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Share your dilemmas and get honest opinions from other Mumsnetters.

Accidental crime...

676 replies

ChinChinDarlings · 27/03/2024 21:30

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

OP posts:
Thread gallery
5
BoredZelda · 30/03/2024 19:40

ChinChinDarlings · 28/03/2024 08:38

Is this going to be a 'CANCEL THE CHEQUE' scenario?

And, there it is.

ChinChinDarlings · 30/03/2024 21:21

I'm absolutely agin cocaine. It's a bad drug for bad people.

OP posts:
ChinChinDarlings · 30/03/2024 21:32

Ramalangadingdong · 28/03/2024 16:02

Yes, come back! We love you really (although we have a very strange (bitchy-MN) way of showing it.

I'm happy to do questions.

Ask away!

It's all sorted now.

OP posts:
ChinChinDarlings · 30/03/2024 21:34

LondonPapa · 29/03/2024 10:03

Quiet and also the bank opens at 8am. If this is legit, I think it’s HSBC Premier which isn’t that uncommon. Poor OP, unable to keep a straight story and is getting rumbled.

I do not bank with HSBC.

Lock that fact down.

OP posts:
LondonPapa · 30/03/2024 22:15

ChinChinDarlings · 30/03/2024 21:34

I do not bank with HSBC.

Lock that fact down.

I’m so sorry to have offended you. After all, HSBC is the world’s commoner bank. Can’t have you banking there!

Zone2NorthLondon · 30/03/2024 22:19

ChinChinDarlings · 30/03/2024 21:34

I do not bank with HSBC.

Lock that fact down.

You have to wait on the call centre opening? How gauche . You must bank with Metro or similar
I have private banking with 24/7 dedicated team support and a named account wealth manager.

ChinChinDarlings · 30/03/2024 23:08

Zone2NorthLondon · 30/03/2024 22:19

You have to wait on the call centre opening? How gauche . You must bank with Metro or similar
I have private banking with 24/7 dedicated team support and a named account wealth manager.

It's quite bonkers that we might bank with different providers.

Yes?

OP posts:
SheepAndSword · 30/03/2024 23:15

Cocaine? I'm here wearing my easter bunny ears with my blue bank cards. I think we may move in different circles.

ChinChinDarlings · 30/03/2024 23:26

SheepAndSword · 30/03/2024 23:15

Cocaine? I'm here wearing my easter bunny ears with my blue bank cards. I think we may move in different circles.

No cocaine here friend.

Nada.

OP posts:
Zone2NorthLondon · 30/03/2024 23:31

ChinChinDarlings · 30/03/2024 23:08

It's quite bonkers that we might bank with different providers.

Yes?

Financially Different ,yes very much so.
You need to wait on the callcentre. I have a dedicated 24/7 team I do not wait
if your provision were premium or exclusive you’d not be kept waiting.

PyongyangKipperbang · 30/03/2024 23:48

Zone2NorthLondon · 30/03/2024 23:31

Financially Different ,yes very much so.
You need to wait on the callcentre. I have a dedicated 24/7 team I do not wait
if your provision were premium or exclusive you’d not be kept waiting.

Indeed. Coutts is 24 hours.

IWasAimingForTheSky · 30/03/2024 23:50

Stealth boast and incendiary. Op, kindly, what are you hoping to achieve here? You have no intention of doing anything anyone advises and are winding posters up.

Mothership4two · 31/03/2024 00:04

IWasAimingForTheSky · 30/03/2024 23:50

Stealth boast and incendiary. Op, kindly, what are you hoping to achieve here? You have no intention of doing anything anyone advises and are winding posters up.

Well OP 'says' she has sorted it. But I agree with you and your what are you hoping to achieve here?/you... are winding posters up comments as this is highly likely to be made up bollocks - it was a ridiculous scenario with plot holes. OP is continuing the farce for some reason and deflecting by being snippy with posters.

Zone2NorthLondon · 31/03/2024 00:08

Mothership4two · 31/03/2024 00:04

Well OP 'says' she has sorted it. But I agree with you and your what are you hoping to achieve here?/you... are winding posters up comments as this is highly likely to be made up bollocks - it was a ridiculous scenario with plot holes. OP is continuing the farce for some reason and deflecting by being snippy with posters.

In fairness it’s a funny obviously made up story. No one is labouring under belief this actually happened. Funny & harmless

Mothership4two · 31/03/2024 00:15

I think it's quite lame, but a couple of the put downs have been amusing. I don't really get the point of it - it's not clever or amusing, just a bit daft, and a waste of time surely?

Some posters appear to be accepting it at face value.

Zone2NorthLondon · 31/03/2024 00:20

In fairness,op put the hours in she’s shown a commitment to her post
I love the notion that these exclusive distinctive bankcards just sit about openly on restaurant tables,to be collected by a random stranger. ⬅️what a meet cute that is.

ChinChinDarlings · 31/03/2024 00:29

I love the fact you all think it's bollockry.

It's not that jazzy really.

OP posts:
abbey44 · 31/03/2024 00:31

Zone2NorthLondon · 30/03/2024 23:31

Financially Different ,yes very much so.
You need to wait on the callcentre. I have a dedicated 24/7 team I do not wait
if your provision were premium or exclusive you’d not be kept waiting.

So is Drummonds.

Mothership4two · 31/03/2024 00:31

It's not that jazzy really.

No it's not. It was just implausible

IWasAimingForTheSky · 31/03/2024 00:33

I don't think it's bollockry.

I just think you're a bit sad really.

ChinChinDarlings · 31/03/2024 00:37

Mothership4two · 31/03/2024 00:04

Well OP 'says' she has sorted it. But I agree with you and your what are you hoping to achieve here?/you... are winding posters up comments as this is highly likely to be made up bollocks - it was a ridiculous scenario with plot holes. OP is continuing the farce for some reason and deflecting by being snippy with posters.

This comment is clear nonsense.

'Plotholes'

'Achieve'

'Bollox'

'Scenario'

You're the one that's making up a 'Scenario'.

I just told you something that had happened.

To me.

It was quite interesting.

An interesting thing happened.

End.

OP posts:
ChinChinDarlings · 31/03/2024 00:39

Mothership4two · 31/03/2024 00:31

It's not that jazzy really.

No it's not. It was just implausible

Implausible things happen all the time...

OP posts:
ChinChinDarlings · 31/03/2024 00:43

Zone2NorthLondon · 31/03/2024 00:08

In fairness it’s a funny obviously made up story. No one is labouring under belief this actually happened. Funny & harmless

It did happen.

OP posts:
Zone2NorthLondon · 31/03/2024 00:45

I liked it. Badly written & implausible for sure,but funny too and you put in the hours
The central premise of exclusive cards just sitting about on a table to be mistakenly purloined by another rich customer . well, that was ropy in the extreme but you needed a meet-cute so hey ho, Needs must and all that

Mothership4two · 31/03/2024 00:46

It's got more plot holes than Swiss cheese.

If I could be bothered I would list them all. It wasn't one implausible thing it was several in your 'scenario' right from the off.

But whatever floats your boat