Where does your disposal income go?

[notanotheraibu]

What do you like to spend your fun money on?

Bags, beauty, travel, clothes, shoes, sport, home improvement or anything else?

I don't spend much on beauty but would love to have a monthly massage and nail appointment. Not fussed on brows or Botox.

I also place more value on travel after the last couple of years and intend to save more to enable a bit more travel.

Clothes, shoes and bags are bought but usually second hand.

On myself
Nails x2 weeks
Eyebrows x5weeks
Hair x12 weeks
Gym membership
A bit of clothing
Mindlessly buying takeaway coffee

The rest on the house, doing it up month by month and days out with the kids

I think hopefully we can afford a holiday this year too

Clothes
Shoes
Jewellery
Travel
Lego
Eating out
Coffee

We have about £400 disposable each month. Spent on A bit of everything:
Clothes for myself and kids
Holidays / days out
Treat foods and occasional takeaways/ meals out
Bits for the house

We have some savings for emergencies so any spare goes in there

Mostly put into savings, but I like a nice coffee and a cake in a cafe about once a week. I'm not really one for clothes, makeup etc.

Books
Books
more books

Clothes - so far the last two years I only wore jeans and most of my tops were suitable for dress up and dress down. I now need to buy decent work trousers again and more tops.

We like going out for meals and days out. Holidays are not often but we then like to go for higher end hotels or business class flights when flying long haul.

I also hate going into debt for a car or house improvement (unless really large scale) so we have decent savings for these things.

Apart from subscriptions like netflix, Spotify and Audible I tend to spend money on things to do with my kids, I have 3 (nearly all teenage) and are completely different so with 1 we go out to eat in restaurants as that's what he likes to do, with another I take him to our local teams football match whenever they're at home and with my daughter we go to the cinema a lot, bowling, shopping days and concerts depending on what's on. Spend a lot on treats too and the usual clothes, bags and shoes but most my money goes on the kids and the husband uses his to save for things we need/do up the house etc so we all get what we want/need.

Theatre and cinema tickets, books, clothes and shoes, beauty products, hair and brows, takeaways, eating out, treating ds, family days out. Dh has his own disposable money but we often share payment of some things.

Food, Yoga/pilates and exercise, relaxing treatments, medicine items for my pain, skincare, days out with my son (museums etc), books and streaming services

Netflix and NowTv subscription, occasionally I take out Amazon prime for a month, here and there, and a Glossybox subscription are my non essential spends. I save the rest.
I've seriously curbed my clothes shopping since covid, I maybe buy one or two items a month, sometimes none and rarely more and usually always secondhand or fairly cheap stuff off asos.

With 2 kids and a third on the way (not planned, thanks failed contraception!) we don't have any 😂

But if we did, it would be days out, dinners out, maybe getting my hair done more often, and little treats for the kids

Books, Netflix and Disney +. We take DC out for a day out once or twice a month to if money allows.
We don't have much left but it's enough.

Seems to mostly go on food tbh

Pension (I want to retire early) and a few holidays a year

My dd has been through so much in the last 10 years and she's finally found something 'she' loves to do, horse riding! So pretty much every spare penny (apart from my pension) goes on her riding lessons, pony club and I want to (next year) loan her a horse of her own

Coffee
Having hair cut
Savings- trying to channel some more into this at the moment
Kids activities

Holiday savings
Nails
Nights out is a big one we go out a lot and weekends away
Clothes
Presents for peoples bdays

Savings. We try to put at least £1000 away each month. The rest goes on food like takeaways and treats, wine and the dog.

We recently bought a new house which needs decorating / TLC so our spare
Cash is being spend turning our home into our wee palace.

Taking DS out on activities and day trips. Hotwheels every week for DS. Holiday to France this year. Books for my kindle. Clothes (not loads) haircut and colour (£60 every 2 months). Hotel chocolate for the velvitiser. And a glossy box every month.

For DH it’s an Odeon pass as he loves films. And Lego

I’m a single mum and most goes on clothes for kids ( they just keep growing!), little treats in school holidays ie cinema with meerkat movies and paying off a week’s summer holiday to new forest in August.

Nice food
Wax melts
Streaming services
The animals (we have three cats and a dog)
Clothes
Savings
Pensions (self-employed so have to do this ourselves)

A few clothes for me, lots more for children. Pretty much all from primark. The odd coffee or meal out abs that's about it. Treats are so expensive and I'm paying for 5 people each time

Mainly savings - boring but I really want to be out of our flat next year!

Summer holiday every year (easy jet flights then stay with relatives so not £££)

Other than that just cheap days out/treats for the DC like going swimming and getting an ice-cream after.

Both my husband and I do not consider money to be disposable. We never spend more per month than necessary, even if some months we can have 2 times the amount coming in, it never gets touched unless it's to fund something we would have bought anyway. We are the kind of people who live day to day on just over half our income . It isn't really difficult for us because where we live ( abroad, rural) doesn't really encourage or facilitate big spending.We have long term plans for that money, including travel, some structural work on our home, and help for when our teens get a bit older.

Books, nice clothes, nails, hair, brows, garden, nice food, decent wine