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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

All old people should sell up family homes for families.

712 replies

benigogo · 27/07/2023 13:13

Not really an AIBU, more a hypothetical question really. This view comes up a lot on MN, and I'm interested in the detail of what people actually imagine when they say it. What type of property should they be giving up? What type of property should they be moving to? How old is old? What about younger people who under occupy a property? For example 2 friend couples, have recently downsized. Both from a 4 bed detached, one to a 4 bed semi, and the other to a 3 bed semi. Their homes were bought, one by a young professional couple, and the other by a couple in their seventies, themselves downsizing. If you hold this view what do you visualise?

OP posts:
WannaBeRecluse · 30/07/2023 00:35

If I get to the point that I'm an elderly widow living on my own, I'll be happy with a one bedroom. Who wants to maintain larger properties if old and infirm? I'll move out and downsize when I'm good and ready. I've built a life in this neighbourhood, maintained the home, made it my own. It's my home, not just a house.

PurpleButterflyWings · 30/07/2023 00:37

changeyerheadworzel · 30/07/2023 00:28

Moreover, maybe no-one WANTS a one bed anyway. Many people, after many many decades will have tons of stuff.. Memories, collectibles, family heirlooms, collections of things they had when they had a hobby, photos, old stuff from their childhood, stuff their parents owned, stuff from their childrens childhoods, holiday memorabilia, valuable (and sentimental value) ornaments etc etc.. Along with DVDs, CDs, Vinyl, video games, books, and all their furniture and white goods... Where are they meant to put it all? On the skip? So they can make way for 'another family?' Dump 50 to 80 years of memories or more on the skip?

Nora should have bought her own house then or privately rented like you want the larger families to do.

You have literally just taken what I said .... 'why don't the young families get private let like they expect the older people to do?' and turned it around! 😆

You have no argument. You're literally repeating what I am saying! 😂

Go to bed. You need sleep.

changeyerheadworzel · 30/07/2023 00:37

PurpleButterflyWings · 30/07/2023 00:31

@changeyerheadworzel

WTAF are you banging on about?

Time for your bed I think. You're over tired. Wink

And yeah you absolutely ARE one of the 3 categories I mentioned. You wouldn't be so salty and wound up about all this if you weren't. Wink

Now night night, don't let the bedbugs bite. Go and dream about fictional NORA and her lovely big 4 bed council house, and all the lovely OLD people 'rattling' around in their massive over sized homes with LOADs of bedrooms.. Ooooooh those evil individuals. Mwah ha ha ha ha ha. 😆

Ha ha ha Nora was once a "young family who chose to have kids with no secure housing in place". She gets a council house when all her kids are young but when her kids are gone and she has a big gaff to herself that she doesn't need except for "holiday memorabilia, "ornaments" and "CD's" and yet you villify a family who are in the same situation as Nora only it's 50 years later?

How hypocritical. Sleep well on that particular cactus. Night!

changeyerheadworzel · 30/07/2023 00:46

PurpleButterflyWings · 30/07/2023 00:37

You have literally just taken what I said .... 'why don't the young families get private let like they expect the older people to do?' and turned it around! 😆

You have no argument. You're literally repeating what I am saying! 😂

Go to bed. You need sleep.

Are you on crack? If Nora wanted to KEEP her big house she should have BOUGHT one or RENTED one...JUST like how you suggested the younger people do...except she didn't because she had a young family and could not afford it, much like the young families nowadays. Nora owns nothing, least of all a huge gaff owned by the council.

User16496743 · 30/07/2023 05:39

I don't know who Nora is but if she wanted to have a larger house just for her in her older years, she should have bought one.

RosesAndHellebores · 30/07/2023 06:21

One thing I vehemently disagreed with the thatcher government over was their policy on the sale of council houses. It was a retrograde step.

Seymour5 · 30/07/2023 06:44

RosesAndHellebores · 30/07/2023 06:21

One thing I vehemently disagreed with the thatcher government over was their policy on the sale of council houses. It was a retrograde step.

