No, I am not a borrower and neither is DH. Our neighbours one side are though and the ones before them were too.
Happy enough to lend lawnmower, hedge trimmer, wheelbarrow, screwdrivers, hammers, ladders, drill, paint brushes etc. I do wonder though with things like lawnmowers, hedge trimmers why they don't buy one as they need them so often.
Food though annoys me. Previous neighbour often knocked to borrow an onion or an egg. Never gave anything back. Why would you not have those items?
New neighbour also has, so far, asked for eggs, tin of tomatoes, baked beans, flour, sugar. Again nothing in return.
We do live in a village and the nearest shop is 6 miles away but I find it annoying that because we are organised and have a store of food items the neighbour thinks they can just come to us when they want something.
DH is so easy going though he would always say yes to anyone asking for something.
Previous neighbour used to knock and ask to borrow money. I always said no but if DH answered the door he would give it. It was always at least £100