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Share your dilemmas and get honest opinions from other Mumsnetters.

What would you do with a euromillions mega win?

224 replies

SoMuchOfEverything · 07/12/2023 15:06

£201m jackpot on the Euromillions tomorrow. If you won, what is the first thing you're buying?

OP posts:
DoraSpenlow · 07/12/2023 18:27

£1m each to siblings and their husbands/wives. £1m each to nephews/nieces. £1m per couple to long standing friends.

I like where we live and don't need a bigger house but I would get an interior designer to redecorate right through.

Then a holiday to decide what to do with the rest and which local charities to donate to.

Ah, we can but dream!

Pallisers · 07/12/2023 18:29

Buy a house in west cork
Give my best friend enough to pay off her debts
Give my BIL enough to pay off their mortgage and for their retirement
Save some in trusts for the kids and for retirement
Give the rest to charity

BrimfulOfMash · 07/12/2023 18:38

The first thing I would do would be to put my heating on, and keep it on during the day, while I planned how to spend the rest.

SunsetsAndSandwiches · 07/12/2023 18:45

Two weeks in the Maldives for me and DH while we work out our plan!

I wouldn't want everyone to know how much we'd won so we'd probably downplay for a while then we can let people assume we "only" won a couple of million.

Buy a nicer house, give up work and spend money on private fertility treatment.

We'd treat our extended family and friends to some extent, our parents and siblings would all get a decent sum each.

Set up a charitable foundation and ensure we invest enough of it in ethical funds to give us enough to live a very comfortable life.

I would love to win the lottery but also think I'd be terrified of such a large sum of money!

Ariela · 07/12/2023 18:48

@SoMuchOfEverything I set a 5 figure budget, and gave 3 large lumps sums to charity - specific ones close to me. I picked a few people I knew online who were struggling and sent it by asking online FB moderators of groups we were in to get me bank payment details and then paid in cash at a bank so other than location they still, to this day, have NO idea. This was sums of up to £2-300. But there was 1 quite close friend who due to a series of misfortunes had a struggle, she likely would have guessed from the local bank so I actually paid hers into a bank in Cambridge (over 100 miles away) when passing nearby, I knew her bank details from transferring ££ for tickets before then. She still has no clue, and often says it saved her from ruin - it was the equivalent of car failing MOT and needing parts to pass and she had NO money due to changing jobs but needed the car to get to work, no work would = no pay and being a new job and paid monthly in arrears she had to wait 6 weeks for money. She often mentions it and I have to agree and say how wonderful, wish someone could do the same for me if I'm ever in that situation. (But inside it is nice to get that glow of having helped out, had I offered cash she's the sort to say no.)
I've also paid for people's shopping in Sainsburys, bought stock for a foodbank, and other little things like that too. Sadly it's all gone now so can't give as much.

Chickenwing2 · 07/12/2023 18:51

I have bought 7 tickets!

I will give away a bunch to friends and family.

I will open a dog rescue centre.

Then I will buy:

A bigger house, somewhere next to the sea with a massive garden for Ddog
A holiday home in Florida
Another holiday home in Spain
A Range Rover
DH can have whatever fancy car he wants
A luxury holiday to a sandals resort, flying first class of course
I would then hire a cleaner and a chef as I hate cleaning and cooking Grin

Can't wait to start this exciting new life on Friday!

MagentaRocks · 07/12/2023 18:58

Pay off the mortgage first, get that out of the way.

Then resign and spend time finding land to buy and getting a house designed, with the land being big enough to have another house/bungalow in the grounds for my parents.

I would then work out how much to give to my family and friends.

There would still be plenty left to put a decent amount in the bank and live off the income and spend the rest on giving to charity. I would donate to domestic abuse charities, charities that support the end of FGM. I would also like to do the RAOK and anonymously help people. Take a load of cash out the bank and put decent amounts in envelopes to carry around and slip them into peoples bags or something (obviously with a note so they don’t freak), but do it for people that seem in need, like the person putting back stuff in the supermarket as they can’t afford it etc.

Just popping into my lottery account to buy a ticket or 2.

SandyWaves · 07/12/2023 19:04

19lottie82 · 07/12/2023 18:04

pay off all my friends mortgages or buy them flats if they rent.

book a first class round the world plane ticket.

See i would never do that...how many friends do you have from 10 years ago?

I would wait 10 or 15 years before giving anything..

You would regret it

Roselilly36 · 07/12/2023 19:06

Buy a house for our lovely friends that have been issued a section 21, so they would have security for the rest of their lives. Then lots of holidays, help charities close to my heart.

GratitudeGoddess · 07/12/2023 19:37

I would not tell anyone.

I would do anonymous RAOK for the rest of my life.

I would buy a modest three bedroom apartment overlooking the sea.

I would try and keep my children's and my life as simple as possible but leave them large inheritances. We would have lovely holidays three times a year.

I would anonymously give 75% to charities particularly focusing on children who are or have been in care. I would then give anonymously to family, friends and people who helped me out when I was really low and depressed as a newly single Mother.

I may also anonymously donate to everyone on this thread as it would be amazing to know your own experiences.

TreesWelliesKnees · 07/12/2023 19:41

EmpressSoleil · 07/12/2023 17:51

I don’t think I would tell anyone, I’d rather my DS doesn’t find out

Why on earth not? Unless he's some kind of addict or criminal? I can't imagine not telling and sharing with my adult DC our good fortune. And it would be ours as there's no way I'd be hiding it from them or giving them teeny tiny percentages of it. Life is short. If you have the means to make it fun and not full of drudgery why wouldn't you?

