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Share your dilemmas and get honest opinions from other Mumsnetters.

What are all pensioners getting another £300 this winter??

1000 replies

F0RBIDDENFRUIT · 25/08/2023 13:12

They are amongst the richest people in the country, yes there are poor pensioners but a lot of them are way richer than anyone else.

£300 more for energy, none of the old people I know need this, they all have more money than their children.

Just because they vote, that is the only reason they can be doing this.

OP posts:
Thread gallery
17
Judashascomeintosomemoney · 25/08/2023 19:58

MereDintofPandiculation · 25/08/2023 19:40

The state pension is not tax free. It’s added to the rest of your income to determine how much tax you pay.

Suppose you have £8000 state pension and £12000 occupational pension. Total £20,000. You pay tax on (£20,000 - £12570) = £7430.

If the state pension were tax free, you wouldn’t pay any tax because your occupational pension is less than the tax allowance.

The confusion is because the tax is all taken from the occupational pension, meaning it looks as if you’re paying a higher rate of tax than you should.

OMG 🤦‍♀️ I know! The state pension is tax free at the point of receipt (tax is NOT deducted before you receive it) BUT it is included in your taxable income, I know all of this….what I’m trying to get to is …..is the Winter Fuel Payment treated the same way? Or is that particular GBP300 (or whatever amount it is) left out of your taxable income?

BIossomtoes · 25/08/2023 20:00

I’m not asking for a pass - the term you introduced. I’m asking you to engage instead of lecturing, hectoring and insulting. But I’m wasting my time, aren’t I? You have zero interest in any perspective other than yours.

BIossomtoes · 25/08/2023 20:01

Judashascomeintosomemoney · 25/08/2023 19:58

OMG 🤦‍♀️ I know! The state pension is tax free at the point of receipt (tax is NOT deducted before you receive it) BUT it is included in your taxable income, I know all of this….what I’m trying to get to is …..is the Winter Fuel Payment treated the same way? Or is that particular GBP300 (or whatever amount it is) left out of your taxable income?

For the third time - it’s tax free. It’s not included in taxable income.

TheThinkingGoblin · 25/08/2023 20:04

BIossomtoes · 25/08/2023 20:00

I’m not asking for a pass - the term you introduced. I’m asking you to engage instead of lecturing, hectoring and insulting. But I’m wasting my time, aren’t I? You have zero interest in any perspective other than yours.

Lets put it this way:

There can be no "discussion" if people don't see the facts in the same way.

What you have in this thread is a mass of people arguing mostly based on incorrect information.

And no, nobody has to be ok with arguing with people who have alternative facts in their head.

I have seen this in the US, and I know from prior experience that you are very unlikely to convince them.

If we can agree to the facts, then discussion is possible, and more than agreeable to me.

That about covers it.

Judashascomeintosomemoney · 25/08/2023 20:07

TheThinkingGoblin · 25/08/2023 19:47

Once again,

I dont really care how you justify this to yourself internally.

The nice thing about numbers and data is that you don't have to deal with your type of emotional arguments.

The numbers are very, very clear to me.

And pretty much all experts in my profession (actuarial) agree.

So again, go park those emotional arguments someplace else as they have no place in public policy discussions.

Your posting style is sounding increasingly emotional tbh.

They voted the Tories in and they kept asking for more to keep them in power. They are effectively responsible for it

So people vote for the party who they deem will protect their own interests? Shocker. So does everyone. If you love numbers and Data then you might as well blame the 53% of 18-24 year olds who didn’t turn out during the 2019 GE to vote, in their own interests, for someone other than the Tories, rather than the 74% of over 65s who did turn out to vote in (what they perceived to be) their own interests.

Flopsythebunny · 25/08/2023 20:08

Anxioys · 25/08/2023 19:03

@Judashascomeintosomemoney - no. But when 67 percent of people over the age of 67 voted Conservative at the last election, you can give over with Tory division. It's something wanted by older people by a huge margin.

How do you know that 67% voted tory? I though your vote was anonymous?

TheThinkingGoblin · 25/08/2023 20:09

Judashascomeintosomemoney · 25/08/2023 20:07

Your posting style is sounding increasingly emotional tbh.

