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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think you should never cohabit with a man unless he’s paying the majority of the bills?

685 replies

ThisSereneSnail · 19/04/2025 13:47

Split finances = split energy.

OP posts:
ThisSereneSnail · 19/04/2025 14:57

SeriaMau · 19/04/2025 14:41

I do most of the cooking, most of the driving, most holiday organisation, most of the tidying. My partner does most of the laundry, most of the mowing, most of the cleaning, most of the shopping. So who should pay the majority of the bills? I am genuinely intrigued.

Honestly? It sounds like you’ve already found a rhythm that works and that’s the goal. My point isn’t that women never contribute equally or that men always pay more - it’s that in many relationships, the split looks equal on paper but isn’t in practice. Emotional load, relationship maintenance and caregiving often go unseen and unmeasured.

If you and your partner have genuinely shared responsibilities and mutual respect, the financial dynamic should reflect what makes both of you feel secure, supported, and valued - not just what looks mathematically “even.” That might be 50/50, 70/30, or something else entirely. For me, that includes masculine financial leadership but I respect that every couple defines balance differently.

OP posts:
Stravaig · 19/04/2025 14:58

I can't see anything on the comparison sites about Maculine Provider Energy. Are they better than OVO? What are their switching incentives?

WeHaveTheRabbit · 19/04/2025 14:58

Nah, it’s preferable to work as a partnership, with both partners contributing equally, including emotional involvement.

x2boys · 19/04/2025 15:00

Embarrassinglyuseless · 19/04/2025 14:54

I think making this about money is a red herring. What matters is equal effort / equal contribution - or equal energy - to keeping the team ship afloat. In some relationships that will be equal financial contribution + split of domestic / child related labour. In other relationships that means that one party is in charge of the income and the other takes on more of the other labour.

obviously both contributing equally financially while one party sits around and plays video games while the other does the laundry and cooking is a horrible set up.

But my relationship, as a SAHP I make zero financial contribution - if you spoke to my husband about it he would confirm that I pull my weight fully in terms of our team effort.

people need to have these conversations about expectations in advance of moving in together. There isn’t a one size fits all scenario.

Yes but the Op wants to keep her earnings to herself whilst expecting a man to spend all his keeping the both of them .

Hwi · 19/04/2025 15:00

I think you should never cohabit with a man if you are not married. Marriage is some sort of a guarantee - well, in case you divorce. Otherwise you are providing sex on tap, housekeeping services and all the time he is looking for a better option, whilst your reproductive health suffers and he is able to breed into his 80s. Look at the threads on here - oh, we have been together for X years and he took off - what recourse do I have? Bugger all is your recourse. Oh, I helped to build up his career and he has just hopped off into the sunset with a woman he works with.... What recourse do I have? I don't know why women are so intent to make the same mistake again and again.

Obviously, if you are playing the long game (Kate Middleton) and what is her face that snatched the Duke of whatever when the Duke was on a 'temporary break' with his long-term girl-friend, other rules apply, I am sure.

But if they are not oligarchs, or royalty and you have no 'cunning plans for future', why let those wankers get away with no obligations?

Obviously, if you are the Duchess of whatever/Senior Partner/etc. and he is a plumber, then you may not want to marry him, but in the majority of cases it is bog-standard people playing stupid games with non-committing.

5dollah · 19/04/2025 15:00

I find it so weird you talking about 'twice the emotional work'. My husband is an amazing parent who does the same amount of emotional work as me. Why have that expectation going in - that you're going to be some dogsbody? I contribute half to all bills as well. I think you're living on another planet.

ThisSereneSnail · 19/04/2025 15:00

x2boys · 19/04/2025 14:42

Do you actually.have a partner that happily goes along with your fantasy, aka being a complete mug or is it all just wishful thinking ?

I’ve had partners who naturally show up that way and funnily enough, they didn’t see it as being a mug, just as being a man who values what I bring and leads with what he brings. Not every dynamic has to make sense to you for it to be real - just like not every woman wants to split bills, emotional load, and the mental gymnastics of pretending that’s balance. It’s not fantasy. It’s just a different standard - one I stand by.

OP posts:
Didimum · 19/04/2025 15:00

ThisSereneSnail · 19/04/2025 14:43

I do believe in being a team, just not a team where both people are playing the exact same position. For me, a relationship works best when we each bring different strengths. I show up emotionally, practically, and often take the lead in nurturing the relationship and home. I value a man who leads financially and brings stability. That’s how I feel supported and how I’m best able to pour into the relationship. It’s not about one person holding it down entirely - it’s about not both holding half while both feeling like we’re carrying more than that.

Who cares what kind of relationship you want, OP? What’s it got to do with anyone else?

All this is just an awful lot of words for preferring a trad relationship. Who cares?

