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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Why is it taboo to discuss finances on mumsnet if your considered rich ?

401 replies

Hawkins001 · 17/12/2022 19:20

don't want to make this a thread about a thread, but if your earning say around 90k etc, as an example why is it taboo to try to discuss spending priorities in the current climate ?

we live in a capitalist society, and their has always been different levels of wealth across all sectors of society,

So is it a case of everyone has to wait until a certain level has been achieved across society before the rich or perceived rich can discuss spending priorities on mumsnet ?

OP posts:
Scottishskifun · 17/12/2022 20:18

I think you can but under the right subject headings rather then chat, cost of living or AIBU.
Nobody is going to start shooting you down on the skiing section if asking about ski holidays but in general areas I think it's a bit crass not to realise current climate.

I also don't think a high salary means loads of disposable income either it depends on what your tied into. I have friends really struggling on a combined income of 95k because of house, cars etc they didn't anticipate costs hitting so high. I don't think MN recognises this sort of hidden element a lot of the time though.

GreenLunchBox · 17/12/2022 20:18

burnoutbabe · 17/12/2022 20:11

So in the thread "how to get a high income/savings" those who put they have high income from say being an accountant or lawyer, midst also include a paragraph to say they recognise their luck and how fortunate they are and generally play it down to not offend anyone.

Rather than just be factual about it? Is it a women thing? Apologising for doing well?

Yes this grates on me too. Every single thread has somebody prefacing their post with "but of course I completely understand how lucky I am to be able to even HAVE a house/ to be able to afford to put the heating on at all/ to even have a head". It's tedious in a so-called rich country in 2022.

Hawkins001 · 17/12/2022 20:19

Needarest22 · 17/12/2022 20:17

And I can completely understand, but as this is an online forum, and society is ment to be a mix of wealth levels, then there will always be various levels, so when is it acceptable to have a thread to discuss x topics

Society in not meant (sic) to be unequal. Its been made that way. Its more natural if it is equal. Capitalism is a bad system that is polarising people and ruining the planet. Not sure why you would normalise it.

I guess unless their is a third way, then I presume we will have capitalism for the future

OP posts:
Mayorquimby2 · 17/12/2022 20:19

Yanbu

My bitter people hating people more fortunate than them.
Similar shit down the hospice when I start talking about my family's good health and stress free life, people just don't want to here about it for some reason

Hawkins001 · 17/12/2022 20:20

Scottishskifun · 17/12/2022 20:18

I think you can but under the right subject headings rather then chat, cost of living or AIBU.
Nobody is going to start shooting you down on the skiing section if asking about ski holidays but in general areas I think it's a bit crass not to realise current climate.

I also don't think a high salary means loads of disposable income either it depends on what your tied into. I have friends really struggling on a combined income of 95k because of house, cars etc they didn't anticipate costs hitting so high. I don't think MN recognises this sort of hidden element a lot of the time though.

That's a very good point, sometimes I wonder if people just see the e.g. £90k. Rather than overheads ect

OP posts:
Needarest22 · 17/12/2022 20:21

guess unless their is a third way, then I presume we will have capitalism for the future

There is a third way. Socialism. Look at countries like Finland for example.

magma32 · 17/12/2022 20:21

I’m a low earner, really doesn’t bother me. If it did I wouldn’t go on the thread. Surely we understand people have different earnings and lifestyles. I personally like learning about how others live without feeling jealous.

Hawkins001 · 17/12/2022 20:22

Mayorquimby2 · 17/12/2022 20:19

Yanbu

My bitter people hating people more fortunate than them.
Similar shit down the hospice when I start talking about my family's good health and stress free life, people just don't want to here about it for some reason

I can understand more in the physical company of other people some topics are best discussed when appropriate, but on mumsnet then it's a choice to read x thread ecr

OP posts:
Hawkins001 · 17/12/2022 20:23

magma32 · 17/12/2022 20:21

I’m a low earner, really doesn’t bother me. If it did I wouldn’t go on the thread. Surely we understand people have different earnings and lifestyles. I personally like learning about how others live without feeling jealous.

That's the same with me, it's refreshing to read others perspectives about their adventures to angor wat ect

OP posts:
Hawkins001 · 17/12/2022 20:24

Needarest22 · 17/12/2022 20:21

guess unless their is a third way, then I presume we will have capitalism for the future

There is a third way. Socialism. Look at countries like Finland for example.

I'll need more research into that system

OP posts:
burnoutbabe · 17/12/2022 20:26

It should also be appropriate for the thread.

Though tons of people DO get shouted down if they post on a "I have an issue with my mum" thread that their mum has died and to think themselves lucky, snd told it's not appropriate to the thread.

Frabbits · 17/12/2022 20:27

Hawkins001 · 17/12/2022 20:09

And I can completely understand, but as this is an online forum, and society is ment to be a mix of wealth levels, then there will always be various levels, so when is it acceptable to have a thread to discuss x topics,

I don't begrudge anyone on a high salary, and I accept that people on big sums still of course have financial concerns and problems.

People just need to recognise that 90k is a significantly larger amount of money than most people on here earn and have some humility about it. That's not too much to ask.

Hawkins001 · 17/12/2022 20:30

Frabbits · 17/12/2022 20:27

I don't begrudge anyone on a high salary, and I accept that people on big sums still of course have financial concerns and problems.

People just need to recognise that 90k is a significantly larger amount of money than most people on here earn and have some humility about it. That's not too much to ask.

