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Share your dilemmas and get honest opinions from other Mumsnetters.

Stay at home parent looking forward to retirement

1000 replies

Equalitystreets · 03/05/2025 23:19

One partner is and has always been the sole breadwinner.

Other is a stay at home parent who as the children have gotten older has gradually had more free time during the day.

They always share the household chores equally.

When the children go to University, the stay at home parent has said they will be retiring and ‘they can’t wait’.

The partner with the job has at least another 15 years of work to do (and all their retirement funding will come from this partner’s investments, or investments set up in the stay at home parent’s name that were set up and funded by the working partner).

Is the stay at home partner being reasonable to declare their job is completed when the children are 18, even if the other partner has another 15 years of work to do?

OP posts:
mumofoneAlonebutokay · 04/05/2025 12:11

Whatsgoingonherethenagain · 04/05/2025 11:58

Why isn’t the provider also entitled to a break after decades of providing for everyone?

if dh decided he was “retired” and needed a break when the kids left for uni, and I was expected to work another 15 years at least so we had money and pensions, i would not be happy either.

like in said if you really love someone why would you force them to carry on working when they don’t want to so you don’t have to?

if dh is retiring, so am i. I am not working until nearly 70 while he retires in his 50’s, I want to enjoy retirement too.

so he gets a job. Even a minimum wage job will take 10 years off my retirement age and means we both retire at 60.

if dh thought so little of me he was happy to put me in that situation I’d be seriously thinking of divorce.

Yes, it's called retirement

They can make changes to bring that retirement earlier, reduce their workload, but the provider isn't done providing for their partner until they draw their pension

saraclara · 04/05/2025 12:11

OutandAboutMum1821 · 04/05/2025 10:29

Being totally honest, I initially assumed this. Then I spoke to some mothers of teens who explained that after years working FT, that was actually the time they felt most needed behaviourally/emotionally, and needed to make adjustments to be there after school more. Perhaps not quitting their jobs entirely, but certainly scaling back more than when they were younger and at a time they had not anticipated.

Have a read of Anne-Marie Slaughter’s (highly accomplished lady who held a very prominent job in the US foreign office, but stepped back to support her teenage son) reflections on this.

I was a working mother of teens too. So I know what that involves (and mothering adults, which somehow never ends!)

But I still maintain that teens and uni students are nowhere near as time consuming as young children and certainly don't warrant someone being a full time SAHP.

the7Vabo · 04/05/2025 12:11

mumofoneAlonebutokay · 04/05/2025 11:55

Staying at home with kids is no picnic. It's bloody hard and many women don't get a break.

It shouldn't be trivialised or seen as a luxury, it's also work from which you never switch off or have set days off - after decades, it's perfectly understandable that a woman enjoy a bit of time to herself

I mean after the kids are babies, what does the working parent really do in the house - when the kids are at school, mums are usually cleaning, running errands for the working parent as well as the kids, ironing, washing etc

I wonder what 50/50 housework looks like for the op, for me it just sounds like picking up your socks, putting on a load of washing

Being a sahp is still work

I never said being a SAHP isn’t work.

The work of a SAHP is listed in many conversations on MNs. I never said nor do I think that it’s not work.

What does the working parent do it depends on the individual but I only know a handful of couples where both don’t work, in the ones that do the working parent spends his time off off on family holidays or days out with the kids. They don’t act as if the SAHP is the solo parent. They take their kids to hobbies on the weekends, they cook the Christmas dinner, they clean the house, they do shopping.

My own dad was the one who worked & he did the hoovering & floor washing every Saturday morning like clockwork. He also took us to the playground on Sunday mornings for my mum to have a lie in. He was a bit ahead of his time but that wouldn’t be in any way unusual now. I don’t know of a working parent of either gender who doesn’t parent their kids.

I said what I feel is overlooked in general is how difficult putting in a day’s work is. People
list the task of a SAHP but work is just described as “work”. It’s not at 10 I met Jane who told me the project is going to shut and I need to turn out around. And at 11 I met Matthew who told me he needs me to hurry up and something completely different.
Or, as has actually happened in a a scandal involving Boots pharmacists made mistake because they were under so much pressure, or and a doctor in a practice being told you can only spend 15 mins with a patient, or a teacher having to deal with in unruly child and a parent who thinks you’re the problem.

