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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU To Not Want to Pay for Step Children?

217 replies

Humal93 · 18/12/2021 13:59

My husband has 3 children prior to our marriage and we have just recently had our own child together.

We have been married almost 3 years now and over these few years have realised how much I am spending on things like almost everyday on snacks and sometimes toys, stationery and in-game purchases for Robux and Xbox. The 2 youngest always want to come to the shops with me so they can choose something as it seems and me being soft, I say yes.

I do not work as I look after the children, but husband does and as he is the breadwinner and the first 3 being his children, I feel like he should be paying these expenses. What if we were to break up and instead of saving what bits of money I can from benefits, I'm spending on children that aren't biologically mine who will obviously stay with their dad and I would be stuck trying to make ends meet for my little one. I feel as though I am spending my child benefit more on our other children when it is really meant for the youngest. It would be different had they not had their mum around or if I was actually earning, but she is so they have both a mother and father that can provide for them.

I have bought the majority of things for their rooms since we moved house and countless other things for the home. I have brought them Xbox games, clothes and many toys and things. And the thing that bugs me even more is I feel they don't respect what they have and take it for granted by leaving things lying around and their rooms are a mess - that is an understatement. I hate living in mess, it feels chaotic and miserable and have stopped tidying up their rooms as it drains me, but still find myself going in there once in a while as it just looks terrible and dislike the thought of them waking up to that. Now when they say they want something from the shops that is not edible, I say only when they tidy their rooms. But this feels wrong as I wouldn't be plying my daughter with gifts in return for her respect in tidying up after herself. I would expect our youngest daughter to tidy up once she is older and not do it for something in return or be rewarded with something other than praise at that age as I grew up a fairly clean and tidy person which I think should be the norm, but isn't? and want to raise her the same, sorry if this sounds cocky.

With Christmas around the corner, I have spent over £200 on things they have asked for. Is this something a lot of parents do as I remember when growing up, we just got what we were given and were grateful for that. I apologise for the long rant, this is my first post and have wanted to get these things off my chest for a while. Thank you.

OP posts:
sadpapercourtesan · 18/12/2021 14:02

Firstly I think you should ask for this to be moved to Stepparenting.

Is the child benefit your only income, and you are spending all of it on the children? Is that right? Are you paid child benefit for all of the children, or just for your own? Does your husband's income not go into a joint account?

I'm unclear as to the financial arrangements and how you work out who has paid for what. But in general, I think as stepparent to three children you should expect a large proportion of the family's disposable income to go on those children.

Idontgiveagriffindamn · 18/12/2021 14:03

If you’re married and you don’t work surely all money goes into a pot so it’s not really your money / your husbands money that you’re spending.

NoSquirrels · 18/12/2021 14:08

Isn’t all money in your household joint money, given that you don’t work and your husband does? Do you have access to any other money than child benefit?

ToughTittyWhompus · 18/12/2021 14:10

If your only income is child benefit for 1 child, I honestly can’t see how you’re paying for all of that. The numbers don’t add up.

Humal93 · 18/12/2021 14:17

I am just paid child benefit for our daughter and universal credit. I do agree that most of the money would be spend on the three older children as babies don't really need much apart from lots of milk and attention! But I would expect that he pay for everyday snacks and stuff like that as the benefits for the first 3 children go to him and he has own earnings on top of that.

He has mentioned opening up a joint account, amongst many other things like fixing this and that or sorting out a big pile of letters etc, but it's about him finding the time to do it and I obviously don't want to push it or remind him about the joint account thing as I feel it would come across as greedy or that I don't want to pay for step children or something. Can anyone relate? Thank you for the quick responses, I love MN.

OP posts:
Humal93 · 18/12/2021 14:20

I have savings from when I was working before we met FYI.

OP posts:
OnlyAFleshWound · 18/12/2021 14:20

So he funds your entire life but you don't want to spend any money on his kids?

