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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Has the Government shot itself in the foot?

153 replies

Fernie6491 · 09/09/2024 09:31

Just wondering about the idea of the government stopping winter fuel payments for us oldies.

i admit we are comfortably enough off, to not actually need it, but they say those claiming pension credit etc., will still be paid the fuel allowance.

The goverment spokespeople say not all pensioners who could claim pension credit are doing so. If this prompts those pensioners to claim their due, the government will be paying out a whole lot more than they currently do, plus the allowance .

They seem to have shot themselves in the foot, trying to save money, but actually will end up paying out even more to those who previously never claimed benfits. Is this correct, or am I going mad?

OP posts:
Sunshineonararainydayyy · 09/09/2024 15:39

Newterm · 09/09/2024 15:35

Yes agree. By giving this rise to the train drivers it’s opening the flood gates for the other unions. If Starmer thinks the train drivers will be happy with this he will have a shock when they want another increase in a year or two. I forsee inflation and as a result rising interest rates by the end of the Labour term.

What have people got against train drivers?! They provide an essential public service. I assume you want there to be a train at a convenient time for you to get you safely from a-b? Not forgetting that an occupational hazard is bearing witness to people throwing themselves to death in front of you on occasion.

Spiderwmn · 09/09/2024 15:40

There’s no surplus of train drivers -it can’t be that good a job

GinToBegin · 09/09/2024 15:41

@Sunshineonararainydayyy I agree that personality politics are not what anybody needs, but surely the message would be better delivered as things being (very) tough, but with the government striving to get the country through this and in a better place. No false promises, of course, and certainly no ‘we’re all in this together crap’, but some sincere, realistic positivity.

I certainly don’t disagree with what you say, but I think there’s a balance to be struck, and I’m not sure Starmer or Reeves have got it right just yet.

That said, and fwiw, they’ve still got my support.

Lucy25 · 10/09/2024 08:00

taxguru · 09/09/2024 12:09

They should have imposed a threshold of say £60k, aligned with child benefit claw back, so it wouldn't have affected the vast majority of pensioners with average incomes, and only affected the richest pensioners with incomes over £60k. People talk about cost of admin, but they weren't worried about that when they brought in the child benefit tax, were they?

I'd go further and say no "benefits" at all for those pensioners over £60k, i.e. no bus passes, no free prescriptions, etc. They really don't need the extra benefits.

Though I'd probably go even further and remove state pension itself from those with income over £100k.

There would be an uproar, it would cause massive resentment.There are and people here commenting, know pensioners who clearly don’t need (that’s why it should be means tested) the winter fuel allowance, yet are very angry, l hasten to add not all feel this way.

Tel12 · 10/09/2024 08:07

It's an extraordinary political decision. Why didn't they put it in their manifesto? Their own research claimed that possibility 4000 pensioners a year could die as a result of the abolition. They could have looked at other options, making it taxable, letting people opt out, give notice of withdrawal, making sure the 800,000 who are entitled to pension credit and don't claim actually get it. To put pensioners at the top of their hit list is well, inexplicable.

EasternStandard · 10/09/2024 08:16

Braachiastorehouses · 09/09/2024 15:27

The ageism on here just gets worse. You just wait, the way things are going when you’re old there won’t be any fuel allowance, free NHS or pension for you. Be very careful what you wish for.

Yep

EasternStandard · 10/09/2024 08:22

Beekeepingmum · 09/09/2024 14:23

Just reframe it. Pensioners are being asked to have a few less bottles of wine to help junior pay for the junior doctors a sensible wage for the work they do. The elderly are biggest users of the NHS.

Not sure what the train drivers have to do with it as they will get paid from ticket price increases.

What a ridiculous post. Read the pp and look up the reality for many pensioners on basic state pension

mumda · 10/09/2024 09:07

They're having a vote.
Some MPs are going to avoid being there so it's not on their record that they voted for it against.