They voted the Tories in and they kept asking for more to keep them in power. They are effectively responsible for it

So people vote for the party who they deem will protect their own interests? Shocker. So does everyone. If you love numbers and Data then you might as well blame the 53% of 18-24 year olds who didn’t turn out during the 2019 GE to vote, in their own interests, for someone other than the Tories, rather than the 74% of over 65s who did turn out to vote in (what they perceived to be) their own interests.

I stick to the facts.

We have a word for what you just did. Its called deflection.

Stick to the matter at hand or don't comment.

Is that so hard?

TheThinkingGoblin · 25/08/2023 20:10

Flopsythebunny · 25/08/2023 20:08

How do you know that 67% voted tory? I though your vote was anonymous?

Exit polls.

BrightLightTonight · 25/08/2023 20:10

Loving all the pensioner bashing threads. Lets put a bit of perspective around “All Their Benefits”

The majority of pensioners started work between the ages of 14 and 16, worked until they were 65. That means they worked for around 49 to 51 years.

The current generation, stay at full tine education until they are 18, have a “Gap year”, go to uni for 3 to 4 years and start working at aged 22 to 25. They are expecting to get a state pension before they are 70, meaning they will be active tax payers for 48 years - maximum.

This is also the generation that are begrudging a £300 additional payment. Get real

IClaudine · 25/08/2023 20:11

TheThinkingGoblin · 25/08/2023 19:47

Once again,

I dont really care how you justify this to yourself internally.

The nice thing about numbers and data is that you don't have to deal with your type of emotional arguments.

The numbers are very, very clear to me.

And pretty much all experts in my profession (actuarial) agree.

So again, go park those emotional arguments someplace else as they have no place in public policy discussions.

Blimey. Did you do a PhD in Patronising?

Stop pretending to know better about everything (are you a public policy expert now too?) than everyone else on this thread. You are just another poster like the rest of us, buggering about arguing the toss on Mumsnet of a Friday evening.

BIossomtoes · 25/08/2023 20:11

Flopsythebunny · 25/08/2023 20:08

How do you know that 67% voted tory? I though your vote was anonymous?

That was the analysis of the voting demographic from YouGov.

YouGov has conducted the largest survey yet on last week’s general election, interviewing over 40,000 British adults to discover patterns across demographics: age, gender, class, education and previous votes.

Flopsythebunny · 25/08/2023 20:12

BIossomtoes · 25/08/2023 20:01

For the third time - it’s tax free. It’s not included in taxable income.

State pension is a taxable income but tax is not deducted from it. Tax is deducted from other income once your total income including state pension go over around 12.5k

MidnightOnceMore · 25/08/2023 20:12

Flopsythebunny · 25/08/2023 20:08

How do you know that 67% voted tory? I though your vote was anonymous?

Opinion polling and exit polling.

Judashascomeintosomemoney · 25/08/2023 20:14

TheThinkingGoblin · 25/08/2023 20:09

I stick to the facts.

We have a word for what you just did. Its called deflection.

Stick to the matter at hand or don't comment.

Is that so hard?

Stick to the facts or don’t comment. Lol. You edgelord.

Flopsythebunny · 25/08/2023 20:15

BIossomtoes · 25/08/2023 20:11

That was the analysis of the voting demographic from YouGov.

YouGov has conducted the largest survey yet on last week’s general election, interviewing over 40,000 British adults to discover patterns across demographics: age, gender, class, education and previous votes.

Hahaha so after talking to just 40k people they came up with 67% of pensioners voted tory?
As the saying goes, there are lies, damn lies then there are statistics

TheThinkingGoblin · 25/08/2023 20:15

BrightLightTonight · 25/08/2023 20:10

Loving all the pensioner bashing threads. Lets put a bit of perspective around “All Their Benefits”

The majority of pensioners started work between the ages of 14 and 16, worked until they were 65. That means they worked for around 49 to 51 years.

The current generation, stay at full tine education until they are 18, have a “Gap year”, go to uni for 3 to 4 years and start working at aged 22 to 25. They are expecting to get a state pension before they are 70, meaning they will be active tax payers for 48 years - maximum.