Both parties work. Both parties need a break. Working parents do not generally act like their partner is a solo parent.

IHaveAlwaysLivedintheCastle · 04/05/2025 12:12

turningpoints · 04/05/2025 12:09

A lot of "I am almighty provider" types are, when all is said and done, terrified of spending more than a few hours per evening with their kids because, deep down, they know they don't have what it takes to give them any more. They don't know how to give any more - they just don't have it in them, for whatever reason.

So they hide in their self-professed all-important job title and use it as validation for their own inadequacy elsewhere. Those people know who they are. The thing that terrifies them most would be the thought of a few days, unstructured and alone with their own kids. They just can't cope.

That's the type of insulting post I mean. As if working parents aren't also parents.

SouthLondonMum22 · 04/05/2025 12:13

mumofoneAlonebutokay · 04/05/2025 12:08

😄😄😄 I'm not trying to convince myself

I think that there's a lot of jealousy towards women who sah, and that's influencing some of the responses 🤷

Of course the sahm is not being unreasonable

What's there to be jealous about? Especially when as OP shows, you can only be financially dependent on someone for as long as they allow it. If they get fed up, it's over.

Not a position I'd ever risk to be in.

turningpoints · 04/05/2025 12:14

MrsSunshine2b · 04/05/2025 12:10

What, like every Saturday, Sunday, bank holiday and school break?

That's nothing though. And some parents couldn't even cope with that alone.

Christmasmorale · 04/05/2025 12:15

mumofoneAlonebutokay · 04/05/2025 12:08

😄😄😄 I'm not trying to convince myself

I think that there's a lot of jealousy towards women who sah, and that's influencing some of the responses 🤷

Of course the sahm is not being unreasonable

I value the role of stay at home parents but I strongly disagree with your viewpoints, and certainly not out of jealously.

The reason we disagree is that we’re not discussing stay at home parenting, we’re discussing the distribution of labour in the period of family life once all children are adults.

You are advocating for the right of a former SAHP to unilaterally decide not to work once their children are grown. I’m not sure how disagreeing with your strange views can be interpreted as jealousy against SAHP since that partner is no longer a stay at home parent but quite simply voluntarily unemployed.

Justforthisoneithink · 04/05/2025 12:15

KeenDuck · 04/05/2025 11:46

Reading this post just makes me despair for humanity.

What would you advise your daughter?

Don’t give up after children, Work go and be a corporate slave. Work PAYE spend 50% of every penny that you earn propping up the system that supports those who will never do a days work in their life.
At least 20% of your income will be spent paying somebody less educated, less capable less caring than yourself to supervise your children during most waking hours.
Leaving you 30% to exist on, feeding the machine that is the rental Landlord cycle.

Any if by some miracle you meet somebody who’s Outlook is the same as yours and you won’t buy into the con. It’s only for so long before they will start to resent you for not being the capitalist wage slave that they’ve been forced be. And if you don’t willingly join in, you’ll be divorced and forced to.
It’s an absolute shit show. I hope mine reject the bloody lot and go and live in a tent.

“At least 20% of your income will be spent paying somebody less educated, less capable less caring than yourself to supervise your children during most waking hours.”

This situation is not about children in nursery, it’s about when those children have turned into adults and moved away to uni. No childcare needed!

KeenDuck · 04/05/2025 12:16

MrsSunshine2b · 04/05/2025 12:10

What, like every Saturday, Sunday, bank holiday and school break?

Check out your local golf course or David Lloyds Creche on every bank holiday and weekend. Full to the brim.
I remember some poor child screaming its head off in the kids club at Mark Warner and the parents berating the child carer who wanted to return the poor soul to the parents who declared it was their holiday too. Take it back

SouthLondonMum22 · 04/05/2025 12:16

MrsSunshine2b · 04/05/2025 12:10

What, like every Saturday, Sunday, bank holiday and school break?

