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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

looking for the rare people...

205 replies

noborisno · 08/05/2022 17:08

...who would continue to do the job they do now if they received a tax-free, obligation-free two million pounds.

If you had that money in your bank (in whatever circumstances make it believable for you) do you quit your job, just reduce your hours, or carry on doing exactly what you're doing now work-wise.

So, you have 2 million, do you:

  1. Reduce your hours - you like your job but wouldn't do it all the time/as much as you do now to maintain an income
  2. Walk right out - you're literally only there to make a living
  3. You continue as you are - you love the work you do each day and enjoy every day of your life
OP posts:
WhoWants2Know · 08/05/2022 18:52

I would reduce my hours a bit, but I'm still learning a lot in my role. I wouldn't want to give it up completely.

But the money would allow me to change a few things to make life at home easier and more enjoyable. Employing a gardener would mean I could enjoy time outdoors with less effort. A dishwasher would cut down clutter and washing up time. And different flooring would make a huge difference to cleaning indoors..,

HappilyHadesBound · 08/05/2022 18:52

I would carry on. To be honest, £2m isn't a lot of money, and I wouldn't want to de-skill. BUT I'd have a hell of a lot less stress!

PolynesianParadise · 08/05/2022 18:55

I am financially free thanks to DH's business savvy.

We opted to move to a country where my skills are needed but they couldn't pay me much. Dh now only works an hour or so a day online to keep the business running and I work for 'fun' because I like it. My work is a huge part of my identity. I still have another twenty years of career to go. I hope it will continue to take me round the world.

Elphame · 08/05/2022 18:56

Not enough for me I'm afraid. I'd probably carry on working for a few years until I've grown it to a decent amount

HTH1 · 08/05/2022 18:56

3 but that’s because I would use the money to buy another house and for great holidays so would need to keep on working.

ImplementingTheDennisSystem · 08/05/2022 18:56

I'd do what I do now, but drop to 3/4 days a week. I could afford to do that now, but figure I may as well make a full wage while I'm still in my 30s, so I work full time. I don't even love what I do - it's working in business development for a law firm - who could love that! But it taxes my brain, is a respected role (where I work) and I fundamentally enjoy working.

alanabennett · 08/05/2022 18:56

1 for me - I'm really good at my job and really value the affirmation it gives me, and the lack of structure of being at home full time really isn't good for me. And I love my colleagues!

BeautifulWar · 08/05/2022 18:57
  1. I like my job but would love to drop come down to three days if I could afford it.

I'd feel really nervous not working at al and 2m isn't really that much to live on forever in my circumstances and stage of life. Of course there would be investments, but they can go belly up!

thingymaboob · 08/05/2022 18:57

I would do part of my job volunteering - teaching basic life support and how to use a defibrillator. I wouldn't do all of it - advanced life support, or audits / clinical work in emergency department

SocksAndTheCity · 08/05/2022 18:58

I'm self employed and would quit in a heartbeat. I'm old enough that I could manage fine on £2m with investment income, and I could do more volunteering (which I like much better than working and can currently only afford to do one day a week).

PolynesianParadise · 08/05/2022 18:58

2 mil is enough. Live simply 🌺

TroysMammy · 08/05/2022 18:59

I enjoy my job and although it's stressful and frustrating I'd leave my current place of work. I'd work on an ad hoc basis when I fancy to cover Receptionists in other surgeries when they are on holiday so their colleagues don't have to work extra hours.

Cheeseycheeseycheesecheese · 08/05/2022 18:59

Me 3, dh would quit his with no second thought.

PriestessofPing · 08/05/2022 19:01

If it were feasible i’d go for reduced hours. Not sure it would be though as I don’t think I can get my job done in three days a week and I don’t want to job share. So as an alternative i’d try and find a similar role that was three days.

RagzRebooted · 08/05/2022 19:02

I'd carry on working. I worked hard to get this job, I love it, it has value to society and I am appreciated. I'd also expect DH to work, but he doesn't enjoy it so if we could afford for him to do something part time or voluntary, then that would be discussed.

Also, £2m isn't that much when you've got a DH and 3 children, don't already own a house and are only in your late 30s. We'd buy a house, support the DCs through uni, put some aside to help them on the property ladder later on and the rest would be invested to provide retirement income or support us if we can't work until retirement.
I'd probably plan to retire early, while health is still good enough to enjoy it.

Oneborneverydecade · 08/05/2022 19:03
  1. I'm mid 40s and work p/t in min wage unskilled job. Hopefully DH would want to continue in his well paid job so the £2mil would clear debts and enable us to be more comfortable.
Once youngest DC was settled in school I'd study for a degree
MinglingFlamingo · 08/05/2022 19:09

I'd go vvvv part time or do charity work.

I love the team I work with and I like the social aspect and the regimental routine of work.

And also 2 million isn't that much once you've brought the house of your dreams, nice car and holidays and saved some for a rainy day

Gregsprinkles · 08/05/2022 19:15

Well I'm currently working for free anyway so I'd probably carry on even with a windfall!

Onwards22 · 08/05/2022 19:31

@PolynesianParadise I’d love to know more about you and your DHs job if you don’t mind sharing.

Tilltheend99 · 08/05/2022 19:36

truhamboys · 08/05/2022 17:11

£2m would be lovely but it would leave me with £36,000 for each year of life I might expect. With inflation, I'm sure that would start to look very measly in retirement.

I'd invest it but keep working, while probably being fussier about the contracts I accept (self employed)

Not really because you would presumably put it in a savings account and live off of the interest.

PortalooSunset · 08/05/2022 19:37
  1. I work full time over 4 days currently. I'd drop a day. Considering doing that anyway, but if someone were to hand me 2 mill it'd make the decision much easier 😂
Tilltheend99 · 08/05/2022 19:41

I just find it interesting that most people on this thread will never see 2 million even cumulatively through yearly wages but so many people are saying that 2 million isn’t enough to live on. 🤔

ResentfulLemon · 08/05/2022 19:43

£2 million would be a beautiful home for my family in the area we like (so half gone already) then £1 million to survive on in perpetuity with increasing bills etc.

So we could have a comfortable life rather than our existing one of counting every penny and worrying if it would stretch I'd honestly keep working but would have a proper home office.

ResentfulLemon · 08/05/2022 19:49

Tilltheend99 · 08/05/2022 19:41

I just find it interesting that most people on this thread will never see 2 million even cumulatively through yearly wages but so many people are saying that 2 million isn’t enough to live on. 🤔

We rent. To buy a nice 4 bed house in the area we desire (close to our children's schools and friends) would be close to £1 million. That leaves £1 million for us to live on for let's say 40 years. That's £25,000 pa.

Yes that's technically enough to live on, but frankly after struggling for such a long time I'd love to have a life. One that includes holidays, being able to go shopping without having to budget to the penny, having a safe, modern, environmentally friendly car, not panicking when you realise your child has had another growth spurt etc.

My salary and then pension on top of the £25,000 pa would mean a comfortable life without worry. I can't even imagine what that feels like, so yes I'd work.

Applegreenb · 08/05/2022 19:49

2 I would be a SAHM for sure. I hate working and missing out on time with my kids. Would probably still put my kids in nursery for a few days a week so I can go to the gym / clean the house in peace.

Then once the kids where older primary school age I would volunteer or do a hobby (I love making cakes)

Can you tell I’ve thought this through before hahah