Where is the money going to come from to meet the UK people expectations?

[Pandersmum]

So assuming that:

• everyone who receives disability benefits needs them and may actually believe they should be entitled to more
• pensioner benefits are non negotiable and again many believe they should be greater than current
• working people (most) believe they are already taxed highly and believe they cannot be taxed any more without further impact to their feeling of unfairness and resentment of the system
• it is unreasonable to expect young people with ADHD or other similar ND disorders / mental health challenges to work, even if they have qualifications and therefore they must be financially supported by the state
• Mental health challenges are very real in any age of person and therefore they must be financially supported by the state and if in work, by their employers
• rent (whatever level) should be supported by the state because it is a basic right to have a home
• NHS treatment (& the best treatment) should be free be all, no matter how expensive it is or whatever their age because people pay their taxes
• businesses are businesses and are there to make profits for their owners - therefore they can choose which country they operate in / pay their taxes in - if they don’t like the UK tax system, they can move somewhere else
• ’in work benefits’ are necessary to support ‘low paid workers, often in essential jobs’ to gain similar amounts of financial remuneration to those on benefits
• high net worth individuals can move if they don’t like the UK tax system

So just where is the money going to come from to fund the UK population of financial expectation of what the state should provide?

We know that. We are still considering. I work in healthcare, so I think I have many options. There’s no sense of community in the UK and it’s become so abrasive. Your post included tbh.

NI is just a tax. Therefore the other poster is accurate that pensioners pay less tax.

Of course everywhere has problems but there are many countries where the quality of life is significantly better than in the UK if you have skills that are in need.

Such as?

@SunD0wn When a country is me of the highest taxed, and threatens even more taxes on pensions and savings, what incentive is there to stay? I like my life here and I’m not going. Others will. What refugees want is entirely different. If we keep sending out signals that those who pay the most tax are just seen as a piggy bank why would anyone bother to work and get promotion? It’s utterly self defeating,

😊I think you’re going to need to toughen up a tad if you think you’re not going to find abrasiveness or a lack of community or even communities that don’t welcome you with open arms. There always seems to be an element of arrogance as regards the white British mc and emigration. Other countries will be lucky to have us, we’re more worthy than the many other immigrants with skills…

Where?

No one talks about this! But there’s huge waste everywhere you look.

I would support a model where employers have to provide basic healthcare insurance to their employees. That would take the pressure off from NHS when working aged adults could use private GP for some basic generic things. The knsurnace fees would go down when the companies are in competition.

I also dont think health care needs to be free, it needs to be affordable. I think there should be a system in place where there are some fees for going to GP, staying in hospital etc. and those who can't afford it can get it either free or discounted. Same with medicines. This obviously needs some initial investment, but I think it could be something worth considering.

I'm sure you can think of examples.
You say that Brits can be arrogant and I agree but it isn't just relevant to those who leave the country but those that stay. We still survive so far internationally, to a large extent, because of our history of empire and our language. We are fortunate in many ways but it is arrogant to think that Britain is the best country in the world in every way when it clearly is not.

So the more unwell pay more and those that need persuading to go to the GP are put off even more,less serious things turn into serious things costing more money….

Sounds peachy.

Nope I can’t actually. There are draw backs everywhere and I come from a family with many members who have lived abroad- and returned.

@SunD0wn Lots of countries are taxing less. DD has a friend and his parents are going to Italy. Obviously not Scandinavia but many other countries do have flat rate tax. No higher taxes at £42,000. Also incentives for the very wealthy to come to them. Arab Emirates have low tax. If you can get a house, the Channel islands. The very wealthy can. Australia has no IHT. Lots of places suit some people better if they are rich. They, sensibly, want their taxes but are reasonable enough not to over tax. Aldo their numbers on benefits is much lower and no nhs to pay for. If anyone works in health in Australia they are better paid because it’s essentially private. We want the high wages but want the state to pay.

no one said rob people of savings, just tax their income and gains properly at the same rates as workers are taxed on wages. Reduce the reliefs and exemptions only available on passive incomes.

@Badbadbunny You take away the incentive to save!!! That’s never been seen as a good fiscal policy. It the politics of envy. The income is taxed. Pensions are saved in many ways and pension pots are raided! You cannot keep on attacking people who save or they won’t. This then costs the country more!

Than you for your helpful comment. You're absolutely right of course but pedantry doesn't necessarily add to the discussion. The background to the comment came after discussions on Income Tax, IHT, un-earned Income Tax etc. I was making the point that with the exception of NI, which, like me, you rightly pointed out, is of course a tax, pensioners pay exactly the same rates of tax as everyone else. We should not forget either that on current Govt policy, you will also not pay NI if or when you become a pensioner.
Have a great day 😉

Already happening to some extent as more and more large employers are providing private healthcare as a benefit, either fully or partly subsidised. My son has just signed up for his employers scheme - now free for his level and above, discounted £25 per month for lower levels, and he can buy enhanced cover to include private gp appointments for £25 per month. But the free scheme covers private x rays, scans and consultant referrals. Obviously worth it to the employer to stop staff being on protected sick leave awaiting tests or consultant appointments.

Not pedantic, just factual. You state 'on current government policy' which will provide absolutely no reassurance to anyone young or middle aged. I think the majority of non pensioners who have put any thought into this issue are well aware that the tax system will change and not in their favour. It is also pretty clear that their pensions will be considerably worse than the current batch of pensioners. You can therefore forgive me for being pedantic factual.

Fair enough if that's your experience but it is not mine and clearly not universal.

I am not “White British” and I know exactly the kind of air of arrogance you are referring to, and I’m absolutely not like that at all.

I've noticed that it is becoming more popular when I've been scrolling job listings. I've worked in a few countries and one had a very traditional insurnace system that covered heath care and it was considered a benefit and had all the specialists etc. Then in one had a law that occupational heath care was mandatory, it wasn't an insurance in traditional sense but you could book an appointment in a certain place and they would invoice the employer. What was included depends on the employer. Some provide the minimum, but some provide a lot more. Takes a bit of pressure off from publis sector. Last time I went, it was a skin thing and the doc referred me to "nhs" dermatologist, but I didn't have to have the initial consultation at "nhs" GP surgery.

Completely agree with @TizerorFizz

@rainingsnoring Many working for the state still have great pensions! Others who have no government input into their pensions are facing being taxed the most! When some government employees get 20% plus contribution from the government there’s huge pension inequality! The self employed don’t get this.

I get health insurance through my job, and it’s great! The service is excellent and efficient, and I take the pressure off of the NHS… win win…

I think public sector jobs pensions are far too generous and needs looking at tbh…