Fed up of reading threads asking how they can get out of paying care home fees.

[Nextdoortomeis]

As per the title.
I'm sure lots of people would like the state to pay care home fees.
But we don't live in a fair world.
Both mum and mil paid nearly £70k in fees
yes I didn't want to pay but I also wanted them to get the best care in their later years.

So working age people should pay more tax to allow people to leave a bigger inheritance to their own children?

Those younger people are becoming the norm though.
In the future there won’t be any assets to sell off. Well not for 50% of the population anyway.
Now there’s a lot less saving, less guaranteed work and less home ownership.

Higher council taxes and LA funding will be the norm.

For 18-64 yr olds who have social care 97% are funded entirely by LA ( approx I did post the figures on a previous page ). Rising year on year!
That’s a huge cost which has led to the enormous hikes in our Council Taxes.

So everyone is already paying. Not just tax payers but pensioners at home as well.

Why do you think your council tax has gone up so much
Its the huge rise in numbers receiving adult social care
Thats everyone over the age of 18 ( see the numbers on graphs up thread )
land that number keeps rising year on year …..hence RR budget

We are all paying towards that. As we should. To care for those who need it.

Its not just tax payers paying either. Pensioners pay council tax too.

We need more people paying into the system not more people paying significantly more of their salary into it.

We need to get the the bottom of the real need of adult social care.

Agree
For everyone over the age of 18
Thats the age group that’s rising in applications
Plus that’s also much longer care than the average two years an elderly person lasts in a care home.

We also need more people in full time work. That’s full time!

We are paying ATM and l couldn't care less about it. Mum is happy and safe and that's all that matters 58k and rising 😊

How is buying a house for yourself a sacrifice? Am I making a sacrifice every time I shell out for a Sainsbury's shop for my family?

Also, you realise that renters also pay (NOT sacrifice) monthly for decades, right?

Go back and read the full conversation.

@Kandalama you aren’t making a simple
comparison though?

In the case someone is still using a 3 bedroom house when their spouse has gone into care, they get to keep using it. In the case that someone on UC is living in a 3 bedroom house they own, they get to keep using it. I truly don’t see the difference, and you are answering only in generalities.

Pensioners pay council tax too.

And income tax.

Council tax has gone up partly to fund high local authority salaries - the CEO of a nearby Northern city council is on over £200k, plus around £40k pension contributions. Also, local government pension schemes are very expensive, employer contributions costing about 1/4 of council tax receipts. I can’t link to the broadsheets due to the paywalls, but the Express reports the same.

https://www.express.co.uk/finance/personalfinance/1993758/local-government-pensions-council

my council is relatively small with a budget of 450 million, employs 1400 people and has around 800 statutory responsibilities. Its ceo is on £170,000 which I have no problem with.

how much do you think a local authority chief executive should earn?

That article is dated December. Another barrel scraped.

The figures for our local county council (Essex) show council tax raises only about one third of council revenues but Adult Social Care consumes 35% of all council income. Another 35% is spent on Education then 10% on Childrens Services (Safeguarding etc). That's 80% of all council income committed to statutory services. Is it any wonder that the roads are full of potholes when council revenues are so squeezed?
www.essex.gov.uk/about-council/spending-and-council-tax/what-council-tax-pays

@Poppins can I ask where you live.
Interested to see how other countries manage

Funny some interests in the press would rather direct people to look at LA CE salaries rather than aggregate funding cuts by government.

I know it's different as a LA has 'guaranteed' income and little exposure to market competition though the statutory functions responsibilities, complexities and legal risks can knock those of a private firm into a hat. That example of a LA with c£450m turnover would have three times the turnover of one FTSE 250 firm whose CEO has a salary of £1.2m. Different kettle of fish between a LA and a private firm but an illustrative comparison.

It pays for many things.
The rise is not just down to LA workers pensions
Its down to a massive increase in adult social care costs 18-64 years
Plus paying rent top ups for those on low or no salaries
Plus zero ( or % reduction ) council tax charges for some again due to low or no income.

In France when your money runs out after selling house etc it’s your children who are responsible for your care home fees even if they are estranged from you.

Was in Sweden, currently in Belgium just for 2 years but moving back to Finland after that. Don’t know what they do in Belgium but that’s not where I will be retiring too.

And if the children don’t have any money or don’t live in France? Or you don’t have children?

That’s why I said ‘partly’.

A huge expense the council has is for disabled children. Paying for respite and school transport is a HUGE expense local councils.

Very partly indeed. Just another opportunity to have a dig at public sector workers.

Adults with learning disabilities are the most 'costly" especially those with challenging behaviour. It isn't in fact Older People and I live in an area with a large demographic of Older people

It doesn't matter whether the children live in France or not the chilren are still responsible. Of course if there are no children then the state pays.

Care home fees are much lower than the UK at around €2,200 (£1,900). There may be exceptions but generally the care homes are nicer too.