To be sick of cashless society

[Ihatepcos]

I prefer to use cash, I always have.

I find budgeting and spending so much easier. If I am tapping away on my card I think nothing of constant £3 £6 etc being spent on things I probably wouldn't buy if I was spending cash.

More and more places simply don't take cash and it's driving me mad.

Do you live somewhere that supermarkets don't exist? No branches of fast food chains, no large retailers?

Your statement can't possibly be true

I prefer not to use cash. The annoyance of having to make sure the notes don’t have creases, aren’t crinkly so they can be accepted into machines, not having to check if I’ve been given the wrong change, not having to carry around a wallet or worry about losing it.

I love using my phone instead. I find it easier to track things by using the banking app and see our spending, purchases, put budget caps on how much we can spend and places my cards can’t be used.

I do carry a bit of loose change if necessary if I’m leaving the area but most of the places I go are well within walking distance.

We went to a wedding last year and it didn’t accept cash. We had taken cash for the day, thankfully dh had a bank card. Not the one we would normally have used for spending but one that we had to transfer money into to use. Was a pain as we had already withdrawn cash for the day.

Those of you who are basically saying 'get with the times' do you never have any need for cash?

Which supermarket do you use that doesn’t except cash??

I carry an emergency £20 but otherwise no, I don't need cash and I've had said £20 in my wallet for 6 months.

It’s not going to suddenly go back to everywhere taking cash so you make an effort to get to grips with the technology in a way that still allows you to be mindful of your spending.

Use something like Monzo for your fault spending, you get instant notifications of spending, it regularly sends you insights on your spending and the app is very user friendly.

Really? where I live must be so 2019 😃

I can’t think of any time lately where I’ve needed any cash.
I don’t have school age children if that makes a difference.
Tradespeople generally pay by bank transfer. Day to day I don’t need cash at all.

It annoys me too, that we need to be ready to pay card by default. I don't find it hard to manage, I just check my bank account every day and I'm not big spender, so don't really put limits on myself, but I pay cash when I can (like at restaurants- tip only in cash etc.)

Because society doesn't revolve around you?
Honestly just think before you spend, it's not difficult.

I love it too. Also never have cash on me.

If you are having trouble budgeting I would really recommend a monzo card or similar. Transfer your weekly budget to that and use that. It comes with an app so you can easily see what's left and what you have spent it on.

You’re not thinking. This is in relation to the vulnerable not businesses.🤦🏼‍♀️

All of you recommending that we all update to cards - do you never consider how difficult cashless makes it for financially abused women (and men) to make a purchase of any kind or save money without the knowledge of their abusive partner? All card purchases show up on bank statements.

The only time I’ve ever needed cash was to pay a trade, and I would rather pay by card.

I literally can’t think of a single other reason I would ‘need’ cash? A few corner shops near me only take cash but I just don’t use those ones.

Pretty much never. Needed some cash for a macmillan morning the other week, but turns out you can do that online too

Cash has always been expensive to handle, floats need to be sorted, you need to constantly be taking it out of the till to the back office safe, someone needs to sit and count it in the back office somewhere, bag it up, take it to the bank, on repeat. It's a palaver.

Then comes the pandemic where contactless came into it's own as staff didn't have to handle money that's been in somebody's sweaty mitt.

Money spent on your card doesn't spend itself. You are still key to the decision making process, the card doesn't leap out of your pocket and tap itself, just like cash wouldn't.

If you really can't keep your card in your pocket set up another bank account and transfer your weekly budget into it, and then you can budget away.

It's not like businesses haven't thought about this. They will have weighed it up and decided that it's better for their business.

pros

• every transaction is quicker so reduces queuing time during peak hours and reduces risk of people walking off because queue is too long
• don't need to go to the bank to bank the cash (petrol and parking and staff time)
• less chance of getting robbed
• don't need to "cash up"
• less risk of pilfering by staff (not ringing transactions through and just pocketing the cash).
• For things like plumbers, can get people to pay card on the spot. Don't need to invoice if the customer doesn't have enough cash and risk non payment

cons

some people wont shop there as want to use cash

@Suzi888 businesses aren't charities... they won't run at a loss. The rising cost of processing cash is why many businesses have stopped accepting it. People can either adapt & move on, or rail against it in vain.

Bloody hate cash.

Even the Poppy appeal people had a card reader this year.
I think when a lot of businesses went to card only during Covid’s height they’ve not changed back. No more trudging to the (non existent in some areas) bank with cash every week.

It's the lack of small change that gets me. I used to buy the Big Issue regularly but their vendors won't take cards (some do in big cities) and don't have the change if I get a £10 note out of the ATM, so I just can't buy one as often. We had a Christmas fair in our village where all the stallholders were cash only. The cash machines ran out quickly and stock just didn't get sold and children were disappointed they couldn't get items from the Christmas stalls because people just didn't have cash with them as a routine any more.

Without sounding like a dick, that isn’t my responsibility. I dislike cash, it’s dirty, I don’t like carrying a purse and I don’t like back in the day having to regularly go to the atm, the worry that you didn’t have enough cash on you etc.
An abuser will find any means necessary if they want to.

What is it with people on these threads always trying to make out that people who exclusively use cards and are fine with cashless are helping abusers??
Promoting cash also allows for the drug trade to grow and hidden slave labour in the uk, I’m not suggesting do you consider that when you spend in cash?

I hate using cash. I find the opposite to OP, it’s much easier to spend less with a card. You can see exactly where your money goes, get a weekly/monthly chart of where you’ve spent your money, so much easier to see where you are overspending. If you use a credit card it provides insurance for your purchases. No bulky wallets, fear of losing your wallet (cards can just be replaced). I never want to go back to cash.