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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To move my brother to a cheaper care home?

153 replies

Rollwithitperhaps · 25/02/2025 17:32

My brother has vascular dementia and has been in a care home for over 2 years. He is self funding. I have had a few concerns - clothes going missing - no access to his daily regime now (used to have a folder in his room but have now gone digital and cannot get access). They must now be on their well into double digits as far managers are concerned since he’s been there. Just been notified today that his monthly fees will rise by £700 per month to £7300 pm. I’ve been told that if I move him he will deteriorate - he is settled there but largely unaware of very much - he knows my face but not my name or who I am. He only eats and sleeps really. Should I try to find somewhere cheaper that looks after his needs and risk him dipping or leave him where he is?

OP posts:
catofglory · 25/02/2025 21:15

Rollwithitperhaps · 25/02/2025 18:37

I’m SE as well - he has an income of £3000 pm so £4,300 pm to fund - money is there and should last for many years - I’ll take a look around as you do have to consider costs - I’ve no idea what would happen if the money runs out - would he have to move.

My mother's pensions plus AA were just over £1k so she had £3500 a month to fund from savings.

Her money did run out after 9 years of funding her own care. What happens then depends on whether Social Services can find a cheaper placement. For my mother, they couldn't, so she stayed where she was. At £7300 I imagine they would look at moving him to be honest.

TheWombatleague · 25/02/2025 21:20

Velvian · 25/02/2025 20:18

Well yes, there are countless public services that need funds pumped into them and there is the wealth available in this country, it will not be diverted to public services.

However, I absolutely hate the 'done the right thing', 'worked all their lives' narratives. My dad is a 2 or 3 years younger than OP's brother with vascular dementia and will be a self funder when my mum is no longer able to manage. He should pay for care.

He was 15 years younger than the age his mum developed dementia. I am set to still be paying a mortgage at his age and I don't have much hope of still having my marbles. There will not be a workforce capable of working until 70 to continue to fund their parents' generation.

I broadly agree with you. Realistically I can only see an increasingly dystopian future for the majority of people in UK. I'm sorry to hear about your Dad, it's a horribly cruel disease.

cariadlet · 25/02/2025 21:22

The question of what happens when the money runs out was raised earlier.

It completely depends on the home. It's something that we have been asking as we have been visiting possible care homes for my MIL.

Some care homes in my town (especially the very posh looking ones with amazing facilities which seem like hotels when you visit), will chuck private clients out when the money runs out. They won't always say this openly but other care homes will talk about having new residents who have had to leave their previous home.

Other care homes say that if they accept a self-funded resident, it's their home so if their own money runs out, then the care home will accept the lower council rate.

The one we liked most had a very gentle dog wandering around. It belonged to a former resident, the resident died but the care home let the dog stay.

squirrelslikenuts · 25/02/2025 21:25

I agree with your first post.

However, who are these 'strangers' you are complaining about? The ones working in the Care Sector at low wages for long hours.

Luddite26 · 25/02/2025 21:26

FWIW you don't come across as being grabby at all.

Priddy · 25/02/2025 21:41

Care is expensive, my mother without dementia is paying nearly £8k/week, albeit it a lovely home with lovely staff. She chose the home and had saved (she thought) enough to fund it. So to me £7,300 for dementia care doesn’t seem that bad.

Your mother is paying £30,000 a month (£360,000 a year) for a care home? Surely she could have wraparound care in her own home for cheaper than that?

katepilar · 25/02/2025 22:14

This reply has been withdrawn

This message has been withdrawn at the poster's request

Molecule · 25/02/2025 22:49

Priddy · 25/02/2025 21:41

Care is expensive, my mother without dementia is paying nearly £8k/week, albeit it a lovely home with lovely staff. She chose the home and had saved (she thought) enough to fund it. So to me £7,300 for dementia care doesn’t seem that bad.

Your mother is paying £30,000 a month (£360,000 a year) for a care home? Surely she could have wraparound care in her own home for cheaper than that?

Sorry, I meant a month

Molecule · 25/02/2025 22:52

It’s still a huge amount, but most of the homes we looked at seemed to be around the same, starting at about £1200 - £1500 a week but with extras soon get to £2k/week

Diningtableornot · 25/02/2025 23:13

Morph22010 · 25/02/2025 19:06

How do people self fund that it’s over half a million pounds a year ?