I would also worry about my DC finding out when still very young. They could lose all motivation for work and learning, manipulate you for more, blow it on luxuries and then come begging, get into cocaine, tell everyone so that your secret is out and everyone comes begging... I can think of so many pitfalls. I have a lovely DS but his ADHD combined with pots of cash would be a disaster for him and for our relationship.

CyberCritical · 07/12/2023 19:44

Me, DH and DD would be heading straight to the airport with our passports. We'd get tickets to somewhere hot and relaxing I'm thinking Mauritius or the like. I'd want one of those swim up villas where they cook you special meals and you so very little.

We'd stay there till we had a plan for what to do next.

I'd probably just send work an email saying sorry and bye but I'm done, effective immediately and feel free to sue me for the notice pay.

TragicMuse · 07/12/2023 19:45

Put the heating on.

Pay off the mortgage. Have all the works done on my house.

Put money in trust for all the kids in the family.

Buy properties for those that need it.

Have a holiday place somewhere we all love, probably southern Italy.

Pay off all the mortgages of family and any close friends that needed it.

Donate to small charities that I want to support - enough that if invested will give them working revenue for the work they and makes them not at risk or dependant on donations as much.

I'd donate to support a writer I love who is currently ill and needs an income.

LadyGaGasPokerFace · 07/12/2023 19:48

£201 million? I’d disappear off into the sunset 👋🏼

HollowEgg · 07/12/2023 19:52

New house and private school.

SocksAndTheCity · 07/12/2023 19:55

BrimfulOfMash · 07/12/2023 18:38

The first thing I would do would be to put my heating on, and keep it on during the day, while I planned how to spend the rest.

+1. I'd also do a big Ocado shop.

Then I'd buy the flat I like just up the road from here, and save the rest to live on for ever so I can stop working and do more volunteering 😊

mamahg · 07/12/2023 20:02

-buy a house in a nice area with a garden
-buy a holiday home
-pay off husbands debts and give him some money. Pay off my student loans.
-Buy my parents a house and give them money to not worry about retirement.
-give money to my siblings and my kids (or buy homes for them).
-invest in properties.
-give to charity.
-travel

and with whatever is left, just spend it wisely.

AnnaMagnani · 07/12/2023 20:04

I used to work for a charity who were horrible to me.

First up I'd be making a mega donation to the rival charity down the road to build the Anna Magnani wing.

Petty? I don't think so 😂

anicecuppateaa · 07/12/2023 20:07

I think through this every time I buy a ticket!

New (big) car that can fit 3 car seats in the back.
Resign immediately.
Pull dc out of the nursery they hate and put them back into part time pre school.
£5m to Evelina Childrens’ Hospital.
3 week trip to US/ Atlantis in the Bahamas, taking parents, dsis and BIL if they want to come.
£5m to my old nanny to pay off her mortgage and spend/ donate the rest as she wishes.
Bigger house or extension so we can actually fit our 5 person family around the kitchen table.
New windows and underfloor heating. Heating ON.
Carefully consider other monetary gifts to family friends (would give away lots, just need to think who to give to!).

mumda · 07/12/2023 20:12

Put the heating up and open Rightmove.

I would arrange viewings on the houses I like (A couple picked out already)
Order a new car.

Order some pizza.

And the day after?

PaperBlinds · 07/12/2023 20:16

After sorting mortgage, siblings, parents, helping out a couple of friends and significant donations to charity, wouldn't any one buy some art? Nothing mega or showy, just a tiny Van Gogh or a small Constable, a print or several by artists I love? Or some beautiful ceramics.

Sheepskinthrow · 07/12/2023 20:18

PaperBlinds · 07/12/2023 20:16

After sorting mortgage, siblings, parents, helping out a couple of friends and significant donations to charity, wouldn't any one buy some art? Nothing mega or showy, just a tiny Van Gogh or a small Constable, a print or several by artists I love? Or some beautiful ceramics.

Oh definitely! I would buy a small Munnings. And support some young artists.

And I might buy myself a rather discreet but fabulous pair of antique earrings too.

Digimoor · 07/12/2023 20:18

VW Polo
Double glazed windows

SingingSands · 07/12/2023 20:20

I'd quit my job, and I'd give my boss a lump sum so she can quit and do what she loves too. Why not? It wouldn't even make a dent in £210m!

I'd see my family financially sorted, in either gifts of money or property. Same for the in-laws.

I'd take a very long holiday to begin with, to process the win and shed 22 years of corporate stress.

I'd fund cancer research projects. I'd donate to charities. I'd love to gift a big donation to my kids school, so they could fix the building problems, invest in IT that is fit for modern use, pay for more teachers and 1:1 support, build a sports complex and a swimming pool.

I'd start a charity of opening youth centres up and down the country, really good ones that kids wanted to go, with amazing support workers and activities. To create futures for young people would be amazing.

Yants · 07/12/2023 20:21

gotomomo · 07/12/2023 15:20

If the kids are lucky I'd pay off student loans, and give them £100k each as house deposits but I believe you should work.

I'd disagree about the kids "needing to work"

Yes they obviously need to do something constructive with their lives but if I had pretty much unlimited means I'd happily set my kids up financially so they could pursue a worthwhile passion for the rest of their life rather than having to work a job they may not enjoy.

Either set them up in business or possibly a charity if their passion doesn't have a commercial element to it.

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