What would you do with a euromillions mega win?

[SoMuchOfEverything]

£201m jackpot on the Euromillions tomorrow. If you won, what is the first thing you're buying?

I’d get a cleaner, never been able to justify one but with that kind of win I would.

I'd pay off mortgage.
Get a new front door.
Pay for a gardener and increase our cleaner
Go on a holiday to USA next year with the children
Take my friends to Eurovision every year
Do a masters in sports psychology

Quit my job.
Pay my mortgage off and then rent house to a nice family in need at a reduced rate.
Buy some land with spectacular views and have a detached house built to my exact specifications far enough away from other people that I don’t have to hear them.
Discuss what my parents want to do in their old age and what their care needs/expectations are and make it happen.
Pay my brother and SIL’s mortgage off.
Pay for step niece and nephew university fees and accommodation.
Give monetary gifts to the few friends and family that have been there for me.
Travel in the exact way I want to that will cater for my autism and specific needs.
Pay for support and services to make my life easier.
Invest in my local community to make other peoples lives easier.
Become a perpetual student learning random stuff that I’m interested in.

Half or three quarters of it to a charitable trust (maybe a HA?) to house women and girls escaping violence and abuse. And to provide interest free loans to women needing to find a rental deposit to escape abusive relationships.

1m to a local arts charity providing opportunities for young people who have less access.

Sums to family members to buy first flat / pay off mortgage/ support during pension years, ditto for the friend who has supported me through thick and thin.

Fulfill some travel dreams

Upgrade house, nicer house, better area. Nothing bonkers.

I'd pay off the mortgages for my DCs and give them lump sums of money each.
I'd give a chunk to charities close to my heart.
I'd organise a big family holiday and fly everyone first class..
I love my house and the area we're in so I wouldn't buy another house but maybe redecorate what we have .

I am going to build affordable housing.

Go on a luxury holiday to mull over what to do with it all

Remaining school fees for dc 2&3 paid off.

move house - not into anything big or flash, but have needed to move for years and haven’t been able to.

get into serious talks about setting up post college/day services for young adults with learning disabilities - there is nothing suitable for dd1 on the horizon, and that terrifies me.

employ a housekeeper/PA as I can’t keep on top of 3 dc with disabilities and get everyone where they need to be at the same time, so having someone to help with that would be amazing.

This!!!
I'd also check into a hotel for the night. My house is currently 9 degrees & my new boiler is broken so no heat OR hot water. I'm disabled, kids are disabled & installers say 'Manufacturing fault so sort it with them'. Same thing this time last year took 2 weeks to resolve, so a lottery win = immediate Hotel stay !! Happy with a Premier Inn, just want to be warm.
I'd give most of it away / start Foundations (to keep disabled & homeless people warm & fed amongst other things). Goes out to buy ticket ...

Yes! Yes! Yes! Thai food, champagne and keeping it under my hat all feature in my plan too!

I'd hand my notice in pronto! Although would work a notice period as my manager is lovely, we're a small team and I wouldn't want to leave her in the lurch.

Take a long holiday to Japan, where I would look for a property to buy in Tokyo. As I'd be spending a lot of time there going forward. I'd also have a place in London and one in Switzerland (I have dual nationality). We're a small family so could pay off family mortgages no problem. I would travel a lot also.

DC are adults so would discuss with them what they want. I wouldn't enforce work on them. No need with that much money. As long as they were doing something productive. E.g. DD loves studying and would do it for pleasure.

I'd also pay privately to sort out all my health niggles.

I would make some form of charitable donation but that would take time and research.

I think when you live an "ordinary" life, its hard to comprehend what you'd spend it on outside of things like a holiday or house etc. But realistically there's plenty out there to waste it on! If for example you liked a 50k watch and had 200mill, why wouldn't you buy it?

Create a budget and investment strategy so I don't end up like the majority who blow all their money, then spend according to what would be a very large budget figure!

I don't do the lottery.

But if I did. I would pay off any debts. Put some into savings for my kids so they could buy a house when they where older.

Buy a house outright as we rent.

Make a lump some to charity and then a regular donation.

Invest

I'd. It that £60mil apartment in Hyde Park someone posted yesterday 😂

Use the money to help support banning Greyhound racing in as many places as possible.

I also wouldn’t tell anyone.

I think I'd probably end up giving most of it away to various charities & good causes. Not all of it though, I'm not crazy!

On my list:
A Landrover - a proper original one. I don't know why I like them but I do.
A camper van for DD - she's always fancied having one of those.
Retirement for me & DH.
A nice house.
I'd like to go on holiday more, but have a time-consuming (and inordinately outing) hobby which needs daily attention so I'd be able to pay someone to look after all the %£*!&$% while we were away.
Maybe visit my cousin, who lives the other side of the world.

Pay off our mortgage and mine and DHs siblings mortgage. Make sure both sets of parents are comfortable for the rest of their lives and are able to do what they want. Arrange a trust for DC and our nieces/nephews.

Work out what's left over. Buy the house we really want. Invest properly. Give up working for the sake of money. Do something we really want to do. Enjoy life. Travelling when we want. Living quietly and comfortably with time to do the important things.

With that sort of money I'd start a charitable trust giving out grants to women and girls in my field of work as it's very male dominated. I'd set each of my 3 kids up with a healthy trust fund, I'd book us a fabulous holiday and I'd buy each of them a flat/house and car. I'd go house shopping and I'd make sure my mum had a home near me and care if she needs it when that time comes.

And I'd hand in my notice but I'd do what I do for a living, for free!

Pay off my mortgage.
Gift 1mil to each sister, at least
Put some in trust for my kids, niece, nephews and step nephews
Set some aside for ageing parents health bills and adaptive living adjustments or care etc
Donation to some local charities that I already support and volunteer with.
A holiday with family, a holiday without family 😂
Invest some

A trip to Australia, flying in First Class

Buy a swish flat in Central London

Pay off my mortgage

Donate £10k each to 5 of my favourite charities

Establish scholarship programmes at my old high school and uni in the U.S.

Wisely invest the rest, including setting up trust fund for DS

Book a caribean holiday for me, DH and DS this Christmas taking my Mum and step dad if they want to come.

Spend some time thinking about what to do without rushing into anything or telling people before we have some plans.

Plan how we could travel and see more of the world.

Start looking at houses by the sea but not rush into it.

Fortunately no one in our family or friends are struggling financially so wouldn't necessarily rush to help them out. Obviously would give them some but as they aren't struggling I could take the time to think about how much and how etc to give it to them.

At some point I would definitely donate a million or so to my son's primary school. The Head is fab and I know she would do some amazing things with it.

Simply buy a house because it's impossible

I like this answer.

Pay off my mortgage. DH and I have 3 siblings and 1 parent still with mortgages so they’d be paid off too.
The I’d set up a fund for nieces/nephews, not so they’d never have to work, but maybe something that paid out a regular monthly amount to help them through their lives.

Id quit my job. DH would probably want to go freelance. We’d probably tell people we’d won £10m, to explain the mortgages and the funds for the kids etc but I’d want people to think we’d spent the majority. We’d plan some nice holidays, take all the niblings to Disney in a few years.

And with the bulk of the money I’d want to become an ethical landlord, buying and maintaining houses to a standard I’d want to live in, with fair rents and stable contracts so people could feel comfortable and safe to live their lives and raise their families.