If you own a ranger rover

[Yesfrepp]

Is it on finance? Just wondering how many people actually buy then outright? They are my dream car and although I could finance a monthly payment I could never buy one outright! How much do you have to earn for that?! I’m on 89k for context

Pedestrian safety on a RR is better than some VWs. Not worse than lots of cars. So much rubbish in this thread. Just guessing without looking at NCAP data.

Of course they are a great SUV driving experience. Not a Porsche Macan which is the best but these are big luxury cars. They aren't sports cars. Get a Macan if you want speed and ability on the road. Nowhere near as much space though.

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OP I really hope you haven't been put off getting your dream car just because of this thread. I'm not going to delve into why some people are so venomous about Range Rovers because I suspect very few of them have ever even driven one. So I will just say that I have owned several luxury cars and my RR is far and away the best I've ever driven. I've only had very positive experiences with mine and don't have any regrets at all. At the very least you should test drive one just to experience the difference.

So, if you can comfortably afford to buy one and run it, then you should at least give it a try. If owning one inexplicably transforms you into a twat overnight then yes that is a concern but you can always sell it and buy a fugly but morally superior people carrier thing.

Have you ever considered that people may just not judge you for the car you drive?! Seems like a very alien concept to the majority on this thread who have got themselves into a right tizz about they apparent type of people who drive a RR.

To paraphrase "some people like to drive range rovers, get over it".

I don't care in the slightest what sort of car my mates drive. Because it literally has no effect on my life. If they are knobs I do care. But I don't correlate the two entirely separate pieces of information.

I have a friend who has an Evoque which she owns outright. She bought it at 5 years old, has paid it off over another 4 or so years. When she bought it from the dealer she managed to get a full-spec warranty that covers everything bar e.g. tyres or a cam-belt change. It goes about £1000 a year and her car has never needed less than £1000 of work.

It has expensive tyres, expensive insurance and eats quite a lot of fuel.

BUT if you do want one, this would be a way of having one and capping the costs so you know how much you're spending, so it might be the way to go.

Aww... is someone feeling inadequate?

Er, it's hardly difficult for tax systems to distinguish between heavy goods vehicles and huge cars bought by private individuals.

Yes, they are taxed. The numbers on the roads suggest they are not being taxed anywhere near heavily enough.

The use of "they're all financed/leased" as a put down of the owners doesn't really work all that well when you get to cars at £50k+.

We have bought other cars at Range Rover money and paid cash before but, dependent on the finance rates, it's very often better to take finance - usually via non-dealer means - and leave the money invested elsewhere.

If you have, say, £250k in your S&S isa making 10% pa, and always max out the contributions each year, taking out £100k to buy a car isn't a great idea at all. You borrow instead.

Even if you had to pay a bit more than 10% (and in fact you'd get it quite a bit lower anyway) it's worth it to not lose the tax-free status of gains on the £100k, because you can never get back to that point again.

I wouldn't even take cash out of a GIA now to pay for a car, as long as funding is available at ~8%

As a cyclist I do care what people drive

@Allfur you're perfectly entitled to care what they drive on the basis that if there was a crash you're more likely to be injured than otherwise. But you're not entitled to make sweeping generalisations about people based on nothing other than reverse snobbism and assumptions based on your own misheld prejudice, which is what the majority of this thread is.

What is your dream car?

Well yes, exactly. I realise that the sweeping put downs about how all RRs are only financed anyway are a bit silly. Our thinking is very similar to you in that money can often be invested elsewhere in ways that make far more money.

If the cars that other people use affect us then yes, we do care.

• High vehicles are more dangerous for vulnerable road users.
• Heavy vehicles cause more wear on the road.
• Polluting vehicles are fucking up the entire planet.
• Wide vehicles are more difficult to pass on country lanes - less of an issue with a battered P-reg Range Rover (probably painted maroon because they all seem to be), but it's certainly an issue with a spotless white 24-reg one where the driver doesn't know how wide their vehicle is and is terrified of the hedges scratching the paint.

I'm still wondering what I'm supposed to be jealous about.

They're basically the new Jaaag drivers. But without the class.

This sounds like the sort of argument that an NRA member would make about semi-automatic rifles.

To all the people hating on RR. I bet if someone said they’d buy one for you, you would take it.
I'd sooner have the £50k in cash.

This is one of the most bitchy comments I’ve ever read on mn 😂 I don’t know how you can get this worked up over a car and an internet forum

Strip it and take it green laning

Better off getting the battered P-reg maroon one for that, that way you've still got £48k to spend on something else (it would pay down a substantial chunk of my mortgage for one thing).

Like this: https://i.ytimg.com/vi/jWIXBClS3Os/maxresdefault.jpg

A lot of RR drivers have long since paid of their mortgage. I'm sure there are those who go out on a crazy limb to buy one and cripple them self with finance payments and stuff, but you get idiots driving all sorts of cars. But there are those who drive a Range Rover because they just really like them and the cost of them isn't a consideration because you can comfortably afford one.

What I can't get my head around are parents taking out high finance on cute, brand new cars for their seventeen year olds. Like DDs friend who woke up to a new baby blue Mini on her 17th birthday when her parents were already financially struggling. This really is madness to me. Our DCs learned to drive in a nine year old VW that we bought for cash.

We're not being offered a free landy unfortunately

If I was offered the choice of free range or free 90s Panda 4x4 I'd choose the panda

I would think that actually makes quite a bit of difference in normal sized parking spaces.

@Soigneur

SUVs are inferior in every way to a nice sporty estate

You mean a STATION WAGON?

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Oh god, yes! I bloody love those Pandas!