They use up their savings, their pension funds and the proceeds of selling their homes, and sometimes their children or other relatives contribute. Beyond a certain point (16K in savings, something like that) they will get funding but not necessarily for the place where they are used to living.

SunshinePleaseReturn · 26/02/2025 06:10

God, It's disgusting how much care staff are paid by places that charge this much money..

The care system in this country really needs overhauling if you're reading Keir!

I think if you find a better place then it's fine to move him op. You sound like a really caring sister who is trying to do the right thing.

Rollwithitperhaps · 26/02/2025 08:07

Thank you all so much for your messages - seems like so many are in a similar situation. BTW I label everything with a label gun thing - you can’t remove the label without a special tool - the label has his full name and room number on it - 2 weeks after buying a dozen pairs of socks all had gone missing!

OP posts:
user1471556818 · 26/02/2025 08:09

Rahsputin · 25/02/2025 17:35

You should make a decision in HIS best interests, not in your interests or anyone else’s.

Absolutely this .Spend time finding the best place to meet his needs as he's self funding he will have a much bigger choice.

Millet · 26/02/2025 09:52

I'm sorry to hear this is so difficult for you.

You should absolutely be able to see a timetable of activities. Failure to provide stimulation & activities that meet cognitive/ emotional / social needs is institutional abuse. . They should be able to provide details of what happened, when, and with who, and to show choice is offered, and that activities have safe staffing levels and are appropriate for the person. It would be a red flag to me if I was consistently denied access to this information.

Are there activities going on when you visit? Or is everyone sat in rooms or in lounges with TV? Absolutely fine if people choose to do this, but if there are no alternatives, its a problem.
If you usually turn up on specific days, I'd shake things up a bit and turn up when you're not expected to see what's going on.

Moving is stressful for the person But poor care is often worse.

Re a few points in the thread -

On average, it costs around £949 a week for a place in a care home and £1,267 a week for a place in a nursing home (Age UK figures).

If you have over 23k in savings you pay all costs. If you have between £14,250 and £23,250 the council will pay some of the fees. If you have under £14,250 in savings, council will pays all of your fees.

For council funded ( because a few people have mentioned it)- The council agrees rates across their catchment for types of care home placements. They always pay the same amount for the same type of placement in the same care home.
Care homes can charge extra for additional services or facilities they provide above those agreed in the rate the council pays. This is called a top up fee. For example, some rooms in a care home might be larger than other available rooms, or may have a better window view etc. the care home may choose to charge more for these rooms (a top up). The council will always try to offer you at least one placement that does not require a top up. Where the placement is funded and a top up is charged, in most cases, the top up needs to be paid by someone other than the person moving in to the care home. Whoever agrees to pay the top up on your behalf must agree to make the payment directly to the care home for the whole time that you live there and must understand that the top up may increase over time.

Someone mentioned council funding placements of millions a year for children with high needs. I don't know about this, but it certainly would not happen for dementia care. The age UK figures above are pretty standard.

Self funders will obviously have more options than council funded, but expensive care does not always equal better care. And if the money runs out, you will need to move to somewhere within council budget so it is definitely not unreasonable to consider care costs

Moving can be stressful so if money is likely to run out, it is worth considering a cheaper placement early on, So that you are able to remain in the same place. . In my experience the older and more frail the person, the difficult the move is. So if a move is likely, it may be better to get ahead of the curve. But depends on a lot of other factors too.

I think someone mentioned continuing healthcare funding. Where the NHS pays for or makes a direct contribution to care costs. Unfortunately, dementia is classed as a social care need, not a health care need. Where care needs can be provided by care staff, NHS continuing healthcare is not an option. It only becomes an option if nursing care is needed (where care needs can not be met by care workers and require a trained nurse). The threshold is extremely high, it does not sound as if this would apply at this point.

It's such a a difficult situation. It can be difficult to find it, but really good care is out there. I'm really sorry things are so stressful.

ASockofFleagulls · 26/02/2025 11:18

cariadlet · 25/02/2025 21:22

The question of what happens when the money runs out was raised earlier.

It completely depends on the home. It's something that we have been asking as we have been visiting possible care homes for my MIL.

