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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be angry that my DM rents???

139 replies

Ohioatdawn · 01/04/2025 14:07

I'm so angry.
My DM, at 76 years old, rents her house.
She does not own her home.
This means I will never inherit anything.
Which in turn means my DC will never inherit from grandparents.
I'm so, so angry about this.
Why is life so unfair.
Why am I surrounded by people who have inherited their elderly parents houses, and by doing so have acquired mass fortunes due to what houses are selling for nowadays.
Why am I surrounded by people who are putting their inheritance into savings to give to their own DC when they grow up.
I'm so angry.
Why is life so unjust.
Why are some people so lucky and other people so unlucky.
Why are some people just handed hundreds of thousands of pounds through inheritance.
Meanwhile I'm working arse off full time. DH is working his arse off full time. We live in a tiny house cos it's all we could afford. Got no parental help with buying it. It's a state, needs loads doing to it but we can't afford to do it. Mortgage repayments are a fortune. And life is hard financially. Really hard. We're drowning. And never are we going to receive any help financially whatsoever. Never.
Why are some born into luck and others born into struggle?

OP posts:
dogcatkitten · 01/04/2025 14:22

I never inherited anything from anyone, are you saying your parents were feckless in not buying a house? Perhaps they could never afford to, like my parents. I feel sorry for your mum in not being good enough for you.

BrieAndChilli · 01/04/2025 14:22

living in the UK you are way richer and better off than a lot of the worlds population - they will be looking at you thinking how lucky they are to be born in the UK.

Ohioatdawn · 01/04/2025 14:22

FuckoffeeBeforeCoffee · 01/04/2025 14:20

I’ve told my parents to spend everything while they can. I would much rather they enjoyed their lives now. It’s their money. I don’t feel entitled to it at all.

Your attitude sucks, to be honest.

They can spend their money but you'll still inherit their actual house won't you.

OP posts:
ByEdgyPeer · 01/04/2025 14:22

You shouldn't be angry at others, you should be disappointed in yourself and your mother, why didn't she get a better paying or second job? Why didn't she budget more? She can't use today's prices as an excuse, she should have got into the property market 50 years ago.

I'm guessing she doesn't even have funds to get care if she eventually needs it, it'll fall to you or the local authority who are already stretched this and can only provide the basics.

You can still turn it around, stop whining about what you haven't got and start working towards what you can have.

Hoydenish · 01/04/2025 14:23

RocketPanda · 01/04/2025 14:13

Btw I'd swap my inheritance in a heartbeat to have my parents still here.

Same.

(gentle arm squeeze)

Justlittlemerighthere · 01/04/2025 14:23

Ohioatdawn · 01/04/2025 14:22

They can spend their money but you'll still inherit their actual house won't you.

Not if it has to be sold to fund care, not if they equity release to pay living expenses….

Obvnotthegolden · 01/04/2025 14:23

Ohioatdawn · 01/04/2025 14:22

They can spend their money but you'll still inherit their actual house won't you.

Not everyone inherits though, it's weird that you don't seem to realise this.

SanCelestino · 01/04/2025 14:24

Ohioatdawn · 01/04/2025 14:22

They can spend their money but you'll still inherit their actual house won't you.

Not necessarily - many houses have to be sold to fund care home fees.

TeenLifeMum · 01/04/2025 14:24

Ohioatdawn · 01/04/2025 14:07

I'm so angry.
My DM, at 76 years old, rents her house.
She does not own her home.
This means I will never inherit anything.
Which in turn means my DC will never inherit from grandparents.
I'm so, so angry about this.
Why is life so unfair.
Why am I surrounded by people who have inherited their elderly parents houses, and by doing so have acquired mass fortunes due to what houses are selling for nowadays.
Why am I surrounded by people who are putting their inheritance into savings to give to their own DC when they grow up.
I'm so angry.
Why is life so unjust.
Why are some people so lucky and other people so unlucky.
Why are some people just handed hundreds of thousands of pounds through inheritance.
Meanwhile I'm working arse off full time. DH is working his arse off full time. We live in a tiny house cos it's all we could afford. Got no parental help with buying it. It's a state, needs loads doing to it but we can't afford to do it. Mortgage repayments are a fortune. And life is hard financially. Really hard. We're drowning. And never are we going to receive any help financially whatsoever. Never.
Why are some born into luck and others born into struggle?

