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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to leave a man because of financial reasons

307 replies

Whatwouldyoudo26 · 28/12/2024 20:27

(Apologies with how long this is, trying to sum it all up)

I've been with my boyfriend for almost a year now.

He's funny, affectionate, social, good communication etc. I'm just struggling with the financial situation that is making me want to break it off.

So I'm 26 and he's 40. He quickly moved in with me when he didn't actually have his own place.. not planned but just happened.

He promised to pay towards rent, only did for less than 2 months. He was then asked to leave because he kept promising payment that never came.

Fast forward and we're still seeing each other, only it's nice to have my home back.

He then took my car over a toll bridge and didn't even have the £2.60 to come back over it again - I then got lumbard with the £60 fine. I kept asking for him to pay, he never did.

We went for a meal with his friends that he said he was paying for. I ended up having to foot the bill with him saying he'll pay me the next day as the money hasn't gone in his account or something, he never did.

He then promised he will pay for a set of nails in return for a big favour I did for him and nothing despite having asked since. This might sound trivial but it's the whole saying things and never going through with any of it.

He showed me where we were going to go on a family holiday (I have one child, he has two) - in the end his children's mum took them instead because she probably knows what he's like!!

He showed my parents this beautiful hotel he said he was going to take me to as my birthday treat back in July. Still waiting. Although before this he got me excited showing me a different trip up country and enjoyed telling everyone about it without delivering on it.
Heck, there's even a restaurant he said he will take me to for our first date.. still waiting.

I do feel he's got good intentions but I'm not sure how much longer I can go on with a carrot dangling. He hasn't written any of these things off, it's still in the pipeline because they cost money. Fair enough I thought as I like him for him (clearly not his wallet!) but it doesn't stop me feeling let down and disheartened by it all.

I feel like I've spent the year of our relationship just waiting for things to happen. Coming to me excited about things and holidays only for nothing to ever materialise - I'd rather him just not mention it at all than get my hopes up.

Now he wants to book for us to go to a hotel for New Year's Eve. Of course I would love this but with him owing me money (and other people money), I'd feel more respected if he sends that back to me than keep splashing the cash. Honestly I think I'm going to feel rather resentful if I do accept the hotel offer before he has paid me back what I'm well overdue.

Do I just end things here? I have quite a list accumulating and I keep holding on for the best but not sure how much longer I can carry on.

YABU - you like him as a person and I should be more understanding over the current financial situation.

YANBU - it's not fair to feel consistently let down through empty promises.

OP posts:
babyproblems · 28/12/2024 23:23

Omg I’d have dumped him after the toll bridge alone!!!! What a loser. Seriously! Who has taught you that ‘financial reasons’ aren’t reason enough to not have someone as your life partner????? Forget this thinking and ditch him. And do it absolutely Guilt free! Do not allow him to manipulate you further… because that’s what he is doing.

Tanktanktank · 28/12/2024 23:23

Write him a letter, he can then re read it at leisure and digest his errors.

move on OP, 💐💐💐

SemperIdem · 28/12/2024 23:23

This man is, and I mean this with the fullness of my heart, a complete fucking loser.

HermoinePotter · 28/12/2024 23:24

He promised to pay towards rent, only did for less than 2 months. He was then asked to leave because he kept promising payment that never came.

I’d have ended it at this point tbh. Why are you still with him when he’s full of false promises?

MrsTigerface · 28/12/2024 23:25

Daschund1 · 28/12/2024 23:15

Please don't ever let any man, let alone this CF hobosexual, move into your home so quickly when you have a young child.

The term ‘hobosexual’ is a new one on me!

Thanks, @Daschund1 , I’ll remember that one x

Jl2014 · 28/12/2024 23:26

He doesn’t have good intentions. Hes a free loader stringing you along. Get rid of this loser

Helloitsmej · 28/12/2024 23:27

@Whatwouldyoudo26 what do your parents think of him? Surely they are closer in age to him than you.
You sound nervous about dumping him. Are you easily led? I mean that in the nicest way as it seems that you lost control...letting him move in, paying the toll fine.
Do you have a support network?

Greengrasswalks · 28/12/2024 23:29

HermoinePotter · 28/12/2024 23:24

He promised to pay towards rent, only did for less than 2 months. He was then asked to leave because he kept promising payment that never came.

I’d have ended it at this point tbh. Why are you still with him when he’s full of false promises?

^Also this.
I was impressed that you managed to get him out of your home, and then wondered why the hell you were still dating him?

devilspawn · 28/12/2024 23:30

CatPhonePot · 28/12/2024 20:45

Now he wants to book for us to go to a hotel for New Year's Eve.

You know he won’t be paying for this, yes?

I'd let him go ahead and see if he actually booked it or came up with excuses.

And if he claimed it was going ahead I'd go but "forget" to take my cards or be logged into any banking apps so that he'd have to pay for everything. Especially if it was one of those "pay when you get there" bookings.

cadburyegg · 28/12/2024 23:30

YANBU

This will just get worse over time.

