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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To tell DH to ride for Deliveroo in the evenings?

372 replies

Stackss · 09/01/2023 18:34

Like everyone at the moment, we are struggling a bit with the cost of living. We aren't poor by any means (both in middle class jobs) but tbh we have overstretched ourselves wrt our mortgage and private school for 2 DC.

DH has always had his head in the sand when it comes to finances and assured me we could afford the mortgage and private school- and tbf we could prior to the current situation. DH is not willing to countenance any budget cuts such as looking at cheaper areas or state schools.

Frankly we need to bring in extra money to continue to afford our current lifestyle. WIBU to tell DH he will need to get out on his bike and do food deliveries for Deliveroo and Uber Eats to bring in funds if he isn't willing to cut back?

OP posts:
Alexa9120 · 11/01/2023 19:58

Agree, my kids changing clothes i a state school would be the last thing to happen in my house

Jimboscott0115 · 11/01/2023 20:57

Stackss · 11/01/2023 19:53

It is maybe worth giving more detail on the grandparents' finances. I would say they are worth around £1.5-2 million, so well off but not loaded. The majority of this is in their two homes.

Both had decent careers- DFIL was an accountant and at one stage acting Finance Director for a FTSE 250 company. DMIL was Deputy head of HR for a local authority.

It makes sense from a tax perspective for them to contribute to school fees

I'll be honest OP and say I think you're being rude asking grandparents to contribute to your kids school fees because you've made financial decisions that haven't been sensible. Tax purposes or otherwise, you're trying to live a lifestyle you can't afford which is your responsibility to solve. You and your DH need to consider your choices, and your mistakes as a couple and come up with solutions as a couple because you're coming across as pretty entitled and not really trying to change your behaviours regarding money, which is what's left you in the predicament you're in right now.

redskydelight · 11/01/2023 21:20

This thread is so confusing.

I personally wouldn't be asking family members to fund private school, but I accept that this is normal in some families and yours are clearly happy to help and are not putting themselves in financial difficulties to do so, so fair enough.

The weird bit is why you've focused on DH doing deliveroo, when this will have such an adverse impact on him and family life, and what he will earn will be a drop in the ocean compared to the cost of fees. Really this thread seems to be about whether it's ok to ask family members to fund the shortfall in your income versus expenditure, but actually you have no problems doing that at all. so I don't actually know what this thread is about. Unless it's a stealth boast that you have a rich family as well as intelligent children (other thread).

Algor1thm · 11/01/2023 21:40

Stackss · 11/01/2023 19:53

It is maybe worth giving more detail on the grandparents' finances. I would say they are worth around £1.5-2 million, so well off but not loaded. The majority of this is in their two homes.

Both had decent careers- DFIL was an accountant and at one stage acting Finance Director for a FTSE 250 company. DMIL was Deputy head of HR for a local authority.

It makes sense from a tax perspective for them to contribute to school fees

This is so clearly a wind up 😂😂

Dowhahdiddy · 12/01/2023 01:38

Kids in private education, dad delivers pizzas on a weekend. This is mental 😂 I work part time in MacDonalds and live in a mansion 😝

DanseAvecLesLoups · 12/01/2023 08:22

Algor1thm · 11/01/2023 21:40

This is so clearly a wind up 😂😂

Tune in tomorrow for the next drip feed!

"Oh and just one more thing for full disclosure, we are named beneficiaries of a Cayman Island trust fund to preserve continuity of ownership of a real estate portfolio that contains several prime Mayfair retail and office spaces as well as his FTSE registered brokerage business."

Trez1510 · 12/01/2023 14:55

@DanseAvecLesLoups

Indeed.

However, if this thread was based in any level of reality, one would imagine it would be sooooo outing for 'the twins' when posters on here see their darling papa rocking up to hand over the Chow Mein.

Still, I guess spending time on here exercising her imagine takes the OPs mind away from her reality ..... whatever that is. 🙂

Aleaiactaest · 12/01/2023 19:26

I dunno…. My mother’s friends (mid 70s) spend so much time talking about how they are going to avoid inheritance tax. In fact, most of them are funding unis for grandchildren, or gap years and some even private schools. My own mother offered, we said no, we didn’t want the interference and control which would come with it potentially. Plus she could not have done it for all her grandchildren so it would have been unfair. However, it is quite common.

IchWill · 12/01/2023 22:00

My DP and I lost our jobs in first lockdown. We both managed to get new jobs doing the same job role, but at lower levels / less pay.

We signed up to Deliveroo and delivered by car. We had a tracker app, so we could find each other and park up side by side in quiet periods while waiting for a job.

