Partner wants to move into my house - How do I protect myself?

[newbeginnings91]

I have been in a relationship with my partner for almost three years. I bought my house in 2019. He had previously owned a property with his ex, which has since been sold, and he is currently renting a flat.

We’ve been discussing the possibility of taking the next steps and moving in together, with him being more eager than I am. However, I’m not sure how everything works. I would be perfectly happy staying in my current house and living together here, but I realise I need to protect myself. Surely, I can’t just add him to the mortgage without having a formal agreement in place first?

I made a significant deposit when I purchased the house and have also invested in renovations and repairs over the years.

Any tips? Should I reach out to a solicitor?

You asked what was in it for OP if her partner moved in. I pointed out several reasons. Since couples usually live together there is clearly an advantage.

I then joked that men must all be evil since you jumped to all kinds of wild negative conclusions about what he’d do after moving in, based on zero evidence.

I was simply pointing out that why presume the guy has ill will? Surely a guy wanting to move on the relationship and show commitment to live together should be seen as a good thing.

I never insulted anyone or called them an idiot /limited comprehension. You clearly can’t handle someone challenging your comment like an adult and have to resort to name calling.

For instance why do you assume that if OP’s partner moved in he’d claim homelessness and try and be manipulative etc? How did you reach those conclusions based on OP?

This. See a solicitor. Dont add him to your mortgage. What does he bring to the table?

@Kubricklayer You want to carry on? Really? Ok.

You asked what was in it for OP if her partner moved in. I pointed out several reasons. Since couples usually live together there is clearly an advantage She said she wasn’t as eager as he was for him to move in. I fully agree that there are advantages to living together. In this particular case, since she’s not as keen as he is to live with him, there are not as many advantages for her as there are for him. My advice was for her to protect herself.

I then joked that men must all be evil since you jumped to all kinds of wild negative conclusions about what he’d do after moving in, based on zero evidence You joked? I didn’t notice any jokes. All I saw was arsiness and an implication I was a misandrist. That’s what’s fucking rude and, to quote you, based on zero evidence. My advice was given on the basis that she said she wasn’t quite as keen as he was. So if he’d moved in and she decided that it wasn’t for her, she’d potentially be in a very difficult position asking him to leave, especially if she’d accepted any money towards her mortgage or he’d done any work on the property.

I was simply pointing out that why presume the guy has ill will? Surely a guy wanting to move on the relationship and show commitment to live together should be seen as a good thing 🤦‍♀️ Not if the property owning girlfriend he wants to leave his rented flat to move in with isn’t equally as keen for him to move in! Why are you implying that she should just assume he’ll behave like a perfect gentleman if she changes her mind and asks him to leave? She asked for advice. What is the point in telling her it will all be absolutely fine and if she changes her mind, he’ll definitely be out the door with all his stuff 20 minutes later? She needs to think about worst case scenarios so she can avoid them.

I never insulted anyone or called them an idiot /limited comprehension. You clearly can’t handle someone challenging your comment like an adult and have to resort to name calling I’m definitely able to handle sensible debate with someone who isn’t being really rude, which is the only reason I’ve responded to you once again. What I don’t have the tolerance for are people who say I’ve said things I haven’t said because they can’t be arsed to actually read the post they’re responding to, or who make baseless accusations, or who start off really fucking rudely and then act all surprised and hurt when they’re responded to in kind.

For instance why do you assume that if OP’s partner moved in he’d claim homelessness and try and be manipulative etc? How did you reach those conclusions based on OP? Why do you assume he won’t, if she changes her mind? Again, she needs to think about worst case scenarios so she can avoid those scenarios in the first place and doesn’t have to deal with the sorts of things that women on here post about on a regular basis, when they own the property and their boyfriends don’t want to move out.

Don’t do it

if you do get a cohabitation agreement drawn up. Mine was 400 I think 12yrs ago

def don’t put on mortgage /deeds

he seems more keen then you