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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To say the £35k winter fuel threshold is way too high!

1000 replies

chocolateismyweakness4 · 09/06/2025 13:21

The threshold needed to be raised, but £35k?! I wish I earned that and I have a mortgage and commuting costs. It also doesn’t take into account savings (so they could have millions in the bank) or household income.

We all know it’s a bribe, but they still won’t get pensioners to vote for them.

OP posts:
Thread gallery
8
EleanorReally · 10/06/2025 21:35

SilverMoonSliver · 10/06/2025 08:55

I'm glad your DM will get her payment back.

I'd be interested to know what she thinks about couples on £70k being entitled to it as well...

i was so fed up with her complaining about losing it, one of the complaints that she read in the torygraph was how charities were missing out as rich pensioners had been donating their allowance!
i wont raise the subject any more i dont think

Bernardo1 · 10/06/2025 21:42

chocolateismyweakness4 · 09/06/2025 13:36

Correct, it’s per person not per household. It also doesn’t take savings into account, so you could have £1million in your bank account but still get it.

It does, in so far as the interest fm savings is 'income' so is counted towards the 35k.
Assuming 4% the income on 1 million would be 40k, so alone would deny the allowance.

If any one wants a really want a big moan, if that million was in ISAs then the interest is absolutely discounted.

Twinnybean · 10/06/2025 21:44

Livelovebehappy · 09/06/2025 17:01

Food banks were needed back then, but not available, so people had to make do with daily beans on toast, or take charity from others. Churches also acted in a food bank capacity back then. As far as needing two salaries, people used to do without. They had no money to spare for anything other than feeding the family and paying bills. People caught buses all the time as they couldn’t afford a car (buses these days are mostly empty). Now, if a couple can’t buy their kids the latest technology, take them on holiday, let them have their own bedroom and wear new clothes (often hand me downs back then), they actually consider themselves as deprived.

‘Or take charity from others…..’ What do you think a food bank is?

BIossomtoes · 10/06/2025 21:45

Twinnybean · 10/06/2025 21:28

Far more likely to be driven by the increase in housing costs relative to salaries but sure it’s younger generations going to university that’s their problem. Even though that’s what they were encouraged to do by their parents, teachers, employers. And many did in fact also start working and saving and paying taxes at 16 just as older generations did

That isn’t what I said. Try reading it.

MustTryHarderAndHarder · 10/06/2025 21:47

Allseeingallknowing · 09/06/2025 13:48

But if you’re paye you don’t do a tax return!

No. But hmrc have access to all the interest you earn because the banks tell them so they know how much interest you will earn. And if you earn more than a thousand pounds in a year, or 500 if you're a high-rate taxpayer close then they will adjust your tax code so that you pay tax on the interest.

Lifestooshort71 · 10/06/2025 21:48

For the last time.....
1 person in receipt of state pension, with an income less than £35k a yr = £200

2 people at same address in receipt of state pension, both with an income less than £35k a year = £100 each (£200 in total)

2 people at same address in receipt of state pension, but only one with an income less than £35k a year = that one will get £200 (the other, with the higher income) will get nothing.

BIossomtoes · 10/06/2025 21:48

Twinnybean · 10/06/2025 21:34

Wouldn’t have made a difference if older generations went to university, it was free until 1998. The rest of your argument just demonstrates the remarkably favourable economic environment that many boomers (not all before everyone jumps down my throat) experienced and were able to benefit from. That environment no longer exists

It does for some people. https://www.bbc.co.uk/news/articles/c1de612exp4o

Ollie Vass works for a nutritional supplement company, where he earns £31,000. His girlfriend Grace Sangster also 19 is on an apprenticeship scheme earning £40,000.

They each started saving from the age of 13, earning money mowing lawns and working in restaurants.

In April, with the help of a small inheritance and their Lifetime ISAs, the couple completed on a £360,000 two-bedroomed terraced house near Slough.

Ollie and Grace would like to see more support for young people starting out, especially first-time buyers, and more apprenticeships.

They also think the tax-free allowance, which has been frozen since 2021should rise so that people on low wages can keep more of their earnings.

Ollie also wants to see cheaper rail fares: "At the moment it's too expensive to use."

Young man in blue t-shirt standing in front of a suspension road bridge with cars in the background

Spending Review: People on £10,000 to £96,000 tell us what they want the UK to spend money on

As the government outlines its spending plans, people with a range of incomes tell us where they think the money should go.

https://www.bbc.co.uk/news/articles/c1de612exp4o

StarDolphins · 10/06/2025 21:50

Poopeepoopee · 09/06/2025 13:22

YABU - £35k isn't much money at all these days.

I earn 13k and manage to pay all
my bills & save each month!

35k imo is a lot when they’ve probably paid off mortgage and possibly have savings.