Greengrasswalks · 28/12/2024 23:33

20+ years ago, I dumped a guy I was briefly seeing in my 20s after he had the brass neck to ask me for money. We were both working. He had a FT job. I was working PT and studying with a small child.

AngelontopoftheTree · 28/12/2024 23:34

NoWayRose · 28/12/2024 21:29

There’s dumping a guy because he’s not a banker on £200k and there’s dumping a guy because he’s a middle-aged freeloading future-faking fantasist

Completely!!!!
I bet he shit a brick when you told him to move out again!

Keep it simple.... things are not working, you've different priorities in life, wish him all the best, goodbye!!
Then block him, because he will try worm his way back in with lots of false promises & maybe even an engagement ring. These men don't want to lose their banker all too easily.

4forksache · 28/12/2024 23:35

I had a similar bf many years ago, only he had plenty of money and was actually very generous. The problem was, he would talk in terms of what he was going to do and then it often didn’t happen. If he’d just used the words thinking of doing rather than going to do, it would have been far less frustrating. It was actually a big part of why we eventually finished. It just made me take everything he said with a pinch of salt, which isn’t a good basis for a relationship, even if he was actually a good guy.

Tikityboo · 28/12/2024 23:38

Daschund1 · 28/12/2024 23:15

Please don't ever let any man, let alone this CF hobosexual, move into your home so quickly when you have a young child.

Agreed. Missed this critcal point - OP dont introduce any man to your DCs before a year of dating - he should never have been in your home never mind living there. You need to keep your DCs safe. They do not need such instabiliy with randoms in their home.

PorridgeEater · 28/12/2024 23:40

So he was asked to leave but did he actually leave? Is he staying at his mum's house permanently or temporarily?
If you were gullible enough to go along with booking hotel on New Years Eve do you really think he'd pay you back??
Get rid of him.

Takenoprisoner · 28/12/2024 23:43

I cannot believe you kept falling for his lies and false promises, one after the other. Please get rid permanently.

Mummyoflittledragon · 28/12/2024 23:45

I agree with others saying beware he doesn’t charm you and ask you to marry him. He’s about to lose his meal ticket.

RechargeableGnu · 28/12/2024 23:47

Financial reasons would be one of the top reasons I would end a relationship and to be honest, yours sounds utterly doomed.

LTB without a second thought.

Shelllendyouhertoothbrush · 28/12/2024 23:52

Hmm sounds like you're going out with my ex boyfriend. Ditch him!

CharSiu · 28/12/2024 23:54

He is 40 and still crap with money of course dump him, don’t be daft woman.

Therealjudgejudy · 29/12/2024 00:01

The man is a deluded parasite!
Just text him thatcyou are sick of being taken advantage of by him.

Then dump.

BeensOnToost · 29/12/2024 00:27

You're just 26, please do not saddle yourself with this lover, you can do so much better.

You have a child. How.much money have you wasted on this man that could have gone on DC savings or trips for you both.

He is a 40 year old freeloader. Of course he needs to sound believable to trick you long term.

Whatwouldyoudo26 · 29/12/2024 00:33

babyproblems · 28/12/2024 23:23

Omg I’d have dumped him after the toll bridge alone!!!! What a loser. Seriously! Who has taught you that ‘financial reasons’ aren’t reason enough to not have someone as your life partner????? Forget this thinking and ditch him. And do it absolutely Guilt free! Do not allow him to manipulate you further… because that’s what he is doing.

Yea wish I did now. There's so many things in hindsight that I should have ditched him over.

Now reading some of the stuff he sends me, it all sounds so over the top. He has always had a way of brushing over things and moving onto the next thing, suppose it's a great tactic to avoid any accountability 🙄 just glad I can finally see it.

I've definitely made my decision. The more I think about all this stuff, the angrier I get that I had put up with it. I almost want to write him a list and give it to him!

OP posts:
blueshoes · 29/12/2024 00:43

OP, glad you are seeing the light.

Do write him a list of all the money he owes you.

AcrossthePond55 · 29/12/2024 00:45

@Whatwouldyoudo26

Future Faker. Making all sorts of promises and plans that never materialize. Thing is, they're just so damn GOOD at it! It can be dangerous to keep them around once you know they are faking it.

I'm an old married lady now, but back in the day if I decided I was done with someone, I didn't want some deep discussion of 'what went wrong' or to bare my soul to them about needs not being met. I usually just called them (no texts back in my day) and said something along the lines of "I've been thinking about things and I've decided that we aren't right for each other so I'm calling an end to things. I wish you the best in your life and all happiness to you. Goodbye".

Personally, unless I needed it desperately I'd consider the money lost and it would be a fair trade off for me; no having to keep in contact trying to get him to repay it. Just goodbye and good luck.