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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Has the Government shot itself in the foot?

153 replies

Fernie6491 · 09/09/2024 09:31

Just wondering about the idea of the government stopping winter fuel payments for us oldies.

i admit we are comfortably enough off, to not actually need it, but they say those claiming pension credit etc., will still be paid the fuel allowance.

The goverment spokespeople say not all pensioners who could claim pension credit are doing so. If this prompts those pensioners to claim their due, the government will be paying out a whole lot more than they currently do, plus the allowance .

They seem to have shot themselves in the foot, trying to save money, but actually will end up paying out even more to those who previously never claimed benfits. Is this correct, or am I going mad?

OP posts:
Notreat · 22/09/2024 18:03

Paul2023 · 22/09/2024 16:37

I have to admit at first I kind of agreed with it . But then a close family member made me see it from different angles.

They said that when you’re old , you’d like to think the government would look after you as best they could.
Old people can’t do overtime, get more income or get a better paid job. Many have to live on a state pension.

Many pensioners live alone. Not all but many are widowed. They only live on their pension.

Also , this could be the start of getting rid of it altogether. Yes it’s being means tested to a degree but give it two years and I wouldn’t be surprised if it’s gone for everyone.

Finally , one day if we’re lucky we’ll also be old. Wouldn’t we want our government to look after us? If they start snipping away at pensioners now, god only knows what will happen in 10, 20 or even 30 years time.

This is the start of a slippery slope. I’m not liking where this is headed.

Edited

I am one of the pensioners who are losing it and I have no complaints.
I find it depressing that the people shouting now didn't shout when benefits for families with young children were cut, or when EMA for 16 and 17;year olds from low income households was abolished. Those people weren't able to increase their income.either.
I feel as a pensioner I do get a lot. Losing £200 a year won't impact me much.

Whatafustercluck · 22/09/2024 18:08

SecretToryVoter · 09/09/2024 11:24

I think it was ridiculous to take this away from pensioners at the same time as giving train drivers (who are already very overpaid) a big pay increase. Shows the government’s priorities are keeping unions on side at all costs

Strikes cost the country money. Labour have said the priority is economic growth. The economy won't grow with half its industries on strike. As for pensioners, they have their 'pay rise' well protected by the triple lock. If everyone is to share in the pain (which seems fair and just), which would pensioners prefer to sacrifice - the WFA or the triple lock? Because many working people are being hammered by high utilities bills too - I personally would prefer to see energy prices, and bills, come down across the board for everyone, including pensioners. Funny how many of these same people never raised an eyebrow when the Tories went for the disabled and plunged many further into poverty through Universal Credit changes. Typical Tory voters - not remotely bothered until it affects them. But quite happy for benefits to be stripped from millions of others.

Paul2023 · 22/09/2024 18:39

Notreat · 22/09/2024 18:03

I am one of the pensioners who are losing it and I have no complaints.
I find it depressing that the people shouting now didn't shout when benefits for families with young children were cut, or when EMA for 16 and 17;year olds from low income households was abolished. Those people weren't able to increase their income.either.
I feel as a pensioner I do get a lot. Losing £200 a year won't impact me much.

Edited

Well maybe in your case but it will effect lots of others…

And for the record , people of working age can if they are prepared to look for it - look for alternative employment. Opportunities are there if people are willing to re-train , or look for something different.
As for 16/17 years olds , when I was 17 I left home and went to the Armed Forces. Ok , most people don’t do that.

16/17 years old can work , even part time hours.

Paul2023 · 22/09/2024 18:41

Whatafustercluck · 22/09/2024 18:08

Strikes cost the country money. Labour have said the priority is economic growth. The economy won't grow with half its industries on strike. As for pensioners, they have their 'pay rise' well protected by the triple lock. If everyone is to share in the pain (which seems fair and just), which would pensioners prefer to sacrifice - the WFA or the triple lock? Because many working people are being hammered by high utilities bills too - I personally would prefer to see energy prices, and bills, come down across the board for everyone, including pensioners. Funny how many of these same people never raised an eyebrow when the Tories went for the disabled and plunged many further into poverty through Universal Credit changes. Typical Tory voters - not remotely bothered until it affects them. But quite happy for benefits to be stripped from millions of others.

Edited

But what happens if the unions keep coming back for more ?

As for train drivers- they work for private companies. I’ve never understood why the government should get involved in pay disputes between private train operators.

And if train drivers get a pay deal, surely their employers pay it ? Why does the government have to pay it?

cardibach · 22/09/2024 18:45

Paul2023 · 22/09/2024 18:41

But what happens if the unions keep coming back for more ?

As for train drivers- they work for private companies. I’ve never understood why the government should get involved in pay disputes between private train operators.

And if train drivers get a pay deal, surely their employers pay it ? Why does the government have to pay it?

If it’s not justified, you deny it. But you negotiate to, say, I prove terms and conditions.
Demonising the unions is silly. They are just working people.

Paul2023 · 22/09/2024 18:47

cardibach · 22/09/2024 18:45

If it’s not justified, you deny it. But you negotiate to, say, I prove terms and conditions.
Demonising the unions is silly. They are just working people.

