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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU To Not Want to Pay for Step Children?

217 replies

Humal93 · 18/12/2021 13:59

My husband has 3 children prior to our marriage and we have just recently had our own child together.

We have been married almost 3 years now and over these few years have realised how much I am spending on things like almost everyday on snacks and sometimes toys, stationery and in-game purchases for Robux and Xbox. The 2 youngest always want to come to the shops with me so they can choose something as it seems and me being soft, I say yes.

I do not work as I look after the children, but husband does and as he is the breadwinner and the first 3 being his children, I feel like he should be paying these expenses. What if we were to break up and instead of saving what bits of money I can from benefits, I'm spending on children that aren't biologically mine who will obviously stay with their dad and I would be stuck trying to make ends meet for my little one. I feel as though I am spending my child benefit more on our other children when it is really meant for the youngest. It would be different had they not had their mum around or if I was actually earning, but she is so they have both a mother and father that can provide for them.

I have bought the majority of things for their rooms since we moved house and countless other things for the home. I have brought them Xbox games, clothes and many toys and things. And the thing that bugs me even more is I feel they don't respect what they have and take it for granted by leaving things lying around and their rooms are a mess - that is an understatement. I hate living in mess, it feels chaotic and miserable and have stopped tidying up their rooms as it drains me, but still find myself going in there once in a while as it just looks terrible and dislike the thought of them waking up to that. Now when they say they want something from the shops that is not edible, I say only when they tidy their rooms. But this feels wrong as I wouldn't be plying my daughter with gifts in return for her respect in tidying up after herself. I would expect our youngest daughter to tidy up once she is older and not do it for something in return or be rewarded with something other than praise at that age as I grew up a fairly clean and tidy person which I think should be the norm, but isn't? and want to raise her the same, sorry if this sounds cocky.

With Christmas around the corner, I have spent over £200 on things they have asked for. Is this something a lot of parents do as I remember when growing up, we just got what we were given and were grateful for that. I apologise for the long rant, this is my first post and have wanted to get these things off my chest for a while. Thank you.

OP posts:
NumberTheory · 18/12/2021 16:22

You need a sit down discussion with your DH about finances and roles in the house. Before that you need to think about what sort of arrangements you would find acceptable long term.

It’s obviously not unreasonable that the step children get things bought for them. Or that they get things like rooms sorting out for them. But it does sound a bit as though your DH isn’t much of a father, hasn’t spent any real time or effort thinking about what any of his children need (either his children from previous relationship or your child together) and doesn’t them prioritise. To me these are red flags, but if you are happy with traditional roles in a relationship you may be okay with that - you just need to push him into setting up that joint account and agreeing on budgets etc. If you are going to go this route you must get over the idea that talking to him about the money you need to look after all the children and run the home well is “greedy”. You also need to think hard about your financial security long term and getting him to pay into a pension or something for you. If you aren’t happy with a traditional role, you need to point out that things aren’t going to be like this for long but that you still need a joint account - it’s totally unreasonable for you to be dipping into savings for any of the children when you are providing childcare while he works. Then you need to look into getting back to work when your baby is old enough for nursery, and keep divorce int he back of your mind because the bit about his children all sharing a room because the others were full of junk he he hadn’t been arsed to sort it out seems like a huge red flag for his attitude to his parental responsibilities.

girlbaby85 · 18/12/2021 16:22

How is the OP doing benefit fraud?

Chasingaftermidnight · 18/12/2021 16:23

I'm reading this differently..... as far as I can tell the couple have separate finances. OP has no access to the money he earns, and is paying personally for the step children's costs..... (both necessities and treats in an I'll-advised attempt to please them). Meanwhile her partner, who has not legally married her, continues to accrue his own money in his own name, and not pay towards his own children.......

So in the OP, he has found a partner to have further children with, to look after and pay for all four, while he doesn't do anything to sort out the house, clearly doesn't do much disciplining or parenting of his own kids, or cleaning of their rooms, and keeps all the money he makes for his own use.....

That’s how I understood it too. Although I think others are correct that the UC money is either joint money or being claimed fraudulently/erroneously.

girlbaby85 · 18/12/2021 16:23

@girlbaby85

How is the OP doing benefit fraud?
* committing not doing🤦‍♀️
girlbaby85 · 18/12/2021 16:26

That’s how I understood it too. Although I think others are correct that the UC money is either joint money or being claimed fraudulently/erroneously

But just because the UC is given for a household, as the husband works maybe the set up is that she has the UC and child benefit for herself and he spends his wages on himself? Instead of there being one big pot of UC/CB/wages for everyone to use.
And in turn the OP spends all her UC/CB money on his kids whilst he doesn't do anything with his ages? That's what I got from the post

Tinsellittis · 18/12/2021 16:28

@OnlyAFleshWound

So he funds your entire life but you don't want to spend any money on his kids?
Oh do behave Hmm
Meadowbreeze · 18/12/2021 16:28

@girlbaby85 Single claim gets more money a month on UC and only your first 2 children are entitled to the child top up, if they're born after 2017.
Sounds like OPs partner is getting his UC, UC for his kids, she's getting her UC and her child's and potentially they are both claiming housing costs.
So they're being overpaid by quite a lot if this is the case which sounds like it is.

Sowhatifiam · 18/12/2021 16:29

Can the benefits fraud posts stop

If the OP doesn’t quite realise how the system works, she really needs to understand that on the face of it, from the info she has given, she will be committing benefit fraud. I accept it may not be intentional and that the OP sounds vulnerable generally, but that isn’t going to be a defence if she gets caught out. Moreover, a conviction of fraud would stop her from working in many fields in the future. Far better she comes clean and gets it sorted than the worst happen.