That's fair points too, we all could be better humans, with good manners.

OP posts:
Frabbits · 17/12/2022 20:31

GreenLunchBox · 17/12/2022 20:13

We've become brainwashed by the government to fight each other in the lower and middle income bands. People/families on £90k household income are not rich. We need to look at the proper wealthy, not just people on PAYE.

FFS, the average nurse salary in the US is £70k (gbp, not dollars). In this country our nurses are visiting food banks. It's not difficult to see why. It's a race to the bottom here.

People on 90k are not rich but they are certainly well off. They are in the top 5% of earners in the world and will be able to afford a quality of life better than nearly every other person who has ever lived.

I'm not saying it has to be a race to the bottom at all. We should celebrate people who are doing well and encourage our kids to do better than we do.

But..... don't come on here saying 90k is not a decent amount of money, because it really, really is. It's like those threads where people inexplicably ask whether having 500k in savings is good or not. Just don't be that person. Not difficult.

girlmom21 · 17/12/2022 20:31

I know you said you don't want to make this a TAAT but you know exactly why people took umbrage on that thread and exactly why it was pulled.

Aside from that, it's very bizarre that anyone who can afford a holiday is insensitive but anyone who says that can't afford to work because of childcare costs are told to get a childminder because it's cheaper than a nursery and that child cares their husbands problem too Grin

Hawkins001 · 17/12/2022 20:33

girlmom21 · 17/12/2022 20:31

I know you said you don't want to make this a TAAT but you know exactly why people took umbrage on that thread and exactly why it was pulled.

Aside from that, it's very bizarre that anyone who can afford a holiday is insensitive but anyone who says that can't afford to work because of childcare costs are told to get a childminder because it's cheaper than a nursery and that child cares their husbands problem too Grin

I tried to keep up, but the person did seem obvious and it did seem omg 😲 overall. And basically became omg 😲

OP posts:
Itsthewhitehat · 17/12/2022 20:33

Mayorquimby2 · 17/12/2022 20:19

Yanbu

My bitter people hating people more fortunate than them.
Similar shit down the hospice when I start talking about my family's good health and stress free life, people just don't want to here about it for some reason

MN isn’t a cost of living/money saving/low income support group, only. The whole premise of MN is that you can chat about most things.

A hospice is there for a specific reason. But my experience of our nearest hospice is that good news about the families of people there, is welcomed.

A Random person turning up at a hospice to tell people how fortunate they are, probably wouldn’t be. But hospice isn’t a place to just rock up to chat about anything you want to chat about, with the families that are there. That’s not what they exist for.

GreenLunchBox · 17/12/2022 20:39

But..... don't come on here saying 90k is not a decent amount of money, because it really, really is.

Nobody has said it's not decent.

MaryMollyPolly · 17/12/2022 20:46

People on 90k are not rich but they are certainly well off. They are in the top 5% of earners in the world

That means they are rich.

MulderSmoulder · 17/12/2022 20:48

It completely depends on circumstances. A couple with a combined income of £110k get a mortgage. Have a baby that’s disabled. One parent can no longer work (lower earner) so income drops down to £90k. Now they are struggling because they took on a house/car/lifestyle that they can no longer afford with the drop in income combined with additional costs associated with having a disabled child.

Why shouldn’t they be able to come here for advice on how to cope and where best to save money.

Frabbits · 17/12/2022 20:49

GreenLunchBox · 17/12/2022 20:39

But..... don't come on here saying 90k is not a decent amount of money, because it really, really is.

Nobody has said it's not decent.

Yes they have and, plenty of people have in the past on other threads.

Anyone on 90k is a high earner. This is a fact.

Needarest22 · 17/12/2022 20:49

Have a read of Danny Dorling. Finitopia.

mondaytosunday · 17/12/2022 20:51

Because MN is hypocritical. For example, you can have endless posts about baby names, nub theory, etc etc, which doesn't seem to offend those who are infertile or desperate for a baby. But mention that you are a high earner and have an issue with X or an opinion about Y, and suddenly you are tone deaf and not 'reading the room'. Maybe there should be separate sections for different income brackets to avoid offence.

PlaitBilledDuckyPuss · 17/12/2022 20:51

MulderSmoulder · 17/12/2022 20:48

It completely depends on circumstances. A couple with a combined income of £110k get a mortgage. Have a baby that’s disabled. One parent can no longer work (lower earner) so income drops down to £90k. Now they are struggling because they took on a house/car/lifestyle that they can no longer afford with the drop in income combined with additional costs associated with having a disabled child.

Why shouldn’t they be able to come here for advice on how to cope and where best to save money.

I'm not saying they shouldn't but they do have choices compared to someone on a low income - downsizing/downgrading the house and lifestyle - which, if someone is already on the bare minimum, isn't an option.

converseandjeans · 17/12/2022 20:51

I don't have an issue with people earning more. As a PT teacher my income is nowhere near some salaries quoted on here.

I do have an issue with people on £90k saying they are feeling the pinch. I think the recent credit crunch is affecting the higher earners now & so they are suddenly experiencing a little of what the rest of us have had to experience for years.

I'm not on as low an income as some others (tho they may get tax credits) and often have no cash last week before payday. Never taken kids on a proper holiday abroad. Can't afford meals out. However we can pay our bills & heat the house & buy food. So it would be tactless for me to complain to someone on a zero hour contract for example.

I can concur that good spelling and grammar doesn't mean you are guaranteed a high salary!

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