Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

What!

That's exactly what I did!

It's almost like you RTFT.

Pretty sure OP is more Nando's than private members club...

Tough crowd...

I’m sorry, do you not identify as one?

It sure is.

Op isn't untested in paying the money back. It's too much hard work for the poor soul.

I paid the money back on Thursday morning...

Good for you. Shame we had to see this tedious thread play out for so long.
We get it, you're rich.

Well you can’t have paid it back into his bank as having his details would be against GDPR etc. So you paid it back to your bank on Thursday morning. At least get the facts right.

You’re still a lazy idiot to post on MN for most of early hours of Thursday morning rather than phone your bank’s 24 hour fraud line but then as this isn’t real you wouldn’t have done that.

Not that rich. If she’s rich she’d live down south.

🤣🤣

Yes.

Lazy idiot.

That can't read a thread.

Why wouldn't he be aware that his card has been missing for days? It is strange he hasn't blocked it tbh but he is going to notice, I dont know why you wouldn't get ahead of this and contact the the bank?! You just organise paying the money to his account, problem solved but if he reports the card stolen first you are going to look like a liar and a thief

How wonderful to have so much money that you think £200 is just a drop in the ocean and to assume that it will be for the card owner as well, so much so that he won’t even have noticed what’s happened! I’m actually surprised he hasn’t noticed and reported it by now, you are lucky!

Seriously you are being very blase about a ‘mistake’ that is going to look more and more like a crime the longer you leave it to report…..

I meant you were a lazy idiot for not ringing your bank's fraud line before 8am. Which I stick by, you were and are lazy, especially if you were up at 2am which you were. If you were fast asleep then of course leave it until you wake up to ring the bank's fraud line but don't try to pull the wool over other posters' eyes by playing the 'poor little me, I can't phone my oh so exclusive bank's fraud line until 8am' when we know you can. I'm sure the bank's fraud department has kept a note of when you rang them too, just for their records, in case this happens again. How do they know you won't grab another person's bank card 'by mistake' in future and spend £200 blithely on it?

You've certainly been active on this thread when it's 2am and at other times and on SAB on one thread too.

Well this was last week now anyway so...

It kept me amused and occupied on my commute into work anyway.

I’m afraid the frivolous side of me is muchly enjoying this thread 🤣 it’s a taste of how the other half lives, isn’t it? Premium bank accounts, long lunches, £200 spending sprees. I’ll have a Prada handbag if you haven’t decided what to do yet…😂

Write an Email to the Police.
Then go in to the Bank and Explain.
Phone the police.
Own up. If the authorities contact YOU before YOU contact Them then you are TOAST. They have ways of tracing people. They will deffo find you.

You’ve got the blokes bank details so could transfer what you’ve spent today and then phone the bank first thing to advice?

Cancel the cheque 👩‍⚖️

🤣

She paid the money back last Thursday!

@ChinChinDarlings what table, what are you on about?

Log it with 111

What an excellent idea. The NHS helpline will be pleased to assist, I'm sure. 😕

🤣🤣🤣