So the post I was responding to wasn't about home ownership although I realise now that the post where I was responding to the OP was a response to you and that was part of the chat. But my disability example wasn't supposed to apply to the home ownership example.
That said what you (I think it is you I'm losing track) have said here is kind of how I was taking the OPs comments in the first place
On the other hand, if the OP felt that there was a kind of casual assumption on the part of the presenters that, for example, all people of colour live in council houses (nothing wrong with council homes by the way, I grew up in one myself) or come from single parent families (again, I tick that box) then I think I'm clearer about what she's saying. Is it that sort of thing that you're talking about, OP?
So for my disability example, if someone casually assumed that all disabled people don't work and are on benefits then I would be offended both on my own behalf and that of other disabled people who do work.
Which absolutely does not take away from the fact that many disabled people do need benefits because they can't work and the government and some media's treatment of them can be appalling at times. But it's that casual assumption that everyone in a certain group has not, and cannot be anything other than a stereotype in someone's mind. And it can feel like it's really hard to break free from that sterotype so I wouldn't want it perpetuated in the workplace.
I mentor a young black graduate at work. His parents are successful, they went to uni, he's gone to uni, he comes from a comfortable background. But he keeps running into this assumption that because he's black and from london he must have come from poverty, and gang culture and he must be first generation uni and hasn't he done well for himself. Now if that was his background then damn right he would have done well for himself but he probably still wouldn't want the patronising assumptions made that almost limit him instead of lifting him.
That said I do take on board what people say about the word victim and how it shouldnt be avoided because it is what it is. As someone who has gone through both abuse and rape I think I veer away from victim because I don't want to feel like one, but I appreciate that's my issue and not necessarily relevant to this point, but I do understand the OPs instinctive aversion to it.