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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Could you raise each child on £80 per week, to include all bills,food etc?

146 replies

lasagnesogood · 25/10/2022 13:38

My exh gives me £40 per week per child to cover all bills except the mortgage for which I pay my own half.House joint owned. He originally agreed to share the expense of big outgoings but never did in the end.I have three kids.Only one of them sees him for one night overnight per fortnight. We will divorce soon.He is recently self employed so I expect he will hide a lot of money etc.He will say that he cannot afford to give me more money to rear the children in court despite enjoying plenty of holidays in the last year and wearing the best of clothes. In your experience, what will the Judge do? I can't afford to rear my children with this amount of money.My weekly outgoings including car loan and sustantial bills is £1200. I have had to use a lot of savings and take out a loan to get by despite working in a high paying job. If he doesnt have the money(or hides it etc) will the Judge increase my equity on our home when it comes to be sold. It is so grossly unafair that he has nothing to do with the kids and pays £120 per week for me to rear them.How the hell is this even legal???????

OP posts:
luxxlisbon · 26/10/2022 09:17

lasagnesogood · 26/10/2022 09:11

So sorry.My phone smashed yesterday evening so I've had no access to th e site. What is upsetting me is that he pays a sum total of the equivalent of £5414 pa for his contribution towards his children who live with me full time and who spend all school holidays with me also.He does not contribute to the extra therapies ,no. Thanks for all the replies.

Well he doesn’t, does he?
If he pays 40 per week per child then he pays 6240 over the year as a direct maintenance payment and then paying half of the mortgage on the house you currently live in with the children. Based on your expenses half the mortgage seems to be around 1500.
So he pays 18,000 + 6,240.

Dishwashersaurous · 26/10/2022 09:18

Given the medical situation I would suggest that there are three sets of bills he should 🎮 to.

  1. Direct children costs. Food, clothing etc. His contribution at the seems fair.
  1. Medical costs for the children. Can't you take out insurance. But he should pay half of these.
  1. The mortgage, as he is paying half currently, but assuming that the house will be sold soon.
Dishwashersaurous · 26/10/2022 09:20

And normally child maintenance stops when a child is an adult, which is normally 18.

Ineverwannabelikeyou · 26/10/2022 09:20

Yes, I could, but my bills are nothing like yours. Also you're only paying half a mortgage. Perhaps you need to reassess your situation if you can't afford it. He won't be paying half your mortgage forever.

Ringbling85 · 26/10/2022 09:26

Do you not have a medical card for your SN dc @lasagnesogood?

With those costs per month it would be waaaay more beneficial to also have private healthcare whereby you could claim back some of those costs?!

You have chosen the orthodontics…it’s not something you HAVE to do…although I understand you want what is best for your child

you should be receiving a disability allowance for your dc? Are you receiving this?

NOBODY needs to buys clothing/trainers on a weekly basis for dc of those ages!

Grinds are also a choice…nice to do but NOT a necessity imo.

We are also in Ireland. 2 adults and 2 dc and we have NO WHERE near those outgoings!

lasagnesogood · 26/10/2022 09:27

To clarify the full total of his contribution towards our children , including mortgage(my half is in lieu of maintenance) is £5414.Our mortgage is approx £6500 per year

OP posts:
SkylightSkylight · 26/10/2022 09:29

booboo82 · 25/10/2022 13:47

The money he pays is for the children not your bills ! If your a high earner I can't understand why you don't manage your money better

Ok so are you saying the children don't use water/electricity/gas/need bedrooms/increase council tax etc etc

Ineverwannabelikeyou · 26/10/2022 09:30

lasagnesogood · 26/10/2022 09:27

To clarify the full total of his contribution towards our children , including mortgage(my half is in lieu of maintenance) is £5414.Our mortgage is approx £6500 per year

That doesn't add up with what you said at the start of the thread?

luxxlisbon · 26/10/2022 09:33

lasagnesogood · 26/10/2022 09:27

To clarify the full total of his contribution towards our children , including mortgage(my half is in lieu of maintenance) is £5414.Our mortgage is approx £6500 per year

Totally different story from your OP.

My exh gives me £40 per week per child to cover all bills except the mortgage for which I pay my own half.
Where does the 5414 come from? That isn’t 40 per week per child.

How on earth is your monthly expenditure 4,000 when your mortgage is 6,500 a year and you pay half?

None of your figures make sense.