You didn’t answer my question. Most train drivers work for private companies. The companies bid to run the routes , for presumably a nice profit. Otherwise they wouldn’t do it.

They work for private operators, why does the government need to pay the train drivers when it’s the responsibility of the employer.

Tesco doesn’t expect the government to pay their staff pay rises .

cardibach · 22/09/2024 18:49

Paul2023 · 22/09/2024 18:47

You didn’t answer my question. Most train drivers work for private companies. The companies bid to run the routes , for presumably a nice profit. Otherwise they wouldn’t do it.

They work for private operators, why does the government need to pay the train drivers when it’s the responsibility of the employer.

Tesco doesn’t expect the government to pay their staff pay rises .

I don’t know the ins and outs of the contract and how it gets paid. I was addressing your first question.

Marchitectmummy · 22/09/2024 18:59

Newterm · 09/09/2024 11:13

I had an interesting discussion about this at the weekend. My friend is a benefits advisor. His thoughts were that it was done early because it’s easy to take cash away at this stage from pensioners. Ok a small proportion will claim pension credit going forward who didn’t before. A proportion would never vote Labour anyway, so they don’t matter. Some will be dead by the next election, and a lot will have forgotten/have dementia so they don’t count either. And some will think it was a good idea.

Yep agree with this, 100% he is hitting non Labour voters to appease those who are reliable voters. Can see the same thing with VAT in private schools. He has lost few votes with either while his loyal voters are clapping their flippers excited to see money taken from others rather than worrying about the economics of it all..

AboutVattime · 22/09/2024 19:00

Why is there NEVER any discussion about capital ?

If you rent are on a state pension only you will get housing benefit and council tax reduction if you have less than 16k

If you are elderly and disabled you can get attendance allowance (single person) and carers allowance premium (not actual CA + attendance allowance ) as a couple .. you would need at least 30 k not to be entitled to pension credit in this situation.. in which case just pay it from your savings !!

As a visiting officer for the pension service - if I had a £ for every pensioner who didn't want to declare savings ' as they are for my kids' ... I would be very rich .

AboutVattime · 22/09/2024 19:04

Just to add .. I live in the south east rurally .. just in one lane of 7 houses .. all worth well in excess of 1m .. people who retired early in their 50s .. with huge pensions.. 12 people who never needed the WFA.. who will no longer get it . ONE LANE !!

Multiply that by the entire country.

It is absolutely the right call.. the Tory press is driving this . If anything like my lovely neighbours they give it to their grand children for Christmas.

AboutVattime · 22/09/2024 19:08

2*dogsandabudgie
*
When you're young you can get about more. The best way to get warm is to go for a brisk walk, which the majority of elderly people can't do. The elderly are classed as a vulnerable group, they can't help being old and feeling the cold more.

Then they need to claim attendance allowance !! and if less than 32k will
Get pension credit and the WFA !! but if they have more than that then they need to pay it from savings. !!

How many struggling families have that in savings ?

Rosscameasdoody · 22/09/2024 19:13

drivinmecrazy · 09/09/2024 11:14

I hate this often bought out trope about ex pats getting WFA.
Those in Spain do not get it and there are many other European countries that don't either.

But there are many who do. And they don’t have to qualify for pension credit to do so. That’s the point.

Rosscameasdoody · 22/09/2024 19:17

AboutVattime · 22/09/2024 19:08

2*dogsandabudgie
*
When you're young you can get about more. The best way to get warm is to go for a brisk walk, which the majority of elderly people can't do. The elderly are classed as a vulnerable group, they can't help being old and feeling the cold more.

Then they need to claim attendance allowance !! and if less than 32k will
Get pension credit and the WFA !! but if they have more than that then they need to pay it from savings. !!

How many struggling families have that in savings ?

You can’t claim attendance allowance for being old and feeling the cold. You have to have a disability over and above what would be considered age related. And to clarify you mean £32k in savings, not income ?

MereDintofPandiculation · 22/09/2024 19:25

Demonising the unions is silly. They are just working people. This.

EasternStandard · 22/09/2024 19:27

MereDintofPandiculation · 22/09/2024 19:25

Demonising the unions is silly. They are just working people. This.

It's not about the people it's what can be afforded against demands.

And how that can happen if growth does not

Thatmakesperfectsense · 22/09/2024 19:28

My dad earns £13,000 per year pension and pension credit and is on his own, so has an increase of the single person discount being removed and also the winter fuel allowance being removed.
I feel like they are partisan and because more older people voted Tory on the whole that is why they are being punished.
They gave money to those who have voted for them, the public sector Unions etc and are uninterested or hostile to anybody else.

Paul2023 · 22/09/2024 19:38

Theres different takes on this.

Yes there are pensioners I know of who are in their 80s. They haven’t worked for 30 years, retired in their 50s. They live in expensive properties in the south east, have decent pensions, widow pensions etc. They won’t miss the winter fuel payment, probably won’t even realise it’s not being paid. They also have money in savings.