My grandmother sold her £800,000 home…. And it all went on care home fees so family got nothing. Inheritance should never be expected and you should let your mum live however the fuck she wants to. I’m sure she invested lots of time and money in you.

skippy67 · 01/04/2025 14:24

Gelatibon · 01/04/2025 14:13

Soooo many people missing the point completely 🤣

Please enlighten us.

baggieAnn · 01/04/2025 14:25

I am in exactly the same boat, a very small house that costs a fortune and needs loads doing it to, no spare cash, and both our parents rent. Majority of my friends have much more money, or large inheritances to come. But I would never think that makes life unfair?!
I have a house, I have my health and I live in a country that’s safe. Maybe you need a new outlook on life.

Bodonka · 01/04/2025 14:25

It’s all just a lottery. Focus on the fact that you’re able to start the process now of handing down inheritance and ‘help’ to your children and grandchildren. You’re lucky enough to own a home - despite the fact you’re paying off the mortgage/it needs work, it’s the beginnings of building generational wealth for the future.

I understand it sucks though! I’m also a first generation homeowner and although I try and focus on all the positives that brings, it’s disheartening when yet another colleague/friend goes on about the holiday their parents paid for; or help with a house deposit, or moans about inheritance tax 😂 Just one of those things. You can let the resentment build and take over you, or acknowledge the fact that although the world is inherently unfair, you’re still doing better than most, and move on.

toomuchfaff · 01/04/2025 14:26

Gelatibon · 01/04/2025 14:13

Soooo many people missing the point completely 🤣

And what's your take on the OP point aside from "waaaaaaaaah snotfair"

If course life isn't fair.

Goody2ShoesAndTheFilthyBeast · 01/04/2025 14:26

Nobody has ever been promised fairness.

You aren't owed anything.

I take it you'll be working extra hard to leave your own child a substantial inheritance?

thinktwice36 · 01/04/2025 14:26

Ohioatdawn · 01/04/2025 14:22

They can spend their money but you'll still inherit their actual house won't you.

How do you know the living situation of @FuckoffeeBeforeCoffee ’s parents?

they could be renters also, but at least that poster isn’t a grabby cow.

JHound · 01/04/2025 14:26

Give your head a wobble.

DoBetter3590 · 01/04/2025 14:26

Ohioatdawn · 01/04/2025 14:22

They can spend their money but you'll still inherit their actual house won't you.

Not necessarily. My parents home is being sold to cover their retirement, they will live in their smaller second home. My parents are young ish, they haven't inherited ANYTHING from their parents who are all dead now, the smaller second home isn't work much and like I've said before and others have said- may be needed for care etc, so even when you look at circumstance like "Oh their parents own/have more than one property" that doesn't mean it's coming to the kids!!!

Lentilweaver · 01/04/2025 14:27

I suppose the point is rising house prices but omg such a whiny post.

Mauro711 · 01/04/2025 14:27

@Ohioatdawn Why are you singling out your mother? Between you and your DH, arent't there 4 parents to be angry with or is it just your mother who should be obliged to give you money?

wherearemypastnames · 01/04/2025 14:27

Yes life is unfair

yes inheritance should be taxed a lot more to make society more equitable

TheRoundTable1983 · 01/04/2025 14:27

You are overlooking the fact that even if your mother did own her home, there's absolutely nothing to say that she wouldn't need to sell it to fund care in her last years anyway. Inheritance is never guaranteed and certainly shouldn't be expected or relied upon. Do your best to achieve the life you want for yourself and stop being concerned with what others have.

Guineapiglet2 · 01/04/2025 14:28

Get over yourself.

I imagine if your mum did own her home you'd just be sat there waiting for her to die for her money would you?

HundredPercentUnsure · 01/04/2025 14:28

dogcatkitten · 01/04/2025 14:22

I never inherited anything from anyone, are you saying your parents were feckless in not buying a house? Perhaps they could never afford to, like my parents. I feel sorry for your mum in not being good enough for you.

I feel sorry for your mum in not being good enough for you.

That was my first thought too. So sad how some people treat their families.

Iloveeverycat · 01/04/2025 14:28

My mums house was sold to pay for her care home fees of £1950. a week is that fair. Your mum won't have to pay a penny.

MaggieBsBoat · 01/04/2025 14:28

So basically you’re pissed at your mother that she never bought/was able to buy a house when she was younger. That’s on her. No one else. Some people prioritised this in the 80s when she perhaps should have (given her age). She didn’t. And if she didn’t have the career to earn enough money then that is also on her and her family. At a certain point we have to take responsibility for our life choices.
Your kids will inherit from you.
Well done.
your post sounds very odd.
Some people are lucky. But it doesn’t sound like your mother was unlucky. Without evidence to the contrary she is in rented accommodation through choice. Take it up with her. Sour grapes of this level are nuts (raisins?).