Humal93 · 18/12/2021 14:24

They had moved into the house 6 months before I came along and all 3 kiddos were sharing 1 room as other 2 rooms were full of storage and literally junk. He is self employed and works many hours so hardly has time or energy to sort stuff out. I felt really sorry for the children sharing and not having their own space and also naivety thought it may help with them being more organised so bought 99 % of the stuff for their rooms.

OP posts:
IncompleteSenten · 18/12/2021 14:25

Isn't UC a joint claim when you're married?

If you can't afford to pay for things then tell him to transfer £x to your account so you can buy y for his kids

MilduraS · 18/12/2021 14:25

Has your husband asked you to spend this money on his kids? It sounds more like you took it upon yourself to buy them bits for their rooms, a new Xbox game, set up in-app purchases etc.

gogohm · 18/12/2021 14:28

Uc is always a joint claim - if you haven't then you could be receiving the wrong amount and possibly accused of fraud. I suggest you get him to transfer house keeping monthly until you have a joint account. I assume they live with you full time from what you wrote?

NoSquirrels · 18/12/2021 14:29

I obviously don't want to push it or remind him about the joint account thing as I feel it would come across as greedy or that I don't want to pay for step children or something

You can set up a joint account with him - he doesn’t have to do it.

You can’t be quiet and spend all your savings out of politeness. Have a proper conversation about money and who does what and priorities.

Humal93 · 18/12/2021 14:31

The shared room had a broken wardrobe and chest of drawers which were beyond repair probably from over stuffing them with clothes, so we ended up chucking them and just keeping the beds.

OP posts:
forcedfun · 18/12/2021 14:34

My children (step and my own) all get pocket money each month. They don't get to guilt me into buying things as they need to save up money if there is something they want.

MalbecandToast · 18/12/2021 14:34

You can't have a child with a man who already has 3 and then complain about it. Simple as that.

Humal93 · 18/12/2021 14:35

I agree, a conversation is the right thing to do, I may do that tonight once he comes back from work, but just wanted to get a rough idea of what to include.

We do have the children full time, they go to their mum's once a month and we are not legally married, just a religious ceremony.

OP posts:
trappedsincesundaymorn · 18/12/2021 14:35

the benefits for the first 3 children go to him and he has own earnings on top of that

Then he pays for them.

Shouldbedoing · 18/12/2021 14:38

I think that's a bit cruel from Onlyafleshwound. My feeling is that the OP having been accustomed to earning and saving throughout her marriage now sees her savings dwindling away, unappreciated, on bits and bobs for 3 kids who don't even value her. Her husband may not have noticed or considered that she has no income. They can't be wealthy if she gets UC. You need a financial review between you to see whether he's purposely keeping you short or is it by oversight. You will always slightly begrudge having the spending power and costs of a 4 child household - trips out and holidays can be prohibitively expensive - but that was a consideration you should have made before you moved in together. Step parenting is hard. Stepmother tend to do a lot of the domestic drudgery with very little power of input or veto on the stepchildren.

GoodKimWenceslas · 18/12/2021 14:38

Hi there, OP. We're moving your thread to AIBU now.

stingofthebutterfly · 18/12/2021 14:40

Wow. Pool your money then act like a family. Poor kids.

Shouldbedoing · 18/12/2021 14:41

I took too long writing
I see you're not legally married. That means unless he chooses to protect you financially, you have no legal protection

IncompleteSenten · 18/12/2021 14:41

Not legally married just a religtceremony

Is that in reply to the joint UC claim? Because it still must be joint if you are living together as a family.

If you didn't know that and are claiming as a single person then that is considered benefit fraud so you need to amend your claim asap to include his income.

Senmumm2021 · 18/12/2021 14:42

I think you are lucky that he Facilitates you not needing to work. You don't have to pay a penny for 'his' but he doesn't have to supplement your joint costs

Sowhatifiam · 18/12/2021 14:42

So you’re married and have a child together, plus 3 children who live with you from his previous relationship? How are you entitled to anything at all given that the Government is now only funding 2 children? Are you sure you are not committing benefit fraud?

Figgygal · 18/12/2021 14:45

He needs to provide for his own children and you need to also protect yourself financially