I was a housing worker in 1997 when Labour returned to government, and expected it to be greatly reduced if not withdrawn. Scotland and Wales have withdrawn the Right to Buy, but its still available in England. Perhaps Sir Kier will have the bottle when he takes over next year.

@PurpleButterflyWings certainly in our area, if Nora wished to downsize from a large council house, she’d get priority to move into appropriate older people’s housing. I recently visited a new complex for independent living built by our local authority. It’s mainly two bedroom balconied flats, totally accessible for anyone with mobility issues. Lovely, well kept gardens, a cafe, and 24/7 security. If I was on my own, I’d love one. But as a homeowner, its unlikely I’d qualify. Perhaps someone should tell Nora about her options? No more garden to maintain, a walk in shower, her heating costs reduced, and company if she wants it.

RosesAndHellebores · 30/07/2023 07:26

@Seymour5 I'm approaching my mid 60s. Living in a "retirement village" would be my 7th circle of hell, on a par with an AI holiday in a tourist resort.

My knowledge of retirement housing locally is that it hasn't really worked. When the elderly die, the properties don't sell, the charges are set against the value of the flat and the estate dissolves away.

Perhaps the answer is for local authorities to buy them up for their tenant s who need a smaller place/a little more oversight. Something for Kier to think about.

Seymour5 · 30/07/2023 07:42

@RosesAndHellebores we all want different things at different stages of life too. I wouldn’t buy a McCarthy and Stone type of retirement property, however I’d happily sell up and rent securely, at a reasonable cost. More of the right kind of housing for older people could free up larger homes, hopefully before they fall into disrepair.

RosesAndHellebores · 30/07/2023 07:53

The problem with the McCarthy and stone type gaffs are the clauses that prevent them being rented if the elderly go into care. DH looked at them for MIL and once the elderly person was in care or died, they turn into money pits which are hard to get rid of.

Many are empty and there's a significant argument that they could be used to temporarily house people on waiting lists, fleeing abuse, etc., but the elderly who have purchased there would be rightly upset and feel betrayed.

It was a good idea but it hasn't worked.

What we actually need is an expansion of the old "almshouses" type arrangements. Once Local Authorities get involved however it all becomes a race to the bottom.

Xenia · 30/07/2023 08:43

ginger mentioned people being emotionally attached to their home. I feel like that. I think lost of people do. The people who came to visit last weekend and I let them look around this house one lived in 25 years ago still had an emotional attachment to it.
Wehn we cleared our parents' house of 50 years where we siblings grew up it was very emotional - as where you spend your childhood is important. In my current house where I hope to die one of my children was born upstairs and still lives here.

For a lot of people an "Englishman's home is his castle" still holds true.

Social / council housing on the other hand is certainly a very difficult topic. In North Korea the long standing older female newsreader fairly recently was allocated (you never own them) a luxury flat in the capital by the state for her services to newsreading. I think our current UK system is better.

KimberleyClark · 30/07/2023 12:03

ginger mentioned people being emotionally attached to their home. I feel like that. I think lost of people do. The people who came to visit last weekend and I let them look around this house one lived in 25 years ago still had an emotional attachment to it.
Wehn we cleared our parents' house of 50 years where we siblings grew up it was very emotional - as where you spend your childhood is important. In my current house where I hope to die one of my children was born upstairs and still lives here.

I still feel a huge emotional attachment to my childhood home even though it was sold nearly 10 years ago when Mum had to go into a home. I still very occasionally go to have a look at it. I feel a great emotional attachment to my current home too, the first DH and I bought together.

PurelyOrnamental · 30/07/2023 14:53

PurpleButterflyWings · 29/07/2023 20:42

I find people who spout this shitty mantra... 'people should give up their social housing as soon as they start earning over a certain amount lalala,' are jealous. Jealous of the low rent, and the secure tenancy people have, and how they have all the repairs and maintenance done...., While they are struggling to make ends meet, struggling to pay ever rising mortgage rates, and have to pay for repairs and maintenance and all the structural flaws with their house etc..

