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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Husband bullying me to earn more

131 replies

JaffaMCCakey · 26/01/2023 16:05

I work as a self employed specialist tutor in schools. I earn a reasonable amount (about £900 per week) we are in Wales so not exactly SE prices or cost of living.
DH also is self employed and we are comfortable financially.
However, as you’re all aware there are a lot of school holidays (12 weeks a year) and often school ask me to start then second week back in September (to let the children in settle in) and tell me not to bother coming last week of term (July) as it’s always so chaotic.
Over the year I therefore have 14 weeks off (through no fault of my own).
I have always worked a few evenings a week privately to earn an additional £200 per week (taking my weekly earnings to about £1100) and also allows a bit of money coming in during holidays (some children continue with me in holidays too).

I currently feel completely exhausted (I’m 50 so thinking it’s probably menopausal) and have therefore cut right back on the private work. I didn’t discuss this with DH as I feel I contribute enough to the home with my ‘day job’

We have two teenagers who are obviously no where near as much work as younger children, but I do the vast majority of household chores and always have done.
DH has suddenly noticed I’m no longer working evenings or weekends and has basically said I shouldn’t have dropped this work as the additional money we normally save to cover us during school holidays.

I’ve said I feel I earn enough and no longer want to do additional hours and he is basically guilt tripping me to work more by reminding me how much time off I get.
He is right, I do get a lot of time off but I don’t have the choice of working all year around (obviously) and just can’t bring myself to do all the private work I used to.

I now come home, relax and feel much happier, but he’s acting like I’m some sort of shirker and has made it clear I should increase my hours back up. He’s mentioned it many times and I feel bullied.

we have paid off our home, our bills are manageable and I feel content but he’s moaning about how we need to pay for a new bathroom etc and how because he is also self employed I have put us in a precarious position financially.

who is BU?

OP posts:
MissLucyEyelesbarrow · 27/01/2023 13:20

redskydelight · 27/01/2023 08:32

Those were the same sums I did.
Except the original post said by 60, so it would only be 10 years of growth.

I can't see how you'd get anywhere near £300K unless amazingly lucky. You certainly couldn't rely on it.

Hence my post to see if I was missing something or the person posting had just wildly miscalculated.
(I actually genuinely am looking at ways to boost my pension atm)

Don't forget compound interest and capital growth though.

If you save 7,600 in cash per year for 18 years, and achieve an average 5% interest rate, you'd have about £225,000 at the end - you almost double your money.

redskydelight · 27/01/2023 13:26

MissLucyEyelesbarrow · 27/01/2023 13:20

Don't forget compound interest and capital growth though.

If you save 7,600 in cash per year for 18 years, and achieve an average 5% interest rate, you'd have about £225,000 at the end - you almost double your money.

Sure ... but you're still nowhere near £300K in 10 years as claimed in the post originally quoted.

SleeplessInEngland · 27/01/2023 13:31

Unless he's acting in a way you've yet to describe 'bullying' seems a bit of an emotive word. "Nagging" at best.

MissLucyEyelesbarrow · 27/01/2023 14:20

redskydelight · 27/01/2023 13:26

Sure ... but you're still nowhere near £300K in 10 years as claimed in the post originally quoted.

If you manage to average 8% returns - certainly not impossible for a long-term investment - you will comfortably hit 300k.

redskydelight · 27/01/2023 14:35

MissLucyEyelesbarrow · 27/01/2023 14:20

If you manage to average 8% returns - certainly not impossible for a long-term investment - you will comfortably hit 300k.

I must be doing my sums wrong.

£200 a month for 10 years (120 months). Even with compound interest and 8% returns I can't work out how that gets to £300000?

MissLucyEyelesbarrow · 27/01/2023 14:45

Oh sorry - I'm still working on 18 years re the OP.

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