Refusing to pay back my "friends " mum money I owe aibu?

[bradtit]

6 months ago I borrowed a friend £300 and they promised to pay me back.
I didn't pressure them and mentioned it after 5 months ..to be told "I can't right now"
This person now has plenty of money(I won't go into detail how but she does)
She said she would give me them on her pay day (28th )
Pay day came and went and she didn't give me a penny and said she would have to take it from the kids school uniform money and did I want her to do it.
Whilst the day before uploading pics of new trainers she bought herself and designer glasses.

We bought concert tickets and she put them on her mums credit card £100 in June.
I said great il pay on my pay day.
My pay day came and she asked for the £100
I was fuming and said "just take it out of the £300 you owe me and just give me £200

All hell broke loose calling me a thief and told her mum I was refusing to pay her
Writing all over Facebook how you can't trust anyone blah blah

Aibu ?

Did you ask her mother to buy them? Or did friend arrange the tickets and get her mother to pay for them? Unless it's the first scenario You don't owe her mother anything.
You owe your friend £100 but she owes you £300.

If you haven't been to the concert already I guess you'll never see the ticket though.
Why are you friends with this person who's happy to basically steal £300 from you then bad mouth you on social media. Ditch her and find some better friends.

Dear Friend I am skint at the moment because someone owes me £300. When I get that £300 I will then be able to pay your mum directly £100. I wont be paying it to you but will pay it directly to her. I will speak to your mum directly tomorrow and apologise for the delay in paying but I am sure she will understand.

Wowsers, that is perfect @mummymeister !

URNBU

I wouldnt pay her a penny until she gave me my £300 and again as PP said, tell her you need it to pay her mum
Bat it back to her

She owes you £300 let her pay mum back, if it was indeed mums credit card.
Then bad mouth her on social media telling your side of the story
Write off the £200 to experience never speak to her again
Dont lend money to friends (or relatives)

Why would you want to go to a concert with this woman?

Rotten situation to be in OP. However I would take from it this life lesson - never lend any money you cannot afford to lose.

I'd write off the £300 and block her on everything.

ellyoctober was actually pointing out it was the pp who had tried to correct borrow to lent ,but corrected it to leant .

The really annoying thing is that I'm not illiterate. I have both a BA and a MA in English, and I'm a published author. I also don't generally bother about correcting people.

Mine was down to posting quickly and frigging autocorrect!

NOOOO, DON'T PAY HER THE £100!

Surely someone as educated and literate as yourself has read at least the opening of The Great Gatsby? And someone who generally doesn’t correct people must have a reason for that - maybe stick to not being a dick.

I didn’t correct people even before I had my BA in English. And even now I’ve got it I know better because I am aware that correcting other people (unless you’re a teacher) serves no purpose other than trying to make them look small. If someone can be clearly understood there is no reason to pick them up on language.

No. The really annoying thing is that you and posters of your ilk, have derailed the OP's thread and you're carrying on to do it in your rush to advise everybody how educated you are. Pathetic.

If you read my first post, I also advised the OP what I'd do. Mine was the first mention of small claims, I think.

Why do people ask to borrow money and not repay it? It always baffles me. What about next time when you need help? My niece (19) is like this but because she is family and I love her, I just write it off in my head (knowing I will never get it back). But it’s adults like friendships/colleagues who do this.

My conscious could never ever. I don’t even borrow but if I did, it would be high up on list as a priority to give that person who helped me in my time of need. Plus it’s just vile.

So you have said several times now, why do it in the first place?

Tech what you did was wrong

its her mums card

tho why go to a concert with a friend who owed you money and not paying it back

QuestionableMouse

*The really annoying thing is that I'm not illiterate. I have both a BA and a MA in English, and I'm a published author. I also don't generally bother about correcting people.

Mine was down to posting quickly and frigging autocorrect!*

If you read my first post, I also advised the OP what I'd do. Mine was the first mention of small claims, I think.*

And your posts are also the most smug. Bravo!

Definitely do not give her the money. Even if you did you are unlikely to be going to that concert.
Tell her to give you £200 and the other £100 to her mom but I doubt you will get any money or a ticket to a gig

I would just say “of course I am going to pay your mum back, but I’m waiting on you returning my £300 first. Do you want me to ring your mum and explain”

She used her children’s school uniforms against you - you need to give her an important reason too - you need it back to buy food for your kids/ for your prescription costs/ new glasses - whatever.

It doesn’t matter if it was bought with her mum’s credit card.. it’s her mum and she can pay her herself.

*he really annoying thing is that I'm not illiterate. I have both a BA and a MA in English, and I'm a published author. I also don't generally bother about correcting people.

Mine was down to posting quickly and frigging autocorrect!*

The really annoying thing is you and your judgemental posts!

Stop derailing, you've made yourself look stupid and move on!

You pay her mum, it’s not mum’s fault and you tell her mum that she’s owed you £300 for six months and ask if she can help get it back. If it were my daughter I would pay her debts to protect my family’s reputation and then my DD would get an almighty bollocking.

You really can’t say you “borrowed someone” though, really no, and I come from a very ordinary northern background, and we say all sorts, but it doesn’t make any sense and confuses your post.

Just tell her you’re skint at the moment because you’re owed £300 but the second that is paid, you’ll be able to pay her mum. You’re sure she’ll understand.

Oh and I would have said yes take it from kids uniform money

tho also agree with I will pay you the £100 once you have paid me the £300 that I lent you 6mths ago

This. CF.
Or , just pay me 200 of the 300 you owe me and give the other 100 to your mum.