OR they are desperate for social housing themselves, and are bitter and angry they can't get it... Hilariously - these people who are demanding others move out of THEIR HOME so they can have it ... (the home that they have always paid rent for, and made their family home and sanctuary for 40-50 years or more,) will never EVER EVER move out themselves.

And what is the point of someone moving out, if, for example, their family income suddenly bumps over £40K??? They have to go private let, or try and get a deposit together for a deposit for a house. Then a year or two down the line, their income drops again, so they are on £30K or less family income.

What then? Are they going to be given a shiny new tenancy on another social housing home? Are they FUCK! They will very likely never get another social housing home!

You would have to have rocks in your head to give up a social housing home willingly, just because others are jealous and bitter that they don't have one!

And in my experience, the people who are allocated social housing, (ergo people on fairly low income, or state benefits, or pensions,) are very VERY unlikely to EVER be on a very high income, in a high flying career, and in a position to pay high private let rents, or BUY a property.

Leave them alone FFS. The young - and the old - AND the ones in the middle.

YOU not being able to get a social housing property, or struggling with your mortgage and house repairs and maintenance are NOT the problem of people sitting pretty in social housing. As has been said before, you are angry at the wrong people!

Well I 'spout this shitty mantra' and believe social housing should be appropriate for the stage of life you are currently in, so young families should be in three bed properties with gardens and older single people should be in one bed properties as they need less space. If this means moving them out then so be it.
Any rental situation is at the discretion of the landlord, if you rent privately no one expects a lifetime tenancy.
And as for being jealous, think again! I work hard and have done for a lifetime deliberately so I didn't end up in the shitty social housing my local area has to offer. Trust me, the social housing local to me is not something most people aspire to live in, even with low rent. Most people that live there are trapped in a cycle of low aspirations, low wages (if they work) and a low standard of living. It's generational, most people that live there are related in some way and have been on the estate their whole lives, as were their parents and grandparents.
Not something I would be jealous of thanks.

KimberleyClark · 30/07/2023 15:05

DH and I bought our three bed home with a view to starting a family but it never happened for us. Should we be forced to leave it because of that?

wutheringkites · 30/07/2023 15:42

No one should be forced to leave a home they own, and this isn't really an issue in my opinion.

There are plenty of people who would be happy to downsize but there simply aren't suitable properties for them to move to. Bungalows are scarce and often cost a lot more than 4 beds.

The only housing that is built for older people are leasehold retirement flats and they are generally a very poor financial choice. I certainly wouldn't buy one.

The issue faced by young and old (who want to move) is that there is a lack of suitable housing being built.

The only people I think should be penalised to the point of selling up are second home owners and people who leave investment properties sitting empty for extended periods.

nebulae · 30/07/2023 18:15

What's a "family home" anyway? I get a bit fed up of "family" being used to denote some sort of specialness.

Especially the overused "hard working families". That irritates me. As if hard working individuals don't matter. Couldn't they just say "hard working people"?

jannier · 30/07/2023 19:47

PurelyOrnamental · 30/07/2023 14:53

Well I 'spout this shitty mantra' and believe social housing should be appropriate for the stage of life you are currently in, so young families should be in three bed properties with gardens and older single people should be in one bed properties as they need less space. If this means moving them out then so be it.
Any rental situation is at the discretion of the landlord, if you rent privately no one expects a lifetime tenancy.
And as for being jealous, think again! I work hard and have done for a lifetime deliberately so I didn't end up in the shitty social housing my local area has to offer. Trust me, the social housing local to me is not something most people aspire to live in, even with low rent. Most people that live there are trapped in a cycle of low aspirations, low wages (if they work) and a low standard of living. It's generational, most people that live there are related in some way and have been on the estate their whole lives, as were their parents and grandparents.
Not something I would be jealous of thanks.