Ariela · 10/09/2024 09:40

allmycats · 09/09/2024 12:04

The trouble with means testing is that it often costs more in administration that it saves. Council tax banding may work to some extent but the administration costs would be high

Why can't it work like child benefit - for low incomes only?

Shakeoffyourchains · 10/09/2024 09:41

Braachiastorehouses · 09/09/2024 15:27

The ageism on here just gets worse. You just wait, the way things are going when you’re old there won’t be any fuel allowance, free NHS or pension for you. Be very careful what you wish for.

Sorry but do you genuinely think younger generations don't know all this?? We're acutely aware that none of the benefits older generations enjoy will be available to us unless there are drastic changes to our society and economy.

Take the state pension as an example. It is very well known that it is entirely unsustainable, and if those of under 40 are to receive what current pensioners get we would have to work until we are 74 to make it viable.

What are the chances of current pensioners accepting the removal of things like the triple lock to help ensure younger generations don't have to work well into their 70s?

Zero would be my guess, so enough of the faux outrage and claims of ageism. We're not angry at you because of your age, we're angry at you because you created this mess, continue to be one of the biggest barriers to change and have no issue with screwing younger people over.

EasternStandard · 10/09/2024 09:54

Shakeoffyourchains · 10/09/2024 09:41

Sorry but do you genuinely think younger generations don't know all this?? We're acutely aware that none of the benefits older generations enjoy will be available to us unless there are drastic changes to our society and economy.

Take the state pension as an example. It is very well known that it is entirely unsustainable, and if those of under 40 are to receive what current pensioners get we would have to work until we are 74 to make it viable.

What are the chances of current pensioners accepting the removal of things like the triple lock to help ensure younger generations don't have to work well into their 70s?

Zero would be my guess, so enough of the faux outrage and claims of ageism. We're not angry at you because of your age, we're angry at you because you created this mess, continue to be one of the biggest barriers to change and have no issue with screwing younger people over.

It isn't due to the pensioners that you are angry at,the state pension is low already. There will be elderly people suffering with various conditions unable to get through winter without struggle or worse due to this.

That segment has not created any mess for you, they have worked all the years necessary to not receive pension credit likely not in high paid jobs. Why be angry at them?

It's mostly due to demographics and the ageing population. That's causing strain on the system. It looks very difficult although maybe technology will help if politicians can grab some tax benefits etc from it

Braachiastorehouses · 10/09/2024 10:10

This reply has been deleted

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taxguru · 10/09/2024 10:12

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Who did you vote for during all those years?

AutumnDragon · 10/09/2024 11:04

Newterm · 09/09/2024 11:13

I had an interesting discussion about this at the weekend. My friend is a benefits advisor. His thoughts were that it was done early because it’s easy to take cash away at this stage from pensioners. Ok a small proportion will claim pension credit going forward who didn’t before. A proportion would never vote Labour anyway, so they don’t matter. Some will be dead by the next election, and a lot will have forgotten/have dementia so they don’t count either. And some will think it was a good idea.

But they probably have children and Grandchildren who will be available to vote in the next GE.

ABirdsEyeView · 10/09/2024 11:41

The biggest problem imo is that successive governments have failed to invest in training our own people, instead relying on immigration to plug gaps in public services. This failure to train new dentists and doctors etc was a massive failure in Brexit preparations and means the existing public sector workers have the government over a barrel. They have to increase wages now and that money will have to come from somewhere. Plenty of pensioners about - they're economically inactive but cost money...

I'm not actually opposed to means tested WFA. My mother's friends spend theirs on wine for their cellars - these are not people who need extra support. But receipt should be set at a higher income level.

the80sweregreat · 10/09/2024 12:04

They might increase the threshold for this in the budget , but I've no idea ( at least it may stop some of the criticism?)
I've told a friend of mine her mum should apply for pension credits , but it falls on deaf ears. A lot of people don't want to claim for many reasons , sometimes it's just pride or not sure how to or all manner of things. Without help some just can't do it or know where to start really.

KnottyKnitting · 10/09/2024 12:36

I know quite a few pensioners ( MiL, DF and their friends) who are all fairly well off and have aLl said at one point or another that they don't really need it.