How is the OP doing benefit fraud?

It is reading like she is married/living with someone on a full time basis who is claiming for his children and the OP has a separate claim for her own child. This would be fraudulent as they are one household, not two, and need to claim as such - it should be a joint claim. It may be just the way she is wording things and all is fine but I would urge her to have a serious look at it and get advice if she needs it. Not being married isn’t going to protect her.

loislovesstewie · 18/12/2021 16:30

ALL marriages have to be registered. CofE priests are automatically licenced to register the marriage and other denominations arrange to either have the registrar attend to do the 'civil' part of the ceremony or arrange for a minister or member of the congregation to be licenced to perform that function. Both partiers then sign the register in the presence of witnesses. This has been the case since 1836, but unfortunately some faiths have not totally taken this on board. So the parties have the religious ceremony, but the marriage isn't registered, so no legal protection exists.

daisychain01 · 18/12/2021 16:32

Sounds like your partner/husband is doing very nicely out of this, OP and you've drawn the short straw.

You've turned into a pseudo live-in nanny to his 3 children, free of charge.

You have no claim on the property, which he owns, so you have no financial autonomy or control.

You're having to finance your life and that of your shared child out of benefits (what? How can a husband sit by and let his "wife" have to draw benefits because she has no other means of support that he's prepared to contribute to), meanwhile your husband is earning his nice ring-fenced salary, probably a nice corporate pension.

You possibly aren't payment the equivalent of "rent" to him but instead he's got you buying his kids expensive toys and decorating their room to make up for it.

He is not a Prince among men OP that's for sure,

Have you not thought of it in these terms, and why have you allowed yourself to sleep-walk into such a financial travesty.

LexMitior · 18/12/2021 16:35

@MalbecandToast

You can't have a child with a man who already has 3 and then complain about it. Simple as that.
This, absolutely.

Why do people like this bother being "step parents".

WhenISnappedAndFarted · 18/12/2021 16:36

Can the benefits fraud posts stop

The OP gets UC which is for the household, not her and it'll be for the first two children, which aren't hers so she can't begrudge spending the money on the children. If the OP is getting UC for her and her child then it is benefit fraud. Either way the OP is wrong about saving it and not spending it on the children or committing fraud.

The OP may be aware or may not be but I think it's fine that it's been pointed out to her.

Regarding the rest of the money, the 'DH' should be putting the money in a joint account.

LethargicActress · 18/12/2021 16:37

If you don’t work and don’t have an income of your own, you aren’t paying anything for your step children. Even if you use a bit of your child benefit on them, you are still being enabled to be a sahm thanks to their father who is providing for all of you so overall, you have nothing to complain about when it comes to spending on your step kids.

Ellmau · 18/12/2021 16:40

Lots, in England only cofe, cofw, roman catholic, quaker and jewish weddings are also legal marriages. The rest don’t are still discriminated against in not being legal ceremonies.

Lots of other Christian denominations can do legal ceremonies, and it's open to other faiths as well should they choose to do so.

The premises need to be registered for marriages, and an Authorised Person appointed, who is often but not always the clergyperson.

www.gov.uk/government/publications/marriage-registration-guidance-for-authorised-persons/marriage-registration-guidance

Also the ceremony has to incorporate the essential declarations.

DrManhattan · 18/12/2021 16:44

Confused. How are you paying for his kids when you don't have any income?

Feel bad for those kids, I hope they don't feel like they are a massive inconvenience to you.

Starcup · 18/12/2021 16:44

@Idontgiveagriffindamn

If you’re married and you don’t work surely all money goes into a pot so it’s not really your money / your husbands money that you’re spending.
Exactly. Lucky for you, yours is his (but you’ve got none really) an his is yours….

Your post would only make sense, if you worked and he didn’t (it didn’t work as much as you) and you weren’t married.

Dishwashersaurous · 18/12/2021 16:49

Just another one saying that you don't have independent income, if you are claiming Uc then all income is household income.

Snog · 18/12/2021 16:51

All DH's children should be treated equally surely?

2bazookas · 18/12/2021 16:53

You don't work; isn't it DH's income you're spending on (all) his children?

Snog · 18/12/2021 16:53

I think you need to agree between you and DH a financial arrangement that suits both of you and feels equitable.

I think you should treat all income as household income since you are not working. Do a proper budget and stick to it, it can include monthly savings for each of you.

I would go back to work asap though to protect your financial position.

Dishwashersaurous · 18/12/2021 16:55

And you can't claim UC for third child born after a certain point.

So if you are claiming uc for the older children then you can't claim for your child.

So therefore your income is only £13 a week child benefit

Luredbyapomegranate · 18/12/2021 16:56

@OnlyAFleshWound

So he funds your entire life but you don't want to spend any money on his kids?
Well OP is looking after the kids, so you missed half the equation there.

You need to have joint finances OP. And agree on a level of savings.

tara66 · 18/12/2021 16:56

I am nor sure if Islamic marriages are 'legal' marriages without going to registrar as well - because they are potentially polygamous (that used to be the case).

DickMabutt73962 · 18/12/2021 16:57

@Georgy12

You're not spending a penny towards your SC, your husband and benefits are covering it so yes, YABVU!
Exactly.
CSJobseeker · 18/12/2021 16:57

You're married. Why on earth do you not have proper access to family money?

Anything bought for the children (step or otherwise) should come from family money (which includes both child benefit and your DH's wages).

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