Very judgemental to say it's all down to low aspirations I guess people get sick, disabled or made redundant etc. because they didn't aim high enough. I'm sure you know all the residents personally though so must be right.

Wiccan · 31/07/2023 08:06

SideWonder · 27/07/2023 16:30

And it gives me great pleasure to tell all the ageist hard of thinking posters on this thread that I live in a very large 4 bedroom townhouse. All.By.Myself.

So you can all fuck off.

This really is the best way to get it across.
Well done Sidewonder 👏

gingerguineapig · 01/08/2023 12:27

In the late 80s I had a penfriend in the GDR. Her father died, and the authorities there decided that she and her mother and sister no longer needed the flat they were in. She and her mother were moved into one flat, and her older sister had to make do with a studio flat.

I remember thinking how awful that was.

But I think there's a happy medium where we encourage people to live in properties appropriate to their needs.

It's not just about someone rattling around a house, a "family" could buy - it's also often the fact that the burden falls on the family of the rattling person - they can't cope with their four bedroom house, so they start eg demanding that family members mow the lawn, whereas if they moved to somewhere more suitable they'd cope better for longer and wouldn't eg need the lawn mowing if they didn't have one.

gingerguineapig · 01/08/2023 12:29

The only housing that is built for older people are leasehold retirement flats and they are generally a very poor financial choice. I certainly wouldn't buy one

No I wouldn't either. Definitely not a new one, anyway. They are like cars and depreciate. I think it would be a good choice for SIL as she has no kids so who cares if the estate is diminished, but they are unwise for many people and as I mentioned, I was incredibly lucky to sell my dad's as easily as I did (though got fleeced for various charges by the developer and it was about 15% less than he paid for it).

RosesAndHellebores · 01/08/2023 16:03

the only housing that is built for older people is leasehold retirement flats

Whoever stated that is patently incorrect. There are some properties where purchase is restricted to the over 55s. However the over 55's have no obligation to buy them. The restricted market for resale is what keeps down the price together with the inflated service charge. Having said that many flats round here have a service charge of at least £3500, if not more. That buys secure parking and a gym mostly.

AutumnCrow · 01/08/2023 16:15

RosesAndHellebores · 01/08/2023 16:03

the only housing that is built for older people is leasehold retirement flats

Whoever stated that is patently incorrect. There are some properties where purchase is restricted to the over 55s. However the over 55's have no obligation to buy them. The restricted market for resale is what keeps down the price together with the inflated service charge. Having said that many flats round here have a service charge of at least £3500, if not more. That buys secure parking and a gym mostly.

But aren't they leasehold retirement properties?

MhairiLynette · 01/08/2023 17:08

DH grandmother moved into a retirement flat near Windsor in 2016 when she was 85 years old. Still young and sprightly, her only health issue was pernicious anaemia and until she moved to the retirement flat she kept her driving licence. DG decided that at 85 years old she didn’t want to be bothered with the up keep of her own property anymore. The block was for over 55s and the only stipulation was that you couldn’t own a property. You had a year after moving in to sell your property or you had to leave. The flat was never yours as you always rented it but you could come and go as please as long as you told them when you were going away overnight so nobody panicked. For those that want and can afford it I think it’s a good solution but ultimately the choice of moving is entirely up to individual. People should be allowed to choose if they move and not because others expect them to.

gingerguineapig · 01/08/2023 18:27

There are loads of things that could be done to ease the housing shortage.

Landlords stopping refusing to let 3 bed houses to families might help.

If you own a 3 bed house, who do you actually think is going to want to live there? Yes a professional couple might want it. But by the law of averages, unless they are say 45+ they are quite likely to have kids in the future. Will you evict them?

If not, why would you refuse to let to a family at all? Saw this on a local FB group today - landlord selling up so family being made homeless and all the landlords are saying no because they have two girls aged 9 and 3.