To report someone for possible mortgage fraud

[Wheredoistart78]

Is it fraudulent to not declare an existing mortgage in another country when you apply for one in the UK?

I think this is a them problem and affordability. If they can service both loans then fine. Some people can have second homes. Hope it's somewhere nice and they can invite you to stay for holidays.

Would have been good to have all the information at first read!
If you are a joint mortgage holder the debt is to the bank and one of you has to pay the mortgage. If he isn't paying then that's a different story and one for financial settlement in a divorce/separation order if partnered.'it won't be fraud as such. And down to the law of the land.
Seek legal advice

Very sorry to hear you are having to deal with all this. I would not report him as it will not help you, having him at a fixed addresses will. You need to proceed legal proceedings as a matter of urgency.

In the UK he can be served with papers to attend court for financial maintance if he fails to respond to requests for mediation. I'm sure Ireland is similar

I’m so sorry OP. I hope you find a decent way through all this and that he is finally held to account.
Could you possibly take in a lodger to help with costs?

Someone didn’t read the thread!

Haha! Neither did you!

Always best to see if the poster has already spotted their mistake before twattishly pointing it out to them!

How did you work that out?

Above is for you, how did you work out I didn’t read the thread…?

The poster added a second post where she acknowledges she didn't have all the information until she'd read more of the thread and offers different advice.

Then 8 hours later you pop up to point out what she already knows.

It's just amusing that you didn't notice.

Or perhaps you did but still felt the need to point out her mistake...

So actually my comment didn’t indicate that I hadn’t read the thread?

No, I think it indicates twattish behaviour but I was giving you the benefit of the doubt.

So… you attempted to call me out for calling out someone else for doing the same thing when in fact I didn’t? Not going well for you this is it.

Probably fraudulent, if the question is explicit. If not, then I would need to see the papers.

In any event, please bear in mind that international Anti-money Laundering Rules and Regulations mean that even minor loan or mortgage applications require identity and credit checks. You can assume that ANY financial info in the EEC will be searched by every regulated UK bank or mortgage lender.

The days are past when creditors out of sight, or out of the jurisdiction, could be ignored. Legal lenders, violent loan sharks, all make credit searches. You too can do so.

For example, the Italian national credit blacklist will stop your taking Italian bank loans, accommodation, or even just a mobile phone contract, for several years. Respectable Italian banks and creditors do not just write off their bad debts, like an English bank: they blacklist you and publicly auction off your debt, and normally the only bidders and purchasers are Mafiosi. If your UK application comes to the attention of your foreign creditor's Mafia enforcer, their Family will know where you live...

If you have unpaid creditors abroad, can you really afford to take on more debt? Whether or not it involves a possible fraud,...
.....Is It Wise?

Sorry, but there are worse things than sleepless nights!

This message is not legal advice, and is not reliable. OXCCARTS and its volunteers, who may be anonymous or pseudonymous, make no charges and accept no responsibility for any such help, guidance or information. The provisions of the Bar Code do not apply or protect you in this case. * *

Keep on digging that hole, hun!

Nah you hang out down there alone.

Are you asking for yourself or being interfering. If it’s not your business then keep out of it.

I find it amusing that you think we should all be watching the post avidly without having lives to lead. Pretty sad really. But you carry on vilifying people for not reading every snippet on this story.

I don’t think you explained yourself very well at the start of he is setting up with someone else the bank will find out themselves but I see your point why should he get away with it get his name off and do what your doing

I think you should have provided more information in your original post as many people (including myself) were under the impression that you are just a nosey parker. I changed my vote to YANBU. He sounds like a right bastard and I'm so sorry you are in this situation.

@Caelan2018 the back story was irrelevant. Either it was or it wasn't fraudulent iyswim. I say that kindly.

@laylababe5 thank you for your kind words

@threatmatrix the answer is in the thread 😊

@Firethehorse I could take in a lodger. This wasn't really necessary until recent interest rates hikes. It's only since September last year that they have been going up. Plus, my children were only 5, 6 and 6 when I left the marriage.

@crazyaboutcats as he's in UK and I'm in Ireland it's very difficult to enforce a court order.

He owes me approx 66,000k in unpaid maintenance.

He is a very high earner, an Architect in fact.

Bastard.

In which case you need to get that fact set out legally so he has no recourse to any money from the sale of the property, if it is ever sold.
If you are paying the mortgage without any contribution from him & you have been abandoned by him you need to protect the assets that your partner upped & left you with.