Accidental crime...

[ChinChinDarlings]

NC, because I have become an inadvertent criminal.

This sounds unlikely but it true and I would like some advice and insight.

I was out today with a friend, lunch, galleries, bit of shopping. Tapping away merrily with my card.

My husband met me at the station to pick me up and I said I needed to go to the supermarket to get something and he asked what I'd been paying with all day because he had my card in his pocket.

We'd been away at the weekend and he'd been using my card because that was the card we had on us, I have a premium banking product and my card is very distinctive. I'd checked that I had my card in my holder before I went out today because I knew We'd both been using it at the weekend. Saw it was in my holder and have been tapping away all day.

The card I had in my holder and have been merrily using all day, is not my card. It belongs to a man I've never heard of. The only solution I can see is that I picked his identical card up that he left on a table and I assumed it was my card.

I have been spending a stranger's money all day. Shall I just phone the bank? Won't I look like a criminal?

TL;DR. I have accidentally spent some blokes money all day. I don't know what to do!

LOL @PlumpAndDeliciousFatcat. Is there a first-aid kit on the thread? ChinChin got burned,

Ffs! Some people are so very easily entertained.

I used to log fraud claims for a credit card company. millions of customers so could've seen this scenario happening, accidentally using someone else's card. I wouldn't have known what to do with the OP calling to say hey, weird story, this happened, can I pay please, but we would've all been impressed at her being a decent person and just fixing the mistake like she did

I don’t think we need to be giving the OP any medals here. I’d hope that most people would fix this sort of mistake as soon as they realise it. The OP has been really reluctant to resolve this - if it’s even real. My money is on it being a made-up story by a bored and sad little person sat somewhere with nothing better to do.

I have 24 hour service on premium banking. If you called up the bank, presuming it is the same bank as you indicate, you'd get through. even if it were 3am.

OP is mysteriously quiet so I assume her bag has been well and truly emptied after last night and this morning, and she fast asleep somewhere.

Glad that has all worked out well and I like that you chose the ref "Sorry"

All's Well that Ends Well as they used to say

Wow, what an attention-seeking Drama Lllama you are. Well you got your wish.

@ChinChinDarlings I have a dedicated team for my accounts, 24/7 access. Named account managers
you must be a lower class customer dahling forced to call a call centre
How gauche.

Christ, too many comments, anyone got any idea on what the "It's a premium banking card" is?

I think you’ve had such a rough time here because so many of us know or can imagine how gut wrenching it is to suddenly lose the last of the money we have had to take care of our bills. To see someone be so blasé with another persons money is a bit of a kick in the teeth when the vast majority are struggling to put food on the table. Had you posted this on a forum full of the wealthy you’d probably have got a much different response. But as it is you’ve posted it on a forum full of people struggling with the COL crisis and completely missed the mark with understanding how the majority of people feel about money and finances. Perhaps an education in humbleness would serve you better than your finances.

@Rhoticity I’m going with one of the free upgrades at a high street bank as she mentioned product. Dime a dozen really.

@Zone2NorthLondon snorts

Show some initiative.There’s this thing, you enter the details you want to search. Inter…goog…oh you get the idea

Premium banking, if you need to ask what it is, you’re ineligible

It's a bank account for people who think paying for banking services makes them more important than other people.

I actually thought the thread was clearly fake,but humorous
it did elicit some very indignant responses from posters
i mean op said Feds, and waiting until bank call centre opens…come the fuck on…wakey wakey
finally premium banking

Are you write to manisha on Instagram? If not you write incredibly similar!

I have a bank account I pay for, therefore its a premium account

Its not rare though

thanks for your help /s

@Zone2NorthLondon I see they do actually charge, my bad, that on top of the outsourced concierge travel service.

Who pays attention I suppose.

What premo bank card doesn't come with 24 hour customer service?

yeah - I pay for a Lloyds account, but it gives me breakdown, travel insurance etc

Thank you I haven’t realised that she contacted bank , I thought she just transferred money, I was curious about bank response.

OP is getting flack because she originally asked for "some advice and insight". And finished up with "I don't know what to do".

Posters who responded to this initial request - and were actually quite reasonable and good natured in their replies - quickly realised that actually, she didn't want any insight - and knew exactly what she was going to do. The vibe of which transpired to be:
"what am I like and I am lols (and vair rich) and you lot are all like so basic, hundy p."

So yes, a v classic wind 'em up and keep refreshing through the night for the rofls .

@ChinChinDarlings must have good stimulants to have been posting all night. it actually was quite funny.

@Rhoticity some people get excited about concierge services, which you don’t actually need a bank account for but they are standard with some.

Tl;dr: 'premium banking product' = colossal twattery