon etc every which way and if they could tax them they would.

Kirbert2 · 28/06/2025 19:32

DrPrunesqualer · 28/06/2025 19:29

I literally know every penny my relatives get. Every penny. They tell me and note it’s not enough. Often I’m the one having to sort stuff out for them because……..honestly I have no idea why. One just sold a second property. Never paid tax on the rent. hasn’t paid capital gains tax despite me explaining at length how to do it. Just waiting for the meltdown phone call when Hmrc write to them with threats and fines. I’ll know because they’ll want someone like me to sort it for them. I love them all but honestly the scamming is exhausting and I just don’t get why people can’t be honest with everything.

Why do you sort things out for them? Especially if you don't agree with what they are doing and they are so open about it?

whiteroseredrose · 28/06/2025 19:33

Good point.

Livelovebehappy · 28/06/2025 19:36

Well whilst Labour are in power it will be tax the rich to the hilt, then the middle classes, then when that well has dried up, they’ll be coming after anyone else who works, minimum wage and upwards. After that, then I guess we’ll be bankrupt and screwed….

DrPrunesqualer · 28/06/2025 19:42

Kirbert2 · 28/06/2025 19:32

Why do you sort things out for them? Especially if you don't agree with what they are doing and they are so open about it?

They are my family. It sounds terrible saying it but I went to Uni Bachelors
, Masters etc etc. they never did well at school and never bothered there either. They don’t seem to know how to deal with even official phone calls. I’ve tried to step away but then their lives fall apart and I’m back. They are the same age as me 50s,they are not kids. Just incapable and can’t be bothered to even ‘Google’ it. They do seem to be able to apply for benefits on their own though. It’s just when things go pear shaped I’m their go to

MyObservations · 28/06/2025 19:46

Pandersmum · 28/06/2025 14:46

So assuming that:

  • everyone who receives disability benefits needs them and may actually believe they should be entitled to more
  • pensioner benefits are non negotiable and again many believe they should be greater than current
  • working people (most) believe they are already taxed highly and believe they cannot be taxed any more without further impact to their feeling of unfairness and resentment of the system
  • it is unreasonable to expect young people with ADHD or other similar ND disorders / mental health challenges to work, even if they have qualifications and therefore they must be financially supported by the state
  • Mental health challenges are very real in any age of person and therefore they must be financially supported by the state and if in work, by their employers
  • rent (whatever level) should be supported by the state because it is a basic right to have a home
  • NHS treatment (& the best treatment) should be free be all, no matter how expensive it is or whatever their age because people pay their taxes
  • businesses are businesses and are there to make profits for their owners - therefore they can choose which country they operate in / pay their taxes in - if they don’t like the UK tax system, they can move somewhere else
  • ’in work benefits’ are necessary to support ‘low paid workers, often in essential jobs’ to gain similar amounts of financial remuneration to those on benefits
  • high net worth individuals can move if they don’t like the UK tax system

So just where is the money going to come from to fund the UK population of financial expectation of what the state should provide?

Too many assumptions there.

Nottodaty · 28/06/2025 19:54

Both my husband and I pay taxes, both of us in the 40% tax bucket.

Neither of us argue that more tax’s need to be paid to improve services, the problem is we already pay a lot and see no improvement. Told we are likely not to get the state pension - even though it was included in all the numbers worked out.

Disabled yes they are entitled to the support and financial support, rather than multiple random payments that group needs to be assessed on a needs basis and paid out fairly. Some will never be able to work and that’s ok, others need support but with the right things in place and government laws to protect them.

People need to own their OWN choices, if they entitled, are they really? What have they put in the pot?

Im happy to pay more tax but it needs to tie in with actual improvements. Assisting people who really have fallen on their butt and finding decent housing and learning opportunities to improve and less reliant on the tax’s many of us pay.
At the moment as a tax payer I don’t want to …until the house is in order. And I can’t see that happening with any of the options in government.

GoldPoster · 28/06/2025 20:06

Why do people always seem to think that there’s some rich person or company that can be milked to pay for everything. There isn’t they’ll just stop work and or leave the country.

Expectations can’t be met. I wish people would become enthusiastic and dynamic and value personal achievements instead of sitting around whining that they aren’t being given enough money.

