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Share your dilemmas and get honest opinions from other Mumsnetters.

To say the £35k winter fuel threshold is way too high!

1000 replies

chocolateismyweakness4 · 09/06/2025 13:21

The threshold needed to be raised, but £35k?! I wish I earned that and I have a mortgage and commuting costs. It also doesn’t take into account savings (so they could have millions in the bank) or household income.

We all know it’s a bribe, but they still won’t get pensioners to vote for them.

OP posts:
Thread gallery
8
Lifestooshort71 · 10/06/2025 20:05

Rosscameasdoody · 10/06/2025 17:35

It’s not per household, it’s per person on state pension. My mum lives with us and got the WFA last year because she is on pension credit. When l queried it l was told its individual income, not total household income.

Edited

....and if someone else lived at your address on the state pension, it would be split between them so they each got half.

DisapprovingSpaniel · 10/06/2025 20:05

Sounds a lot but if you’re a family of 4 living in an expensive area rent could be around £1,500+ so with bills on top it’s not that much.

And this family of four has someone who is eligible for the WFA whose personal income is below £35k per year and who is also the sole earner for the house, hence all the mortgage and bills coming out of their money?

Seems like quite a specific scenario tbh and perhaps not the best one to base older age benefits on.

MintChocCat · 10/06/2025 20:06

Mumto2crazies · 10/06/2025 18:44

Shall we just kill off all the elderly people then? The ageism and ignorance on this thread is shocking. If you’re lucky you’ll be old one day, and I hope the younger generation have the same attitude towards all of those saying that pensioners are entitled or grabby. My dad is in his eighties with dementia and living in a 1 bed flat. He has some savings which is quickly being used up by the £2k per month he spends on care. Please don’t be so ignorant as to think all pensioners are living a cushy life.

It’s obviously not directed at people like your father though - he’s quite clearly in need!!

Merrymouse · 10/06/2025 20:06

Teddybear23 · 10/06/2025 20:00

Sounds a lot but if you’re a family of 4 living in an expensive area rent could be around 1£1,500+ so with bills on top it’s not that much.

Most households of 4 won’t qualify for wfa.

BooneyBeautiful · 10/06/2025 20:07

SummertimeMadness1 · 09/06/2025 13:23

Does the £35k include state pension?

Yes. It's total income.

FedupofArsenalgame · 10/06/2025 20:07

SunnySideDeepDown · 10/06/2025 19:56

No other income? Are you in receipt of benefits? If so, that counts as income.

Nope no benefits at all

PandoraSocks · 10/06/2025 20:11

FedupofArsenalgame · 10/06/2025 20:07

Nope no benefits at all

I am curious, is that household income or are living alone? Do you have a mortgage or pay rent?

EasternStandard · 10/06/2025 20:16

taxguru · 10/06/2025 19:47

It's politics. If Rachel had given it back to everyone, she'd have been ridiculed even more than she is! As it stands, she can claim it's still a valid policy, and just "tweaked" so that the least deserving don't get it. Policy "tweaks" are better publicity wise than blatant U Turns. Don't mistakenly think it's anything other than her playing politics AGAIN!

What a mess. 9 out of ten.

Evan456 · 10/06/2025 20:18

daffodilsandaisies · 09/06/2025 13:35

its 35k EACH isn’t it, not per household? So a retired couple could be getting £6000 a month income and still qualify?! My mind is totally boggled by this.

yes was far too low
tjis is ABSURDLY high

Daily Telegraph still moaning about some being ‘denied’ it…

No it’s per household

Sherararara · 10/06/2025 20:18

Agree it’s ridiculous. And a massive own goal for Labour.

Notmycircusnotmyotter · 10/06/2025 20:19

I wouldn't give them anything tbh. Pay your own bills.

rainingsnoring · 10/06/2025 20:29

BIossomtoes · 10/06/2025 17:21

I'm not sure why you need to keep arguing

Same. I’m not sure what my personal circumstances have to do with anything.

I theorised about your personal circumstances because you appear to be suggesting that all women actually wanted to work in the 70s/80s but were unable to purely because of a lack of childcare. I'm wondering if you were actually not a mother at all or had a particularly successful career and are hence not representative of mothers or typical mothers in the 70s/80s at all.

LargeTeaPlease · 10/06/2025 20:29

I am a pensioner and I live on my own. I have my government pension and an NHS pension. Together they total about £1650 per month. My house ( reg 3 bed terrace) is paid for but I have all the other bills that everybody else has
My highest individual bill is my council tax
I have a very basic television package, which includes Internet and house line
gas and electricity
Water and sewage
Plus all the usual other bills other people and other families have.
I live frugally, I’m careful with money.
Vast majority of my clothes I’ve had for a number of years. I tend to buy new clothing if I get given vouchers for my birthday and Christmas In all my life I have never had an income higher than £26.500 pounds per year. I’m very grateful that I will now get the fuel allowance. I don’t remember the last time I was on holiday abroad.
I think that £30,000 is too high
I think it should be £25,000.

