Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

I’m intrigued by this ‘Premium Banking Product’. Has it been mentioned what it is yet? Amex centuriun by any chance? 🤔

It seems if you google OP's MN name off MN most people are thinking it was a bit of a joke (I think so too), half term obvs come early.

Who knows if she really is as unpleasant as she is here IRL or whether this was just a Hyacinth Bouquet type put on character?

@TheNinjaWife I believe OP has a premiere bank account which is a little different to Centurion but who knows.

OP, come back we have questions!!

Yeh, but tbf she did say £200-ish. When you’re wealthy that is loose change I guess.

yeah - I got bored going through them all

Yes, come back! We love you really (although we have a very strange (bitchy-MN) way of showing it.

I was intrigued that the card is black. When a card is black you know it’s important.

And suck-arsy.

Not necessarily for the right reason. (Changes the storyline midway through!)

@ChinChinDarlings
why the contradiction when you said bank details not on the card and then you had them on the card …

oh ffs.

Yah rally 😂

I was in a bad mood last night anyway and not up to tales of identifiable cards, gold plated or whatever.

OP stated they had bank details so it was a debit card. This rules out the Cent. My money is on HSBC Premier or Barclays Premier for entry level which I suspect OP has due to how they’ve written about this, or it’s a fantasy. Especially as neither are uncommon. Unless we’re actually talking Coutts, Weatherbys etc.?

She initially said the bank details weren't on it, so mangled her story a little!

Quiet and also the bank opens at 8am. If this is legit, I think it’s HSBC Premier which isn’t that uncommon. Poor OP, unable to keep a straight story and is getting rumbled.

😂😂So true!

Rally? A car rally? Is it being televised - which channel?

FFS! some people are easily annoyed 😂❤️

Nah. Just not a miserable cow like you pair 🥰

& you’ve called someone else suck-arsey 😂😂

@WOMANDOWNN I’m extremely offended by the term ‘miserable cow’.

OP was back on SAB yesterday.

I know! I realised after I wrote the suck-arsey post!!! I was hoping no-one would notice!!!😂

Errr. What the OP actually said was

She used the card unknowingly, realised the mistake when she got home, recognised the bank as her own account holder & decided that she would wait to sort it out as it was "too much hassle" & that "you cant make instant transfers" + shes "not overly concerned about it as it was a accident she cant be blamed for" & that "the actual owner should have known/cancelled the card if they were worried about losing it" & presumably based on the piss poor history of dealing with theft & bank fraud - "the police won't be interested anyway" regardless of wether she comes clean....

Honestly. cheeky fucker would have been equally acceptable to say about the OP

Anybody who's ever lost something knows the first port of call is to wait for it to turn up even if theyre searching their house/car/clothes every few minutes & the stress & bullshittery that goes into cancelling a card regardless of whether it's for work/banking/ID is a pain in the arse only compounded by finding it days or weeks later
So wouldnt be Anybody's first thought unless they've been robbed before.

All she had to do was call >HER OWN BANK< Tell them what had happen to another one of their customers & offer to fix it up now or tomorrow & the matter would have been sorted in minutes!