Should she replace it? Part 3

[Langarg]

I can’t believe we have a part 3 🤣 this has provided some lighthearted entertainment at a time where I’m feeling really let down by someone I considered a good friend. So thank you! I have posted an update on thread 2, will post it here also.

I have sent the following text message ‘Having reflected on what you have said, how the airwrap was lost/broken or otherwise is irrelevant. I considered asking you for pictures of the broken airwrap or asking to speak to your sister to ask her what happened but it will get us nowhere. All that matters is I am down a Dyson airwrap and I want a new replacement. You’ll need to either transfer me the £399 tonight to pay for this or purchase it yourself from boots and send me the email receipt this evening. You can then sort out with your sister whether she is going to contribute to the cost of it. We can then put this behind us’

I have no interest in maintaining the friendship after this for obvious reasons. I am worried that she’s seen the thread (how can she not have 🤣) and knows this fine well so will have no intention of replacing it sadly.

I don’t think I’ll ever get the truth (was there even a wedding at this rate?! 🤣) all that matters to me now is getting a replacement airwrap!!!!

Why should the OP claim on her own insurance? The full amount wouldn't be paid and the OP's insurance would go up, too. It absolves the friend of all responsibility if she does that.

The friendship has gone now. She'd be better taking it to the small claims court instead. It's a straightforward case.

No, not at your time of asking (but I'm still catching up with the thread - only taken me 5 hours so far! 😂)

Hi @Langarg i did point this out yesterday don’t say £399 as you don’t know if the deal will still be on. You need to be sending her a text and ask her to either buy it at whatever the value is now or transfer you the £500. There’s no need to try being nice about the lesser value as you’re causing a loss to yourself.

I didn't know small meant small and claims meant claims. Thanks for clearing all that up, Atticus. Well, obviously, I've did a one eighty now - I no longer think pursuing a claim would be a complete waste of fucking time.

Only some sort of truly low life drug addled person would sell a possession that does not belong to them

I think anyone who thinks it is sold or stolen is watching to much east Enders dum dum dum ( that’s a drum roll )

it’s electrical and had a “couple” ? of tipsy women use it , my money is on tipsy nervous bride spilt wine herself no sister involved at all, and hoped it would work ok The morning , it didn’t ,
she’s now post wedging over stretched on all money avenues

I really really wish the op would ring the hotel and find out how big the party was , your excuse could be want to pay part of the bar tab at as a gift because you could not be there ( you are hugely pregnant !!) .,,no way on earth it was bride groom two witnesses , no way … I think if you knew you were cut from a bigger party you would mourn this 15 year relationship a tad less

also please tell me how old dicky dyson Debbie is please

If she is telling the truth now then she or her sister must have it and be able to show it to you 🤷🏻‍♀️

From OP's first thread:

"So not to drip feed this friend has form for taking advantage of my generosity (always ‘forgetting’ to transfer money if we agree to go halves on the bill, accepting lifts and never returning the favour etc) and also for being forgetful (leaving a gift I got her on the bus nearly immediately after I gave her it). I really should have known better than to lend it out if I’m honest!"

Thanks @NotISaidTheCat, I was about to go looking for this wording to help those who are so "intrigued".

She'll need more than a kettle - an intravenous line more likely! I've been following this saga since thread 1. I made the mistake of going to sleep last night and it's already taken me 5 hours to start catching up here and I'm still 6 pages behind! 😂

No, she shouldn't contact the DS or DH, that will achieve nothing. She should write CF a "Letter Before Action" laying out the basis of her claim, the amount she's suing her for (cost of AirWrap, legal costs plus Statutory Interest at 8%) and drawing her attention to the Pre-action Protocols. This will cost OP nothing (other than the time to write it) and may well produce a settlement once CF sees OP is serious about pursuing this legally

Yes! I've issued hundreds of these letters, mostly within a credit control capacity for my old job - in those cases non-payment was generally an oversight by our clients & not once did any of them ever take offence at the letter. They'd phone, apologise profusely & pay without further delay. This is how decent people respond.

I've issued two personally, to manipulative, lying gits. One for non-payment of professional fees from a nasty little man I'd done some office work for. The other to a swindling landlord that thought he could just pocket my deposit, in the heady days before the deposit protection scheme became a thing.

Invariably everyone I've issued it to, be they an upright citizen or a slimy git, has paid within the period of notice stated see in the letter. Not once has it resulted in submitting the form to court, let alone action.

I always complete the court form & attach it to the notice letter for added oomph.

Dodgy gits try to manipulate & play the victim despite knowing full well they're in the wrong. But the threat of swerving their dues ultimately costing them more is always sufficient to make them pay - or in this case as i strongly suspect: to make CF return what she's stolen from OP.

I read all your posts and I think this is absolutely bonkers- your friend.
if it would be me, I would just quietly replace it with brand new identical item. I wouldn’t even think twice, even if that means paying that lot. She ruined it!

What are the chances she'll return the broken Dyson? I'm calling BS.

Yup, it would certainly affect her credit rating as it will be recorded on her credit file. I do hope the newly-weds don't need a loan for anything any time soon ..... 😉

It was always within her power to be honest and offer a way of paying back the OP. She could have done that the minute the item was broken and in any moment since. She didn't. So she contributed to the ongoing drama.

I can't believe people are defending the CF!!

You need to let her know the offer has ended at Boots and you want your 500 or for her to get it mended by Dyson.

She's taking the piss and she needs to know that.

I also wouldn't be hiding this from mutual friends, if it carries on much longer.

RTFT. They have text exchanges about CF borrowing it from OP. 🙄

if she hadn't lost/forgotten/broken an expensive item and not immediately replaced it, there would be nothing for her to be embarassed about. Given what she has done I see no reason why she should not be publicly embarassed.

Glokenspock I think has given great advice here OP.

Especially 'I always complete the court form & attach it to the notice letter for added oomph.' I did that too, and returned it immediately. They totally shit themselves after months of faffing. Im sure we can help you draft the letter if needs be. Its best to be really matter of fact, listing facts, removing all emotion.
Remember judges skim read heaps of these so you need to make the pertinent points and in as little words as poss. Then have all the 'evidence' attached.

Any CCJ would be removed provided the debt is paid within 30 days of the judgement. This encourages rapid settlement.

For OP:

https://www.gov.uk/make-court-claim-for-money

I have to say op the way youve handled this is brilliant. I do hope CF does produce another brand new one or the money and doesn’t just ghost you. Youve done nothing wrong here.

This. The loan wasn't even offered, it was asked for. If you are going to ASK fror loans, its even more essential that you return replace or refund the item.

Those who defend the CF - I keep imagining their homes packed to the rafters with borrowed items.

OP I hope you pursue this to the end and get the money. People like this bet on the niceness of people who let it go to avoid unpleasantness, and will continue on to the next one.