BUT

Theres also people ( mainly widows) who live in overinflated priced houses, which they brought in the 1970s. Yes they live in houses which are worth a few quid ( 3 bedroom semi’s) but they don’t have much money. They don’t have good work pensions or money in savings.
They scrape by on a pension, they already struggle to heat their large houses.

Im sure some people will say , they should just downsize and they don’t need a 3 bedroom semi, well maybe they don’t want to move because it’s too much of an upheaval, or it’s a family home that is going to be passed down to their relatives.

Everyone’s in a different situation, but just because they own a nice house, it doesn’t mean they’re well off.

armadillio · 22/09/2024 19:48

Paul2023 · 22/09/2024 19:38

Theres different takes on this.

Yes there are pensioners I know of who are in their 80s. They haven’t worked for 30 years, retired in their 50s. They live in expensive properties in the south east, have decent pensions, widow pensions etc. They won’t miss the winter fuel payment, probably won’t even realise it’s not being paid. They also have money in savings.

BUT

Theres also people ( mainly widows) who live in overinflated priced houses, which they brought in the 1970s. Yes they live in houses which are worth a few quid ( 3 bedroom semi’s) but they don’t have much money. They don’t have good work pensions or money in savings.
They scrape by on a pension, they already struggle to heat their large houses.

Im sure some people will say , they should just downsize and they don’t need a 3 bedroom semi, well maybe they don’t want to move because it’s too much of an upheaval, or it’s a family home that is going to be passed down to their relatives.

Everyone’s in a different situation, but just because they own a nice house, it doesn’t mean they’re well off.

or it’s a family home that is going to be passed down to their relatives.

I understand the sentiment but it’s really not the tax payer’s job to help pensioners pass on homes to relatives.

Toiletbrushdisaster · 22/09/2024 19:50

YogaForDummies · 09/09/2024 12:55

Not really, the benefit should absolutely not be handed out to everyone without any means testing whatsoever. How is that even fair on people who might also benefit from the payment but can't because they're not old? Is it fine to freeze just because you're young? If you're young you're more likely to br working so they're effectively making the workforce ill by not making help fairer.

I agree noone in a civilised country should freeze. But believe me ,you feel the cold more as you get older. I have been ill this week and really want to put the heating on but I darent. I'm just above limit for PC . And it's not even winter yet! Spent day in bed mostly just to keep warm. I never felt the cold when i was younger . But I accept the loss of WFA and will manage without. I don't think KS and AR accepting freebies was a smart move or a good look despite AR saying she had not broken any rules . I understand they are not going to accept anymore. They obviously aren't in need so I don't understand why anyone would think this practice has ever been appropriate ( irrelevant I know ,but that one outfit donated to AR must have been from someone who doesn't like her much!)

MereDintofPandiculation · 22/09/2024 19:51

EasternStandard · 22/09/2024 19:27

It's not about the people it's what can be afforded against demands.

And how that can happen if growth does not

That's true. But that's not what some of the posts have been saying. For example, referring to "his union friends". Unions are representing working people.

EasternStandard · 22/09/2024 21:01

MereDintofPandiculation · 22/09/2024 19:51

That's true. But that's not what some of the posts have been saying. For example, referring to "his union friends". Unions are representing working people.

There is some basis to this though even if the language isn't resonating

A gov will have a policy approach to unions and this Labour gov is more tied to them. I saw the BMA said they expected above inflation pay rises from now on, so Labour need be pretty sure they can do this, especially since they have changed a law too

Listening to some people speak on this Blair didn't really do the union thing to the same extent and did better than Labour in the 70s

Crowsandbadgers · 22/09/2024 21:08

I am nowhere near retirement age and this policy means I will never vote Labour in any future election.

Taking away winter fuel allowance from a single pensioner on 1200 a month is disgusting.

Means test and set it at a respectable level but to set it at pension credit level is terrible.

Rosscameasdoody · 22/09/2024 21:14

Crowsandbadgers · 22/09/2024 21:08

I am nowhere near retirement age and this policy means I will never vote Labour in any future election.

Taking away winter fuel allowance from a single pensioner on 1200 a month is disgusting.

Means test and set it at a respectable level but to set it at pension credit level is terrible.

It’s not £1200 a month either. If you’re not claiming a disability benefit like attendance allowance, the threshold for pension credit is £218 a week - less than £900 a month. The WFP needed to be means tested out of the hands of wealthy pensioners. Setting the threshold at pension credit doesn’t do that - it punishes those who are just a few pounds over the limit, so that they lose out of hundreds of pounds of support. It’s lazy policy making and it doesn’t bode well for what’s coming in October.

Rosscameasdoody · 22/09/2024 21:17

armadillio · 22/09/2024 19:48

or it’s a family home that is going to be passed down to their relatives.

I understand the sentiment but it’s really not the tax payer’s job to help pensioners pass on homes to relatives.

Very often that home won’t be passed down to relatives. It’l be sold to pay for care.

Paul2023 · 22/09/2024 21:58

My point is, many older people are in big houses but don’t have much money.
So the winter fuel cuts will effect lots of people, particularly widows on a state pension.