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Landlord won't sell. Another second home in our dying village

288 replies

AppelationStation · 18/03/2025 00:08

DH, DS and I have rented our current home for 6 years. We moved here, back to where he grew up, and weren't in a position to buy. We've saved hard and now we are.

We love this house. It's small, and in many ways impractical, but we adore the bones of it. It's seen us through some really rough times and been our sanctuary. We've cared for it, at our own expenses, and done loads of work to make the garden something special. Our landlord has said themselves "It's much nicer now than it was when I lived here!".

We love where it is, which is quite a unique rural setting with amazing landscapes and near the sea. We've made friends in the village, my son goes to the local primary and I'm a governor thereWeHouses aren't for sale here often. We know the local walks inside out, which wild flowers grow in which hedgerows, which birds come back to nest in which trees. It just feels like our forever home. Which of course it isn't, because we rent it.

Our landlord left the house herself to marry a farmer who lives an hour away. She won't move back. Since we've lived here the law on EPC ratings has changed so she can't legally let it out again. There is a 300% council tax penalty on second homes, because they're such a problem here (massive housing crisis, no houses for young families to buy, so local schools and shops closing all over the place). We thought, for those reasons, they'd be interested in selling to a sitting tenant.

We asked them recently. They came round this weekend, in person, to tell us No. They won't sell it. They know they can't rent it, and that they'll have to pay the second home tax. They're not sure what they want to do with it, but they don't want to sell and that's that.

I know, of course, that they're under no obligation to sell their house. They don't owe us anything. But I'm finding it really hard to accept that we have to leave, or face paying rent for the rest of our lives and have nothing to show for it. And I'm finding it doubly galling that, having paid them over 50k in rent and added value to their house by taking such good care of it (more fool us), they're going to leave it empty, let the garden go to ruin, just to keep it as an asset on their balance sheet.

I genuinely think I'd feel better if I knew another family or person was going to live here and love it. Instead the village will have another empty / second home. I can't imaging ever finding somewhere like it (it's very secluded, stone built, old, and just feels "right"), which means anything we do buy is going to be a reluctant compromise.

I know I probably sound a bit wet and daft. I can't make them sell. It's made me feel surprisingly, profoundly sad, and I just don't know how to move past that feeling.

OP posts:
Mirabai · 18/03/2025 13:32

Josiezu · 18/03/2025 13:11

A rating of E is the minimum and it’s still incredibly low. What energy efficiency strategies to get houses to a very low efficiency rating do you think spoil older houses?

The last few Victorian homes I’ve sold were a C rating and it’s very, very easy to achieve.

Solar panels farms and wind turbines have nothing to do with domestic EPC ratings.

Well insulation can cause moisture retention - old houses are designed to breathe and materials can be damaged from rot or mould if it’s not done correctly or there’s too much insulation.

jasflowers · 18/03/2025 13:43

Josiezu · 18/03/2025 13:11

A rating of E is the minimum and it’s still incredibly low. What energy efficiency strategies to get houses to a very low efficiency rating do you think spoil older houses?

The last few Victorian homes I’ve sold were a C rating and it’s very, very easy to achieve.

Solar panels farms and wind turbines have nothing to do with domestic EPC ratings.

An EPC of C will need a modern boiler, TRVs, modern DB glazing, loft, even floor insulation, possibly a heat pump.

Its doable for most properties but it wont be cheap.

BUT the EPC of C in 2030, will use new criteria, downgrading gas and upgrading electric heating and solar/batteries.

Araminta1003 · 18/03/2025 13:57

That is what they are aiming for, but we all know that will not happen in reality as there is not enough housing stock and they will have to offer exemptions closer to the time and max investment thresholds. They cannot make tenants pay more than homeowners who are richer. Because ultimately it is always the tenants that end up paying if they squeeze the landlords.
So Milliband can keep on in cloud cuckoo land but this will be close to the next election so I doubt it will be an absolute obligation when push comes to shove.

Josiezu · 18/03/2025 14:09

jasflowers · 18/03/2025 13:43

An EPC of C will need a modern boiler, TRVs, modern DB glazing, loft, even floor insulation, possibly a heat pump.

Its doable for most properties but it wont be cheap.

BUT the EPC of C in 2030, will use new criteria, downgrading gas and upgrading electric heating and solar/batteries.

Nope, basically very property in my Victorian street is a C as I compared when selling.
We had a modern boiler, double glazing and new radiators. No heat pump, no under floor insulation as it’s Victorian construction, no loft insulation.
Surely this should be the bare minimum standard for renting out a safe, warm, habitable property? What a bizarre notion that the law changing many years from now to require this rating would be controversial.

JasmineAllen · 18/03/2025 14:09

From what I can gather this home isn't necessarily the owners second home. They've married a farmer who may or may not own their farm, or maybe they plan to use it to pay their new tax bill.