CandidLurker · 10/06/2025 20:36

taxguru · 10/06/2025 19:47

It's politics. If Rachel had given it back to everyone, she'd have been ridiculed even more than she is! As it stands, she can claim it's still a valid policy, and just "tweaked" so that the least deserving don't get it. Policy "tweaks" are better publicity wise than blatant U Turns. Don't mistakenly think it's anything other than her playing politics AGAIN!

The unknown, unquantified costs of the means testing for the sake of politics. I know accountants moan about HMRC (mine does!) but I’m glad I don’t work for them.

I wonder whether someone at the Treasury has actually asked HMRC to put an estimate around means testing this?

This could have all sorts of issues buried underneath the announcement. Just like they don’t seem to have thought through the issues with removing it (eg those on pension credit ending up better off than those who have paid full NI contributions, as pension credit a gateway to other free stuff like glasses and dental).

Trishthedish · 10/06/2025 20:46

chocolateismyweakness4 · 09/06/2025 13:23

Maybe not if you’re living a high end lifestyle. If you don’t have a mortgage, rent, commuting costs, childcare etc yes it is! I don’t earn that from working full time. Pensioners also don’t have NI taken from their income.

No because they’ve paid NI all their working lives.

WaryCrow · 10/06/2025 20:47

We wouldn’t be having half of these problems if the energy produced by the resources in this country and by the people of this country was still owned by the people of all the country. If it was still nationalised, in short. Why should the boomers who sold it and in many cases benefitted from the same get given more money to use it? We’re the people who are bloody owed!

BIossomtoes · 10/06/2025 20:54

Evan456 · 10/06/2025 20:18

No it’s per household

No it’s not. It’s per person. I’m getting it, my bloke isn’t.

BIossomtoes · 10/06/2025 20:59

WaryCrow · 10/06/2025 20:47

We wouldn’t be having half of these problems if the energy produced by the resources in this country and by the people of this country was still owned by the people of all the country. If it was still nationalised, in short. Why should the boomers who sold it and in many cases benefitted from the same get given more money to use it? We’re the people who are bloody owed!

We didn’t sell it. The Thatcher government which I hated with every fibre of my being did. The people who really benefited because they bought shares was our parents’ generation. We didn’t have the money to buy them because every penny was needed to bring up our kids and keep a roof over our heads.

chocolateismyweakness4 · 10/06/2025 21:06

Trishthedish · 10/06/2025 20:46

No because they’ve paid NI all their working lives.

My point is that £35k income for a pensioner is more money than £35k for a working person as they don’t have those deductions.

OP posts:
Bernardo1 · 10/06/2025 21:24

WitchesCauldron · 09/06/2025 15:57

Dont understand why they U turned anyway

Because they lost a By Election, and Labour M.P.s are terrified of losing their seats at next election.

Soozikinzii · 10/06/2025 21:26

I thought 25 - 30k would be fine as well . I do think its good they've reinstated it with a limit though.

Twinnybean · 10/06/2025 21:28

BIossomtoes · 09/06/2025 16:42

That might have something to do with the fact that less than 12% of people in that cohort had degrees in 1991. They started work and began saving sooner.

Far more likely to be driven by the increase in housing costs relative to salaries but sure it’s younger generations going to university that’s their problem. Even though that’s what they were encouraged to do by their parents, teachers, employers. And many did in fact also start working and saving and paying taxes at 16 just as older generations did

LesLavandes · 10/06/2025 21:33

It’s too much for two people together earning nearly £70,000 in retirement. My neighbours will qualify for that and they are not short of anything

Twinnybean · 10/06/2025 21:34

anyolddinosaur · 09/06/2025 16:49

So much whingeing and stupidity. Comments about the needs of different age groups that recognise childcare and mortgages but dont mention needing people to do things you used to be able to do yourself, or the greater sensibility to cold, or the dental and health care costs.

Young people now get more from the state than "boomers" did at the same age https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/incomeandwealth/articles/generationalincometheeffectsoftaxesandbenefits/2019-08-21

but it isnt enough enough for them that they will build resources as they age, they want everything now. They dont leave school until 18 and many barely work before they are 21 while older generations worked from 14, 16 or 18 as few went to university - so of course they didnt have student loans.

And now they are also expected to fund their childrens house deposits out of any savings they may have managed to accumulate.Two thirds of parents hand over cash https://www.zoopla.co.uk/discover/property-news/revealed-how-much-the-bank-of-mum-and-dad-gives-children-for-deposits/ and sometimes a lot of it -
data published by technology company Twenty7tec showed that 110,325 buyers received at least £100,000 from a member of their family in 2024, up by 8% when compared to the year before.

In the UK, more than £5 trillion worth of assets is expected to change hands over the next 30 years. I cant easily find figures on what boomers inherited but I suspect for many it was a few hundred if they were lucky.

Wouldn’t have made a difference if older generations went to university, it was free until 1998. The rest of your argument just demonstrates the remarkably favourable economic environment that many boomers (not all before everyone jumps down my throat) experienced and were able to benefit from. That environment no longer exists

PluckyBamboo · 10/06/2025 21:35

Don't get too worked up about it, chances are they won't increase SP for a couple of years now and it will even out.

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