I was going to say. Are people forgetting that weekends, long bank holiday weekends, annual leave, unpaid parental leave etc exists? 😂

Strictlymad · 04/05/2025 12:17

If the kids are older it’s not a sahp it’s a housewife/husband. Nothing wrong with that if both agree but they should do 100 percent of chores and life admin. No wonder working partner has the hump

saraclara · 04/05/2025 12:20

mumofoneAlonebutokay · 04/05/2025 12:08

😄😄😄 I'm not trying to convince myself

I think that there's a lot of jealousy towards women who sah, and that's influencing some of the responses 🤷

Of course the sahm is not being unreasonable

You're being ridiculous. I've been both a SAHM and a working mum, and I'm sorry, but the two are not comparable. Of course baby and toddler time is exhausting, but once they're at school? No, don't pretend it's hard work!

As I said before, all the out of school parenting, both practical and emotional, still has to be done by the working parents, just in less time. I couldn't have justified not working to myself, once the youngest was at school. Why should my husband work his guts out in a very stressful job and me just do a bit of housework and the school run?

There was no envy from me. I wanted to be back in the work place, doing what I'd spent years training to do, and be around people. And contribute to our finances and security.

Figgygal · 04/05/2025 12:20

I think the SAHP is a cheeky fucker and should be getting a job, even once the kids are in secondary their justification to be at home is tenuous.
I couldn't be with someone who had so little about them and was willing to ride the coat Tails of the other partners efforts for such a long period of time.
Terrible behaviour

G5000 · 04/05/2025 12:21

Some people are bringing totally ridiculous arguments trying to justify not pulling their weight. no, 'supporting kids in uni' really isn't a full time occupation.

mumofoneAlonebutokay · 04/05/2025 12:21

Christmasmorale · 04/05/2025 12:15

I value the role of stay at home parents but I strongly disagree with your viewpoints, and certainly not out of jealously.

The reason we disagree is that we’re not discussing stay at home parenting, we’re discussing the distribution of labour in the period of family life once all children are adults.

You are advocating for the right of a former SAHP to unilaterally decide not to work once their children are grown. I’m not sure how disagreeing with your strange views can be interpreted as jealousy against SAHP since that partner is no longer a stay at home parent but quite simply voluntarily unemployed.

'Strange views', okay 😄

I'd rather not marry someone who'd decide 'well the kids have left, off you pop back to work, lazy bones'

My step dad was like that - complained day in and day out about working, despite his family being very poor and then forced my mentally ill mum back to work, all whilst claiming to be a feminist 😩😄 - a man like that is to be avoided, far better to be single than settle for that

The right man will want you to carry on taking care of the home, as you have been doing, and to enjoy yourself now that you have a bit more free time.

If the op is finding work difficult, they should, as I've said, agree with their partner for ways to cut back on hours and expenses now the kids have gone to uni 🤷

Raising a man's kids for decades entitles you to rest and enjoy the fruits of your labour, ie visiting kids at uni, having more time to complete your chores, and yes, to say flippantly that you're retired

Edit, a lot of you are jealous of sahmums, sorry, and would swap roles with them in a heartbeat

turningpoints · 04/05/2025 12:22

SouthLondonMum22 · 04/05/2025 12:16

I was going to say. Are people forgetting that weekends, long bank holiday weekends, annual leave, unpaid parental leave etc exists? 😂

The weekend is nothing for the "I a the great provider type" if he's (because it is usually men) only seen his kids for a few hours of an evening all week. It's just two days out of 7. And I doubt they could cope alone even on the weekend. As I say, a lot of people hide in their jobs.

andtheworldrollson · 04/05/2025 12:23

Find it hard to believe that household chores are shared in this case! We used to work to “roughly the same number of hours of work” - who did what in the house changed over the years quite a lot but the sum of paid and unpaid work hours was always balanced

serious discussion required - if she got even a low paid job retirement for the other could be brought forward

Whatsgoingonherethenagain · 04/05/2025 12:24

no wonder divorce rates are so high.

sahp have no power to dictate once the kids are adults.

if your “provider” doesn’t agree to support you then what?

you may get half a house, half his pensions and marital savings but will that support you for the rest of your life? Half an average pension won’t be huge.

you have not paid full ni stamp so even state pension is greatly reduced.

so you end up in a small flat bought with your share of the sale of the family home, a small pension you can access in 10 years, UC and child benefit are gone because the state won’t support you to sah in case your adult children need you.

while the provider is still in their decent career, has money, which now goes much further as they only have one person to support not two.

andtheworldrollson · 04/05/2025 12:24

And it’s not a man’s role to support a wife

it’s a partnership of equals

the7Vabo · 04/05/2025 12:24

mumofoneAlonebutokay · 04/05/2025 12:11

Yes, it's called retirement

They can make changes to bring that retirement earlier, reduce their workload, but the provider isn't done providing for their partner until they draw their pension

What?!