What do you want to get out of this post? Is his contribution an official child maintenance payment?
Have you out in a petition to have it reviewed if you think you are owed more?

gogohmm · 26/10/2022 09:36

Obviously there's different rules in Ireland but here in the U.K. once you are divorced generally it's expected to sell the house and split the equity unless you can buy him out. Some couples come to private arrangements to delay the sale but overall you are getting a good amount considering his income which isn't high

Damnautocorrect · 26/10/2022 09:36

I always think it’s harsh on resident parents.
non residents get to pay a set amount and if it’s not enough it’s not enough.
if the resident parent doesn’t earn enough to provide heat and food it’s neglect.

Ineverwannabelikeyou · 26/10/2022 09:37

Damnautocorrect · 26/10/2022 09:36

I always think it’s harsh on resident parents.
non residents get to pay a set amount and if it’s not enough it’s not enough.
if the resident parent doesn’t earn enough to provide heat and food it’s neglect.

I don't think it's always harsh, but agree that it can be. The thing is though, is it for the NRP to make up for if the RP doesn't earn "enough", I'm not sure it is. Realistically the NRP is contributing a % of their income, you can't pull money from thin air.

Ineverwannabelikeyou · 26/10/2022 09:38

Obv NOT including situations where people should be paying far more but are hiding income. That is not okay.

TeachesOfPeaches · 26/10/2022 09:38

Child benefit is EUR140 pcm per child in Ireland so presume you also get the additional EUR420 per month OP?

SkylightSkylight · 26/10/2022 09:40

pumpkinelvis · 25/10/2022 15:16

How were you managing before the split? I would hope that your ex would continue to pay/ contribute towards things like therapies for your children.

Only if they agree they need them! You don't get to book in all the therapies you can & grinds etc & just expect the other parent to halves.

AnneLovesGilbert · 26/10/2022 09:41

You can’t afford your lifestyle so you’ll have to cut corners. All child support will stop in 5 years and you’ll only be getting it for one for the last few anyway. How long do you expect him to pay half the mortgage? If you can’t afford it on your own you’ll have to sell, split the equity and get something more affordable.

lasagnesogood · 26/10/2022 09:41

I have a medical card for one child and receive DCa for one child.Grinds are a necessity for my child who is doing leaving cert this year, who has learning difficulties and has had school refusal for the past two years. I cannot get adequate health insurance based on the diagnoses of my children unless it will be thousands of euro between them. My issue here is that my exh contributes the above amount.Is this fair in your opinion! No childcare, no treatment costs? I think it's terribly wrong.Do your 3 children cost a totalof 11k £ to rear per year? Because as far as |I can see, this is the expected amount betweeen both of us .

OP posts:
EmeraldShamrock1 · 26/10/2022 09:42

If he took the children for a few nights weekly it would reduce your bills.

You might end up with less going through cms.

You'll have to reduce your outgoings massively.

Your fuel bill is mental.

Cuddlywuddlies · 26/10/2022 09:42

What age is your dd @lasagnesogood? If she’s 15/12 then I wouldn’t be getting her contraception at that cost! So that was your choice. If she’s 18 it is free now for that age!

lasagnesogood · 26/10/2022 09:43

Again, my husband pays my share of our joing mortgage in lieu of maintenance.

OP posts:
lasagnesogood · 26/10/2022 09:45

My fuel bill is mental and is only going to get worse.He refuses to take the children bar one of them, one night a fortnight.He is unable to cope with them.

OP posts:
SkylightSkylight · 26/10/2022 09:45

Gouda is an expensive cheese.

Find a service locally that can help you, nothing is making any sense.

Cuddlywuddlies · 26/10/2022 09:46

With all due respect @lasagnesogood if your dc has school refusal etc what are ugly piling money into grinds for? What is their plan after leaving cert? Uni? Apprenticeship? Are they going to be bothered going? You’re wasting your time and money unless you think they are going to change.

EmeraldShamrock1 · 26/10/2022 09:46

Oh I see you're in Ireland.

Bring him to court. Family court Judge has no issues scaring the life out of failing fathers.

Have you applied for the single parent tax credit? You're also entitled to the incapacitated child tax credit which will increase your income if you're in receipt of DCA.

It's an extra 1700 monthly tax credit.

lasagnesogood · 26/10/2022 09:47

My eledest is now 18.She is doing leaving cert and got the bar in before the recent announcement of free contraception for 18-25 yera olds

OP posts:
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