Some care homes in my town (especially the very posh looking ones with amazing facilities which seem like hotels when you visit), will chuck private clients out when the money runs out. They won't always say this openly but other care homes will talk about having new residents who have had to leave their previous home.

Other care homes say that if they accept a self-funded resident, it's their home so if their own money runs out, then the care home will accept the lower council rate.

The one we liked most had a very gentle dog wandering around. It belonged to a former resident, the resident died but the care home let the dog stay.

We've chosen a care home like this for mum. It is run by two sisters and the care home was their family home at one time. They have assured us that if we were to run out of money they would and have never moved a resident out, they too will work with the local authority to make sure that does not happen, which is very reassuring.

When we had a carers assessment with SS the lady told us to avoid the all singing and all dancing care homes as they were often just out for the money and would turn out a resident the moment any money ran low.

Shetlands · 26/02/2025 13:25

Rollwithitperhaps · 26/02/2025 08:07

Thank you all so much for your messages - seems like so many are in a similar situation. BTW I label everything with a label gun thing - you can’t remove the label without a special tool - the label has his full name and room number on it - 2 weeks after buying a dozen pairs of socks all had gone missing!

Oooh where did you buy the label gun please? I can't see any that would attach a washable label.

stayathomegardener · 26/02/2025 17:36

Another who would love the label gun details please.

BrendaSmall · 26/02/2025 17:49

ASockofFleagulls · 25/02/2025 19:15

This must be a typo, my mum has Alzheimer's and we've been visiting lots of care homes recently. We have never been quoted anything like these prices.

Where the heck are you working and what is the care home offering to customers/clients at such extortionate fees?

Specialist secure dementia unit.
most people there have 1-1 care

BrendaSmall · 26/02/2025 17:52

Shetlands · 26/02/2025 13:25

Oooh where did you buy the label gun please? I can't see any that would attach a washable label.

These are the best

https://fixxon.co.uk/product/clothes-labels/

IUnderstandTheWeird · 26/02/2025 17:53

Rahsputin · 25/02/2025 17:35

You should make a decision in HIS best interests, not in your interests or anyone else’s.

This. If he is happy and settled that is priceless. There are a lot of awful dementia care homes with disinterested staff. We are on his 8 th pair of glasses and who knows where half his clothes are. There are only 8 men in his section and only 3 of them are mobile yet, seemingly, it’s impossible to find his glasses!

BrendaSmall · 26/02/2025 17:54

Ohshutupdavidyoutwat · 25/02/2025 20:28

They don't it is bullshit. Even the very best care home don't charge 11k a week.

Specialist secure dementia home, majority of residents has 1-1 care!

stucky · 26/02/2025 18:05

ComtesseDeSpair · 25/02/2025 17:38

Is there a current financial need for his care to be cheaper? If not, and you aren’t happy with his care, then you should be looking for better rather than cheaper - although unfortunately, the sort of problems you describe are endemic to the care industry: staff morale is poor and turnover high in many places and belongings like clothes can go walkabout when mixed in with other residents’ laundry.

Regardless of whether you plan to move him, you absolutely need to push on seeing his daily regime, support planning, medical visits records etc. If they’re digital then somebody needs to show you how you can access these - make an appointment with the manager and make it clear it isn’t negotiable.

Edited

Do you have lasting power of attorney over his health and or finances? If you have LPA of health then they are legally obligated to give you access to his records.

Mancity08 · 26/02/2025 18:36

Can your brother go to the toilet himself still ?

purpleopolis · 26/02/2025 18:44

I really sympathise with you, I had similar issue with my Dad who was also in a care home in his early 70s and had a similar level of care. It gets tiring and we did manage to move him in the end. However, do be careful. If you are seen as complaining and having meetings, they can take offence and they don’t like it. I made a few complaints about his care and had meetings with the manager as they fell short on so many issues. The next I knew is they were giving notice and that I had to find an alternative home for him as there was ‘ no more they could do for him’.

Lieneke · 26/02/2025 18:49

No!!! Do not believe the care home. As he is self funding they don’t want him to leave. Many private care homes are struggling as the councils won’t use them anymore. Go to an independent advisor who will know the good homes for him. My friend is a home manager and she needs to have it full otherwise she won’t get her bonus!!

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