EasternStandard · 10/06/2025 21:51

Lifestooshort71 · 10/06/2025 21:48

For the last time.....
1 person in receipt of state pension, with an income less than £35k a yr = £200

2 people at same address in receipt of state pension, both with an income less than £35k a year = £100 each (£200 in total)

2 people at same address in receipt of state pension, but only one with an income less than £35k a year = that one will get £200 (the other, with the higher income) will get nothing.

So the household income could be very high and there’s still a benefit paid

Merrymouse · 10/06/2025 21:53

are there many apprenticeship schemes offering £40,000 salaries to 19 year olds?

BIossomtoes · 10/06/2025 21:55

Merrymouse · 10/06/2025 21:53

are there many apprenticeship schemes offering £40,000 salaries to 19 year olds?

No idea but they both managed to find them.

EasternStandard · 10/06/2025 22:02

Child benefit is household income why wouldn’t this be?

Why give someone a benefit is the overall income is high

BIossomtoes · 10/06/2025 22:05

EasternStandard · 10/06/2025 22:02

Child benefit is household income why wouldn’t this be?

Why give someone a benefit is the overall income is high

It’s not. It only stops if one parent is earning over the threshold.

Todaywasbetter · 10/06/2025 22:05

Twinnybean · 10/06/2025 21:34

Wouldn’t have made a difference if older generations went to university, it was free until 1998. The rest of your argument just demonstrates the remarkably favourable economic environment that many boomers (not all before everyone jumps down my throat) experienced and were able to benefit from. That environment no longer exists

one minute we're boomers who've had it all so easy and the next we're freezing in our mould ridden flats choosing heating or eating. The media plays with you all.

Todaywasbetter · 10/06/2025 22:07

BIossomtoes · 10/06/2025 21:48

It does for some people. https://www.bbc.co.uk/news/articles/c1de612exp4o

Ollie Vass works for a nutritional supplement company, where he earns £31,000. His girlfriend Grace Sangster also 19 is on an apprenticeship scheme earning £40,000.

They each started saving from the age of 13, earning money mowing lawns and working in restaurants.

In April, with the help of a small inheritance and their Lifetime ISAs, the couple completed on a £360,000 two-bedroomed terraced house near Slough.

Ollie and Grace would like to see more support for young people starting out, especially first-time buyers, and more apprenticeships.

They also think the tax-free allowance, which has been frozen since 2021should rise so that people on low wages can keep more of their earnings.

Ollie also wants to see cheaper rail fares: "At the moment it's too expensive to use."

an apprentice earning 40K? a joke shurely?

EasternStandard · 10/06/2025 22:07

BIossomtoes · 10/06/2025 22:05

It’s not. It only stops if one parent is earning over the threshold.

So is this stopping if one person is over the threshold?

Todaywasbetter · 10/06/2025 22:07

BIossomtoes · 10/06/2025 21:55

No idea but they both managed to find them.

fake

BIossomtoes · 10/06/2025 22:10

It’s on the BBC News website. I linked to it. Why would they fake it?

EasternStandard · 10/06/2025 22:13

No wonder the 9 out of ten figure below. It doesn’t even link two people in a household.

People over £70k combined could still be getting it for one of them. At least CB doesn’t do that.

Toujouravecmachienne · 10/06/2025 22:15

WaryCrow · 10/06/2025 20:47

We wouldn’t be having half of these problems if the energy produced by the resources in this country and by the people of this country was still owned by the people of all the country. If it was still nationalised, in short. Why should the boomers who sold it and in many cases benefitted from the same get given more money to use it? We’re the people who are bloody owed!

Erm well yes but there were many of us on the left who absolutely disagreed with Thatcher’s policy of selling off assets to those who actually already owned them including council houses. I remember certain of my colleagues getting all excited about their gas shares and tell Sid and all that, and not partaking (didn’t have the money anyhow). We can clearly see the result today of these policies. So no, many boomers as you refer to us were very anti all that!

Rosscameasdoody · 10/06/2025 22:15

EasternStandard · 10/06/2025 22:02

Child benefit is household income why wouldn’t this be?

Why give someone a benefit is the overall income is high

No it isn’t. It’s based on the earnings of the individual parents.

Rosscameasdoody · 10/06/2025 22:18

EasternStandard · 10/06/2025 22:13

No wonder the 9 out of ten figure below. It doesn’t even link two people in a household.

People over £70k combined could still be getting it for one of them. At least CB doesn’t do that.

Yes it does.

Rosscameasdoody · 10/06/2025 22:19

EasternStandard · 10/06/2025 21:51

So the household income could be very high and there’s still a benefit paid

Much like child benefit.

LuvACustardCream · 10/06/2025 22:20

I'll be paying tax so that people who have an income far higher than mine get a state handout. Bloody stupid.

EasternStandard · 10/06/2025 22:20

Rosscameasdoody · 10/06/2025 22:18

Yes it does.

  • If your income (or your partner's income if you're married or in a civil partnership) exceeds £60,000 per year, you'll still receive the full Child Benefit but will have to pay a portion of it back through the High Income Child Benefit Tax Charge.

It does take into account partner’s income.

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