Personally I wish the crunch would come with the bond markets and IMF and put us out of our misery, as you would a dying dog

Denimrules · 28/06/2025 20:12

When the Conservatives came in in 2010 they went on and on and on and on about how Labour had spent all the money/were in debt. When Labour finally got back in they spun the same yarn for a bit. Now they are using resources/taxes/blah like they should be. They are owning up to public needs and being accountable. Isn't that why people vote Labour, so we aren't neglecting public duty, so taxes get used properly 👍🏼

User37482 · 28/06/2025 20:13

JasmineTea11 · 28/06/2025 14:58

Where it comes from now OP, the international financial markets. Until they say no..you owe too much already! 🤯

This, I’m genuinely worried that people don’t understand that it is very possible for the UK to get the utter shit kicked out of us by the financial markets. When we borrow we don’t borrow from a blackhole, the people we are borrowing from make a judgement about whether we are a good credit risk or not and then charge us interest accordingly.

It’s extremely worrying.

Pandersmum · 28/06/2025 20:16

It looks like the Government need to get creative and challenge all spending.

Public sector efficiency must be addressed - there is simply no point in throwing more money at the NHS - more money will not yield a better outcome if not spent wisely.

Also as PP have mentioned - there is significant inefficiencies in local government. They need to re-structure to deliver more services than current. It doesn’t mean job losses, but I believe the same employees could deliver so much more if better managed.

Also the taxation of ISA savings should be reviewed. Maybe it’s time to tax the interest on savings - so people retain their capital, which just earn a little less interest.

OP posts:
rainingsnoring · 28/06/2025 20:19

That's a good question @Pandersmum, one which most people don't appear to have thought about!

TheHateIsNotGood · 28/06/2025 20:40

Applied for a temp Summer job about 3 yrs ago looking after the local park and paddling pool run by a local council. During the interview it was stated as a bonus that you could get pension contribution payments on top of the NMW.

And it was 'free money'. Nah mate, that ain't free money, the local council tax payers pay for that.

EasternStandard · 28/06/2025 20:42

GoldPoster · 28/06/2025 20:06

Why do people always seem to think that there’s some rich person or company that can be milked to pay for everything. There isn’t they’ll just stop work and or leave the country.

Expectations can’t be met. I wish people would become enthusiastic and dynamic and value personal achievements instead of sitting around whining that they aren’t being given enough money.

Personally I wish the crunch would come with the bond markets and IMF and put us out of our misery, as you would a dying dog

The amount people ask for keeps going up. The pandemic probably didn't help how people view the state.

DrPrunesqualer · 28/06/2025 20:43

Denimrules · 28/06/2025 20:12

When the Conservatives came in in 2010 they went on and on and on and on about how Labour had spent all the money/were in debt. When Labour finally got back in they spun the same yarn for a bit. Now they are using resources/taxes/blah like they should be. They are owning up to public needs and being accountable. Isn't that why people vote Labour, so we aren't neglecting public duty, so taxes get used properly 👍🏼

Labour though need to do their homework first. They introduced tax on education without doing enough first and now look at the fallout. So they aren’t being accountable at all. They are being reactionary. We can all do that

DrPrunesqualer · 28/06/2025 20:46

TheHateIsNotGood · 28/06/2025 20:40

Applied for a temp Summer job about 3 yrs ago looking after the local park and paddling pool run by a local council. During the interview it was stated as a bonus that you could get pension contribution payments on top of the NMW.

And it was 'free money'. Nah mate, that ain't free money, the local council tax payers pay for that.

I don’t get the point. All public sector pension payments come from tax payers.

Freddl6 · 28/06/2025 20:53

Housing costs meaning pensions are un likely to be paid to my generation as mine and one below wont have houses and cant exactly pay housi ng out of 12k pension...
Crap healthcare (impacting me and my kids)
Awful child behaviour ar school and high sen rates.
but the teachers at dc school at least putting minimum effort in.

secondary rare and useless homework
tests saying will be on x day and its on an earlier one!
I lesson a fortnight of kids just reading!
weve hardly had any actual english homework in 2 years now.
kids ending up school refusing due to sen which was bloody obvious fro m reception and none of 4 kids got a diagnosis in the 7 primary years.

I would change exams to achieving a set level for eng and maths rather than scaled.

Denimrules · 28/06/2025 20:54

DrPrunesqualer · 28/06/2025 20:43

Labour though need to do their homework first. They introduced tax on education without doing enough first and now look at the fallout. So they aren’t being accountable at all. They are being reactionary. We can all do that

That's true up to a point. The school VAT tax thing is ideology. I agree they may not have planned it too well though.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.