This property could well likely be the owners only property, maybe they want it for themselves to retire to, for family, friends who knows.

IMO the thread title is very misleading.

Cosyblankets · 18/03/2025 14:19

So for years when you weren't in a position to buy, it suited you that they didn't want to sell.
Now that you are in a position to buy you want them to sell.
How would you have felt if a couple of years ago you were evicted because they were selling?
It's their choice when to sell. If that costs them extra council tax until such time as they do want to sell then that is their choice.

Tabitha005 · 18/03/2025 14:51

It's a long shot, but could you persuade a local landowner to sell you a plot of land on which to build your own home? Modular and timber-framed construction techniques might be worth looking at. Also, look at the rules for self-builds on rural exception sites (RES) - these are sites that are not normally permitted for open market development but may allow for the construction of a self-build home by someone with strong connections to the area (eg: work and family, length of time as a resident in the village etc). The cost of a self-build plot on an RES is generally lower than that of a piece of land being sold on the open market. You may find that planning will require certain conditions to be met, for example, when you come to sell the house on, you may only be able to sell it to someone with an equally strong local connection. Could be worth looking into though.

HerOopNorth · 18/03/2025 16:16

How does your husband feel over this?

In your posts you don't mention him at all.

If this a situation where he feels the same or is he not bothered?

It's hard to understand how both of you invested so much emotional energy and money (which was clearly tight and you could have saved for your own home.)

In your head now, you've got to let this go. And do think of your son. At 8-9 he's a child but in a few years he may not want to live in the back of beyond and a dying village with few friends or always having to be driven to see them by you.

StartEngine · 18/03/2025 16:22

HerOopNorth · 18/03/2025 16:16

How does your husband feel over this?

In your posts you don't mention him at all.

If this a situation where he feels the same or is he not bothered?

It's hard to understand how both of you invested so much emotional energy and money (which was clearly tight and you could have saved for your own home.)

In your head now, you've got to let this go. And do think of your son. At 8-9 he's a child but in a few years he may not want to live in the back of beyond and a dying village with few friends or always having to be driven to see them by you.

It’s ok for a woman to talk about how she feels about something without also explaining her husband’s feelings.

Cosyblankets · 18/03/2025 16:36

StartEngine · 18/03/2025 16:22

It’s ok for a woman to talk about how she feels about something without also explaining her husband’s feelings.

No one is suggesting it's not but the first half of the post is about "we" and the second is about "I" so it's a perfectly reasonable question

HellDorado · 18/03/2025 16:50

StartEngine · 18/03/2025 16:22

It’s ok for a woman to talk about how she feels about something without also explaining her husband’s feelings.

Of course it is - but presumably he lives in the house too? I think a man posting here about whether he should keep renting a house or buy a different one would definitely be asked whether his wife was on board with the decision.

nocoolnamesleft · 18/03/2025 18:33

Destiny123 · 18/03/2025 06:22

Spare room.com is what I've had to use moving round the country every 6m-1Y as a Dr. Great fun as a career choice

Probably beats the hospital accommodation I was stuck in for the first few years. I've worked in 13 hospitals.

MyNameIsX · 18/03/2025 20:32

SoonTheDaffodilsWillBeOver · 18/03/2025 09:06

This kind of heartless response is the reason everybody dislikes landlords. It’s absolutely OP’s concern - it’s her home!

One odd aspect of this is the desire to leave it empty though. As I understand it empty homes normally attract the same council tax premium as second homes. So if OP is in a 300% premium area the owners might be faced with paying £6-8000 a year to leave it empty, on top of maintainance, insurance etc. Do they realise this? If so, is it worth gently pointing it out? They might change their minds once they realise.

The poster does not possess title, and therefore, she does not ‘own’ the property, irrespective of whether it is currently her ‘home’.

Otherwise, we can only speculate as to why the owner is content to leave it empty. I will say this - the proposed RRB, due this summer, has thrown up some interesting dynamics, whereby a significant number of owners would rather leave their property void, than face losing a significant amount of control over their assets.

From the DT, yesterday:

Britain’s landlord crackdown has driven the number of long-term empty homes to a record high as buy-to-let investors quit, new analysis shows.

One in 94 homes in England last year had been vacant for at least six months, up from one in 95 a year earlier and the highest proportion on record since at least 2013, excluding the pandemic, according to analysis of council tax data by Property Investments UK.

Analysts blamed the Government’s buy-to-let crackdown which is pushing landlords to sell up.

Nationally, 272,257 homes were lying empty long-term. Based on the average household size, this meant homes for 650,000 people – nearly enough to accommodate the strain on housing supply driven by net migration of 728,000 in the year to June 2024.

chojoko · 19/03/2025 09:55

HellDorado · 18/03/2025 10:28

I did read what you said and it was both banal and irrelevant.

