Long time lurker here, but first post.
Something about this question made me want to reply.
Personally my first baby died a few days after birth and I had this incredible biological urge to be a mother. I went on to have 2 more children, but the thought of one of them dying was sometimes on my mind. I felt incredibly fortunate to be able to have my children; but I suppose by having another child a part of me thought I'd still have 2 (living) if anything happened to one of them?!.
I also wanted a family that I didn't have growing up.
I love my children dearly, however I was somewhat naiive about how challenging 3 children could be. Especially as a perimenopausal working mother who has recently been diagnosed with ADHD. One of my children almost certainly also has ADHD (awaiting assessment - another story) and another with possible dyslexia/ dyscalculia.
Yes financially it's a bit more difficult but finances aren't the biggest issue we have as a family, the neuro divergence in our household is!