IHaveAlwaysLivedintheCastle · 04/05/2025 12:26

mumofoneAlonebutokay · 04/05/2025 12:21

'Strange views', okay 😄

I'd rather not marry someone who'd decide 'well the kids have left, off you pop back to work, lazy bones'

My step dad was like that - complained day in and day out about working, despite his family being very poor and then forced my mentally ill mum back to work, all whilst claiming to be a feminist 😩😄 - a man like that is to be avoided, far better to be single than settle for that

The right man will want you to carry on taking care of the home, as you have been doing, and to enjoy yourself now that you have a bit more free time.

If the op is finding work difficult, they should, as I've said, agree with their partner for ways to cut back on hours and expenses now the kids have gone to uni 🤷

Raising a man's kids for decades entitles you to rest and enjoy the fruits of your labour, ie visiting kids at uni, having more time to complete your chores, and yes, to say flippantly that you're retired

Edit, a lot of you are jealous of sahmums, sorry, and would swap roles with them in a heartbeat

Edited

Keep banging that "you're jealous" drum. It get's more ridiculous every time you say it.

And as for "raising a man's kids" - really? Surely it's their kids.

SleeplessInWherever · 04/05/2025 12:26

mumofoneAlonebutokay · 04/05/2025 12:09

Yes, their partner's, who have that pension due to the free childcare and home maintenance they recieved 🙌

Edited

That’s fair, but I’d imagine that benefit ends when the employment of being a SAHP does. If there’s no children at home, that’s not really your job anymore, so there’s no perks to either. Surely.

SouthLondonMum22 · 04/05/2025 12:27

turningpoints · 04/05/2025 12:22

The weekend is nothing for the "I a the great provider type" if he's (because it is usually men) only seen his kids for a few hours of an evening all week. It's just two days out of 7. And I doubt they could cope alone even on the weekend. As I say, a lot of people hide in their jobs.

I wouldn't want to be with someone like that.

AthWat · 04/05/2025 12:27

mumofoneAlonebutokay · 04/05/2025 12:21

'Strange views', okay 😄

I'd rather not marry someone who'd decide 'well the kids have left, off you pop back to work, lazy bones'

My step dad was like that - complained day in and day out about working, despite his family being very poor and then forced my mentally ill mum back to work, all whilst claiming to be a feminist 😩😄 - a man like that is to be avoided, far better to be single than settle for that

The right man will want you to carry on taking care of the home, as you have been doing, and to enjoy yourself now that you have a bit more free time.

If the op is finding work difficult, they should, as I've said, agree with their partner for ways to cut back on hours and expenses now the kids have gone to uni 🤷

Raising a man's kids for decades entitles you to rest and enjoy the fruits of your labour, ie visiting kids at uni, having more time to complete your chores, and yes, to say flippantly that you're retired

Edit, a lot of you are jealous of sahmums, sorry, and would swap roles with them in a heartbeat

Edited

This is not real, surely.

Whatsgoingonherethenagain · 04/05/2025 12:27

turningpoints · 04/05/2025 12:22

The weekend is nothing for the "I a the great provider type" if he's (because it is usually men) only seen his kids for a few hours of an evening all week. It's just two days out of 7. And I doubt they could cope alone even on the weekend. As I say, a lot of people hide in their jobs.

I absolutely can cope with my children alone for the weekend, thanks.

so can dh, because us both working has meant he also cares for his children regularly and it’s no problem.

having a sahp means the wohp is less involved with the children out of necessity. I don’t know why this justifies a sahm- if both worked and both parented equally then both parents can cope equally well on weekends.

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