That actually made me LOL. God, for someone yarping on on Mumsnet, you do take yourself remarkably seriously. We're all so #blessed to read your fascinating insights...

HellDorado · 19/03/2025 10:13

Glad I made you laugh. At least I’ve entertained someone…

SirDanielBrackley · 19/03/2025 10:43

Give it time. They may well come to realise that hard cash from a sale is a better bet than an asset which they cannot really use (other than as a source of income) and which is subject to increasing tax demands.

Lyraloo · 19/03/2025 18:01

AppelationStation · 18/03/2025 01:07

They could rent it out again if they invested a bit in the energy use of the house and got the EPC up. They don't want to. They can afford to have it sit empty, and would rather do that.

I've briefly thought of a buy to let, but that doesn't solve the problem. We want to put roots down and make a home thats ours and special. We've been silly by putting a lot of work into doing that here (the landlord had previously told us they'd consider selling to us down the line). All we've done is I crease the value of someone else's house.

You don’t know what they want to do in the future! Perhaps they want to retire or simply get out of farming and they are keeping it for that. You decided to put money into the house that you didn’t need to and just because you love it doesn’t mean you’re entitled to own it!

Lyraloo · 19/03/2025 18:02

AppelationStation · 18/03/2025 01:07

They could rent it out again if they invested a bit in the energy use of the house and got the EPC up. They don't want to. They can afford to have it sit empty, and would rather do that.

I've briefly thought of a buy to let, but that doesn't solve the problem. We want to put roots down and make a home thats ours and special. We've been silly by putting a lot of work into doing that here (the landlord had previously told us they'd consider selling to us down the line). All we've done is I crease the value of someone else's house.

You don’t know what they want to do in the future! Perhaps they want to retire or simply get out of farming and they are keeping it for that. You decided to put money into the house that you didn’t need to and just because you love it doesn’t mean you’re entitled to own it!

saffronspices · 19/03/2025 18:19

Sadly you've maybe played right into their hands - they now know you're more than happy keeping their nest egg ticking over nicely - paying rent, doing maintenance yourselves and tending the garden - every landlord's dream. They know they're safe now until you make a move to leave which as far as they're concerned is no time soon. Their income is guaranteed win/win for them - your interest in the property means nothing to them just your cash.

We lived in a private rent for 10 years -never envisaged leaving but the windows were falling out & it needed a new boiler but the landlord only ever replaced the back door and 1 radiator. The gas pipe for the fire had to be capped as he wouldn't spend any money on making it safe and the next thing he was selling up.

Mumandgrandma85 · 19/03/2025 18:35

Has she got kids or grandkids she may leave to one of them?

tommyhoundmum · 19/03/2025 18:38

Iwiicit · 18/03/2025 00:32

Well you can't force them to sell to you, so your best bet is to accept that you can't get your own way and start house hunting. Your other thoughts and feelings are frankly of no consequence.

Unkind and dismissive. I don't think she needs that.

MyNameIsX · 19/03/2025 18:41

tommyhoundmum · 19/03/2025 18:38

Unkind and dismissive. I don't think she needs that.

The OP has gone quiet, so hopefully they have come to terms with reality.

Frillysweetpea · 19/03/2025 18:47

AppelationStation · 18/03/2025 01:20

You're spot on (abut lots of things). I suspect it'll be up for sale within 2 years. By which time we'll have incurred moving costs and DH will have had to change schools.

Can you rent somewhere else but keep your child at the school they'd be at if you stayed? Give it 24 months to see if your rental property comes on the market and, if not, reappraise your circumstances and options? My circumstances are completely different but I'm in an interim house I don't love as knew I could move to the house I want within a few years. I appreciate you don't have that certainty but it's amazing how fast 2 years goes!

StartEngine · 19/03/2025 19:21

MyNameIsX · 19/03/2025 18:41

The OP has gone quiet, so hopefully they have come to terms with reality.

The reality that people here lack empathy and enjoy putting the boot in? Probably 😊

Dogsbreath7 · 19/03/2025 19:25

We live in a democracy and as long as people remain legal so be it. It was your choice to invest time and money.

And remember buying with a mortgage is also glorified renting until it’s paid off.

why do you need to leave? Can they not ask for an exemption if difficult to upgrade? There is a countryside tax that urbanites don’t acknowledge- higher weather exposure ( and no urban heat sink), more exposed walls on detached properties. No piped gas so oil lpg or expensive electricity. Small rooms so difficult to upgrade ( our external insulation cost £25k 10 years ago, gshp £35k 5 years ago. I question my sanity but I wanted to be green. Wouldn’t do it for a rental as there would be no uplift in rent at all).

No grants offered to rural landlords to compensate.