Have I been scammed?!

[PlaneNoiz]

Part of me thinks yes but part me of me thinks no because I’ve been to her house.

Sold a nice item via a neighbourhood selling group and as it was heavy and I had a car I offered to drop it to the ladies house. She was very lovely and the house was lovely! But when I asked for payment, she asked for my bank details. I’ve sent them through and she says she’ll transfer…but having looked online it seems this is a common scam?!

But worst case I’ve been to her house and know her address. Or are people genuine and will transfer?

Check the OPs comment that she has the money now

Weird seeing as you know for a fact that the buyer was lying, I wonder how that happened

I'm quite disappointed that it wasn't some elaborate house stealing long con 😂😂

thank you ❤️❤️

😂😂😂!!

Phew.. glad for you OP. It would be really stupid for her to not send the money when you know where she lives, is local etc

Hurrah! And congratulations on the restraint you showed to all those who were desperate to tell you over and over that you were silly, and they were CERTAIN it was all a scam! I think you’re allowed to say yah boo sucks now.

thank you so much. ps your username is making me wonder what to have tomorrow morning 😂

There are always posters who are so sure they know things they can't possibly know let's see how many admit they were wrong

Suggesting that it isn't advisable because you might lose out is reasonable, absolute certainty its a scam is just stupid

Chose it just after reading a thread about the Chalet School books…

It is perhaps worth noting that Revolut have other differences from the traditional banks, other than receiving payments more slowly. They aren't regulated by the authority that regulates banks and they aren't signed up to the other banks' scheme to pay people back in certain circumstances when they are scammed out of money.

Great news 🥳

I wonder who will admit it! Also thank you to everyone who suggested I keep cool and don’t post in the neighbourhood group etc. and I guess thank you to the buyer for paying!

That's great OP. The scams don't seem to usually have you go to their house...though it's always possible! Glad it worked out for you.

Thank you. For the future I have learned to always ask for cash, double check they are bringing cash and NOT deliver. Perhaps somewhere open and public and if they don’t have the cash I can politely decline to sell.

I think when I send a payment it says "up to 2 hours" or something like that - glad you got your money through.

I'm with Dr. Johnson on this, "It is better to suffer wrong than to do it, and happier to be sometimes cheated than not to trust."

That's good news.

Hello everyone, nice to meet you 😊 I’m sure that I’ll find this website very useful, helpful and interesting 🐶🐾

I’m very confused

Glad all sorted OP, but just to say the bank account scam is real, especially when meeting in person anywhere close to a cash point/bank.

Person pays for the goods, but oops, they've transferred £500 instead of £50, could you withdraw the £450 and give it back.....
They'll have a reason why you can't just transfer it back.

If you get flustered you'll do it, except, it's money laundering.

They did it to me but unfortunately/fortunately at the time could only withdraw £300 from the cashpoint, so went into the bank to get the rest and it was spotted as fraud.

Of course they waited outside and had scuppered when I took too long to come out.

Didn't even get my money in the end as bank withdrew the whole amount.

I don’t get it though? If they transferred you it is it money laundering? I’m confused! Or did they not actually transfer anything?

then id blame Michael stone and his group (Hustle Tv show bbc)

It's been transferred from an unscrupulous source.

The clerk gave me dirty looks and asked me to wait, then the manager came round and took me to his office.

Luckily he believed I wasn't part of the scam as I showed him the messages, but wouldn't tell me too much.

One thing he said that has stayed with me was, if it looks too good to be true, it probably is.

The guy had promised to throw in another £50 for the inconvenience (I know, I know).

Maybe I am dim but I really do not understand what the scam is? They transfer you the money (which they already have in their account) and you withdraw it? Can’t they just withdraw it if it’s in their account in the first place? Maybe I am going crazy 😂

I'm not 100% but the account that transfers the money to you is a 'decoy', not in the name of the money launderer. Probably someone who is paid or blackmailed into just 'holding money' for the real scammers. Then the money gets transferred to the scam victim, and given to the money launderer in cash. The source of the cash then has no trace back to the money launderer.

I don't get the money laundering bit but when I've heard of similar scams, it wasn't a direct transfer but something like a cheque which turns out to be fraudulent/invalid. When this is discovered (after you've done your transfer and the other person has now disappeared), the original deposit amount is removed from your account. So, now you are out the money that you sent them for the 'overpayment'.