Jeez. You are right, I’m so sorry, it is an utter shit show.
My DS18 had this a couple of months ago….. a few months into travelling in South America in a complete hell hole of a hostel, in Peru… with no air conditioning ( in 30 degrees) and the shower was over the loo… you could literally combine the two.. 🙄😳.. he had already sent me a photo of the “bathroom” , followed by a photo of a pile of mattresses all stacked up as bed bugs had infested the whole place… point being, you are NOT in a hell hole hostel!! So, this is NOT OK!!! 👿
I have experience in cases like this, and echo what @Sidebeforeselfsaid. Everything you do now is paramount to the success of your claim. Anything you do not obtain now, whilst you have the opportunity, cannot be obtained in the future. I know you’re having a horrific time, OP, but, grab a notebook, your phone and crack on…… ( you can take little one to the pool after 💖…)..
SO, I’m assuming you have contacted your Holiday Rep. Make sure you keep details of all Reps you deal with- names, times and what they have said. Try to get all this in writing by them, if possible.
PHOTOGRAPH EVERYTHING! Your MIL bites/ how they are progressing/worsening; your old room- and everything in it, I would just photo absolutely anything, even if it amounts to nothing, and I just delete it. It’s so much better to HAVE photos and seem the relevance of them, or not, once uou are home. You don’t want your Solicitor, on return, to ask if you have a photo of something, be it mattress, pillow, dodgy chair, anything, and you don’t.
Keep notes of -
HOTEL STAFF- WHO you speak to- WHO they are- Time/ Date- WHAT exactly was said.
WITNESSES- Fellow guests- NAMES/ Contact Details/ Complaints they have had.
DOCTOR/ MEDICAL- If you didn’t get a written medical note/ report, GO BACK and get one… it will be virtually impossible to get one when home. If you are covered by Iinsurance, you will need one of these to be reimbursed when home, ( most prescriptions will not be covered, but, of course, check your policy).
KEEP RECEIPTS of EVERYTHING you buy! If you do proceed with a claim on return, it is not sufficient to guesstimate items purchased. So, even the slightest purchase, keep receipts.
Once you have obtained your policy, CALL your Insurers!!! First thing to do! It doesn’t matter that the hotel have changed your room, trying keep you on board with cold cocktails, whatever, Insurance Companies do not like not being in the know. God forbid your MIL health worsens and cannot travel home, and/ or one of you want to stay with her, or if she is hospitalised.
There is nothing at all that can be done regarding a refund- of any amount- at this point. That can only be done on your return. All you can do now is the above and whilst it is happening, and whilst you are in the resort, use the sadly ruined activity time wisely, record everything!!! Keep notes and receipts of everything!! Photo everything!!!
And, then, grab little one, get to the 🏖️, try and forget for a bit, then have a chilling cocktail 🍹!
I wish you the very best of luck!!!! 🤞🙏 🍀 🤞.. 🤗