I don't think there is any question that they should not be getting it. I was listening to the radio yesterday and they were saying how much of a deluge there has been for people applyIng for pension credit. The form is pages and pages long and someone who applied for it in July still hasn't been processed. Another lady had £7.50 a week too much to apply for it and therefore not going to get her winter fuel payment either.

There is no doubt that people need to prove they are eligible but processing these pension credit claims needs to be much quicker and it needs to be a sliding scale so those on the cusp of not being able to get the credit don't massively lose out.

the80sweregreat · 10/09/2024 12:48

Many civil service jobs have disappeared over the years or people not being replaced, so any kind of claim for PC won't be quick. It's still worth trying though, but I'm sure many are out off by the rigmarole in order to see if your entitled or not.

shockeditellyou · 10/09/2024 12:51

OminousBirdAWing · 09/09/2024 12:37

I think the timing was optimal tbh. Announce you are taking away £200-300 a couple of weeks before the triple lock gives back £400.

The chances are the triple lock may not result in the large increase again (or it might!) and so you likely have one shot to partner the two news items together, which is this year.

That said, the Deadly Mail headlines have been making me chuckle: for years (decades) they have been screaming for govs to cut benefits and are now screaming 'Hang on, we didn't mean THOSE benefits' Grin

This entirely. The Daily Mail lot don't like it being pointed out that pensioners are the biggest benefits claimants out there....

EasternStandard · 10/09/2024 13:47

shockeditellyou · 10/09/2024 12:51

This entirely. The Daily Mail lot don't like it being pointed out that pensioners are the biggest benefits claimants out there....

Well yeh. Pensions are quite common in many countries so people can stop work.

Lucy25 · 10/09/2024 20:53

shockeditellyou · 10/09/2024 12:51

This entirely. The Daily Mail lot don't like it being pointed out that pensioners are the biggest benefits claimants out there....

Oh my goodness all the DM do is antagonise
Pitting the young against the older generation
It’s so contentious, l’m going to leave it there.

Paul2023 · 22/09/2024 16:31

Tel12 · 10/09/2024 08:07

It's an extraordinary political decision. Why didn't they put it in their manifesto? Their own research claimed that possibility 4000 pensioners a year could die as a result of the abolition. They could have looked at other options, making it taxable, letting people opt out, give notice of withdrawal, making sure the 800,000 who are entitled to pension credit and don't claim actually get it. To put pensioners at the top of their hit list is well, inexplicable.

Why would they have put it on their manifesto and harm their chances of winning?I reckon this was always on their to do list.

Wasn’t Starmer talking about an old lady called Elsie, who ride buses to get out of the cold ?

Im shocked Labour have done this to save relatively little money..

Paul2023 · 22/09/2024 16:37

I have to admit at first I kind of agreed with it . But then a close family member made me see it from different angles.

They said that when you’re old , you’d like to think the government would look after you as best they could.
Old people can’t do overtime, get more income or get a better paid job. Many have to live on a state pension.

Many pensioners live alone. Not all but many are widowed. They only live on their pension.

Also , this could be the start of getting rid of it altogether. Yes it’s being means tested to a degree but give it two years and I wouldn’t be surprised if it’s gone for everyone.

Finally , one day if we’re lucky we’ll also be old. Wouldn’t we want our government to look after us? If they start snipping away at pensioners now, god only knows what will happen in 10, 20 or even 30 years time.

This is the start of a slippery slope. I’m not liking where this is headed.

DadJoke · 22/09/2024 17:47

Your 65th birthday (Daily Mail Day) is the day that you turn from a benefit scrounging parasite into an impoverished pensioner worthy of state help.

I think a 65–year-old asylum seeker would blow their minds.

Notreat · 22/09/2024 17:59

They Government want the money to be directed to those who need it. They want people who are eligible to claim it, they are encouraging them to claim and may have already done this anyway. That money will be in DWP budget already but it is underspending on that part of the budget.

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