I quite enjoyed it. I soon learned which restaurants / takeaways / estates to avoid / reject jobs for and loved it when I got a groceries pick up as they were quick jobs and we were paid per job and not per hour.

When it was quiet, you could earn as little as £6ph (not deducting fuel costs), but I was usually parked up reading a book, or watching stuff on my phone. When it's busy, they'd boost the job pay to 1.5, or double, so a £6 job would be a £9 job, or a £12 job. You'd also pick up two orders per job in busy periods and on some good days I'd get £25-£30 an hour (it's rare to get that much though).

Working in the dark was difficult, Google maps or anything similar rarely took you to the exact house and 70% of houses didn't have very visible house numbers.

Majority of customers were nice (only 20% of them tip) and most staff at outlets were efficient and friendly, but the fast food places speak to and treat drivers like shit.

In a typical week, I'd go out for an hour or two after work, then a few hours Saturday and again on Sunday and typically earned £200 a week, paid into my account every Tuesday.

It certainly kept our head above water and was a godsend.

Be mindful, you have purchase extra insurance (Hire and Reward) if using a vehicle, mine worked out 80p ph and the app linked up to Roo app, so I was only charged when I was on a job.

You also have to sort your own tax. Fuel is ridiculous obviously, Although your fuel is of course, tax deductible.

We are both back earning what we previously were, so don't do Roo anymore. But, I had a sudden bill to pay last year and just launched app, went out that weekend and earned the money to cover it. So it's good to have that as a back up.

Stackss · 13/01/2023 17:30

Well, DH completed his first Deliveroo shift last night. He was out for four hours from 5.30-9.30pm and made £75, so an average of over £18 an hour. He has further shifts planned for this evening, Saturday and Sunday mornings.

Clearly last night may have been an exception but we are looking at potentially over £1000 a month extra coming in (albeit with tax to be paid) which would be a significant boost.

OP posts:
soupmaker · 13/01/2023 17:44

LOL

BernadetteRostankowskiWolowitz · 13/01/2023 17:49

How much fuel did he use?

TheFormidableMrsC · 13/01/2023 18:23

Stackss · 13/01/2023 17:30

Well, DH completed his first Deliveroo shift last night. He was out for four hours from 5.30-9.30pm and made £75, so an average of over £18 an hour. He has further shifts planned for this evening, Saturday and Sunday mornings.

Clearly last night may have been an exception but we are looking at potentially over £1000 a month extra coming in (albeit with tax to be paid) which would be a significant boost.

🙄

Trez1510 · 13/01/2023 18:26

@BernadetteRostankowskiWolowitz

I'd suggest, in keeping with the previous narrative, he will have used approximately £0.57 in fuel. Not bad at all, really, for the top of the range Range Rover he owns leases. 👍

However, in breaking news, Mrs Stackss is currently considering how best to reduce this excessive eating into her profits consumption on future shifts.

Sadly, it's abundantly clear Mr Stackss just doesn't have the skills or motivation to provide for his family in the way his parents and sister-in-law do. 😒

TheFormidableMrsC · 13/01/2023 18:35

I think Mr Stackss starting his Deliveroo shift at 5.30, might cause an issue with this actual job? No?

TheFormidableMrsC · 13/01/2023 18:36

"His" actual job

Stackss · 13/01/2023 19:27

@BernadetteRostankowskiWolowitz

DH is delivering by bike so there are no fuel costs.

OP posts:
Womencanlift · 13/01/2023 19:37

Stackss · 13/01/2023 19:27

@BernadetteRostankowskiWolowitz

DH is delivering by bike so there are no fuel costs.

And your first shift starts when?

redskydelight · 14/01/2023 11:25

TheFormidableMrsC · 13/01/2023 18:23

🙄

Will your DH be able to physically cope with a job that involves 4 hours of cycling round on 4 consecutive evenings, in all weathers, on top of a full time job? Getting through one shift is all very well, but is this sustainable long term?

DanseAvecLesLoups · 14/01/2023 13:28

redskydelight · 14/01/2023 11:25

Will your DH be able to physically cope with a job that involves 4 hours of cycling round on 4 consecutive evenings, in all weathers, on top of a full time job? Getting through one shift is all very well, but is this sustainable long term?

She does not give a fuck. She has taken a bullet for the team by cancelling Netflix

SummerDuck · 18/06/2023 17:39

I can see why you’ve suggested it given he’s the one with his head in the sand but I’m not convinced it is a sustainable option.

Coffeellama · 18/06/2023 17:40

SummerDuck · 18/06/2023 17:39

I can see why you’ve suggested it given he’s the one with his head in the sand but I’m not convinced it is a sustainable option.

This is 6 months old, how did you even find it? Let it die!

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