This is also the generation that are begrudging a £300 additional payment. Get real

Classic.

Literally everything you wrote is factually incorrect.

Basic statistics seems to be beyond the ability of many pensioners apparently.

They take an n=1 example and project it to the entire population cohort.

Its happened at least a dozen times in this thread.

What is the point of arguing with this kind of alternative facts?

All cycles back to that. They never seem to learn anything.

TheThinkingGoblin · 25/08/2023 20:16

Flopsythebunny · 25/08/2023 20:15

Hahaha so after talking to just 40k people they came up with 67% of pensioners voted tory?
As the saying goes, there are lies, damn lies then there are statistics

The lack of education in this post is amazing

It really is.

BrightLightTonight · 25/08/2023 20:20

TheThinkingGoblin · 25/08/2023 20:15

Classic.

Literally everything you wrote is factually incorrect.

Basic statistics seems to be beyond the ability of many pensioners apparently.

They take an n=1 example and project it to the entire population cohort.

Its happened at least a dozen times in this thread.

What is the point of arguing with this kind of alternative facts?

All cycles back to that. They never seem to learn anything.

No its not. Just because you say it is doesn’t make it so.

For someone who “works in the city” you gave an awful lot of time on your hands to critics others comments without making any valid points

BIossomtoes · 25/08/2023 20:21

Flopsythebunny · 25/08/2023 20:15

Hahaha so after talking to just 40k people they came up with 67% of pensioners voted tory?
As the saying goes, there are lies, damn lies then there are statistics

40,000 is a massive sample for a survey of this kind.

BellaBellla · 25/08/2023 20:23

The thing about actuaries is, they're not as clever as they think they are.

TheThinkingGoblin · 25/08/2023 20:23

BrightLightTonight · 25/08/2023 20:20

No its not. Just because you say it is doesn’t make it so.

For someone who “works in the city” you gave an awful lot of time on your hands to critics others comments without making any valid points

The nice thing about working crazy hours for half year corporate work is that we ocassionally get some time off en lieu (TOIL) for some extra days off.

I mostly read a bit and exercise. Occasionally post on here when a topic falls within my area of expertise.

Thats about it on my end. August tends to be a quiet month due to lots of people taking annual leave.

MidnightOnceMore · 25/08/2023 20:24

Flopsythebunny · 25/08/2023 20:15

Hahaha so after talking to just 40k people they came up with 67% of pensioners voted tory?
As the saying goes, there are lies, damn lies then there are statistics

There's lots of info about how these studies work, the yougov website will explain.

They're representative. The results of opinion polls are often very similar to real results.

You're incorrect to dismiss it out of hand.

Auntiedear · 25/08/2023 20:26

IClaudine · 25/08/2023 20:11

Blimey. Did you do a PhD in Patronising?

Stop pretending to know better about everything (are you a public policy expert now too?) than everyone else on this thread. You are just another poster like the rest of us, buggering about arguing the toss on Mumsnet of a Friday evening.

Edited

I think the difference is that @TheThinkingGoblin has provided evidence for her arguments and that they are not based on personal anecdotes.

BrightLightTonight · 25/08/2023 20:26

TheThinkingGoblin · 25/08/2023 20:23

The nice thing about working crazy hours for half year corporate work is that we ocassionally get some time off en lieu (TOIL) for some extra days off.

I mostly read a bit and exercise. Occasionally post on here when a topic falls within my area of expertise.

Thats about it on my end. August tends to be a quiet month due to lots of people taking annual leave.

I have worked in “the city” for the last 30 years - you are so full of bull.

Enjoy your life 😂

ConsuelaHammock · 25/08/2023 20:27

TheThinkingGoblin · 25/08/2023 13:19

OP,

You are 100% correct.

The payment should be means tested. As should all pensioner benefits.

The time for universal benefits for pensioners has ended. The UK is too broke for this to be financially viable.

I’d prefer to take it off those who don’t work but could work. Pensioners can’t earn more money and need more heating as they get older and less mobile.

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