Overtheatlantic · 19/04/2025 15:00

Don and Betty Draper

Planesmistakenforstars · 19/04/2025 15:01

I think it’s fine for you to want what you want in a relationship. But not to prescribe what others might want or what works best for them. I would never date a man who wanted to be a provider or a protector, and I don’t want leadership. Those things are turn offs for me. But then I also wouldn’t be able to bear someone who describes people as having certain energies, or use words like vibes, energy or alignment when it comes to relationships. I just would not show up.

maslab · 19/04/2025 15:01

XenoBitch · 19/04/2025 13:58

When I have lived with someone, we split the bills based on our earnings. He earned more, so paid more. If I had earned more, then I would have paid more.

I have no idea what this 'split energy' shite is about.

I agree with this. I clicked the wrong poll answer.

x2boys · 19/04/2025 15:02

ThisSereneSnail · 19/04/2025 15:00

I’ve had partners who naturally show up that way and funnily enough, they didn’t see it as being a mug, just as being a man who values what I bring and leads with what he brings. Not every dynamic has to make sense to you for it to be real - just like not every woman wants to split bills, emotional load, and the mental gymnastics of pretending that’s balance. It’s not fantasy. It’s just a different standard - one I stand by.

So they didtnt stick around then gotcha.

ThisSereneSnail · 19/04/2025 15:02

Outofthepan · 19/04/2025 14:43

Is this Lauren off of MAFS AUS?

Nope, just a woman who knows what she wants and isn’t afraid to say it without reality TV editing.

OP posts:
AngelicKaty · 19/04/2025 15:03

ThisSereneSnail · 19/04/2025 14:50

No, just a woman with standards who knows how to articulate them - sorry if that’s unsettling. But feel free to keep scrolling if nuance and self-respect feel too “TikTok” for you.

I have standards and self-respect and I don't know why you're implying that those of us (the overwhelming majority, BTW) who don't agree with you, don't.
So, presumably your DH (or DP) agrees with your view of your relationship? How long have you been together?

Ginmonkeyagain · 19/04/2025 15:03

We are currently playing to our strengths - Mr Monkey has taken his masculine provider energy off to work and I am laying on the sofa watching Buffy and eating easter eggs (ps I earn three times more than him - what about my feminine provider energy eh?)

Kitkate21 · 19/04/2025 15:03

Outofthepan · 19/04/2025 14:43

Is this Lauren off of MAFS AUS?

You beat me to it 😆

godmum56 · 19/04/2025 15:03

hang on, gonna need the BIG box of popcorn and an extra large coke for this one.

Unexpectedlysinglemum · 19/04/2025 15:04

I do agree in the sense that if men expect women to go 50/50 on finances but they don't go 50/50 on mental load, emotional labour, housework etc this is how women end up burnt out and frazzled and then relationships can die. If a woman (eg sahm) agreed with her partner that she'd take on this stuff them doing it all on top of high pressured full time job isn't sustainable or if it is then she'll be moody and resentful, and not a happy source or joy for him and the kids.

However, I would argue more towards men stepping up with improving their emotional intelligence and taking on more of the mental load rather than women expecting men to pay bills as most men can't afford to run a household that's nice enough for two adults to live in, let alone if kids too

LeatherJacketWedding · 19/04/2025 15:04

This all sounds like American bullshit psychobabble

vodkaredbullgirl · 19/04/2025 15:04

godmum56 · 19/04/2025 15:03

hang on, gonna need the BIG box of popcorn and an extra large coke for this one.

You better share it lol

godmum56 · 19/04/2025 15:04

I am not voting because there is no option for batshittery

godmum56 · 19/04/2025 15:06

vodkaredbullgirl · 19/04/2025 15:04

You better share it lol

hahahah nope

To think you should never cohabit with a man unless he’s paying the majority of the bills?
Charlize43 · 19/04/2025 15:06

Are you a wannabe WAG?

Is it the Victoria Beckham model where you pretend to be a successful fashion designer with a shop in Mayfair and Paris fashion shows while your husband pays off your million pound losses every year? Is she your icon, your inspiration?

DottieMoon · 19/04/2025 15:07

I feel sorry for who ends of with you

ThisSereneSnail · 19/04/2025 15:07

intrepidpanda · 19/04/2025 14:45

Just curious @ThisSereneSnail.
if you have daughters, are you raising them to be mums or are you encouraging a career?
If you have sons, are you teaching them any housekeeping skills?

I’d raise both sons and daughters to understand their value and to build lives rooted in intention, not default settings. If I had daughters, I’d encourage them to explore their gifts, pursue meaningful work if they want to, and never apologise for wanting to prioritise family, feminine energy or softness, if that’s what fulfils them.
If I had sons, I’d absolutely teach them life skills, emotional intelligence, and leadership - not just financial responsibility but the character to protect and provide emotionally too. I don’t believe in raising one-dimensional people - I believe in raising people who can lead and love with purpose.

OP posts:
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